I ponder debt a lot. I notice people are uncomfortable with it and tend to eliminate it (when personal) right away.

For example-- neighbor has trouble with furnace, husband offers help, he gets it running--no problem, it is the neighborly thing to do.

Neighbor responds next day with a "gift" to offset the debt.

I feel awkward about this, as I would rather they stay in our debt for when we need something. But since they "gave the gift" they are no longer in our debt.

I sense this all the time with people, is this a universal law?

Where people have real debt from goods and services rendered and spiritually owe?

I feel compelled to serve, as if I owe the universe (in a good way), but I do feel like I have a debt to pay, and I'm glad to pay it...hard to explain without sounding petty.