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HOW TO GET A LOAN FOR AN OFF-GRID HOME

 
Anonymous Coward
User ID: 30182671
United States
08/07/2013 11:22 PM
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HOW TO GET A LOAN FOR AN OFF-GRID HOME
OK, I have found an off grid home, but without utilities banks will not give you a conventional loan. The only other option I can think of is a personal loan, but at a higher interest rate and lower term, this probably isn't going to work. Also owner financing is not an option. What can I do?
Anonymous Coward (OP)
User ID: 30182671
United States
08/07/2013 11:25 PM
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Re: HOW TO GET A LOAN FOR AN OFF-GRID HOME
please somebody?
Anonymous Coward (OP)
User ID: 30182671
United States
08/07/2013 11:30 PM
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Re: HOW TO GET A LOAN FOR AN OFF-GRID HOME
bump
Anonymous Coward
User ID: 1261380
Canada
08/07/2013 11:31 PM
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Re: HOW TO GET A LOAN FOR AN OFF-GRID HOME
Setup a corporation and throw the entie thing under a Research and Development exploration.

Then the government will shower you with money. Shave and wear a suit when asking for slush fund money. Make sure you spin how this will benefit wealthy people and their futures as wealthy people.

When it all crashes, claim squatters rights as the property is X feet from the road and not hooked up to utilities.

Bam! Free house.
bigD111

User ID: 39191150
United States
08/07/2013 11:34 PM

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Re: HOW TO GET A LOAN FOR AN OFF-GRID HOME
How much would it cost to lay in utilities? Could you pay for that then apply for a conventional and get enough money to cover the utility bill???
Anonymous Coward (OP)
User ID: 30182671
United States
08/07/2013 11:35 PM
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Re: HOW TO GET A LOAN FOR AN OFF-GRID HOME
Setup a corporation and throw the entie thing under a Research and Development exploration.

Then the government will shower you with money. Shave and wear a suit when asking for slush fund money. Make sure you spin how this will benefit wealthy people and their futures as wealthy people.

When it all crashes, claim squatters rights as the property is X feet from the road and not hooked up to utilities.

Bam! Free house.
 Quoting: Anonymous Coward 1261380


Solyndra much? LMAOohyeah
Anonymous Coward (OP)
User ID: 30182671
United States
08/07/2013 11:36 PM
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Re: HOW TO GET A LOAN FOR AN OFF-GRID HOME
How much would it cost to lay in utilities? Could you pay for that then apply for a conventional and get enough money to cover the utility bill???
 Quoting: bigD111



You can't put in utilities until you own the property. You can't own the property without the utilities. Currently is will cost approximately 11K to install electric and 5K for septic tank and god knows how much for water. Not happening.
Anonymous Coward (OP)
User ID: 30182671
United States
08/07/2013 11:44 PM
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Re: HOW TO GET A LOAN FOR AN OFF-GRID HOME
C'mon guys!? surely there is someone with experience on this subject?
Anonymous Coward
User ID: 33920283
Netherlands
08/07/2013 11:53 PM
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Re: HOW TO GET A LOAN FOR AN OFF-GRID HOME
one gave u the answer
Anonymous Coward (OP)
User ID: 30182671
United States
08/07/2013 11:53 PM
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Re: HOW TO GET A LOAN FOR AN OFF-GRID HOME
C''mon GLP you guys can do better than this
Anonymous Coward
User ID: 44325564
Australia
08/07/2013 11:55 PM
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Re: HOW TO GET A LOAN FOR AN OFF-GRID HOME
look around and find deposit bottles, take them to the store and collect the deposit, repeat until you have enough CASH to buy!
Anonymous Coward (OP)
User ID: 30182671
United States
08/07/2013 11:56 PM
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Re: HOW TO GET A LOAN FOR AN OFF-GRID HOME
look around and find deposit bottles, take them to the store and collect the deposit, repeat until you have enough CASH to buy!
 Quoting: Anonymous Coward 44325564


you must be part of the 1% with all that pocket change huh?
Anonymous Coward (OP)
User ID: 30182671
United States
08/07/2013 11:57 PM
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Re: HOW TO GET A LOAN FOR AN OFF-GRID HOME
one gave u the answer
 Quoting: Anonymous Coward 33920283


Must have missed it, don't see any legit answers yet
Waterbug

User ID: 34388912
United States
08/08/2013 12:00 AM

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Re: HOW TO GET A LOAN FOR AN OFF-GRID HOME
Work.
Save your money.
Buy land with cash.
Build off-grid self-funded.
Anonymous Coward (OP)
User ID: 30182671
United States
08/08/2013 12:01 AM
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Re: HOW TO GET A LOAN FOR AN OFF-GRID HOME
Work.
Save your money.
Buy land with cash.
Build off-grid self-funded.
 Quoting: Waterbug


This is not an answer to the question asked. I asked how to get a LOAN. If i had CASH I would not be asking this question.
Anonymous Coward
User ID: 1288758
United States
08/08/2013 12:04 AM
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Re: HOW TO GET A LOAN FOR AN OFF-GRID HOME
Well you can't exactly get off the grid if you have to take out a loan.
Anonymous Coward
User ID: 35728374
United States
08/08/2013 12:05 AM
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Re: HOW TO GET A LOAN FOR AN OFF-GRID HOME
Why not get your parents to sign your loan? Moron. You can get a loan for whatever THE FUCK YOU WANT long as you have a co sign.
Waterbug

User ID: 34388912
United States
08/08/2013 12:06 AM

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Re: HOW TO GET A LOAN FOR AN OFF-GRID HOME
Work.
Save your money.
Buy land with cash.
Build off-grid self-funded.
 Quoting: Waterbug


This is not an answer to the question asked. I asked how to get a LOAN. If i had CASH I would not be asking this question.
 Quoting: Anonymous Coward 30182671


Oh.. I know.
You want it now.

But, to your response.. ultimately, you want the answer you want... not the truth.
You don't need a loan if you do it my way.. so to tell you how to get a loan is moot, son.
Anonymous Coward
User ID: 44639269
Australia
08/08/2013 12:08 AM
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Re: HOW TO GET A LOAN FOR AN OFF-GRID HOME
Don't get a loan. Ever!
Anonymous Coward
User ID: 33974887
United States
08/08/2013 12:11 AM
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Re: HOW TO GET A LOAN FOR AN OFF-GRID HOME
don't waste your money or time on this.

the gubmint will just use any means
to bulldoze it under

make a hidden bunker yourself
it's more practical

like the tunnels used in Vietnam

camouflage the entrances

they can't bulldoze what they can't find ;)
Anonymous Coward
User ID: 33974887
United States
08/08/2013 12:11 AM
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Re: HOW TO GET A LOAN FOR AN OFF-GRID HOME
Don't get a loan. Ever!
 Quoting: Anonymous Coward 44639269


clappa
Anonymous Coward (OP)
User ID: 30182671
United States
08/08/2013 12:12 AM
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Re: HOW TO GET A LOAN FOR AN OFF-GRID HOME
Why not get your parents to sign your loan? Moron. You can get a loan for whatever THE FUCK YOU WANT long as you have a co sign.
 Quoting: Anonymous Coward 35728374


Once you graduate middle school you'll realize this is far from true.
Anonymous Coward (OP)
User ID: 30182671
United States
08/08/2013 12:16 AM
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Re: HOW TO GET A LOAN FOR AN OFF-GRID HOME
Work.
Save your money.
Buy land with cash.
Build off-grid self-funded.
 Quoting: Waterbug


This is not an answer to the question asked. I asked how to get a LOAN. If i had CASH I would not be asking this question.
 Quoting: Anonymous Coward 30182671


Oh.. I know.
You want it now.

But, to your response.. ultimately, you want the answer you want... not the truth.
You don't need a loan if you do it my way.. so to tell you how to get a loan is moot, son.
 Quoting: Waterbug


You really think I'm that much of a fucking idiot? Of course if I had the cash I would pay that way but thats not the reality we live in. What do you think I am a fucking banker? swimming in green? I can't just make money appear out of nowhere like the banks sorry SON. But with a 10 yr loan I can own this place outright. Im sure more than you can say. Thanks for trolling my thread!
Anonymous Coward
User ID: 17192736
United States
08/08/2013 12:21 AM
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Re: HOW TO GET A LOAN FOR AN OFF-GRID HOME
Work.
Save your money.
Buy land with cash.
Build off-grid self-funded.
 Quoting: Waterbug


This is not an answer to the question asked. I asked how to get a LOAN. If i had CASH I would not be asking this question.
 Quoting: Anonymous Coward 30182671


Oh.. I know.
You want it now.

But, to your response.. ultimately, you want the answer you want... not the truth.
You don't need a loan if you do it my way.. so to tell you how to get a loan is moot, son.
 Quoting: Waterbug


You really think I'm that much of a fucking idiot? Of course if I had the cash I would pay that way but thats not the reality we live in. What do you think I am a fucking banker? swimming in green? I can't just make money appear out of nowhere like the banks sorry SON. But with a 10 yr loan I can own this place outright. Im sure more than you can say. Thanks for trolling my thread!
 Quoting: Anonymous Coward 30182671

Well guess what then...you aint fuckin getting it!
Anonymous Coward (OP)
User ID: 30182671
United States
08/08/2013 12:26 AM
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Re: HOW TO GET A LOAN FOR AN OFF-GRID HOME
...


This is not an answer to the question asked. I asked how to get a LOAN. If i had CASH I would not be asking this question.
 Quoting: Anonymous Coward 30182671


Oh.. I know.
You want it now.

But, to your response.. ultimately, you want the answer you want... not the truth.
You don't need a loan if you do it my way.. so to tell you how to get a loan is moot, son.
 Quoting: Waterbug


You really think I'm that much of a fucking idiot? Of course if I had the cash I would pay that way but thats not the reality we live in. What do you think I am a fucking banker? swimming in green? I can't just make money appear out of nowhere like the banks sorry SON. But with a 10 yr loan I can own this place outright. Im sure more than you can say. Thanks for trolling my thread!
 Quoting: Anonymous Coward 30182671

Well guess what then...you aint fuckin getting it!
 Quoting: Anonymous Coward 17192736


NOPE wrong again TROLL! Nobody said I couldn't get it. Just asked for options. Thanks for trolling!
stfu
feedtroll
byekitty
Waterbug

User ID: 34388912
United States
08/08/2013 12:34 AM

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Re: HOW TO GET A LOAN FOR AN OFF-GRID HOME
So if I give you an honest response to a question that you ask in a thread title.. I'm a troll for giving my opinion?
You attack me for this..?

You are a simple-minded buffoon with cretinous tendencies..

Fuck you, fucktard..

lady
Anonymous Coward
User ID: 17192736
United States
08/08/2013 12:35 AM
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Re: HOW TO GET A LOAN FOR AN OFF-GRID HOME
So if I give you an honest response to a question that you ask in a thread title.. I'm a troll for giving my opinion?
You attack me for this..?

You are a simple-minded buffoon with cretinous tendencies..

Fuck you, fucktard..

:lady:
 Quoting: Waterbug


clappa
Anonymous Coward (OP)
User ID: 30182671
United States
08/08/2013 12:40 AM
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Re: HOW TO GET A LOAN FOR AN OFF-GRID HOME
So if I give you an honest response to a question that you ask in a thread title.. I'm a troll for giving my opinion?
You attack me for this..?

You are a simple-minded buffoon with cretinous tendencies..

Fuck you, fucktard..

:lady:
 Quoting: Waterbug


You coming here to argue and stir up shit without answering the question as stated = trolling.
Anonymous Coward (OP)
User ID: 30182671
United States
08/08/2013 12:41 AM
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Re: HOW TO GET A LOAN FOR AN OFF-GRID HOME
So if I give you an honest response to a question that you ask in a thread title.. I'm a troll for giving my opinion?
You attack me for this..?

You are a simple-minded buffoon with cretinous tendencies..

Fuck you, fucktard..

:lady:
 Quoting: Waterbug


You coming here to argue and stir up shit without answering the question as stated = trolling.
 Quoting: Anonymous Coward 30182671


obviously a good troll too since im still responding. done with this.byekitty
Anonymous Coward
User ID: 44306049
United States
08/08/2013 12:41 AM
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Re: HOW TO GET A LOAN FOR AN OFF-GRID HOME
I've owned a few off grid properties where you bulldoze, set up a water system, etc.

Banks don't want to loan, so you need to seek out private money. You may need to search for an off grid w/ owner carry to get set up.

Learn about water systems, gravity feed, and alt power- wind works good where I am, water at a friend's place.

Living off grid, you'll see more insects, birds, and you'll see things in a different way.

Good luck!

hf
Anonymous Coward
User ID: 44715545
New Zealand
08/08/2013 12:43 AM
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Re: HOW TO GET A LOAN FOR AN OFF-GRID HOME
This worked for me in a similar situation, I hope it helps...
I had a deposit of approx $12,000 (for bare land) but no proper job at the time. Property was $35,000.
Luckily an acquaintance agreed to write on official letterhead (he ran his own business) that I was hired as his PA for $30,000 pa (average wage).
Took letter to bank.
Loan was approved.
I never actually started the "job" due to "unforeseen circumstances" but more importantly I've never missed a payment.
That was over 12 years ago, I've all but paid the loan off now. It wasn't a lot of money I borrowed, relative to most mortgages. Only $25,000, just enough to pay the balance owing after deposit.

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