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So I got rear ended today.... Advice needed

 
Anonymous Coward
User ID: 24227431
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12/04/2012 08:43 PM
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So I got rear ended today.... Advice needed
I got rear ended today by some idiot not paying attention. Slammed into me pretty good. The rear of my car is pretty jacked and my back is hurting something awful. I whiplashed into my seat and was pretty out of it when the cop gathered information. So needless to say I didn't get any of the guys information but the cop said the report will be ready in 3 days. I got checked out by the paramedics and they said if my back still hurt in a couple of hours to go to the hospital.


I called my insurance when I got home, but does anyone have any advice to make sure that I don't get hosed over by the insurance companies. Should I go to the hospital just in case?
Anonymous Coward
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United States
12/04/2012 08:45 PM
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Re: So I got rear ended today.... Advice needed
yes

I would, you will probably need anything you can get since you don't know if you got anything at all info wise.

slipped discs can take a while to really start messing you up, just to be safe, I would.
Anonymous Coward
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12/04/2012 08:46 PM
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Re: So I got rear ended today.... Advice needed
Yes, if you were anally raped you should go to the hospital.
k
User ID: 11312040
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12/04/2012 08:49 PM
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Re: So I got rear ended today.... Advice needed
Idiot. Why don't you toughen up. And go back to work. Quit being a jigger expecting a giant reward from a lawsuit.
Justalittlebad

User ID: 24677767
United States
12/04/2012 08:51 PM
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Re: So I got rear ended today.... Advice needed
As an Insurance Adjuster, I would say if there is any question you need medical care, go. Provide the ER your insurance info. (Health Ins.)

Your coverage companies, Health and Auto will go after the other party. It's called Subrogation.
Justalittlebad/more or less
Anonymous Coward
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United States
12/04/2012 08:54 PM
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Re: So I got rear ended today.... Advice needed
ARE YOU REALLY THISD FUCKING STUPID, OR ARE WE TROLLING?
Anonymous Coward
User ID: 1424669
United States
12/04/2012 08:55 PM
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Re: So I got rear ended today.... Advice needed
another loser trying to make a buck of the broken system. just dont cry when your rates get jacked, asshole
Anonymous Coward
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United States
12/04/2012 08:58 PM
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Re: So I got rear ended today.... Advice needed
Go see an attorney immediately, say your back hurts, a good attorney will send you to a doctor and you can get some treatments, if you have injury you get money. And go to hospital if you hurt, make them pay big time.
Anonymous Coward (OP)
User ID: 24227431
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12/04/2012 09:01 PM
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Re: So I got rear ended today.... Advice needed
another loser trying to make a buck of the broken system. just dont cry when your rates get jacked, asshole
 Quoting: Anonymous Coward 1424669


your rates only get jacked up if you are a shitty driver who doesn't pay attention to break lights and has accidents on their record
Deej

User ID: 28887081
United States
12/04/2012 09:10 PM

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Re: So I got rear ended today.... Advice needed
another loser trying to make a buck of the broken system. just dont cry when your rates get jacked, asshole
 Quoting: Anonymous Coward 1424669


your rates only get jacked up if you are a shitty driver who doesn't pay attention to break lights and has accidents on their record
 Quoting: Anonymous Coward 24227431


NOW I gotta say it... Are you really this freakin' STUPID!!

putin
No matter what happens... just say "Thank You." - D W Fierce
Anonymous Coward
User ID: 11312040
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12/04/2012 09:14 PM
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Re: So I got rear ended today.... Advice needed
another loser trying to make a buck of the broken system. just dont cry when your rates get jacked, asshole
 Quoting: Anonymous Coward 1424669


your rates only get jacked up if you are a shitty driver who doesn't pay attention to break lights and has accidents on their record
 Quoting: Anonymous Coward 24227431


NOW I gotta say it... Are you really this freakin' STUPID!!

putin
 Quoting: Deej


Of course he is
Anonymous Coward
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12/04/2012 09:16 PM
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Re: So I got rear ended today.... Advice needed
Like the poster above who is an insurance adjustor said, go to the ER if you have pain and can't see your doctor or wait til tomorrow and see your doctor;

Call insurance company immediately and open a claim;

Contact a personal injury attorney, they will get estimate of property damage and probably have you see a physician to get checked out. This might and probably will entail some physical therapy appointments because it sounds like you were hit fairly hard and it doesn't take much to incur a back/spine injury due to this type of accident.

Your attorney will act on your behalf with regards to your insurance company as well as that of the other party. If you hire an attorney you should never talk to the other party's carrier or your carrier for that matter, this is why you hired your attorney;

When you get to this point you will understand the process and hopefully will receive a fair and equitable settlement to compensate you for any property damage and physical injury.

That's it in a nutshell if you go the legal route using an attorney.
weasel keeper

User ID: 15395274
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12/04/2012 09:21 PM
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Re: So I got rear ended today.... Advice needed
Get tested for AIDS every few months for the next 5 years, it apparently has a slow incubation period...sidewaysbananasexsuicide
Wild Weasels? You've got to be shitting me!
Anonymous Coward
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Australia
12/04/2012 09:21 PM
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Re: So I got rear ended today.... Advice needed
Off to the justice casino you go..
Anonymous Coward
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United States
12/04/2012 09:22 PM
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Re: So I got rear ended today.... Advice needed
[link to www.someecards.com]
KateSask

User ID: 15170057
12/04/2012 09:28 PM
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Re: So I got rear ended today.... Advice needed
OMG, that happened to me once on a clover leaf merge, some older lady hit me from behind and almost pushed my car into oncoming traffic! I was dumb and told her everything was fine until a couple days later when I went to open my trunk and it wouldn't open!!!

Cost me lots to repair it. I'll never do that again, always take the persons info and license, insurance etc... and report it. I learned the hard way.

Good luck OP.
.


Candle Lake, CANADA in Pictures ~ [link to www.dennischamberlain.com]
Anonymous Coward
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12/04/2012 09:39 PM
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Re: So I got rear ended today.... Advice needed
Were they texting? Be sure your attorney subpoenas their phone bill for evidence.

Do not be shy about going straight to the ER TONIGHT and complaining about the pain. The ER people are used to seeing people in pain so make sure you make it clear that you are in PAIN. Ask for a prescription for pain medication. You can throw the meds away later if so inclined (they are very addicting anyway) but DO accept and fill the prescription. When it comes time to sue the other party, the person with the most paperwork wins. Also, you will be re-imbursed for time lost at work, so don't tough it out by showing up at the office if you are in pain.

Sorry to inform you that whiplash is MUCH worse the next day. It causes inability to focus. It also makes it hard to stay asleep. Be sure you mention these symptoms to doctors if you have them, and be sure you see the doctor actually *write down your complaints* so that when it comes time to sue you will have the appropriate documentation.

MOST IMPORTANT: Get thee to a chiropractor first thing in the morning, even if you have to pay out of pocket (insurance rarely covers chiropractic, except sometimes it covers the xrays). Going to the ER is solely for the purpose of documentation that you were in pain, and to get a prescription for pain meds. The chiropractor can actually help you get well, but the sooner you see them the better for your long term situation.

I'm sorry this happened to you. It has happened to me several times, no fun at all.
Anonymous Coward
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12/04/2012 09:40 PM
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Re: So I got rear ended today.... Advice needed
Make sure you do not give any insurance adjuster a recorded statement. They will ask you if they can record you for their records when in fact all they are doing is trying to get you to say you've have some type of pre existing injury no matter what it was even if you've been to the doctor 20 years ago about your neck or back they will try and blame it on that. So NO recorded statements please. Get an attorney right away and don't try and handle this on your own.
Anonymous Coward
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12/04/2012 09:43 PM
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Re: So I got rear ended today.... Advice needed
weasel keeper

User ID: 15395274
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12/04/2012 10:08 PM
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Re: So I got rear ended today.... Advice needed
Can't take a joke? Butt hurt?
Wild Weasels? You've got to be shitting me!
Anonymous Coward
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Canada
12/04/2012 10:20 PM
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Re: So I got rear ended today.... Advice needed
so it begins...
dynamite
Anonymous Coward
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12/04/2012 10:20 PM
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Re: So I got rear ended today.... Advice needed
I got rear ended today by some idiot not paying attention. Slammed into me pretty good. The rear of my car is pretty jacked and my back is hurting something awful. I whiplashed into my seat and was pretty out of it when the cop gathered information. So needless to say I didn't get any of the guys information but the cop said the report will be ready in 3 days. I got checked out by the paramedics and they said if my back still hurt in a couple of hours to go to the hospital.


I called my insurance when I got home, but does anyone have any advice to make sure that I don't get hosed over by the insurance companies. Should I go to the hospital just in case?
 Quoting: Anonymous Coward 24227431


A few hours after the accident, and you're still running on adrenaline. Your injuries are probably more serious than you now realize and will manifest more completely over the next few weeks.

Yes, go to the ER, NOW. Take the scripts they give you. Follow up with your doctor as many times as you need to.

DOCUMENT EVERYTHING STARTING NOW! Keep a notebook handy and jot down the dates and times of every relevant event (i.e. trips to the hospital, doctor, phone conversations, etc.

Just went through this with an elderly neighbor who did not do the above and is getting screwed because of it.