If I could pay myself, I would have a lot more handy man work

I have to depend on homeowners to have enough 'labor backed' cash to pay for my labor.

But my labor pays for itself.

I should not need to depend on homeowners to pay for my labor.

Homeowners should only pay for the supplies.

I should be able to have a way for homeowners to verify my hours and pay, then take it to the fiat Bank and have it turned into cash.

But I cant figure it out...so I continue to remain with little or no work.

One might think the fiat Bank could help me out, but what a silly thought.
I called and spoke to a rep in their pay roll dept and they said they could not discuss that with me.