Folks this is not a thread about how to be happy, it's about why some people can make money multiply while others can't even if they work all their lives. There's some distinguishing quality here at work, it's not just being a workaholic that makes you money , you may save a lot but then you may lose it all because you don't know how to handle finances. People who make money multiply seem to be able to lose it all and then make even more in less time. There's something here. Fraud could be one aspect certainly.