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Two real estate instruments that bypass banks/loans.

 
Janus198
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User ID: 875736
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03/08/2013 06:51 PM
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Two real estate instruments that bypass banks/loans.
They try to get you to forget, so you'll relinquish
land ownership to banks.

They want you to cut up the Ponderosa ranch your
great grandfather carved out of wilderness, zone
it, slap slave dwellings on it, mortgage it, and
voila, the bank suddenly owns it.

Biggest con since Massachusetts was 'purchased'
for $24 worth of beads by the same banking bastards
who offer loans now for buyers from sellers.

Instead, use inhertitable 99 year leases, or
inheritable leases in perpetuity.

Instead use private purchase contracts with bills
of sale, with mortgage built in between buyer and
seller. No banks.

Real estate agents will stab themselves with
their own pierced earrings if you bring it up to them,
so search property owners with land for sale at the
public records office.

Every community has one.

Last Edited by Janus198 on 03/08/2013 07:06 PM
Janus198
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03/08/2013 07:08 PM
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Re: Two real estate instruments that bypass banks/loans.
bump
Janus198
Janus198 (OP)

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03/08/2013 07:11 PM
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Re: Two real estate instruments that bypass banks/loans.
Additional information.

If you are leasing or renting,
be sure you have negotiated payment
in lieu of US dollars understood
between you and your landlord,
whether the property is residential
or commercial.

Make sure the landlord can withstand
financial collapse.
Janus198
Janus198 (OP)

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03/08/2013 07:12 PM
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Re: Two real estate instruments that bypass banks/loans.
Additional information.

During the depression, bankers did
not dare foreclose on property that was
defended with lethal force.

Especially remote property.
Janus198
Janus198 (OP)

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03/08/2013 07:16 PM
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Re: Two real estate instruments that bypass banks/loans.
Additional information.

The first six months after collapse
of the American economy will the worst.

Workarounds will be in development
at that point, and those who can't or
won't cope in a reasonable manner
will be dead of the initial conflict
that will result from the loss of
ATM's, debit cards, credit cards,
federal assistance payouts, etc.

Church organizations will step up
to assist.

Last Edited by Janus198 on 03/08/2013 07:26 PM
Janus198
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03/08/2013 07:26 PM
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Re: Two real estate instruments that bypass banks/loans.
Additional information.

The definition of wealth will change.
Resources and commodities will become
the new measure.

Of resources, water will be key.

After that, big families with loyalty
to the family, able to work on production
of necessities.

Of commodities, will be wheat for bread,
beef for meat and leather, sugar/salt,
for seasoning, curing, beans to cut hunger,
timber, hand tools and the ability to forge
metal handtools, coal.
Janus198
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03/08/2013 07:28 PM
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Re: Two real estate instruments that bypass banks/loans.
5a

The private sale contract is commonly known as a Land Contract. The only problem here is that the seller usually is trying to get into a new home also and may require a slug of cash for a downpayment. Quite often the Land Contract has a balloon payment as well. The other downside to the LC is the seller now has 2 houses they are paying on and is forced to seek a conventional mortgage themselves. The downside for the buyer is that the LC usually is 2% or so higher than the conventional mortgage to cover the sellers risk.
Anonymous Coward
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03/08/2013 07:32 PM
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Re: Two real estate instruments that bypass banks/loans.
99 year lease sound good.
Janus198 (OP)

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03/08/2013 07:42 PM
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Re: Two real estate instruments that bypass banks/loans.
5a

The private sale contract is commonly known as a Land Contract. The only problem here is that the seller usually is trying to get into a new home also and may require a slug of cash for a downpayment. Quite often the Land Contract has a balloon payment as well. The other downside to the LC is the seller now has 2 houses they are paying on and is forced to seek a conventional mortgage themselves. The downside for the buyer is that the LC usually is 2% or so higher than the conventional mortgage to cover the sellers risk.
 Quoting: ANNONYMOUS 8415236


There is no way around these difficulties, as all
involved are already trapped by bankers and the real
estate is already owned, 'in defact' by the bankers.

Negotiation between buyer and seller excluding loans
is the only way to retain land ownership.

Contracts between buyer and seller can be negotiated
any way they please to effect reduction in ownership
by banks, but huge amounts of money have to be paid
to quash existing loans by banks/financial institutions.

In these instances it is better to walk away.
Eventually the banks will themselves fail, negating
contracts, and the property will become available.

One thing about land. It outlives all people.
People including bankers.

Last Edited by Janus198 on 03/08/2013 07:47 PM
Janus198
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03/08/2013 07:46 PM
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Re: Two real estate instruments that bypass banks/loans.
99 year lease sound good.
 Quoting: Anonymous Coward 6636654


Native Americans have been negotiating 99 year leases
of reservation lands for a hundred years with commercial
enterprises.

They also do 20 year and 30 year.
Sunrise ski area in the White Mountains was
operated on this type of lease by Ron Malfara
for years.

Logging enterprises have been negotiated by
this instrument as well.
Janus198

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