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OBAMACARE - Cheapest family insurance $20,000!!! What the?

 
TruthMonger
User ID: 5183070
United States
02/01/2013 08:50 AM
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OBAMACARE - Cheapest family insurance $20,000!!! What the?
(CNSNews.com) – In a final regulation issued Wednesday, the Internal Revenue Service (IRS) assumed that under Obamacare the cheapest health insurance plan available in 2016 for a family will cost $20,000 for the year.

Under Obamacare, Americans will be required to buy health insurance or pay a penalty to the IRS.

The IRS's assumption that the cheapest plan for a family will cost $20,000 per year is found in examples the IRS gives to help people understand how to calculate the penalty they will need to pay the government if they do not buy a mandated health plan.

The examples point to families of four and families of five, both of which the IRS expects in its assumptions to pay a minimum of $20,000 per year for a bronze plan.

[link to cnsnews.com]

Link to IRS publication :
[link to www.irs.gov]

Excerpts from the IRS document to which the article is referring:
Example 2. Married employee with dependents. Taxpayers B and C are married
and file a joint return for 2016. B and C have two children, D and E. In November
2015, B is eligible to enroll in self-only coverage under a plan offered by B’s employer
for calendar year 2016 at a cost of $5,000 to B. C, D, and E are eligible to enroll in
family coverage under the same plan for 2016 at a cost of $20,000 to B. B, C, D, and
E’s household income is $90,000. Under paragraph (e)(3)(ii)(A) of this section, B's
required contribution is B's share of the cost for self-only coverage, $5,000. Under
paragraph (e)(1) of this section, B has affordable coverage for 2016 because B’s
required contribution ($5,000) does not exceed 8 percent of B’s household income
($7,200). Under paragraph (e)(3)(ii)(B) of this section, the required contribution for C,
D, and E is B's share of the cost for family coverage, $20,000. Under paragraph (e)(1)
of this section, C, D, and E lack affordable coverage for 2016 because their required
contribution ($20,000) exceeds 8 percent of their household income ($7,200).

Also:

Example 3. Family without minimum essential coverage. (i) In 2016, Taxpayers
H and J are married and file a joint return. H and J have three children: K, age 21, L,
age 15, and M, age 10. No member of the family has minimum essential coverage for
any month in 2016. H and J’s household income is $120,000. H and J’s applicable
filing threshold is $24,000. The annual national average bronze plan premium for a
family of 5 (2 adults, 3 children) is $20,000.

Now, I need to look at this more as this law is humongous, but the above refers to (e)(3) as the paragraph of concern, which is quite confusing to me in itself. Has anyone looked at this or does any law professionals out there have the time to peruse this to see if in fact the article is true? This is outlandish and would certainly cause my family to have to pay a penalty because I will not pay $20,000 a year for health insurance.
Anonymous Coward
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United Kingdom
02/01/2013 08:57 AM
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Re: OBAMACARE - Cheapest family insurance $20,000!!! What the?
better get saving Americans, the president you voted for wants your money..... ($54.80 per day please)
Anonymous Coward
User ID: 32020839
Italy
02/01/2013 09:02 AM
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Re: OBAMACARE - Cheapest family insurance $20,000!!! What the?
how many assout weapons could you buy with 20000dollars ?
Chris12138

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United States
02/01/2013 09:03 AM

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Re: OBAMACARE - Cheapest family insurance $20,000!!! What the?
anger
ceawaves

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United States
02/01/2013 09:04 AM

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Re: OBAMACARE - Cheapest family insurance $20,000!!! What the?
better get saving Americans, the president you voted for wants your money..... ($54.80 per day please)
 Quoting: Anonymous Coward 1575912


And your soul...
Anonymous Coward
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United States
02/01/2013 09:13 AM
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Re: OBAMACARE - Cheapest family insurance $20,000!!! What the?
I am an Amish-Muslim. I do not have to 'participate' in this thing.

HAHA.

But...just some advice...

It would be cheaper to pay the IRS tax-penalty-fine than it would to pay 20 grand for insurance you're most likely not even to use in a year's time.
TruthMonger (OP)
User ID: 5183070
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02/01/2013 10:47 AM
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Re: OBAMACARE - Cheapest family insurance $20,000!!! What the?
I am an Amish-Muslim. I do not have to 'participate' in this thing.

HAHA.

But...just some advice...

It would be cheaper to pay the IRS tax-penalty-fine than it would to pay 20 grand for insurance you're most likely not even to use in a year's time.

 Quoting: Anonymous Coward 29015621


The fine itself is an outrage. If I dont want to get health insurance on MY BODY why the fuck should I have to pay a penalty?
Anonymous Coward
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United States
02/01/2013 11:04 AM
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Re: OBAMACARE - Cheapest family insurance $20,000!!! What the?
how many assout weapons could you buy with 20000dollars ?
 Quoting: Anonymous Coward 32020839

I once bought an Italian WW2 rifle. It was never fired but it was dropped once.
Anonymous Coward
User ID: 21061993
Ireland
02/01/2013 11:06 AM
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Re: OBAMACARE - Cheapest family insurance $20,000!!! What the?
bye bye america cruise
own it
User ID: 33453952
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02/01/2013 11:25 AM
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Re: OBAMACARE - Cheapest family insurance $20,000!!! What the?
bump
Anonymous Coward
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United States
02/01/2013 03:23 PM
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Re: OBAMACARE - Cheapest family insurance $20,000!!! What the?
What a deal!! For ONLY $20,000 per year too. Thank God for Obummer and pals
Bluebird

User ID: 27748381
United States
02/01/2013 03:31 PM

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Re: OBAMACARE - Cheapest family insurance $20,000!!! What the?
Yeah, Obama really made that health care more affordable, right?

Now it's only about twice what it was before his great plan.

But remember, it only covers things deemed "cost effective" by the death--er consumer panels.

But let's send a fleet of F-16's to Egypt to those vowing to kill us in the meanwhile/
One of the most important aspects of conspiracy theories is being able to discern when there isn't one.

Oh yeah, like you'd understand anyway.

Where are we going and why am I in this handbasket?. . .J. Handy
ClydeX

User ID: 11310285
United States
02/01/2013 03:47 PM

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Re: OBAMACARE - Cheapest family insurance $20,000!!! What the?
Yeah, Obama really made that health care more affordable, right?

Now it's only about twice what it was before his great plan.

But remember, it only covers things deemed "cost effective" by the death--er consumer panels.

But let's send a fleet of F-16's to Egypt to those vowing to kill us in the meanwhile/
 Quoting: Bluebird


But remember Hussein has neither loyalty nor regard for you or I, or our families. It is his brothers in the MB (names DO have meaning) that he has been/ is/ will be looking out for.

Anyone else see those clouds blowing over the mountain?
Job 12:7) But ask now the beasts, and they shall teach thee; and the fowls of the air, and they shall tell thee:
8) Or speak to the earth, and it shall teach thee: and the fishes of the sea shall declare unto thee.
Anonymous Coward
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02/05/2013 09:55 PM
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Re: OBAMACARE - Cheapest family insurance $20,000!!! What the?
I am an Amish-Muslim. I do not have to 'participate' in this thing.

HAHA.

But...just some advice...

It would be cheaper to pay the IRS tax-penalty-fine than it would to pay 20 grand for insurance you're most likely not even to use in a year's time.

 Quoting: Anonymous Coward 29015621


The fine itself is an outrage. If I dont want to get health insurance on MY BODY why the fuck should I have to pay a penalty?
 Quoting: TruthMonger 5183070


Even if you needed the 20K insurance it wouldn't cover whatever was wrong with you - I can almost guarantee that.

And WHY do you need to pay the penalty for not getting insurance? Because it's not about YOU - it's about the government finding new and unusual ways to get money out of your pocket.

IF, and this is a big if, IF this was about YOU the government would penalize the insurance companies for charging so much. But no, YOU are being penalized for not spending your money on the offerings of large corporations. Shame on you!
CatBTX

User ID: 19108954
United States
02/05/2013 09:59 PM

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Re: OBAMACARE - Cheapest family insurance $20,000!!! What the?
I am an Amish-Muslim. I do not have to 'participate' in this thing.

HAHA.

But...just some advice...

It would be cheaper to pay the IRS tax-penalty-fine than it would to pay 20 grand for insurance you're most likely not even to use in a year's time.

 Quoting: Anonymous Coward 29015621


This is what he is counting on. It's why the bill exists...to kill the private insurance companies and force the entire nation into a government plan.

Fucking retards that voted for this man and supported the bill should be fed very large vats of aspartame for their trouble.
Anonymous Coward
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United States
02/05/2013 10:10 PM
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Re: OBAMACARE - Cheapest family insurance $20,000!!! What the?
how many assout weapons could you buy with 20000dollars ?
 Quoting: Anonymous Coward 32020839

I once bought an Italian WW2 rifle. It was never fired but it was dropped once.
 Quoting: Anonymous Coward 23554071


You're fucking gay.

It was a French war rifle!
Anonymous Coward
User ID: 19325354
United States
02/05/2013 10:11 PM
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Re: OBAMACARE - Cheapest family insurance $20,000!!! What the?
bye bye america cruise
 Quoting: Anonymous Coward 21061993


Fucksake lad, your Isle has been lost for years. Does the name Merkel mean anything to you?
Anonymous Coward
User ID: 14501790
United States
02/05/2013 10:17 PM
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Re: OBAMACARE - Cheapest family insurance $20,000!!! What the?
My health care costs (not insurance...the care itself) have more than doubled since Obamacare slithered into law via technicality, and things are just getting started.

Obamacare will bankrupt both the population of the US and the government in a few short years, what was once the greatest nation on earth will become a third world warzone.

Obama and his democratic party friends (read: Communists and enemies of the state) call this 'progress' and 'fairness'.

I call it 'economic treason'.
Anonymous Coward
User ID: 27249705
United States
04/03/2013 10:27 PM
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Re: OBAMACARE - Cheapest family insurance $20,000!!! What the?
My health care costs (not insurance...the care itself) have more than doubled since Obamacare slithered into law via technicality, and things are just getting started.

Obamacare will bankrupt both the population of the US and the government in a few short years, what was once the greatest nation on earth will become a third world warzone.

Obama and his democratic party friends (read: Communists and enemies of the state) call this 'progress' and 'fairness'.

I call it 'economic treason'.
 Quoting: Anonymous Coward 14501790


Agreed


and far worst

Since when are they allowed to willy nilly new bills that include new TAXATION wirhout any debate on thos


This is horseshit


Just like people who organize a few bong parties and next thing you know they are trying to run everyone elses bathroom break
Anonymous Coward
User ID: 27249705
United States
04/03/2013 10:28 PM
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Re: OBAMACARE - Cheapest family insurance $20,000!!! What the?
community



organizers




organizing how to steel more monee
CleverMoniker
User ID: 36247816
Canada
04/04/2013 07:57 AM
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Re: OBAMACARE - Cheapest family insurance $20,000!!! What the?
So just to clarify, you all were mad at Obama when you thought he was trying to give poor people a free ride, and now you're mad at him for making them pay for their healthcare?

IMO you should pick which you want...people making their contribution, or people getting a free ride...

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