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Condo paid for, no car payment....

 
Anonymous Coward
User ID: 1007755
United States
12/05/2012 10:36 PM
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Re: Condo paid for, no car payment....
Now, start a family.
 Quoting: Anonymous Coward 15112328


cruise you MUST be high...
 Quoting: thetrickybigguy


Did you have kids? Were you married, or divorced/widow/d?
Just wondering..
It is much easier to pay off things and stick to a budget without kids.

I am glad to work for my kids well being; I love them so...
However, I am now a single parent close to fifty with still young kiddos, by the time I can think of retiring I will most likely be renting a room somewhere as my ex left us penniless and homeless. Been tough to rebuild but I have done it. That is great you have been focused on living debt free, congrats!!
Anonymous Coward
User ID: 25450407
United States
12/05/2012 11:09 PM
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Re: Condo paid for, no car payment....
Congratulations!!

Condo fee + real estate taxes are still due every year/month, but to be rid of debt is a GOOD THING!!
thetrickybigguy  (OP)

User ID: 28517864
United States
12/06/2012 06:59 AM

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Re: Condo paid for, no car payment....
Now, start a family.
 Quoting: Anonymous Coward 15112328


cruise you MUST be high...
 Quoting: thetrickybigguy


Did you have kids? Were you married, or divorced/widow/d?
Just wondering..
It is much easier to pay off things and stick to a budget without kids.

I am glad to work for my kids well being; I love them so...
However, I am now a single parent close to fifty with still young kiddos, by the time I can think of retiring I will most likely be renting a room somewhere as my ex left us penniless and homeless. Been tough to rebuild but I have done it. That is great you have been focused on living debt free, congrats!!
 Quoting: Anonymous Coward 1007755


never been married and no kids, and really only ever been in love twice but after 37 years in so fl PLENTY of girlfriends so i have been quite lucky in that respect as far as messy relationships.

no bagage here and it is really much easier when there are no kids to raise and support and God never blessed me so it is what it is and in THIS nasty world, i feel relieved to have not.

i have the utmost respect for you and for what you have been through and still remain steadfast in your love for your children and you are to be commended.

thank you and everybody that have had kind words for what i have shared....
Falling down is a part of life, getting back up is living. ~

Life is about choices, you get to make them each and every day of your life. ~

Capitalization is the difference between helping your Uncle Jack off a horse and helping your uncle jack off a horse.~

Only in America... do we use the word 'politics' to describe the process so well: 'Poloi' in Greek meaning 'many' and 'tics' meaning 'bloodsucking creatures'.~

“When a government is dependent for money upon the bankers, they and not the government leaders control the nation. This is because the hand that gives is above the hand that takes. Financiers are without patriotism and without decency.”

If you're not a liberal at twenty you have no heart, if you're not a conservative at forty you have no brain.

Winston Churchill
Anonymous Coward
User ID: 23660254
United States
12/06/2012 07:05 AM
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Re: Condo paid for, no car payment....
-That Brooklyn bullshit, we on it..
bsflag
peace
thetrickybigguy  (OP)

User ID: 28517864
United States
12/06/2012 07:27 AM

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Re: Condo paid for, no car payment....
might as well throw it up....verycool



Falling down is a part of life, getting back up is living. ~

Life is about choices, you get to make them each and every day of your life. ~

Capitalization is the difference between helping your Uncle Jack off a horse and helping your uncle jack off a horse.~

Only in America... do we use the word 'politics' to describe the process so well: 'Poloi' in Greek meaning 'many' and 'tics' meaning 'bloodsucking creatures'.~

“When a government is dependent for money upon the bankers, they and not the government leaders control the nation. This is because the hand that gives is above the hand that takes. Financiers are without patriotism and without decency.”

If you're not a liberal at twenty you have no heart, if you're not a conservative at forty you have no brain.

Winston Churchill
Anonymous Coward
User ID: 24289757
United States
12/06/2012 07:42 AM
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Re: Condo paid for, no car payment....
I think this is a GREAT Choice... too.

We did the same thing.. I am FREE I am FREE...

BUT.. we still pay $1,038 a month for HEalth Insurance and it is going up to $1,390 come Jan 1st.... I don't know how anyone can afford that. We have no choice but to pay.

We are remodeling our condo so everything is in tip top shape before the USA Money Collaspes..

clappa

congrats!
 Quoting: Anonymous Coward 18432713
Anonymous Coward
User ID: 26165384
United States
12/06/2012 07:44 AM
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Re: Condo paid for, no car payment....
Congratulations OP.
Good job at planning and saving.
thetrickybigguy  (OP)

User ID: 28517864
United States
12/06/2012 08:35 AM

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Re: Condo paid for, no car payment....
as i look back the one thing that i did that has helped tremendously is i paid 11,500 cash eleven years ago for a 1997 Toyota Avalon that had 58K on it and i still have this car and it just turned 295K miles and it is running better than the day i bought it and no matter what, i will have this car the rest of my life.

granted it has cost money to keep it highly maintained over the years but 'no car payment' has been the best thing and has anybody ever read 'the millionaire next door'?

short of winning the lottery everything will stay the same...
Falling down is a part of life, getting back up is living. ~

Life is about choices, you get to make them each and every day of your life. ~

Capitalization is the difference between helping your Uncle Jack off a horse and helping your uncle jack off a horse.~

Only in America... do we use the word 'politics' to describe the process so well: 'Poloi' in Greek meaning 'many' and 'tics' meaning 'bloodsucking creatures'.~

“When a government is dependent for money upon the bankers, they and not the government leaders control the nation. This is because the hand that gives is above the hand that takes. Financiers are without patriotism and without decency.”

If you're not a liberal at twenty you have no heart, if you're not a conservative at forty you have no brain.

Winston Churchill
ceawaves

User ID: 28704314
United States
12/06/2012 08:38 AM
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Re: Condo paid for, no car payment....
Congratulations~
Anonymous Coward
User ID: 29159924
Canada
12/06/2012 08:52 AM
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Re: Condo paid for, no car payment....
$1400 in health insurance??!!! OMG!
Butt Pincher

User ID: 24926363
United States
12/06/2012 09:37 AM
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Re: Condo paid for, no car payment....
Congratulations OP.
Good job at planning and saving.
 Quoting: Anonymous Coward 26165384


I hate to pop your bubble.. But, a condo is your worst investment.. with the fees and taxes not to mention the loss of equity, you would be better off renting and buying metals to stave off inflation..
thetrickybigguy  (OP)

User ID: 28517864
United States
12/06/2012 10:57 AM

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Re: Condo paid for, no car payment....
Congratulations OP.
Good job at planning and saving.
 Quoting: Anonymous Coward 26165384


I hate to pop your bubble.. But, a condo is your worst investment.. with the fees and taxes not to mention the loss of equity, you would be better off renting and buying metals to stave off inflation..
 Quoting: Butt Pincher


i didn't buy it as an investment....

i bought it to live in and again, short of winning the lottery, they will carry me out of here in a body bag and cremate me and throw my ashes off the commerical pier into the atlantic ocean cause that has already been arranged.

the values are back up in the community and my condo has been completely upgraded with new kitchen, bathrooms, hurricane shutters, hot tub on the patio that if i sell goes with the place, matching paddle fans throughout and all new tile.

the girls out in weston at work call the crib, 'the love shack'...rockon

Last Edited by thetrickybigguy on 12/06/2012 12:03 PM
Falling down is a part of life, getting back up is living. ~

Life is about choices, you get to make them each and every day of your life. ~

Capitalization is the difference between helping your Uncle Jack off a horse and helping your uncle jack off a horse.~

Only in America... do we use the word 'politics' to describe the process so well: 'Poloi' in Greek meaning 'many' and 'tics' meaning 'bloodsucking creatures'.~

“When a government is dependent for money upon the bankers, they and not the government leaders control the nation. This is because the hand that gives is above the hand that takes. Financiers are without patriotism and without decency.”

If you're not a liberal at twenty you have no heart, if you're not a conservative at forty you have no brain.

Winston Churchill
Anonymous Coward
User ID: 27108958
United States
12/06/2012 11:11 AM
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Re: Condo paid for, no car payment....
YES!

Good decision!


woohoo


:DancePeng:
Anonymous Coward
User ID: 26082320
United States
01/09/2013 10:32 AM
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Re: Condo paid for, no car payment....
Got a house paid off and a Jeep Grand Cherokee SRT-8 paid with cash. Living on SS. Just threw some new rims on the ride. Life is good
 Quoting: SaintLunatic


good for you bigguy....

and with no house payment or car payment a person can pay the minimal living expenses and live on SS.

i told that bitch on the phone from BOA that i hate BOA and that they are owned by the globalist bankers like the rothchilds and that the fed is also owned by the same scumbags and that next week i am closing out my checking account and this bitch must have thought i was a fucking psyco....

i reamed her ass good just because...

cruise
 Quoting: thetrickybigguy


yoda
Anonymous Coward
User ID: 8693549
United States
01/09/2013 10:39 AM
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Re: Condo paid for, no car payment....
gonna be hard to fit a condo in the trunk if you have to bail out of the wasteland
thetrickybigguy  (OP)

User ID: 7137405
United States
01/09/2013 10:47 AM

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Re: Condo paid for, no car payment....
gonna be hard to fit a condo in the trunk if you have to bail out of the wasteland
 Quoting: Anonymous Coward 8693549

well i won't be bailin i'll be hunkerin down for the duration...rockon

one way or another....
Falling down is a part of life, getting back up is living. ~

Life is about choices, you get to make them each and every day of your life. ~

Capitalization is the difference between helping your Uncle Jack off a horse and helping your uncle jack off a horse.~

Only in America... do we use the word 'politics' to describe the process so well: 'Poloi' in Greek meaning 'many' and 'tics' meaning 'bloodsucking creatures'.~

“When a government is dependent for money upon the bankers, they and not the government leaders control the nation. This is because the hand that gives is above the hand that takes. Financiers are without patriotism and without decency.”

If you're not a liberal at twenty you have no heart, if you're not a conservative at forty you have no brain.

Winston Churchill
Anonymous Coward
User ID: 16514320
United States
01/09/2013 10:53 AM
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Re: Condo paid for, no car payment....
Congrats,My Idea of total freedom is my passport and no place I have to stay.I am mobile.I roam.Mexico,the Ukraine,New Orleans,I have crossed the border 5 times in 30 days.Good Luck and Great work op
Anonymous Coward
User ID: 31620366
United States
01/09/2013 11:00 AM
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Re: Condo paid for, no car payment....
Wow nice job! Congrats!

I just paid off all my credit cards.
 Quoting: Conspiracy Theorist


those are next.

amerx is at 800 and the MC is at about a grand.

nothin' but clear sailin from here on out and this next nov, if we are still around, and that is a big if, i'll collect 1200 a month SS and that is more than enough to pay all living expenses and then some...
 Quoting: thetrickybigguy




Sorry to inform you that it's tough as hell to live on SS, and I even get a little extra from a small retirement annuity. Even though my piece of shit house is paid for and my two 12 year old plus vehicles are paid for.
 Quoting: Anonymous Coward 5676214


living expenses only around 700 and i got 100K in a ESOP account but i can't get it for four years and an oil company just offered 200K for the 50 acre farm my mother grew up on in WV so everything is everything.
 Quoting: thetrickybigguy

Tell the oil company to give you more for your land.... They will make a fortune off it, make them pay for it!!
Anonymous Coward
User ID: 1478493
United States
10/03/2015 11:30 AM
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Re: Condo paid for, no car payment....
So, OP, was it the right decision you made to pay off the condo? (I am sure you will say yes.)
Anonymous Coward
User ID: 15142403
Netherlands
10/03/2015 11:33 AM
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Re: Condo paid for, no car payment....
No different roads after a while when ebtering a different country , well a littlebit but bah so empty ideaed
Anonymous Coward
User ID: 26578528
United Kingdom
10/03/2015 11:44 AM
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Re: Condo paid for, no car payment....
Wow nice job! Congrats!

I just paid off all my credit cards.
 Quoting: Conspiracy Theorist


those are next.

amerx is at 800 and the MC is at about a grand.

nothin' but clear sailin from here on out and this next nov, if we are still around, and that is a big if, i'll collect 1200 a month SS and that is more than enough to pay all living expenses and then some...
 Quoting: thetrickybigguy




Sorry to inform you that it's tough as hell to live on SS, and I even get a little extra from a small retirement annuity. Even though my piece of shit house is paid for and my two 12 year old plus vehicles are paid for.
 Quoting: Anonymous Coward 5676214


living expenses only around 700 and i got 100K in a ESOP account but i can't get it for four years and an oil company just offered 200K for the 50 acre farm my mother grew up on in WV so everything is everything.
 Quoting: thetrickybigguy


200k? ignore that shit.
tiger1

User ID: 68665462
United States
10/03/2015 11:44 AM

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Re: Condo paid for, no car payment....
Congrats on being debt free ! Bank all the money you would have used to pay the note, or invest in some stable ventures.
Praise God from Whom all Blessings flow !!!
Anonymous Coward
User ID: 26578528
United Kingdom
10/03/2015 11:47 AM
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Re: Condo paid for, no car payment....
sell the condo! move to wv farm! commence gansta party!

Anonymous Coward
User ID: 69379829
United States
10/03/2015 11:49 AM
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Re: Condo paid for, no car payment....
Smart man. Good for you!
Anonymous Coward
User ID: 26578528
United Kingdom
10/03/2015 11:57 AM
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Re: Condo paid for, no car payment....
$1400 in health insurance??!!! OMG!
 Quoting: Anonymous Coward 29159924


but obamacare is supposed to be free!!!

my parents are in the same boat. my dad just retired. $1400/mo for insurance. i dont know what to do about it.
Anonymous Coward
User ID: 70442455
United Kingdom
10/03/2015 12:06 PM
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Re: Condo paid for, no car payment....
A sinkhole will open up now and swallow the car and condo.
Petitroche

User ID: 66954576
United States
10/03/2015 03:22 PM

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Re: Condo paid for, no car payment....
Wow nice job! Congrats!

I just paid off all my credit cards.
 Quoting: Conspiracy Theorist


those are next.

amerx is at 800 and the MC is at about a grand.

nothin' but clear sailin from here on out and this next nov, if we are still around, and that is a big if, i'll collect 1200 a month SS and that is more than enough to pay all living expenses and then some...
 Quoting: thetrickybigguy




Sorry to inform you that it's tough as hell to live on SS, and I even get a little extra from a small retirement annuity. Even though my piece of shit house is paid for and my two 12 year old plus vehicles are paid for.
 Quoting: Anonymous Coward 5676214


Ditto

I'll bet my house is shittier than yours. I haven't got the cash to rehab it.
I don't have the time or the crayons to explain this to you.



Slake Blake
Petitroche

User ID: 66954576
United States
10/03/2015 03:24 PM

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Re: Condo paid for, no car payment....
Congrats,My Idea of total freedom is my passport and no place I have to stay.I am mobile.I roam.Mexico,the Ukraine,New Orleans,I have crossed the border 5 times in 30 days.Good Luck and Great work op
 Quoting: Anonymous Coward 16514320


Damn! You're living the life. Where do you go in Ukraine?
I don't have the time or the crayons to explain this to you.



Slake Blake
Anonymous Coward
User ID: 29131267
United Kingdom
07/26/2017 01:01 PM
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Re: Condo paid for, no car payment....
i just paid off the condo but maybe i should've held on to the dough...

pay off was just above 56K and by paying it off now i saved 22K in interest over the next seven years and the tax write off on the interest will probably be taken away from us eventually so i think i made the right move....

and besides when the dollar collapses all that dough will be worthless.

no more 900 dollar payment each month!!



5a dance
 Quoting: thetrickybigguy


and i know it's a blast from the very distant past but interest rates can actually go up ... ... as well as down.
Anonymous Coward
User ID: 29131267
United Kingdom
07/26/2017 01:04 PM
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Re: Condo paid for, no car payment....
$1400 in health insurance??!!! OMG!
 Quoting: Anonymous Coward 29159924


but obamacare is supposed to be free!!!

my parents are in the same boat. my dad just retired. $1400/mo for insurance. i dont know what to do about it.
 Quoting: Anonymous Coward 26578528


in the UK they don't scam you with health insurance, they clean you out with "old peoples home" fees





GLP