STUDENT GRANTS & LOANS: Obama has made it much HARDER to get them, did you know that?

I believe you OP.

BHO is trying to control everything even life and death!!!@

I have two children in college who do not understand how
bad things are economically and spiritually.


Mary

Maybe some of your elderly could help out?

You're a sick senior citizen and the government says there is no nursing home available for you.

So what do you do?

Our plan gives anyone 65 years or older a gun and 4 bullets.

You are allowed to shoot four Politicians.

Of course, this means you will be sent to prison where you will get three meals a day, a roof over your head, central heating, air conditioning and all the health care you need!

Need new teeth? No problem. Need glasses? That’s great. Need a new hip, knees, kidney, lungs or heart? They're all covered.

As an added bonus, your kids can come and visit you as often as they do now.

And who will be paying for all of this?
It’s the same government that just told you that they cannot afford for you to go into a home.

And you can get rid of 4 useless politicians while you are at it.
Plus, you might not have to pay income taxes anymore.

Is this a great country or what?

Americannationalmilitia.com

They can't even figure out how to pay for their own damn school. Their rage will be useless, much like a temper tantrum.
First they need to learn how to feed themselves. Stealing food only lasts so long. I should add, anyone attempting to steal my food would be in for a surprise

Smart can win against mean and crazy. Wisdom wins the end game

But the person will work as a slave for a company in prison
Well, I guess they will have a job too in prison

Make pennies for wages but have a job

Its called illegitimacy of law, justice, and order.

All of the above are ficticious concepts.


Order only serves those who dont have to live by its laws.

Last Edited by Intergalactic Diplomat on 12/09/2012 07:54 AM

Are the sick over 65s required to work in prisons?

OP sounds like the entitled brats that I fear will inherit the responsibility of working and running our world. Yes, if you want free money and access to loans you have to meet a criteria including showing your past educational history. How hard is it to get a transcript from your past colleges attended. And yes, maintain a 2.0 and not withdrawl to make your class load below full time and pocket the money.

What I do know is filling out FAFSA to qualify for loans and grants has never been easier. The electronic form easily connects online to your taxes if filed. This is very big brother creepy to me. Collecting income info under the guise of applying for aid. Most who work and file taxes are not going to be qualifying for grants, free money nott needed to pay back. BUT we know how Obama loves giving free aid to the VERY Poor, often the non workers and if a student qualified for free lunch in school, they can get free money for college very easy.

Won't get any student loans, no guarantee of a job after I'm done. Hubby took out student loans & the interest on them alone was over $2,000. He graduated from UNI just as a major employer all but shut down operations in Waterloo, IA.

Fortunately, we were able to discharge them in bankruptcy in the early 90's. (back when you still could)

Last Edited by mopar28m on 12/09/2012 08:09 AM

You have absolutely no idea what you're talking about. I work in higher education and you are coming from a place of low information.

Way too many students have been abusing student lending for decades by living off the proceeds then walking away before they graduate. For many, it's just a deferral of entering the work force and siphoning federal loans available away from serious students.

In addition, the executives of colleges are in a very dangerous trend of building infrastructure that adds no value to academics whatsoever. They're building student resorts on public debt and passing the cost through usury structured lending on the backs of parents and students. One institution I know quintupled their debt to the tune of hundreds of millions of dollars to build light displays, athletic sky cams, professional grade locker rooms & exercise centers. They are also raising tuition and fees to pay for lavish perks and benefits for the presidents and their cronies.

These new regulations are in place because FINALLY someone in the federal government is calling out the universities and fake students on their bullshit and not enabling fiscal irresponsibility and abuse.

Sorry, OP. No sympathy from me. All these stipulations seem very reasonable to me.

and let me add to my post above that these colleges are admitting students who are not qualified to attend college, thus the GPA requirements. It's all about the money for most of these institutions anymore.

i see a lot of things written about loans and the hardships paying them back, but i don't see anyone looking into the extremely high cost of education?

if education was oil or tabacco it would be called "big" education and labeled the "enemy."

these professors barely work a full week much less a full year and they make enormous salaries to fill our heads with leftist crap and no one ever questions why they get inflated and bloated salaries?

if you look into the finances of various big bucks universities you will find that they are very, very wealthy institutions with investments and holdings all over the world.

universities depend on the government to issue loans so that they can charge outrageous tuition. without loans their prices would be subject to the market and would drop like a rock. this incestuous relationship should be stopped.

there is an article in the Guardian about land grabs in africa from harvard and vanderbuilt unis where the unis are forcing poor farmers off their land. this is just one that we have heard of. search: universities africa land grab.

Yes

I agree with this statement.

Many use it as play money and not for school.

I think it is great they are cracking down on the abuse.

Serious minded students will get money

but those wanting a welfare handout will not

How is higher education funded there in Thailand? Does it cost $40,000 a year there to attend the university?

The real problem is that college is unaffordable.

No one pays any attention to this problem

I am so glad I got my degree back in the 1980s.
It cost so little as compared to what it costs today.
I looked at what the student pays for the same degree and it has quadrupled!!

I was shocked and nauseated.

I think you need to create a separate thread about this one alone.

Don't go to a fancy, glitzy college if you cannot afford to pay student loans in the long term. Go to a trade school, you'll make more money out of it than with going to college for a BA degree.

The GPA requirement should be at least 3.0.

All that Unless you are an llegal alien .

The uni probably figures that your salt-of-the-earth kids will be around next semester, so it's no hurry to get their money. And they'll be a lot of work in class, all those papers to grade, attending professors' office hours for help, etc.

Whereas the phony students are easy, and they may be gone soon, so give them priority in the classes to get their tuition dollars in the bank now!

Too late, all those Kool=Aid drinkin' lefty students already done voted for him, didn't ya? HAHAHAHAHAHAHAHAHAHAHAHAHAH

There is no wisdom whatsoever about student loans. The enormous cost increases to education has created a Frankenstein. We desire to have lots of intelligent professional folks because we need their skills, but in order to get that much education means a Masters and probably a PhD. It's too expensive, for there's tons of these people working in service jobs now. The economy has not kept up with the number of people who got those degrees.

At one time, a high school graduate could easily find work in a skilled trade and make a decent wage. It built up the middle class and allowed for a thriving economy. When people bought into free trade, then we lost those jobs. It ruined the economy of the USA.

The only option was to get a college degree, and most people are not directed in intelligent ways to get the most likely education that will provide employment. The only real growth is in healthcare, so this means more registered nurses and physicians and medical techs.

The problem is that these jobs pay LESS then they used to in terms of financial stability. They always were high stress jobs. It was fairly difficult for a RN to stay in that position for more than seven years. The attrition rate was and is enormously high.

There are severe challenges to becoming a physician today in the US. It takes four year of college, four years of med school, a minimum of three years of residency, and then enormous startup costs to set up a practice and HUGE malpractice insurance.

Imagine billing patients and the insurance company basically tells you what they will pay you for that service. The federal government does the same thing, so physicians must accept the payment in full, when often it's less than 66% of the bill. This drove healthcare costs up all around. A lot fo physicians are saying screw it.

There are NO jobs anymore, and getting an education is not a panacea for economic security.

Prior to the present, the majority of people in the US that became wealthy did it by investing in real estate. We've seen a huge plummet in real estate values except for farmland. It's ruined a lot of people.

Why is this important? A lot of wealthy people invest their assets in businesses to make more wealth. They can't hire employees since they must give healthcare now. They've lost a good percentage of their assets in the stock market and with a fall in real estate value, then they have less to borrow against to maintain operating costs.

We're dooming an entire generation who think that a college education means any form of financial security.

Ron Paul believed that better system would be for business to create a partnership with college students. Instead of bankers making money by government backed student loans, businesses would sponser students with a contract. Say a hospital needs RNs, then they agree that as long as the student progresses in a timely fashion (say five years),with adequate academic progress, then they'll absorb the cost of the tuition and some housing.

The way the system is now with student loans, then a parent usually must co-sign for student loans as they mount up beyond a certain amount. The government student loans are not adequate to pay for all college expenses. The most likely asset in case of a default if a home mortgage. Since most real estate in home mortgages has plummeted, this has destroyed any way of providing a college education.

A lot of people foolishly went to private schools for their Bachelor's degrees. Private school used to be for the wealthy. It's important to use them for a handful of occupations, but mostly they should be used for advanced degrees instead (like law or medical school).

Many degrees like in Sociology literally cost the student far more than they could ever hope to get back. Would you want a world without Sociology degrees? It's entirely possible since it doesn't pay well.

Many students with Masters in education never get tenure as college professors, and so they get their PhD and still they can't get tenured. Something like 80% of college teachers are part-time. Most will never achieve tenure. It's a crapshoot.

dO YOU KNOW HOW MANY PEOPLE GET LOANS AND THEN NEVER FINISH. wHY DON'T YOU PUT UP THOSE NUMBERS. fREELOADING OFF THE SYSTEM. lIKE ANOTHER FORM OF WELFARE. THEN THEY NEVER GO OR FINISH SCHOOL AND SPEND THE MONEY ON SOMTHING ELSE AND NEVER PAY THE LOANS BACK.

TIME AND TIME AGAIN THIS HAPPENS. ABUSE OF THE SYSTEM HAS CAUSED THIS TO HAPPEN. IRRESPONSIBLE DUMB FUCKS THAT NEVER LEARNED CAUSE THEY NEVER WENT.

FUCKED IT FOR EVERYBODY ELSE.

I've been in school since 2011 and haven't heard of any of these new regulations, except the 2.0 GPA requirement which has always been the rule (and ought to be raised to 3.0).

$30k in debt for a college degree isn't bad. That's no different than a new car payment. Just drive a car you OWN, pay more than the minimum and get the loans paid. Is a college education worth a new car? I think so.

this really is a good thing, most people dont have the money, if colleges want to stay in buisiness they will have to adjust their prices. credit/debt is a poison to an economy

thanks for agreeing, lol. no one in our government will tackle this problem. damn democrats won't put the brakes on this because the profs promote democraps and leftist ideology. i have long since given up expecting republicowards ever doing anything that resembles a tough problem.

so we keep borrowing to attend bloated useless universities and the professors and college unis keep collecting big bucks while doing what they love promoting leftists' policies.

there was a thread about this awhile back, but it didn't get much interest. :(

Stop fear mongering. The vast majority of loans get paid back. Most college grads go on to get reasonable jobs and be succesful people who pay taxes.

Most of the ones who don't are the morons who drop out of college with loans, get art, music, and theater degrees, etc.

Sociology isn't an aweful degree if you get a graduate certificate to go with it. Easy job in state government. Sure, it might start at $29k, but that isn't an aweful starting place is it? Given a decade of service that'll end up to be $38-$40k, and with good benefits.

of course, mr gummint is gonna make sure that anyone given access to the good life via academics has the proper political profile

this always happens in socialist gummints, you dont get access to privilege unless you can demonstrate your a loyal party member.
Why do you think he's gone for voter information?

he sees you when your sleeping.
he sees when youre awake,
he knows if youve been bad or good
So in your mouth his dick you better take

Re 'creepy'..Boundaries have dissolved and Alien has become part of your life landscape.
Oh, yeah you falter in one area they've got your life.

On the second part though, your 'poor' priviledged receive perhaps 1/8th of what a person actually needs for a proper education..so they might be your mechanic or hold towels in the washroom.
I'm sick and tired of how great you think the poor have it so feel free to kick the dog when the actual criminals encourage Stockholm Syndrome (fight amongst yourselves) while hollowing out lives of millions while choosing appointments for new lives in balmy relaxed climates.