ObamaCare ~ "Why Most of Us Will Go Broke Soon"

Obama? Open?

The reality of Obamacare is NOT what was sold to the American people. WTF?

Either single payer universal healthcare or they need to seriously control costs. Reminds me somewhat of out of control higher educations costs, which the federal government has every right to impose price controls and other regulations because they so heavily subsidize it, and the industry wouldn't exist if it weren't for government subsidies. Without insurance, VERY few people could afford the actual costs for healthcare beyond the mundane such as an office visit. Very few could afford the costs for prescription drugs minus insurance. Likewise , few could afford college minus government grants, etc.,

:5stars: Good find, OP.

Sad but true!

It seems like The Only Thing that can break us out of this mentality is believing that God will take care of His children. Otherwise, those who 'love money' remain in control of this world.

In light of all the responses proving my assertion that you are about to get azzraped by Obamacare...

Not that bright are you?

The sheeple don't realize how insane this is. I LOST my job earlier this year because the medium sized company I was working for had to cut their employees to BELOW 50 in order not to get slammed by the NEW insurance costs!

This will TRULY bankrupt the American public, INCLUDING those who think this is going to be good for them!

50%!! That's ridiculous!

By the way, it is good to hear from you, too.

Of all the insane stuff that is happening in this world today, this one hits home for me.

I feel like I am being forced to do buy into a system that I have always tried to stay away from.

Other than the burdensome task I am presently going through of having to relocate somewhere, I now have to think of the
right solution for me in regards to how I want to handle my situation regarding health insurance.

HOW I WANT TO HANDLE IT, not the government handling it for me.

Stay healthy!!
What Will Obamacare Cost You?
[link to www.forbes.com]

The best thing to do is just drop your coverage altogether and use the money you were spending on health insurance to pay the fines and routine medical expenses such as checkups and prescriptions. if you are ever in need of major treatment just sign up then, get your treatment and then drop out again. Of, if you are self-employed, shift your money around so that you can claim broke and qualify for a large subsidy.

All of the college age dopes that voted for this asshole and are working part time or menial full time are going to be in for a rude awakening when they discover that 25% of their disposable income will be going to health insurance they don't even use or need.

All The Insurance In The World Won't Save You Fat Unhealthy Ignorant Poor. I Couldn't Care Less About This Since Those Who Expect Others To Care For Them Will Suffer And Die Young No Matter What Happens With Obamacare.

Matthew 14:14
Luke 4:22-44
[link to www.sermoncentral.com]

I don't believe that was a real person.
That was a paid government shill.


No one....even the unions with their soon to be lost "Cadillac plan" insurance want Obamacare anymore.
They all know they are going to be paying LOTS more now for less benefits.
...and YES...people are losing jobs and hours over it as well.

Again....that was just a government shill trying to convince idiots that "all is well".

It doesn't fly anymore.

:rushhope:

We sure come a long way from the country doctor that would come visit you in your home and see you for a basket of eggs , a pie and some ham.

Medical industry is corrupt. Whats on the bill these days? Probaly 2.00 dollar charge for a cotton swab till a operation adds up to 40,000 dollars or more. Over 1,000 dollars for just a examination in ER.

Corrupt on all levels. Whos pocketing all this money?

:lfe4:

Thread: Walgreens Drops Employee Health Insurance Coverage

The problem with that is emergency treatment. We are over 50 and chances of needing emergency treatment escalate as you get older, so what if I have a heart attack? Im gonna be screwed or die.

Besides that, I heard that if you are in the lower income and get Medicaid and your over 55 your "insurance" is more of a loan and upon your death, your estate has to pay back whatever they paid for.

All that aside, the bronze policy only pays 70% I believe so one little surgery or a few days in a hospital could still bankrupt you with the 30% left for you to pay

Yeah, I haven't been to a doctor in 22 years either. I treat things with vitamins, minerals, supplements and herbs. And rest. I had medical insurance once for about 2 years, that was decades ago. I haven't actually ever been to a doctor in my adult life because I "didn't feel well". I can't believe people go to doctors because of colds and things like that, as if your body can't take care of those things on its own!

I am completely broke, they can't take money from me that I don't have, to pay for something I don't want, it's going to be interesting. I guess if they can't get you to go to the doctor so the medical system can kill you, they'll find another way, take all your money so you can't afford to live.

Fuck Pelosi and her "pass it so we can read it".

:fuckyou:

The problem here is the very existence of health insurance. As recently as the 1970s health insurance was for unexpected serious health issues, not office visits for the sniffles. The idea that every little health matter should go on the insurance has created a feedback loop of rising costs. If the insurance companies just disappeared tomorrow the healthcare providers would have to charge prices that people could actually pay, or they would quickly be out of business. And before anyone spouts off about people dieing in the streets under this scenario, consider that this was the norm as recently as 40 years ago. People didn't die in the streets because the price system for health care worked. Now giant super wealthy insurance companies pay for everything, so hospitals can charge whatever they want. My wife had to have anesthesia for a c-section. Just the cost for the anesthesia was over $3000. Now, how much did the drugs cost to produce? A few dollars? A few cents? How much did the nurse anesthetist make for that hour she was on the table? $50? Where did the rest of the cost come from? It was tacked on because the hospital knew the insurance company had the money, and the insurance company knew that the high cost would justify their high premiums.

Detroit Shows How ObamaCare Will Bankrupt the Country

Cost-Shifting: Looks like Detroit might get a federal bailout after all, by offloading its retiree health costs
onto federal taxpayers via ObamaCare. It's a window into why Obama-Care costs will quickly spiral out of control.

....Detroit hopes to push its younger retirees who aren't yet eligible for Medicare into the ObamaCare exchanges, where
many will be eligible for subsidized insurance. Federal tax payers will pick up the tab, rather than those in Detroit.
(IBD's Jed Graham first wrote about this last month.)

One of the first to suggest this clever cost-shifting idea was Chicago Mayor Rahm Emanuel, who was in the Obama
administration while it was putting ObamaCare together.
In May, he revealed plans to save about $108 million a year by tossing 30,000 retirees into the ObamaCare exchanges.

If Detroit and Chicago get away with this, you can bet other cities will try, too.

Read More:
[link to news.investors.com]

Great article! Thanks OP.

Yes, it truly is a sad state of affairs we are living in today.
And I'm sure there is more to all of this than what we are seeing on the surface.
Surveillance and control.
Thank God, I know Him!

This person's plight is far from unusual. The middle class is dwindling fast and will soon be nonexistent.

The politicians like to talk about "kitchen table economics" like it's a cozy, quaint thing to do over a cup of hot chocolate.

Arrogant motherfuckers.

First of all, I maintain a high level of situational awareness. I do dangerous work, and I work alone. If I get hurt, it's my fault and I know who to blame. Most likely, there will be no help there for me.

Secondly, I know I'm going to die. It's just a matter of time. It will catch up with all of us, but no reason to rush the process. I'll live life to the fullest until then. I would like to go skydiving for the first time on my 65th birthday, though I may have other things to do that day. I'll decline the optional medicare when I get that old.

The bottom line is that unless I'm forced against my will, I'll refuse hospitals. If I'm forced, I'll refuse to pay, since I've made my wishes well known. I'm not my brother's keeper, and you're not mine. I will help anyone if asked, and I agree, but not otherwise.

If I ever do deal with an MD, then we'll negotiate with each other as equal partners. If the provider refuses, then there's no deal.

Notice that any participation does NOT include third parties.

Get used to the idea that you WILL die - probably at the most inconvenient time. It's quite a liberating concept.

This is true. I did a lot of reading. Saw a lot of articles claiming this percentage, that percentage (hell most can't even get the *hit straight) and I saw one that was like 2.5% of your income, and that's just false info.

People keep conveniently forgetting it's BASED on age and income, so the more you make, the older you are the higher the premiums, co-pays, and deductibles, and I do mean MUCH higher.

So, someone making 50,000 a year thinks, oh cool, only 2.5% of my income (or whatever misinformed writers are stating out on the web) that's a whole lot less than what I was paying at work...but it's NOT true. There are articles out there that are flat out wrong.

So, really, run the numbers at the Kaiser Healthcare calculation site. Then call around to the exchanges and get their info., I'd be interested in how much the numbers are off.

Because the Kaiser site took my breath away. Increased our costs from $4500 per year and a $1500 deductible plus $20 co-pays to $18000 a year JUST for the premiums (that was for both of us) and I think another $6000 or $8000 in deductibles, so if either DH or I went into the hospital for a few days, we'd be out at least $24k NET for the year (my entire after tax income at the time); whereas his insurance right now we'd only be out $6000-$6500. That's a big difference.

Not to mention, we had to pay (based on dual income) $4100 NET this past year for the privilege of having a dual earning household (and we were right on that threshold) and let's not forget transportation costs.

It would be a LOSS for me to work under this situation, and it may even end up with us getting divorced if my DH's co. drops me from their plan, because we sure in the hell can't afford $1000 a month net from his pay to pay for a separate plan for me.

If this comes to pass, we'll have no choice but to divorce so that we can both have insurance that is affordable.
I already told DH alimony would have to be under $12k per year :) House will go into a trust.

We'll still live together, and nothing will change other than we'll survive. Pretty bad huh? Gotta get divorced to afford the new healthcare because you're older and have worked your *ss off your entire life while the bums (top and bottom) are sucking the system dry.

*isses me off to no end. Why the divorce? Because IF I were to apply off an exchange and have no income, you can bet your *ss they are going to want the "family" income, i.e. want to know my husband's income, and there she blows.

Thanks for letting me vent. And don't quote me on the exact numbers above, working off memory, but it was really close to these, within a thousand or so.

P.S. I can see maybe 3-5% off gross income for universal insurance IF we HAVE to go this way (private through employer worked for me my whole life and not arguing that I don't believe people should be forced to buy this, that's BS too) however, 25-50% of your net income due to age/income? As my deceased father would say "that's highway robbery".

I am NOT working now cuz'of this rat trap health policy. We are now a one income household and coming out ahead.

I'll admit, I haven't read much about ObamaCare.

Right now its me, my husband and our 3 kids. We all have insurance through the state and pay $70 a month for it. Will this change? I haven't gotten any notices saying it will.

And yes, I realize $70 is not much compared to what other people have to pay.

Only one income here too. Husband works and I am home with the kids because daycare costs would make it almost pointless for me to work. Id be working to pay for daycare and gas to and from work....no thanks.

Another preview of possible mishaps to come:

Obamacare exchange leaks data of 2,400 unsuspecting customers

Worker for Minnesota ObamaCare 'exchange' releases private info in security breach

An employee at MNsure, Minnesota's new online health insurance exchange, accidentally distributed confidential
information about more than 2,400 insurance agents.

Read more:
[link to www.foxnews.com]

For us, a family of 4, ages 61, almost 60:),32, and 18, the premiums per year for the silver plan, according to the calculator,is more than our yearly income, before the subsidy. AFTER the subsidy, the premiums are 2/3 of our income per year. There is no way we can pay this.
As a Christian, I refuse to go against my Faith to comply with a government mandate that goes against everything I believe in.I REFUSE to pay one penny for abortion, or for any abortificants.

Good grief. We pay $830 a month for our family of 4, plus we sock away another $415 a month in an HSA to cover deductables. This is a private policy and considerably cheaper than what we were paying through my husband's business's group plan.

We could have a much nicer house and vacations once in a while if this expense was reasonable. Since the costs will only continue to go up, we're pretty much screwed.