Anybody in real estate?

I would not sign a mortgage. They are rapidly transforming this country into something we won't like. Your job could be gone tomorrow. Then what?

I'm renting month to month and am seriously thinking of moving more rural. Right now I'm semi rural. The next 4 years will be nothing like the last 4.

Nobody has any good advice for a first time buyer that can't be found by googling? I want to hear some experiences.

I'm a mortgage broker in the UK, credit score means everything when applying, especially at higher loan to values. Having a small amount of credit can actually work against you (known as a *thin* credit file) when there is not enough evidence to ascertain whether you're credit worthy or not.

The problem is renting is way to expensive. The average house is atleast $800 and up and thats simply out of my price range. I rather pay to own something then to drain it into rent. I definitely have a secure job.

You don't own it. You are paying to own it !
Then when you finally pay it off, You will still have a
$300 + monthly property tax, on top of water,sewer,trash,
and maintenance fees !
Pretty cool huh ?

I officially now have $30,000 saved up to buy a new home howeber I have very little credit. I only have one Visa card that I've had about 2 years. I get many offers in the mail just havn't followed up on getting a second one yet.

But If I'm looking for homes priced around $60,000 to $80,000 and put up around $20 to $25,000 for a downpayment (including closing costs) does my credit score really matter? My goal would be to have my morgage around $350 a month or cheaper. I take home after taxes about $1,400 a month.

First time home buyer so any help GLP can offer I would greatly appreciate it.