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Opt Out Of Medicare !

 
tiger1

User ID: 6269153
United States
01/18/2013 10:06 PM

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Opt Out Of Medicare !
If you are getting Medicare, you CAN opt out of part B. I did it today, as my small way to protest obamacare, and the forcing of people to go against their beliefs. That is $105 less that the commie and his treacherous gang in D.C. will be getting monthly from me.
I am a Christian. I cannot compromise my Faith, or endanger my soul, to comply with this great evil that is obamacare.
IF you are getting Medicare, all you need to do is go to the local Social Security office, and fill out a form and sign it. Your Medicare part B coverage will end the day you sign it, but, they will still continue to take the payments out for 2 months afterwards.
If you want to go back on Medicare part B in the future, there are only sign-ups in January, February, and March of each year, with coverage beginning in July of the year you re-sign. There is also a 10% penalty added to the premium, for every year you have opted out.
If you opt out of the Medicare part B, you lose your doctor office visit coverage, and all coverage of any outpatient tests and procedures. If you retain part A, which is automatic, and is free, you still have complete hospital coverage, including all tests, procedures, medicine,etc, while you are an inpatient.
I have health problems, some serious. I take natural medicines from the health food store, and regular antibiotics once every year, or 2.
My choice to do this is not for everybody. It is a personal decision.
ISLANDIA

User ID: 32544739
United States
01/18/2013 10:23 PM

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Re: Opt Out Of Medicare !
EVerything is fine as long as your healthy.

If You work then you wil still be covered by your employer
TastyThoughts

User ID: 1308649
United States
01/18/2013 10:25 PM
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Re: Opt Out Of Medicare !
what's ur part D.
Do you opt outta that too?
"They cannot see what's-up if They are looking down." (TastyThoughts)
"Something is smelly! Something is smelly, like an old barnacle encrusted shoe washing ashore in the middle of summer." (TastyThoughts)
"Yes happy Earth day. Now go tell the wicked to stop damaging the Human Species therefore/and the Earth; For, they are discombobulating the entire Universe and upsetting the Most High God." (TastyThoughts)
tiger1 (OP)

User ID: 6269153
United States
01/18/2013 10:27 PM

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Re: Opt Out Of Medicare !
EVerything is fine as long as your healthy.

If You work then you wil still be covered by your employer
 Quoting: ISLANDIA


I am not healthy. I have no employer coverage. My only medical coverage is Medicare.
People also need to know that when they are about to turn 65, or get on SSD, that they can opt out of part B and not sign up for it in the first place. They can opt to keep their private insurance, if they choose.
tiger1 (OP)

User ID: 6269153
United States
01/18/2013 10:28 PM

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Re: Opt Out Of Medicare !
what's ur part D.
Do you opt outta that too?
 Quoting: TastyThoughts


I had part B. I have never had any drug or other coverage, and no supplement.
Anonymous Coward
User ID: 1018225
United States
01/18/2013 10:33 PM
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Re: Opt Out Of Medicare !
If you are on social security and you opt out of medicare your social security is canceled.
[link to elderlawanswers.com]
TastyThoughts

User ID: 1308649
United States
01/18/2013 10:33 PM
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Re: Opt Out Of Medicare !
what's ur part D.
Do you opt outta that too?
 Quoting: TastyThoughts


I had part B. I have never had any drug or other coverage, and no supplement.
 Quoting: tiger1


So they don't make you have part D.
If one dose sign up for an opt out form then they would have to have part D at minimum?
Do you know what the form is called to opt-out?
"They cannot see what's-up if They are looking down." (TastyThoughts)
"Something is smelly! Something is smelly, like an old barnacle encrusted shoe washing ashore in the middle of summer." (TastyThoughts)
"Yes happy Earth day. Now go tell the wicked to stop damaging the Human Species therefore/and the Earth; For, they are discombobulating the entire Universe and upsetting the Most High God." (TastyThoughts)
tiger1 (OP)

User ID: 6269153
United States
01/18/2013 10:35 PM

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Re: Opt Out Of Medicare !
If you are on social security and you opt out of medicare your social security is canceled.
[link to elderlawanswers.com]
 Quoting: Anonymous Coward 1018225


No, it is not, as long as you retain part A, the free part. You do not lose you Social Security by opting out of part B, which is the one you pay for.
ScarfNZ
User ID: 31669436
New Zealand
01/18/2013 10:42 PM
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Re: Opt Out Of Medicare !
tiger1

You intrigue me. Why do you think state funded healthcare is compromising your Christian faith? You either pay for healthcare through your taxes or via a monthly premium.

In NZ we have government funder healthcare that is paid for by taxation and optional private insurance.
tiger1 (OP)

User ID: 6269153
United States
01/18/2013 10:43 PM

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Re: Opt Out Of Medicare !
what's ur part D.
Do you opt outta that too?
 Quoting: TastyThoughts


I had part B. I have never had any drug or other coverage, and no supplement.
 Quoting: tiger1


So they don't make you have part D.
If one dose sign up for an opt out form then they would have to have part D at minimum?
Do you know what the form is called to opt-out?
 Quoting: TastyThoughts


I have a copy of the form in front of me. It is titled "Request For Termination Of Premium Hospital And/Or Supplementary Medical Insurance". On the form is a box with 2 choices of termination of coverage, Hospital Insurance and Medical Insurance. I checked "Medical Insurance", which is considered Supplementary Medical Insurance. The only effect on your Social Security check, is that you now have an extra $105 per month.


Part D is drug coverage, which is optional and has a differant sign-up method. It is not automatic.
tiger1 (OP)

User ID: 6269153
United States
01/18/2013 10:45 PM

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Re: Opt Out Of Medicare !
tiger1

You intrigue me. Why do you think state funded healthcare is compromising your Christian faith? You either pay for healthcare through your taxes or via a monthly premium.

In NZ we have government funder healthcare that is paid for by taxation and optional private insurance.
 Quoting: ScarfNZ 31669436


It compromises my Faith when I am forced to pay into coverage against my beliefs, abortificants.
TastyThoughts

User ID: 1308649
United States
01/18/2013 10:46 PM
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Re: Opt Out Of Medicare !
UR very helpful. Thank you.
I would give u an emoticon but don't have them enabled at this time, so this will have to do :)

Last Edited by TastyThoughts on 01/18/2013 10:47 PM
"They cannot see what's-up if They are looking down." (TastyThoughts)
"Something is smelly! Something is smelly, like an old barnacle encrusted shoe washing ashore in the middle of summer." (TastyThoughts)
"Yes happy Earth day. Now go tell the wicked to stop damaging the Human Species therefore/and the Earth; For, they are discombobulating the entire Universe and upsetting the Most High God." (TastyThoughts)
Valeria

User ID: 31362412
United States
01/18/2013 10:47 PM

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Re: Opt Out Of Medicare !
Actually, this was on my mind today. I got payment coupons in the mail for Part D because I chose "direct payment method." Of course, I didnt choose anything and it was sent to me automatically? The letter doesnt say anything about an option to opt out so, thank you, for the info and guess I know where I'll be going Monday morning.
tiger1 (OP)

User ID: 6269153
United States
01/18/2013 10:49 PM

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Re: Opt Out Of Medicare !
UR very helpful. Thank you.
I would give u an emoticon but don't have them enabled at this time, so this will have to do :)
 Quoting: TastyThoughts


I want people to be aware they DO have a choice to not compromise their beliefs, and still have their Social Security income.
Anonymous Coward
User ID: 15013514
United States
01/18/2013 10:51 PM
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Re: Opt Out Of Medicare !
You can do it this year but in 2014 you will be a criminal if you don't have medical insurance . New rule of Obamacare that starts in 2014.
tiger1 (OP)

User ID: 6269153
United States
01/18/2013 10:52 PM

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Re: Opt Out Of Medicare !
Actually, this was on my mind today. I got payment coupons in the mail for Part D because I chose "direct payment method." Of course, I didnt choose anything and it was sent to me automatically? The letter doesnt say anything about an option to opt out so, thank you, for the info and guess I know where I'll be going Monday morning.
 Quoting: Valeria


I wish I could scan and post the form. It is a very simple form. IF you choose to fill it out, make sure you only check the "Medical Insurance" square in the section. As long as you retain part A, they cannot take your check away. The part D is also an option, but you have to sign up seperately for that.

IF you do not go to the doctor frequently, or need continual tests, the opt out MIGHT be right for you.

The Social Security office is closed this monday for MLK day. You will have to wait until tuesday.

Last Edited by tiger1 on 01/18/2013 10:59 PM
tiger1 (OP)

User ID: 6269153
United States
01/18/2013 10:54 PM

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Re: Opt Out Of Medicare !
You can do it this year but in 2014 you will be a criminal if you don't have medical insurance . New rule of Obamacare that starts in 2014.
 Quoting: Anonymous Coward 15013514


But, there is a way around it, you still do have part A, which is medical insurance, albeit hospitalization.

If I am labeled a criminal because I am a Christian, I will join the list of many others so labeled through the centuries.
Anonymous Coward
User ID: 20566260
United States
01/18/2013 10:58 PM
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Re: Opt Out Of Medicare !
If you are getting Medicare, you CAN opt out of part B. I did it today, as my small way to protest obamacare, and the forcing of people to go against their beliefs. That is $105 less that the commie and his treacherous gang in D.C. will be getting monthly from me.
I am a Christian. I cannot compromise my Faith, or endanger my soul, to comply with this great evil that is obamacare.
IF you are getting Medicare, all you need to do is go to the local Social Security office, and fill out a form and sign it. Your Medicare part B coverage will end the day you sign it, but, they will still continue to take the payments out for 2 months afterwards.
If you want to go back on Medicare part B in the future, there are only sign-ups in January, February, and March of each year, with coverage beginning in July of the year you re-sign. There is also a 10% penalty added to the premium, for every year you have opted out.
If you opt out of the Medicare part B, you lose your doctor office visit coverage, and all coverage of any outpatient tests and procedures. If you retain part A, which is automatic, and is free, you still have complete hospital coverage, including all tests, procedures, medicine,etc, while you are an inpatient.
I have health problems, some serious. I take natural medicines from the health food store, and regular antibiotics once every year, or 2.
My choice to do this is not for everybody. It is a personal decision.
 Quoting: tiger1


Wow tiger, I wish you well. You wont be able to get any supplements,hmos, crossovers or medigap plans without having part b. I hope you do okay without the coverage. Part a is pretty limited.

But kudos to you for researching and exercising your rights!

hf
TastyThoughts

User ID: 1308649
United States
01/18/2013 11:00 PM
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Re: Opt Out Of Medicare !
UR very helpful. Thank you.
I would give u an emoticon but don't have them enabled at this time, so this will have to do :)
 Quoting: TastyThoughts


I want people to be aware they DO have a choice to not compromise their beliefs, and still have their Social Security income.
 Quoting: tiger1

Keep-on Keeping-on! Information is a good thing to share.
"They cannot see what's-up if They are looking down." (TastyThoughts)
"Something is smelly! Something is smelly, like an old barnacle encrusted shoe washing ashore in the middle of summer." (TastyThoughts)
"Yes happy Earth day. Now go tell the wicked to stop damaging the Human Species therefore/and the Earth; For, they are discombobulating the entire Universe and upsetting the Most High God." (TastyThoughts)
tiger1 (OP)

User ID: 6269153
United States
01/18/2013 11:01 PM

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Re: Opt Out Of Medicare !
If you are getting Medicare, you CAN opt out of part B. I did it today, as my small way to protest obamacare, and the forcing of people to go against their beliefs. That is $105 less that the commie and his treacherous gang in D.C. will be getting monthly from me.
I am a Christian. I cannot compromise my Faith, or endanger my soul, to comply with this great evil that is obamacare.
IF you are getting Medicare, all you need to do is go to the local Social Security office, and fill out a form and sign it. Your Medicare part B coverage will end the day you sign it, but, they will still continue to take the payments out for 2 months afterwards.
If you want to go back on Medicare part B in the future, there are only sign-ups in January, February, and March of each year, with coverage beginning in July of the year you re-sign. There is also a 10% penalty added to the premium, for every year you have opted out.
If you opt out of the Medicare part B, you lose your doctor office visit coverage, and all coverage of any outpatient tests and procedures. If you retain part A, which is automatic, and is free, you still have complete hospital coverage, including all tests, procedures, medicine,etc, while you are an inpatient.
I have health problems, some serious. I take natural medicines from the health food store, and regular antibiotics once every year, or 2.
My choice to do this is not for everybody. It is a personal decision.
 Quoting: tiger1


Wow tiger, I wish you well. You wont be able to get any supplements,hmos, crossovers or medigap plans without having part b. I hope you do okay without the coverage. Part a is pretty limited.

But kudos to you for researching and exercising your rights!

hf
 Quoting: J&V


I have taken a stand, as small and insignificant as it may be.
Fred
User ID: 32040979
United States
01/18/2013 11:03 PM
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Re: Opt Out Of Medicare !
You've already payed for it with taxes, you might as well take advantage of it. You can be certain no Wall Street firm turns away anything the government offers on matter of principle...
tiger1 (OP)

User ID: 6269153
United States
01/18/2013 11:03 PM

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Re: Opt Out Of Medicare !
UR very helpful. Thank you.
I would give u an emoticon but don't have them enabled at this time, so this will have to do :)
 Quoting: TastyThoughts


I want people to be aware they DO have a choice to not compromise their beliefs, and still have their Social Security income.
 Quoting: tiger1

Keep-on Keeping-on! Information is a good thing to share.
 Quoting: TastyThoughts


Knowledge is something you can never have too much of ! :)
Anonymous Coward
User ID: 31591498
United States
01/18/2013 11:03 PM
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Re: Opt Out Of Medicare !
Mediare part A is medical insurance and all you are required to have, and it is free. You see that part pays the hospital when you arrive in the ER near dead so they can perform a million tests, poke you and prod you and hook you up to machines once you are unconscious. There you will die a painful, horrible long death. It is where....wait for this, it is VERY important, YOU WILL SPEND 25% OF YOUR LIFETIME MEDICAL COVERAGE! That's right boyz and girls, this is how hospitals make gazillions of $$$ on Part A. Each Gomer pays hundreds of thousands of $$$ to the hospital WITHOUT CHANGING THE OUTCOME AT ALL. In other words, you are still dead.
tiger1 (OP)

User ID: 6269153
United States
01/18/2013 11:04 PM

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Re: Opt Out Of Medicare !
You've already payed for it with taxes, you might as well take advantage of it. You can be certain no Wall Street firm turns away anything the government offers on matter of principle...
 Quoting: Fred 32040979


Medicare part B is what YOU pay for.
Valeria

User ID: 31362412
United States
01/18/2013 11:06 PM

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Re: Opt Out Of Medicare !
Actually, this was on my mind today. I got payment coupons in the mail for Part D because I chose "direct payment method." Of course, I didnt choose anything and it was sent to me automatically? The letter doesnt say anything about an option to opt out so, thank you, for the info and guess I know where I'll be going Monday morning.
 Quoting: Valeria


I wish I could scan and post the form. It is a very simple form. IF you choose to fill it out, make sure you only check the "Medical Insurance" square in the section. As long as you retain part A, they cannot take your check away. The part D is also an option, but you have to sign up seperately for that.

IF you do not go to the doctor frequently, or need continual tests, the opt out MIGHT be right for you.

The Social Security office is closed this monday for MLK day. You will have to wait until tuesday.
 Quoting: tiger1


Without going into it, Im covered, and making these payments is like being duplicated and it'll sure save me with being on a budget. Thanks again, Tues it is.
tiger1 (OP)

User ID: 6269153
United States
01/18/2013 11:06 PM

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Re: Opt Out Of Medicare !
Mediare part A is medical insurance and all you are required to have, and it is free. You see that part pays the hospital when you arrive in the ER near dead so they can perform a million tests, poke you and prod you and hook you up to machines once you are unconscious. There you will die a painful, horrible long death. It is where....wait for this, it is VERY important, YOU WILL SPEND 25% OF YOUR LIFETIME MEDICAL COVERAGE! That's right boyz and girls, this is how hospitals make gazillions of $$$ on Part A. Each Gomer pays hundreds of thousands of $$$ to the hospital WITHOUT CHANGING THE OUTCOME AT ALL. In other words, you are still dead.
 Quoting: Anonymous Coward 31591498


No machines for me. My family knows my wishes, and I got it on paper.
tiger1 (OP)

User ID: 6269153
United States
01/18/2013 11:10 PM

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Re: Opt Out Of Medicare !
Actually, this was on my mind today. I got payment coupons in the mail for Part D because I chose "direct payment method." Of course, I didnt choose anything and it was sent to me automatically? The letter doesnt say anything about an option to opt out so, thank you, for the info and guess I know where I'll be going Monday morning.
 Quoting: Valeria


I wish I could scan and post the form. It is a very simple form. IF you choose to fill it out, make sure you only check the "Medical Insurance" square in the section. As long as you retain part A, they cannot take your check away. The part D is also an option, but you have to sign up seperately for that.

IF you do not go to the doctor frequently, or need continual tests, the opt out MIGHT be right for you.

The Social Security office is closed this monday for MLK day. You will have to wait until tuesday.
 Quoting: tiger1


Without going into it, Im covered, and making these payments is like being duplicated and it'll sure save me with being on a budget. Thanks again, Tues it is.
 Quoting: Valeria


Look at it this way, it is $1,260 more a year in your pocket. The premiums for part B are expected to rise to over $200 a month next year. I researched all the ramifications of this. IF you are not getting the bang for the buck, or you have good coverage through your former employer, opting out can be a wise financial decision.
Anonymous Coward
User ID: 20566260
United States
01/18/2013 11:13 PM
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Re: Opt Out Of Medicare !
You've already payed for it with taxes, you might as well take advantage of it. You can be certain no Wall Street firm turns away anything the government offers on matter of principle...
 Quoting: Fred 32040979


Medicare part B is what YOU pay for.
 Quoting: tiger1


^ this.

Most people have no idea how it really works, or what they are paying for.


You 'contribute' to Part A during working years. (Must be a minimum of 10 years contribution, or married to a spouse who contributed for 10 years)....
....thats what everyone thinks is free when they retire (wasnt really free at all)

.....but the OP is correct. Once you are at retirement age the govt tries to coherse you into purchasing Part B.....which you would continue to pay for till you die.

Not to mention all the other pieces of medicare, but that is the basics.
tiger1 (OP)

User ID: 6269153
United States
01/18/2013 11:15 PM

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Re: Opt Out Of Medicare !
You've already payed for it with taxes, you might as well take advantage of it. You can be certain no Wall Street firm turns away anything the government offers on matter of principle...
 Quoting: Fred 32040979


Medicare part B is what YOU pay for.
 Quoting: tiger1


^ this.

Most people have no idea how it really works, or what they are paying for.


You 'contribute' to Part A during working years. (Must be a minimum of 10 years contribution, or married to a spouse who contributed for 10 years)....
....thats what everyone thinks is free when they retire (wasnt really free at all)

.....but the OP is correct. Once you are at retirement age the govt tries to coherse you into purchasing Part B.....which you would continue to pay for till you die.

Not to mention all the other pieces of medicare, but that is the basics.
 Quoting: J&V


Thank you for the added info !hf
Anonymous Coward
User ID: 32375749
United States
01/18/2013 11:17 PM
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Re: Opt Out Of Medicare !
How does this effect your Part C and E ?
Anonymous Coward
User ID: 20566260
United States
01/18/2013 11:18 PM
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Re: Opt Out Of Medicare !
You've already payed for it with taxes, you might as well take advantage of it. You can be certain no Wall Street firm turns away anything the government offers on matter of principle...
 Quoting: Fred 32040979


Medicare part B is what YOU pay for.
 Quoting: tiger1


^ this.

Most people have no idea how it really works, or what they are paying for.


You 'contribute' to Part A during working years. (Must be a minimum of 10 years contribution, or married to a spouse who contributed for 10 years)....
....thats what everyone thinks is free when they retire (wasnt really free at all)

.....but the OP is correct. Once you are at retirement age the govt tries to coherse you into purchasing Part B.....which you would continue to pay for till you die.

Not to mention all the other pieces of medicare, but that is the basics.
 Quoting: J&V


Thank you for the added info !hf
 Quoting: tiger1


No problem :)

Medicare is a personal hot spot for me, so many peopleare just ignorant about it, they dont care until its too late....

I used to teach Medicare for a few years, so i know a lot about it and how it really works, impacting the patient, the provider and the gov.

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