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When two single parents each have health insurance on the same kid(s)...

 
Anonymous Coward
User ID: 4513769
United States
07/26/2013 06:30 AM
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When two single parents each have health insurance on the same kid(s)...
and the kid has to have a major surgery, how do the health insurance companies split the coverage amongst themselves?

if each parent gets 80% full health coverage on that kid, then the coverage is at 160%, therefore, the each parent should receive a payment from the health insurance company whenever the kid needs medical attention... right or wrong?



if i have five different life insurance policies, they are all going to pay-out, right???

insurance is just an elite scam. i can't wait until people start bailing!
Anonymous Coward
User ID: 43571177
Canada
07/26/2013 06:48 AM
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Re: When two single parents each have health insurance on the same kid(s)...
and the kid has to have a major surgery, how do the health insurance companies split the coverage amongst themselves?

if each parent gets 80% full health coverage on that kid, then the coverage is at 160%, therefore, the each parent should receive a payment from the health insurance company whenever the kid needs medical attention... right or wrong?



if i have five different life insurance policies, they are all going to pay-out, right???

insurance is just an elite scam. i can't wait until people start bailing!
 Quoting: Anonymous Coward 4513769


Well my insurance has this in it's fine print.

"(1) A spouse must first claim from his/her own employers plan.
(2) Covered children must first claim from the plan covering the parent with the earlier date of birth in the year."

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