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Is calling someone who claims to speak directly with Jesus Christ a lunatic really an insult? If you really have direct communication with Jesus Christ then ask him to allow you to perform a demonstrable miracle to provide evidence for us. Jesus allowed his direct disciples the power to perform miracles through the holy spirit, so why wouldn't he do the same for you if your claims be true?
Quoting: Manu-Koelbren Yes, it really is an insult, and you know that. Yes, I really have direct communication with Jesus and so does every other believer in this world that has a relationship with Him.
A similar question was asked to Jesus Himself, and here was His answer.
Matthew 12:38-39 "Then some of the Pharisees and teachers of the law said to him, "Teacher, we want to see a miraculous sign from you." He answered, "A wicked and adulterous generation asks for a miraculous sign! But none will be given it except the sign of the prophet Jonah."
Jesus answers prayers and speaks to His people on a regular basis. If He's not speaking to you, ask yourself why not?
Maybe instead of spending your time trying to accuse others you might want to try building a relationship with Him yourself and finding out exactly what He can do.