Actuaries' study predicts Obamacare to increase claims costs by 32 percent | |
Anonymous Coward User ID: 1281999 United States 03/27/2013 09:42 AM Report Abusive Post Report Copyright Violation | that is one major reason why taxes are high up here. Healthcare for the masses is a bith. We pay through taxes. You will through your ins premiums. So everyone can have access to some kind of care. Welcome to socialism. Quoting: Anonymous Coward 36835398 oh like with capitalism you don't have to pay for heath care because the rich can write the cost off their taxes. You. Are. So. Stupid. The cyber warriors' hiring standards have hit rock bottom, apparently. names calling? is that all you got sister? |
Anonymous Coward User ID: 388685 United States 03/27/2013 09:58 AM Report Abusive Post Report Copyright Violation | ... Quoting: Anonymous Coward 36548408 Being a doc myself, the answer is yes you are a fast food customer, due to the high cost of overhead and diminishing insurance reimbursements since the late 90's we have to see 3-4 times as many patients to break even (my particular field is even worse because we dont have alot of billable codes to use per daily patient visit so we are hurt even harder), so you get seen quickly if we catch something major you are luckily passed to the next provider in a round robin fashion in the hopes they will nail it down. Individual private practices are at huge risk so you are milled through like cattle to ensure we dont lose our entire world through bankruptcy. Sorry but that is what insurance carriers have done to this profession that used to be based on trade and a handshake in the 1800's. I hate it so very very very much, but my student loans, practice loans, and necessity to provide employment to my staff take precedent if it didnt you wouldnt even have offices to visit. Word to the wise we are fucked way beyond repair. ^ This aligns with every medical professional I know ^ And everyone I know as well, not a single one is proud of it, they go to work with a demoralized look of worry for the future but keep plugging away because they are locked on a death spiral they cannot get off of especially the new generations of graduates. If I had to do it over, I would have just returned to being a janitor (my favorite job I ever did in life). Or opened a dance studio to teach people how to get down and be funky for a living. Worst mistake of my life, but occasionally I do see some life changing results and feel good, ohhh but then comes the billing of the patient for that little miracle, then I go back to being sad again. However back to the original poster who was quoted, leaving a scathing review of a doctor who cant resolve your minor health issue does not hurt them one iota. Your health is your responsibility, not theirs, they are placing band aids on the guaranteed fact you will detoriate and die. They toe a daily line between good care and malpractice with every decision. I hear plenty of complaints from patients about horrible decisions made on their behalf, I have made a few of my own. You cannot hit home runs daily, alot of foul tips in this game. Some do well others get buy, and plenty are quacks. Plus in this society their a million sick folks just like you who will take your place, negative comments used to bother us, then we stopped giving a shit and realized this is survival society time not do an amazing job 100 percent of the time. The population of docs are overworked, manipulated for disability and handicap parking benefits by patients, scammed for personal injury and workers comp claims by faking patients, manipulated for pain killers to suit patients addictions. We are lucky if we get appreciative patients who dont treat us like a server at Denny's. So it is a snake eating its own tail. We do what we have to do to survive, maintain an income, not risk or licences, and not burn out within 5 years of practice. Communicate with your provider let them know in a nice genuine tone your issues, we tend to shut down when we get the first whiff of discontent. We didnt go to school for 8 years with 200 grand in professional debt to put sprinkles on your ice cream for you. This. So much. If some of the responsibility got bumped back to the individuals, I bet we'd see a turn around real quick. You're overweight? Pay up. You're obese? Pay up some more. Drinking and driving, and hit someone? You pay all of it. I'm so damn tired of idiots who refuse to take care of their own health, thinking they can just walk into a hospital like it's a hilton, and expect everyone to rub their feet. |
Anonymous Coward User ID: 36968843 United States 03/27/2013 10:03 AM Report Abusive Post Report Copyright Violation | Unemployment is on the rise as well - living wage jobs are important. Obamacare is forcing many employers to only hire part time so as not to provide the every costly healthcare benefits. Quoting: No Dhimmi no no, any health care cost just get written off their taxes. More cost more wright down. You are utterly illiterate when it comes to money. Since you're so effing tarded, I'll try to make it simple for you. If a corporation has a $100 increase in expenses and has a 40% tax rate, that gives them a $40 deduction. In other words they still lost $60 in profits due to the $100 extra they paid for insurance coverage! |
Anonymous Coward User ID: 36969755 United States 03/27/2013 10:13 AM Report Abusive Post Report Copyright Violation | the truth is in the early seventies and prior i could go to my family doctor and he could treat so many different things i didn't need a specialist at every turn. it was a cheap visit. oh and medicines w/o a prescription worked fine. if he did write a prescription it was cheap. i had insurance if i needed hospitalization and such and it was pretty cheap. we can thank Nixon for fucking up a system that worked. oh and employers would put you on health care day of hire.. |
Anonymous Coward User ID: 1281999 United States 03/27/2013 10:14 AM Report Abusive Post Report Copyright Violation | Unemployment is on the rise as well - living wage jobs are important. Obamacare is forcing many employers to only hire part time so as not to provide the every costly healthcare benefits. Quoting: No Dhimmi no no, any health care cost just get written off their taxes. More cost more wright down. You are utterly illiterate when it comes to money. Since you're so effing tarded, I'll try to make it simple for you. If a corporation has a $100 increase in expenses and has a 40% tax rate, that gives them a $40 deduction. In other words they still lost $60 in profits due to the $100 extra they paid for insurance coverage! If they get nothing for the extra $100. which they don't. |
Anonymous Coward User ID: 36969755 United States 03/27/2013 10:17 AM Report Abusive Post Report Copyright Violation | |
jack of all trades User ID: 32003632 United States 03/27/2013 10:17 AM Report Abusive Post Report Copyright Violation | These thunder cunts will not make me get into this system of death. They can attempt to tax me to death, literally, but I will not be made ill or dead at the hands of doctors that they themselves do not deserve to live. I haven't even had a cold in over two years and I never go to doctors. May you bastards rot in the fiery pits of Sheol who tell your patients to take big pharma's poisons while at the same time telling them natural alternatives are unacceptable. |
Anonymous Coward User ID: 36968843 United States 03/27/2013 10:19 AM Report Abusive Post Report Copyright Violation | Unemployment is on the rise as well - living wage jobs are important. Obamacare is forcing many employers to only hire part time so as not to provide the every costly healthcare benefits. Quoting: No Dhimmi no no, any health care cost just get written off their taxes. More cost more wright down. You are utterly illiterate when it comes to money. Since you're so effing tarded, I'll try to make it simple for you. If a corporation has a $100 increase in expenses and has a 40% tax rate, that gives them a $40 deduction. In other words they still lost $60 in profits due to the $100 extra they paid for insurance coverage! If they get nothing for the extra $100. which they don't. Oh Jeez - another money tard! The company doesn't GET anything. It's an EXPENSE, not a revenue. This conversation is probably already over your head, isn't it? The company PAYS OUT an additional $100. Since the company pays 40% tax on its profits, it reduces their after tax earnings by $60. |
Anonymous Coward User ID: 1281999 United States 03/27/2013 10:24 AM Report Abusive Post Report Copyright Violation | ... Quoting: Anonymous Coward 36835315 no no, any health care cost just get written off their taxes. More cost more wright down. You are utterly illiterate when it comes to money. Since you're so effing tarded, I'll try to make it simple for you. If a corporation has a $100 increase in expenses and has a 40% tax rate, that gives them a $40 deduction. In other words they still lost $60 in profits due to the $100 extra they paid for insurance coverage! If they get nothing for the extra $100. which they don't. Oh Jeez - another money tard! The company doesn't GET anything. It's an EXPENSE, not a revenue. This conversation is probably already over your head, isn't it? The company PAYS OUT an additional $100. Since the company pays 40% tax on its profits, it reduces their after tax earnings by $60. companies are not people, weardo health care is meant to help people not support fat corporations. |
Hardwired User ID: 36908206 United States 03/27/2013 10:27 AM Report Abusive Post Report Copyright Violation | |
Anonymous Coward User ID: 36969755 United States 03/27/2013 10:43 AM Report Abusive Post Report Copyright Violation | This. So much. If some of the responsibility got bumped back to the individuals, I bet we'd see a turn around real quick. You're overweight? Pay up. You're obese? Pay up some more. Drinking and driving, and hit someone? You pay all of it. I'm so damn tired of idiots who refuse to take care of their own health, thinking they can just walk into a hospital like it's a hilton, and expect everyone to rub their feet. Quoting: Anonymous Coward 388685 How DARE you suggest individual responsibility! You sound like a 1950's American! Things are different now. Everything is everyone's fault, everywhere, and it has been for at least 5 years. wow everyone smoked back then. i remember even the little housewife would have her cigs with coffee in her home. cocktail parties were more common playing cards with booze for the grown ups oh and no one wore seat belts. drag racing was normal with teenagers and their hot rods. you are full of shit sir we were a very gregarious lot now everything is dangerous and forbidden |
Anonymous Coward User ID: 36548408 United States 03/27/2013 10:54 AM Report Abusive Post Report Copyright Violation | And everyone I know as well, not a single one is proud of it, they go to work with a demoralized look of worry for the future but keep plugging away because they are locked on a death spiral they cannot get off of especially the new generations of graduates. If I had to do it over, I would have just returned to being a janitor (my favorite job I ever did in life). Or opened a dance studio to teach people how to get down and be funky for a living. Worst mistake of my life, but occasionally I do see some life changing results and feel good, ohhh but then comes the billing of the patient for that little miracle, then I go back to being sad again. However back to the original poster who was quoted, leaving a scathing review of a doctor who cant resolve your minor health issue does not hurt them one iota. Your health is your responsibility, not theirs, they are placing band aids on the guaranteed fact you will detoriate and die. They toe a daily line between good care and malpractice with every decision. I hear plenty of complaints from patients about horrible decisions made on their behalf, I have made a few of my own. You cannot hit home runs daily, alot of foul tips in this game. Some do well others get buy, and plenty are quacks. Plus in this society their a million sick folks just like you who will take your place, negative comments used to bother us, then we stopped giving a shit and realized this is survival society time not do an amazing job 100 percent of the time. The population of docs are overworked, manipulated for disability and handicap parking benefits by patients, scammed for personal injury and workers comp claims by faking patients, manipulated for pain killers to suit patients addictions. We are lucky if we get appreciative patients who dont treat us like a server at Denny's. So it is a snake eating its own tail. We do what we have to do to survive, maintain an income, not risk or licences, and not burn out within 5 years of practice. Communicate with your provider let them know in a nice genuine tone your issues, we tend to shut down when we get the first whiff of discontent. We didnt go to school for 8 years with 200 grand in professional debt to put sprinkles on your ice cream for you. This. So much. If some of the responsibility got bumped back to the individuals, I bet we'd see a turn around real quick. You're overweight? Pay up. You're obese? Pay up some more. Drinking and driving, and hit someone? You pay all of it. I'm so damn tired of idiots who refuse to take care of their own health, thinking they can just walk into a hospital like it's a hilton, and expect everyone to rub their feet. |
Anonymous Coward User ID: 26682771 United States 03/27/2013 11:22 AM Report Abusive Post Report Copyright Violation | Actuaries can go to hell. The only thing they are trained to do is to turn human beings into commodities that they squeeze every possible cent from. The whole health care system in the United States is corrupt. Obamacare will only make it worse. Quoting: Anonymous Coward 26682771 no, now see that's where you're wrong. Revenue will go up, when hospitals start paying taxes, what should the tax be on a $50 aspirin pill? and the debt level start to drop. This guy is a shill. No one is this stupid. |
InTheHood User ID: 11615111 United States 03/27/2013 12:24 PM Report Abusive Post Report Copyright Violation | Unemployment is on the rise as well - living wage jobs are important. Obamacare is forcing many employers to only hire part time so as not to provide the every costly healthcare benefits. Quoting: No Dhimmi And forcing FT workers to QUIT (like me) when it will cost you 1/2 your net pay (based on age/income) between premiums and deductibles; then the other half goes for transportation, and getting pushed into a higher tax bracket if you're a working couple, with kids' raised, no debt and have no deductions, well guess, what, there goes the OTHER half of your net pay. I am literally quitting my job, no joke. I will not work just to pay taxes, insurance and transportation. See other post. Have to keep income under $15k for ObamaCare to be free. Well, I guess I'll have too; because I see that insurance companies may very well deny the spouse coverage under their spouse's private plan when this goes into effect. I'd be forced to Obamacare if my husband's company doesn't force all into it anyway...it's coming; I'm not going to delay the inevitable. Screw it, I'm done. Gave employer notice 3 week's ago; Friday my last day. Already worked 37 years FT; I'm tired anyway, and to work so others can game the system at my expense? Don't think so. I'm just not going to work to feed the beast while I kill myself in the process; I can kill my OWN self supporting my husband instead of the system and that's what I plan on doing. It's outrageously cost prohibitive. I don't know how dual working couples with kids are going to do it even with exemptions and deductions and this/that. I just don't. |
s. d. butler User ID: 974819 United States 03/27/2013 01:12 PM Report Abusive Post Report Copyright Violation | ... Quoting: Anonymous Coward 36968843 You are utterly illiterate when it comes to money. Since you're so effing tarded, I'll try to make it simple for you. If a corporation has a $100 increase in expenses and has a 40% tax rate, that gives them a $40 deduction. In other words they still lost $60 in profits due to the $100 extra they paid for insurance coverage! If they get nothing for the extra $100. which they don't. Oh Jeez - another money tard! The company doesn't GET anything. It's an EXPENSE, not a revenue. This conversation is probably already over your head, isn't it? The company PAYS OUT an additional $100. Since the company pays 40% tax on its profits, it reduces their after tax earnings by $60. companies are not people, weardo health care is meant to help people not support fat corporations. Recent public skool graduate are you? |
Anonymous Coward User ID: 1550123 United States 03/27/2013 01:14 PM Report Abusive Post Report Copyright Violation | Unemployment is on the rise as well - living wage jobs are important. Obamacare is forcing many employers to only hire part time so as not to provide the every costly healthcare benefits. Quoting: No Dhimmi And forcing FT workers to QUIT (like me) when it will cost you 1/2 your net pay (based on age/income) between premiums and deductibles; then the other half goes for transportation, and getting pushed into a higher tax bracket if you're a working couple, with kids' raised, no debt and have no deductions, well guess, what, there goes the OTHER half of your net pay. I am literally quitting my job, no joke. I will not work just to pay taxes, insurance and transportation. See other post. Have to keep income under $15k for ObamaCare to be free. Well, I guess I'll have too; because I see that insurance companies may very well deny the spouse coverage under their spouse's private plan when this goes into effect. I'd be forced to Obamacare if my husband's company doesn't force all into it anyway...it's coming; I'm not going to delay the inevitable. Screw it, I'm done. Gave employer notice 3 week's ago; Friday my last day. Already worked 37 years FT; I'm tired anyway, and to work so others can game the system at my expense? Don't think so. I'm just not going to work to feed the beast while I kill myself in the process; I can kill my OWN self supporting my husband instead of the system and that's what I plan on doing. It's outrageously cost prohibitive. I don't know how dual working couples with kids are going to do it even with exemptions and deductions and this/that. I just don't. Maybe people will think like you and say screw it and quit. Their life could actually get better. When you slow down you can actually think. Who can do that working so much? Simplify will be the thing to do. It is actually a good thing to do. Less stress, less sickness. I am happy you are getting off the merry-go-round. |
Anonymous Coward User ID: 24473407 United States 03/27/2013 01:19 PM Report Abusive Post Report Copyright Violation | |
Anonymous Coward User ID: 2314365 Canada 03/27/2013 01:22 PM Report Abusive Post Report Copyright Violation | Anything Obama goes near or touches is a disaster!...seems to be by design. Funny thing is...all Obama never wrote Obamacare..all he did was say uhh....uh..uuuu...I WANT A duuuh....uh...uhh..health care package to cover illegals. Obama himself would have no clue how to put a band-aid on a cut, let alone write a Healthcare Bill. We need REAL MEN of ACTUAL INTELLIGENCE AND ACCOMPLISHMENT like Dr. Ben Carson giving input of these Bills. |
davvi User ID: 3677166 United States 03/27/2013 02:03 PM Report Abusive Post Report Copyright Violation | why are we giving health care to so many illegals? stop the anchor babies.if they give birth here send them and their litter home. Quoting: Anonymous Coward 36969755 Providing "free healthcare" to illegals is paving the way towards full citizenship. The democraps will argue that making them citizens will help towards paying the cost of healthcare. This is how dems work pass something stupid and then go back and say we have to fix it by passing what they really want which is millions of illegals voting for them... |
Anonymous Coward User ID: 26952109 United States 03/27/2013 02:50 PM Report Abusive Post Report Copyright Violation | |
Anonymous Coward User ID: 31942933 United States 04/24/2013 07:29 PM Report Abusive Post Report Copyright Violation | WANT A FREE HOUSE ? I was in my neighborhood restaurant this morning and was seated behind a group of jubilant individuals celebrating the coming implementation of the health care bill. I could not finish my breakfast. This is what ensued: They were a diverse group of several races and both sexes. I heard a young man exclaim, "Isn't Obama like Jesus Christ? I mean, after all, he is healing the sick." A young woman enthusiastically proclaimed, "Yeah, and he does it for free. I cannot believe anyone would think that a free market wouldn't work for health care." Another said, "The stupid Republicans want us all to starve to death so they can inherit all of the power. Obama should be made a Saint for what he did for those of us less fortunate." At this, I had more than enough I arose from my seat, mustering all the restraint I could find, and approached their table. "Please excuse me; may I impose upon you for one moment?" They smiled and welcomed me to the conversation. I stood at the end of their table, smiled as best I could and began an experiment. "I would like to give one of you my house. It will cost you no money and I will pay all of the expenses and taxes for as long as you live there. Anyone interested?" They looked at each other in astonishment. "Why would you do something like that?" asked a young man, "There isn't anything for free in this world." They began to laugh at me, as they did not realize this man had just made my point. "I am serious, I will give you my house for free, no money whatsoever. Anyone interested?" In unison, a resounding "Yeah" fills the room. "Since there are too many of you, I will have to make a choice as to who receives this money-free bargain." I noticed an elderly couple was paying attention to the spectacle unfolding before their eyes, the old man shaking his head in apparent disgust. "I tell you what; I will give it to the one of you most willing to obey my rules." Again, they looked at one another, an expression of bewilderment on their faces. The perky young woman asked, "What are the rules?" I smiled and said, "I don't know. I have not yet defined them. However, it is a free home that I offer you." They giggled amongst themselves, the youngest of which said, "What an old coot. He must be crazy to give away his home. Go take your meds, old man." I smiled and leaned into the table a bit further. "I am serious, this is a legitimate offer." They gaped at me for a moment. "I'll take it you old fool. Where are the keys?" boasted the youngest among them. "Then I presume you accept ALL of my terms then?" I asked. The elderly couple seemed amused and entertained as they watched from the privacy of their table. "Oh yeah! Where do I sign up?" I took a napkin and wrote, "I give this man my home, without the burden of financial obligation, so long as he accepts and abides by the terms that I shall set forth upon consummation of this transaction." I signed it and handed it to the young man who eagerly scratched out his signature. "Where are the keys to my new house?" he asked in a mocking tone of voice. All eyes were upon us as I stepped back from the table, pulling the keys from pocket and dangling them before the excited new homeowner. "Now that we have entered into this binding contract, witnessed by all of your friends, I have decided upon the conditions you are obligated to adhere to from this point forward. You may only live in the house for one hour a day. You will not use anything inside of the home. You will obey me without question or resistance. I expect complete loyalty and admiration for this gift I bestow upon you. You will accept my commands and wishes with enthusiasm, no matter the nature. Your morals and principles shall be as mine. You will vote as I do, think as I do and do it with blind faith. These are my terms. Here are your keys." I reached the keys forward and the young man looked at me dumbfounded. "Are you out of your mind? Who would ever agree to those ridiculous terms?" the young man appeared irritated. "You did when you signed this contract before reading it, understanding it and with the full knowledge that I would provide my conditions only after you committed to the agreement." The elderly man chuckled as his wife tried to restrain him. I was looking at a now silenced and bewildered group of people. "You can shove that stupid deal up your a** old man. I want no part of it!" exclaimed the now infuriated young man. 'You have committed to the contract, as witnessed by all of your friends. You cannot get out of the deal unless I agree to it. I do not intend to let you free now that I have you ensnared. I am the power you agreed to. I am the one you blindly and without thought chose to enslave yourself to. In short, I am your Master." At this, the table of celebrating individuals became a unified group against the unfairness of the deal. After a few moments of unrepeatable comments and slurs, I revealed my true intent. "What I did to you is what this administration and congress did to you with the health care legislation. I easily suckered you in and then revealed the real cost of the bargain. Your folly was in the belief that you can have something you did not earn, and for that which you did not earn, you willingly allowed someone else to think for you. Your failure to research, study and inform yourself permitted reason to escape you. You have entered into a trap from which you cannot flee. Your only chance of freedom is if your new Master gives it to you. A freedom that is given can also be taken away. Therefore, it is not freedom at all." With that, I tore up the napkin and placed it before the astonished young man. "This is the nature of your new health care legislation." I turned away to leave these few in thought and contemplation -- and was surprised by applause. The elderly gentleman, who was clearly entertained, shook my hand enthusiastically and said, "Thank you, Sir. These kids don't understand Liberty ." He refused to allow me to pay my bill as he said, "You earned this one. It is an honor to pick up the tab." I shook his hand in thanks, leaving the restaurant somewhat humbled and sensing a glimmer of hope for my beloved country. 1. Remember... Four boxes keep us free: the soap box, the ballot box, the jury box, and the cartridge box. 2. THIS SHOULD GO AROUND THE UNITED STATES SO PEOPLE CAN SEE JUST WHAT IS GOING ON. MAYBE EVEN THE POLITICALLY BLIND ONES WILL LEARN SOMETHING FROM IT. |
davvi User ID: 3677166 United States 04/24/2013 07:37 PM Report Abusive Post Report Copyright Violation | |