Fox News: Most employer-provided insurance will disappear as ObamaCare takes hold | |
Anonymous Coward User ID: 52538157 United States 06/01/2014 07:42 PM Report Abusive Post Report Copyright Violation | [link to www.irs.gov] |
catnahalf User ID: 36706549 United States 06/01/2014 07:43 PM Report Abusive Post Report Copyright Violation | It will be like the VA eventually, the doctors and hospitals all working for the government. Oh yeah and we all know how awesome VA benefits are. How long is our waiting list going to be and how many of us are going to die waiting for treatment. Sorry if I seem a little bitter my dad died 3 mos. ago he had shitty VA care. |
Anonymous Coward User ID: 58725353 United States 06/01/2014 07:43 PM Report Abusive Post Report Copyright Violation | ... Quoting: Anonymous Coward 58725353 Considering how much money is spent on seniors and their myriad of health care needs, through both medicaid and the distributed costs of private sector insurance, I'd hardly consider your age group in any position to call someone else freeloaders. When I am paying my own fucking way and then am forced to pay for someone who ISN'T paying their own way, then I am damned well entitled to call them a fucking freeloader. You aren't paying your own fucking way, you dingbat. You are paying a premium to join a collection of people also paying premiums for the purpose of sharing the costs of health care for all in the group. This system works because most of the people paying the premiums require less care than the fewer who have high health care expenses. Who uses health insurance the least? Young people with no kids. And you know who uses health insurance the most? Old people. If you paid for everything out of pocket, then yes you would be paying your own way. Unless you are independently wealthy, that is impossible in the long run. But you aren't doing that, you're a "freeloader" like everyone else. Matter of fact, I haven't used health insurance in years despite paying for it. On a nationwide scale, you're the fucking freeloader sponging off of me. I am a part of any group plan. If the insurance company lobs me in with some internal group then that's their business. But either way, I am too paying my own way. Over the past twenty years I damn sure have paid more in premiums than we've taken out in reimbursements. Nice try, but fail. Lmfao, you think the money paid into a group plan is spent solely on the members of said group plan? What are you on about? You can tell yourself whatever you want to feel better, I guess. You're still participating in what is essentially a micro socialist system. And with good reason, we could never afford it otherwise in the current reality. |
Anonymous Coward User ID: 52806018 United States 06/01/2014 07:43 PM Report Abusive Post Report Copyright Violation | |
Anonymous Coward User ID: 49990726 United States 06/01/2014 07:48 PM Report Abusive Post Report Copyright Violation | ... Quoting: Anonymous Coward 49990726 When I am paying my own fucking way and then am forced to pay for someone who ISN'T paying their own way, then I am damned well entitled to call them a fucking freeloader. You aren't paying your own fucking way, you dingbat. You are paying a premium to join a collection of people also paying premiums for the purpose of sharing the costs of health care for all in the group. This system works because most of the people paying the premiums require less care than the fewer who have high health care expenses. Who uses health insurance the least? Young people with no kids. And you know who uses health insurance the most? Old people. If you paid for everything out of pocket, then yes you would be paying your own way. Unless you are independently wealthy, that is impossible in the long run. But you aren't doing that, you're a "freeloader" like everyone else. Matter of fact, I haven't used health insurance in years despite paying for it. On a nationwide scale, you're the fucking freeloader sponging off of me. I am a part of any group plan. If the insurance company lobs me in with some internal group then that's their business. But either way, I am too paying my own way. Over the past twenty years I damn sure have paid more in premiums than we've taken out in reimbursements. Nice try, but fail. Lmfao, you think the money paid into a group plan is spent solely on the members of said group plan? What are you on about? You can tell yourself whatever you want to feel better, I guess. You're still participating in what is essentially a micro socialist system. And with good reason, we could never afford it otherwise in the current reality. If the insurance company wants to do their internal bookkeeping that way, then that's up to them. But if your point is to praise what a wonderful system socialism is, then why are insurance companies demonized and why did 0bama have to fuck with a perfectly good socialist system? I have no desire to pay for neo-natal and substance abuse coverage. Now, I'm paying for it. 0bamacare is damn sure a socialist system - stealing from some at the point of a gun and giving to others he deems fit to receive it. It will be as bad as the VA system is now or worse. If 0bama is willing to treat our vets like that, what do you think he'll do to YOU? |
Anonymous Coward User ID: 49990726 United States 06/01/2014 07:51 PM Report Abusive Post Report Copyright Violation | Lmfao, you think the money paid into a group plan is spent solely on the members of said group plan? What are you on about? Quoting: Anonymous Coward 58725353 You can tell yourself whatever you want to feel better, I guess. You're still participating in what is essentially a micro socialist system. And with good reason, we could never afford it otherwise in the current reality. If by "the current reality" mean that in addition to 300 million Americans we have to cover 20,000,000 wetbacks whom aren't paying SHIT into the system (because it's their basic human right to receive all the free shit we can dole out to them), then yeah, I agree. |
Me User ID: 56544157 United States 06/01/2014 07:52 PM Report Abusive Post Report Copyright Violation | Analysts predict most employer-provided insurance will disappear as ObamaCare takes hold Quoting: Anonymous Coward 58753304 By Jim Angle ·Published May 31, 2014· FoxNews.com Across the political spectrum, analysts now say that 80 to 90 percent of employer-provided insurance, the mainstay of American health coverage for decades, will disappear as ObamaCare takes hold. The research firm S&P IQ predicts less than 10 percent of those who get insurance at work will still get it there ten years from now. "The companies will really be hard pressed to justify why they would continue to have to spend the kind of money they spend by offering insurance through corporate plans when there's an alternative that's subsidized by the government" said Michael Thompson, head of S&P IQ. Even a former adviser to President Obama, Zeke Emanuel, predicted less than 20 percent who now get employer-provided insurance will still get it ten years from now. He wrote in his book "Reinventing American Health Care" that "By 2025 few private-sector employers will still be providing health insurance." Emanuel told Fox News, “it's going to actually be better for people. They'll have more choice, most people who work for an employer and get their coverage through an employer do not have choice." The reason analysts see this historic change in health coverage is because the tax penalty for not offering insurance -- $2,000 per worker-- is so much less than the cost of providing it. [link to www.foxnews.com] JBS Meatpackers that are owned by family in Brazil are currently in the stages of being close to moving operations elswhere. Some of there plants are being threatened by Unions that have expired contracts and the sticking point is health insurance that used to be supported by JBS and now it is not, the union says the workers cant afford the premiums and high deductibles. 2000 workers are set to strike they already voted yes and if other JBS Pork, Beef plants follow there will be many mexicans, somalians,guatemalans, ethiopians in my town running lookin for a job...OHH then get 60 dollars a week if they strike. The new health care system is forcing large companies to make these moves it aint JBS's fault. |
Anonymous Coward User ID: 58181259 United States 06/01/2014 07:52 PM Report Abusive Post Report Copyright Violation | So will cheap ass emoloyers be giving what they currently pay for premiums to employees as part of their salary? If not then everyone who loses coverage through their employer just took a cut in pay. Many don't realize it but employer provided health insurance is part of your total compensation. |
Anonymous Coward User ID: 58725353 United States 06/01/2014 07:58 PM Report Abusive Post Report Copyright Violation | Lmfao, you think the money paid into a group plan is spent solely on the members of said group plan? What are you on about? Quoting: Anonymous Coward 58725353 You can tell yourself whatever you want to feel better, I guess. You're still participating in what is essentially a micro socialist system. And with good reason, we could never afford it otherwise in the current reality. If by "the current reality" mean that in addition to 300 million Americans we have to cover 20,000,000 wetbacks whom aren't paying SHIT into the system (because it's their basic human right to receive all the free shit we can dole out to them), then yeah, I agree. Yeah, I don't like paying for illegal Mexicans either. That's just the way it is. If we demanded a more accountable abd proactive government instead of just calling the whole system evil and wishing it'd go away, maybe we'd get something done about that. |
Copperhead User ID: 58722071 United States 06/01/2014 08:03 PM Report Abusive Post Report Copyright Violation | ... Quoting: Anonymous Coward 49990726 My insurance provider cancelled my plan because they said it didn't meet the minimum standards of the ACA mandates. Insurance that saw my family through multiple bouts with cancer, diabetes, broken bones, etc, wasn't good enough because we didn't have neonatal care (we're in our 60s) and substance abuse counseling or some such shit. To get that additional coverage the doubled our premiums and then they told us they were no longer reimbursing the docs and hospital we use. That does really suck, but did you shop around after that? I'm sure you could find a plan that meets your needs and budget. My wife and I are self employed with two small children, and we found a very good plan that covers almost everything we need(couldn't find dental and vision, we're paying out of pocket for that) for three hundred bucks a month. Very low deductible as well, zero deductible for my wife who uses it the most, and a thousand for me and the kids. I'm not saying Obamacare is awesome. I'm just saying we were all getting screwed before, and we're not getting screwed that much more now. For my particular situation it helped, because every quote I got for private insurance was in the 6-700 dollar a month range, and that was with a 3k deductible. Your new plan is still 6-700 dollars or higher a month, but somebody else is paying for your subsidy. You're right of course. And this is different from an employer contribution health care plan how? When your employer pays it's compensation for what you do for them, just like your pay. When the taxpayers pay for your plan it is welfare. |
Anonymous Coward User ID: 58725353 United States 06/01/2014 08:05 PM Report Abusive Post Report Copyright Violation | ... Quoting: Anonymous Coward 58725353 You aren't paying your own fucking way, you dingbat. You are paying a premium to join a collection of people also paying premiums for the purpose of sharing the costs of health care for all in the group. This system works because most of the people paying the premiums require less care than the fewer who have high health care expenses. Who uses health insurance the least? Young people with no kids. And you know who uses health insurance the most? Old people. If you paid for everything out of pocket, then yes you would be paying your own way. Unless you are independently wealthy, that is impossible in the long run. But you aren't doing that, you're a "freeloader" like everyone else. Matter of fact, I haven't used health insurance in years despite paying for it. On a nationwide scale, you're the fucking freeloader sponging off of me. I am a part of any group plan. If the insurance company lobs me in with some internal group then that's their business. But either way, I am too paying my own way. Over the past twenty years I damn sure have paid more in premiums than we've taken out in reimbursements. Nice try, but fail. Lmfao, you think the money paid into a group plan is spent solely on the members of said group plan? What are you on about? You can tell yourself whatever you want to feel better, I guess. You're still participating in what is essentially a micro socialist system. And with good reason, we could never afford it otherwise in the current reality. If the insurance company wants to do their internal bookkeeping that way, then that's up to them. But if your point is to praise what a wonderful system socialism is, then why are insurance companies demonized and why did 0bama have to fuck with a perfectly good socialist system? I have no desire to pay for neo-natal and substance abuse coverage. Now, I'm paying for it. 0bamacare is damn sure a socialist system - stealing from some at the point of a gun and giving to others he deems fit to receive it. It will be as bad as the VA system is now or worse. If 0bama is willing to treat our vets like that, what do you think he'll do to YOU? You were paying for it before you fool, just like every other customer of your health insurance provider. Your premiums went up because of your provider latched onto the new requirements as an excuse to raise rates. They could have given you the new coverage at the same price, sheepishl especially since you aren't going to be using it, but knew that they could blame the new law that they wrote. |
Anonymous Coward User ID: 58770579 United States 06/01/2014 08:12 PM Report Abusive Post Report Copyright Violation | ... Quoting: Anonymous Coward 49990726 I am a part of any group plan. If the insurance company lobs me in with some internal group then that's their business. But either way, I am too paying my own way. Over the past twenty years I damn sure have paid more in premiums than we've taken out in reimbursements. Nice try, but fail. Lmfao, you think the money paid into a group plan is spent solely on the members of said group plan? What are you on about? You can tell yourself whatever you want to feel better, I guess. You're still participating in what is essentially a micro socialist system. And with good reason, we could never afford it otherwise in the current reality. If the insurance company wants to do their internal bookkeeping that way, then that's up to them. But if your point is to praise what a wonderful system socialism is, then why are insurance companies demonized and why did 0bama have to fuck with a perfectly good socialist system? I have no desire to pay for neo-natal and substance abuse coverage. Now, I'm paying for it. 0bamacare is damn sure a socialist system - stealing from some at the point of a gun and giving to others he deems fit to receive it. It will be as bad as the VA system is now or worse. If 0bama is willing to treat our vets like that, what do you think he'll do to YOU? You were paying for it before you fool, just like every other customer of your health insurance provider. Your premiums went up because of your provider latched onto the new requirements as an excuse to raise rates. They could have given you the new coverage at the same price, sheepishl especially since you aren't going to be using it, but knew that they could blame the new law that they wrote. 0bamacare was the catalyst. Without it we were all just fine. Now, we're headed into a system that will be worse than the VA. So, if you want to blame all the increased rates on the insurance company and give Obama a total pass, then you're a fool. You deserve the health care you're about to get. |
Anonymous Coward User ID: 58725353 United States 06/01/2014 08:17 PM Report Abusive Post Report Copyright Violation | |
Carlos1961 User ID: 21695735 United States 06/01/2014 08:18 PM Report Abusive Post Report Copyright Violation | this was the intention from the beginning employers are loving it that is one thing to go next it is your vacation and 401 Quoting: Anonymous Coward 58758159 They're already eyeing that 401k. The rational being that if you had enough to save you were making too much compared to the average citizen. The government giveth and taketh away. |
Anonymous Coward User ID: 58770579 United States 06/01/2014 08:19 PM Report Abusive Post Report Copyright Violation | It won't be long before we see ads that say, "GOT THE OBAMACARE BLUES? COME TO BARBADOS FOR THE FIRST CLASS HEALTHCARE THAT YOU USED TO GET IN THE USA. American docs, first class facilities, no waiting lists, come on down!" |
Anonymous Coward User ID: 58770579 United States 06/01/2014 08:19 PM Report Abusive Post Report Copyright Violation | Without it we were all just fine? Are you fucking insane? Quoting: Anonymous Coward 58725353 We're not great now, but we sure as hell were NOT all just fine before. People have been getting fucked by health care costs for decades. Just wait until you get a note from your insurance company saying your plan is being cancelled. Then, you'll realize you were just fine before and now you're fucked. |
Anonymous Coward User ID: 58770579 United States 06/01/2014 08:21 PM Report Abusive Post Report Copyright Violation | this was the intention from the beginning employers are loving it that is one thing to go next it is your vacation and 401 Quoting: Anonymous Coward 58758159 They're already eyeing that 401k. The rational being that if you had enough to save you were making too much compared to the average citizen. The government giveth and taketh away. I've got a secret for you.... if you have an IRA or a 401K, you won't ever see the majority of that money. PERIOD. Don't believe me? Fine. I don't care. It's you that's gonna get blindsided. No way is the government going to let loose of that wampum. |
Anonymous Coward User ID: 58725353 United States 06/01/2014 08:26 PM Report Abusive Post Report Copyright Violation | Without it we were all just fine? Are you fucking insane? Quoting: Anonymous Coward 58725353 We're not great now, but we sure as hell were NOT all just fine before. People have been getting fucked by health care costs for decades. Just wait until you get a note from your insurance company saying your plan is being cancelled. Then, you'll realize you were just fine before and now you're fucked. Ah, I get it now. You're incapable of looking at it from the perspective of anyone besides yourself. For someone who got cancer and quickly hit their "lifetime limit" and, assuming they survived the poison, are now in an inescapable amount of medical debt, you can bet your ass they're not just fine. I don't know anyone like that personally, but I know of them, and I'm capable of seeing just how fucked they are and were by the health insurance you think was just fine. |
Anonymous Coward User ID: 58770579 United States 06/01/2014 08:29 PM Report Abusive Post Report Copyright Violation | Without it we were all just fine? Are you fucking insane? Quoting: Anonymous Coward 58725353 We're not great now, but we sure as hell were NOT all just fine before. People have been getting fucked by health care costs for decades. Just wait until you get a note from your insurance company saying your plan is being cancelled. Then, you'll realize you were just fine before and now you're fucked. Ah, I get it now. You're incapable of looking at it from the perspective of anyone besides yourself. For someone who got cancer and quickly hit their "lifetime limit" and, assuming they survived the poison, are now in an inescapable amount of medical debt, you can bet your ass they're not just fine. I don't know anyone like that personally, but I know of them, and I'm capable of seeing just how fucked they are and were by the health insurance you think was just fine. Not that it's any of your business, but I've had cancer - three times. I did chemo, surgery, radiation - the whole 9 fucking yards. My plan suited me just fine. Then, it was cancelled because it didn't have neo-natal care and substance abuse or some such shit. Oh joy, now, not only are my premiums double, but the provider doesn't want to deal with the hospital and docs I was using. So don't give me any of your holier than thou, know it all, sanctimonious bullshit, OK? |
DIRTFARMER User ID: 33159260 United States 06/01/2014 08:34 PM Report Abusive Post Report Copyright Violation | the figures are that 85% of people with health care provided by their employer will lose their insurance and be dumped into the obamacare system in the next 48 months.. Quoting: Anonymous Coward 50577603 Not going to take five years. It's happening now. Not only will you will not have anymore employer sponsored health care, but you're probably not even going to have a doctor. My primary care physician sent me a letter yesterday saying that he's going private concierge. Not only is he going private but he said every other physician in the practice is going private there's about eight of them. I can keep them if I want to pay $4000 a year out-of-pocket. He doesn't want to deal with Obamacare. In his letter he said Obamacare is the reason he's doing this. We are losing our insurance and were losing our doctors. Pretty simple remedy, dump your current Dr. and get a new one that accepts your coverage. Been doing that for 40 years because I pay for my own insurance, and if they don't want me and my insurance, I sure as hell don't want them. |
Anonymous Coward User ID: 58770579 United States 06/01/2014 08:36 PM Report Abusive Post Report Copyright Violation | the figures are that 85% of people with health care provided by their employer will lose their insurance and be dumped into the obamacare system in the next 48 months.. Quoting: Anonymous Coward 50577603 Not going to take five years. It's happening now. Not only will you will not have anymore employer sponsored health care, but you're probably not even going to have a doctor. My primary care physician sent me a letter yesterday saying that he's going private concierge. Not only is he going private but he said every other physician in the practice is going private there's about eight of them. I can keep them if I want to pay $4000 a year out-of-pocket. He doesn't want to deal with Obamacare. In his letter he said Obamacare is the reason he's doing this. We are losing our insurance and were losing our doctors. Pretty simple remedy, dump your current Dr. and get a new one that accepts your coverage. Been doing that for 40 years because I pay for my own insurance, and if they don't want me and my insurance, I sure as hell don't want them. Utter nonsense! I choose my doc based on their skill and knowledge, not on which insurance provider accepts them. What the fuck planet are you on, anyway? |
Copperhead User ID: 58722071 United States 06/01/2014 08:38 PM Report Abusive Post Report Copyright Violation | Without it we were all just fine? Are you fucking insane? Quoting: Anonymous Coward 58725353 We're not great now, but we sure as hell were NOT all just fine before. People have been getting fucked by health care costs for decades. Just wait until you get a note from your insurance company saying your plan is being cancelled. Then, you'll realize you were just fine before and now you're fucked. Ah, I get it now. You're incapable of looking at it from the perspective of anyone besides yourself. For someone who got cancer and quickly hit their "lifetime limit" and, assuming they survived the poison, are now in an inescapable amount of medical debt, you can bet your ass they're not just fine. I don't know anyone like that personally, but I know of them, and I'm capable of seeing just how fucked they are and were by the health insurance you think was just fine. Not that it's any of your business, but I've had cancer - three times. I did chemo, surgery, radiation - the whole 9 fucking yards. My plan suited me just fine. Then, it was cancelled because it didn't have neo-natal care and substance abuse or some such shit. Oh joy, now, not only are my premiums double, but the provider doesn't want to deal with the hospital and docs I was using. So don't give me any of your holier than thou, know it all, sanctimonious bullshit, OK? |
Anonymous Coward User ID: 58725353 United States 06/01/2014 08:38 PM Report Abusive Post Report Copyright Violation | |
Anonymous Coward User ID: 38687327 United States 06/01/2014 08:38 PM Report Abusive Post Report Copyright Violation | |
Anonymous Coward User ID: 14453888 United States 06/01/2014 08:41 PM Report Abusive Post Report Copyright Violation | |
DIRTFARMER User ID: 33159260 United States 06/01/2014 08:41 PM Report Abusive Post Report Copyright Violation | the figures are that 85% of people with health care provided by their employer will lose their insurance and be dumped into the obamacare system in the next 48 months.. Quoting: Anonymous Coward 50577603 Not going to take five years. It's happening now. Not only will you will not have anymore employer sponsored health care, but you're probably not even going to have a doctor. My primary care physician sent me a letter yesterday saying that he's going private concierge. Not only is he going private but he said every other physician in the practice is going private there's about eight of them. I can keep them if I want to pay $4000 a year out-of-pocket. He doesn't want to deal with Obamacare. In his letter he said Obamacare is the reason he's doing this. We are losing our insurance and were losing our doctors. Pretty simple remedy, dump your current Dr. and get a new one that accepts your coverage. Been doing that for 40 years because I pay for my own insurance, and if they don't want me and my insurance, I sure as hell don't want them. Utter nonsense! I choose my doc based on their skill and knowledge, not on which insurance provider accepts them. What the fuck planet are you on, anyway? Utter bullshit on you. If you have ever paid for your own insurance, and had a program called PPO or an HMO you would choose your doctor from a list of approved doctors that accept your companies insurance. What the hell planet have you been living on??????? |
Anonymous Coward User ID: 58725353 United States 06/01/2014 08:44 PM Report Abusive Post Report Copyright Violation | ... Quoting: telling it straight Not going to take five years. It's happening now. Not only will you will not have anymore employer sponsored health care, but you're probably not even going to have a doctor. My primary care physician sent me a letter yesterday saying that he's going private concierge. Not only is he going private but he said every other physician in the practice is going private there's about eight of them. I can keep them if I want to pay $4000 a year out-of-pocket. He doesn't want to deal with Obamacare. In his letter he said Obamacare is the reason he's doing this. We are losing our insurance and were losing our doctors. Pretty simple remedy, dump your current Dr. and get a new one that accepts your coverage. Been doing that for 40 years because I pay for my own insurance, and if they don't want me and my insurance, I sure as hell don't want them. Utter nonsense! I choose my doc based on their skill and knowledge, not on which insurance provider accepts them. What the fuck planet are you on, anyway? Utter bullshit on you. If you have ever paid for your own insurance, and had a program called PPO or an HMO you would choose your doctor from a list of approved doctors that accept your companies insurance. What the hell planet have you been living on??????? Go easy on him, he's transitioning from the best health insurance known to man to having to pay for pregnant women. It's not an easy journey. |
beeches User ID: 28167778 United States 06/01/2014 08:47 PM Report Abusive Post Report Copyright Violation | the figures are that 85% of people with health care provided by their employer will lose their insurance and be dumped into the obamacare system in the next 48 months.. Quoting: Anonymous Coward 50577603 Not going to take five years. It's happening now. Not only will you will not have anymore employer sponsored health care, but you're probably not even going to have a doctor. My primary care physician sent me a letter yesterday saying that he's going private concierge. Not only is he going private but he said every other physician in the practice is going private there's about eight of them. I can keep them if I want to pay $4000 a year out-of-pocket. He doesn't want to deal with Obamacare. In his letter he said Obamacare is the reason he's doing this. We are losing our insurance and were losing our doctors. this is the truth. Insurance is a joke piece of paper if there are no doctors. Liberalism is totalitarianism with a human face – Thomas Sowell |
Anonymous Coward User ID: 38687327 United States 06/01/2014 08:47 PM Report Abusive Post Report Copyright Violation | |
Anonymous Coward User ID: 10480237 Malaysia 06/01/2014 08:48 PM Report Abusive Post Report Copyright Violation | Of course. Quoting: Southernwench 56638710 I've spent my whole life paying into the system and requiring nothing of that system. Now, when I get older and finally need this system, it will fail me right off of the bat. Much like the social security system I've spent my life paying into. Fuck this government. This is the gamble that you take when you put your faith into what your parents, teachers and society told you to do. In every ponzi scheme there are early winners and they are used to demonstrate the scheme works and is full of payback. Sorry Bud, I got out in 1989. Saw it then, been preachin' it since and it's only these last few months it has really started to kick in. There are now tens of millions waking up. Strange how it takes a hit in the wallet over corrupt and illegal wars and invasions, assassinations and extrajudicial impositions into the very social fabric you believed and aspired to all your life, till now. And ALL by design. Powerful shit, man. |