RED ALERT!! New Life Insurance Exclusions: Martial Law, Revolution injuries NOT COVERED | |
deep six User ID: 1943986 United States 12/23/2014 02:21 PM Report Abusive Post Report Copyright Violation | |
IDW User ID: 20775369 United States 12/23/2014 02:31 PM Report Abusive Post Report Copyright Violation | If you do the math on some of these life insurance polices the only conclusion you can possibly reach is those issuing them know they're not going to have to pay out. A half million dollar policy can be had for less than a two dollars a day in many instances for persons around middle age. Assuming a person lived 40 years after buying the policy, his premiums would equal about 30,000 dollars. It is obvious to me that these insurers never intend on seeing these people collect, they are just stealing their money. Fucking Jews |
Anonymous Coward User ID: 2284057 United States 12/23/2014 02:33 PM Report Abusive Post Report Copyright Violation | This is pin-worthy IMO. Quoting: ShillShank Reduction This is pretty fucking crazy and scary. The banks know what's coming and it's not good. I just got a Life Insurance offer in the mail from my bank and listen to how chilling the exclusion section reads: This coverage does not cover loss by or resulting from: "...undeclared war or war-like act by "a government," sovereign power, regular or IRREGULAR military force, or agent or authority of any of them, including but not limited to INSURRECTION, REBELLION OR REVOLUTION, the use of weapons of mass destruction, chemical or biological weapons...." This policy is not a military policy, its just for a regular customer. And notice it doesn't say "FOREIGN Government." It specifically includes our government... See it here: [link to imgur.com] Then they should be immediately put out of business..... This HAS to be ilegal in some way. |
IDW User ID: 20775369 United States 12/23/2014 02:35 PM Report Abusive Post Report Copyright Violation | This is pin-worthy IMO. Quoting: ShillShank Reduction This is pretty fucking crazy and scary. The banks know what's coming and it's not good. I just got a Life Insurance offer in the mail from my bank and listen to how chilling the exclusion section reads: This coverage does not cover loss by or resulting from: "...undeclared war or war-like act by "a government," sovereign power, regular or IRREGULAR military force, or agent or authority of any of them, including but not limited to INSURRECTION, REBELLION OR REVOLUTION, the use of weapons of mass destruction, chemical or biological weapons...." This policy is not a military policy, its just for a regular customer. And notice it doesn't say "FOREIGN Government." It specifically includes our government... See it here: [link to imgur.com] Then they should be immediately put out of business..... This HAS to be ilegal in some way. They can make any exclusions they like as long as thy put it in the policy contract. They can say they won't pay out if you die of natural or other causes if they wish, it's up to you to read the fine print. USE A MAGNIFYING GLASS |
psyoptics User ID: 56448421 United States 12/23/2014 02:40 PM Report Abusive Post Report Copyright Violation | Policy does not cover death by weapons of mass destruction either. Including but not limited to nuclear, chemical or biological weapons. They've really covered their asses. Quoting: Anonymous Coward 65788254 this is most likely because they are all flat broke now and can not see the ability to make those payouts. a good video editor can make anyone say anything the editor wants. |
Anonymous Coward User ID: 62326023 United States 12/23/2014 02:44 PM Report Abusive Post Report Copyright Violation | Before jumping to conclusions, I encourage everyone to read the exclusions in their current policies. The idea is that criminal activity would not be covered under insurance. For example, if you decided to torch a building in Ferguson and got shot in the mouth my a rubber bullet, losing 3 teeth in the process, you would not be eligible for dental implants to replace the missing teeth since you were engaging in an unlawful act. Of course, these exclusions were not written with the concept of a tyrannical US government injuring completely innocent citizens, and you can bet if that ever comes to pass, there would be more to worry about other than if you would be eligible for dental benefits. |
IDW User ID: 20775369 United States 12/23/2014 02:45 PM Report Abusive Post Report Copyright Violation | I have never believed in "life Insurance" because obviously everyone is going to die, and if there wasn't a big profit in it, these companies wouldn't exist. The best way to insure the security of people you care about is to put the money you would pay for insurance into physical assets. the jews are all over life insurance and they shame you into believing if you don't have it, you're not responsible to your loved ones. |
ShillShank Reduction (OP) User ID: 66001982 United States 12/23/2014 02:57 PM Report Abusive Post Report Copyright Violation | I work as an actuary in underwriting for one of the major US insurance companies, this wording has been around for decades for everything from life insurance to dental insurance. This is included in virtually all life, disability AD&D, and health insurance policies. Quoting: Anonymous Coward 62326023 Before jumping to conclusions, I encourage everyone to read the exclusions in their current policies. The idea is that criminal activity would not be covered under insurance. For example, if you decided to torch a building in Ferguson and got shot in the mouth my a rubber bullet, losing 3 teeth in the process, you would not be eligible for dental implants to replace the missing teeth since you were engaging in an unlawful act. Of course, these exclusions were not written with the concept of a tyrannical US government injuring completely innocent citizens, and you can bet if that ever comes to pass, there would be more to worry about other than if you would be eligible for dental benefits. Criminal activity is one thing. This goes way above and beyond that. I have never seen wording that covered so many specific acts like this. In fact, the criminal part is separate. This covers completely legal behavior. Read it again. |
Anonymous Coward User ID: 63495991 United States 12/23/2014 02:58 PM Report Abusive Post Report Copyright Violation | |
Anonymous Coward User ID: 66105920 United States 12/23/2014 03:15 PM Report Abusive Post Report Copyright Violation | Not a read alert. I just check Aetna, State Farm and Farmers and none of them have these types of oddities. This is either a hoax or very specific to the CUNA Mutual Group policy that you requested for your specific odd circumstances. Cuna offers a lot of "tailored" insurance plans for people difficult to insure like police and loggers. Quoting: Anonymous Coward 66105920 Post the specific name of this life insurance plan and people can look it up on CUNAMUTUAL.COM OR you are spouting complete BULLSHIT to pile on to the other disinformation that idiot's and traitors are constantly spouting. Did I say every company is doing it? This is likely the beginning as I stated I had not ever seen this before. Read the whole thread. There are plenty of specific examples. It's all here you fucking shill. I'm not a shill. This is not a part of Cuna life insurance, who provides your credit union with life insurance policies to resell. Post the specific name of the life insurance offering and not a single paragraph that you can mislead people with out of context. You know that you are full of shit and simply wanted to post a very limited amount of information that the low information group would eat up. Anybody who asks you specifics gets a quick shill thrown at them. YOU ARE THE SHILL. Hence your fancy cover name. The thief always plays the victim. If you are committing suicide, engaging in terrorism or inciting a riot then life never pays out. If you are a reserve soldier then these types of clauses are to clarify that your life insurance is not going to subsidize your employers liability for a dangerous work environment. Once again, your characterization of this policy offering is tortious defamation and the insurance commissioner is not bound by antislapp for investigation and discovery of information to bring the perps to justice. You can post opinions and speculation in search of truth all day long. It is protected as opinion. When you post a single paragraph from an insurance board approved plan out of context and provide characterizations that are harmful and untruthful, you are give those who would seek to silence us a very real and lawful way to do it. They set up the 2nd ammendment crowd with shills just like you. Know the line. Protect glp and the community and pull your head out of your ass. Or you are definitely a shill. |
Ralph--a house dog User ID: 66304027 United States 12/23/2014 03:18 PM Report Abusive Post Report Copyright Violation | Until they send out a policy change notice to current policy holders...........who knows what insurance companies could decide to do in the future. Last Edited by Ralph--a house dog on 12/23/2014 03:19 PM "Do Not Go Gentle into that Good Night.....Rage, rage against the dying of the light"-----Dylan Thomas HIS NAME IS SETH RICH [link to biblicalselfdefense.com] [link to forum.1111ers.blog] Always remember that "for the greater good" will not include YOU. "Who decides?" ---Robert A. Heinlein -'Whoever would overthrow the liberty of a nation must begin by subduing the freeness of speech.'—Benjamin Franklin [link to www.westcoasttruth.com] The only thing worth paying full retail for is pantyhose. You cannot do all of the good the world needs, but the world needs all of the good you can do. |
Anonymous Coward User ID: 66105920 United States 12/23/2014 03:20 PM Report Abusive Post Report Copyright Violation | Not a read alert. I just check Aetna, State Farm and Farmers and none of them have these types of oddities. This is either a hoax or very specific to the CUNA Mutual Group policy that you requested for your specific odd circumstances. Cuna offers a lot of "tailored" insurance plans for people difficult to insure like police and loggers. Quoting: Anonymous Coward 66105920 Post the specific name of this life insurance plan and people can look it up on CUNAMUTUAL.COM OR you are spouting complete BULLSHIT to pile on to the other disinformation that idiot's and traitors are constantly spouting. Did I say every company is doing it? This is likely the beginning as I stated I had not ever seen this before. Read the whole thread. There are plenty of specific examples. It's all here you fucking shill. And it wasn't a policy I requested. It was mailed to me simply because I'm a member. It's no a police or logger policy. Go to the website and do the research yourself. Its close to the bottom....Trustage accidental Death and Dismemberment: [link to mycfe.com (secure)] Accidental death and dismemberment is not a life insurance policy. It very specifically subsidizes lost income for certain types of harm from "routine" life. The clause you quoted is far from routine life. You posted that it was life insurance. I hope you don't have an important job where people rely on your comprehension ability. |
Anonymous Coward User ID: 60906342 United States 12/23/2014 03:21 PM Report Abusive Post Report Copyright Violation | |
ShillShank Reduction (OP) User ID: 66001982 United States 12/23/2014 03:32 PM Report Abusive Post Report Copyright Violation | Not a read alert. I just check Aetna, State Farm and Farmers and none of them have these types of oddities. This is either a hoax or very specific to the CUNA Mutual Group policy that you requested for your specific odd circumstances. Cuna offers a lot of "tailored" insurance plans for people difficult to insure like police and loggers. Quoting: Anonymous Coward 66105920 Post the specific name of this life insurance plan and people can look it up on CUNAMUTUAL.COM OR you are spouting complete BULLSHIT to pile on to the other disinformation that idiot's and traitors are constantly spouting. Did I say every company is doing it? This is likely the beginning as I stated I had not ever seen this before. Read the whole thread. There are plenty of specific examples. It's all here you fucking shill. I'm not a shill. This is not a part of Cuna life insurance, who provides your credit union with life insurance policies to resell. Post the specific name of the life insurance offering and not a single paragraph that you can mislead people with out of context. You know that you are full of shit and simply wanted to post a very limited amount of information that the low information group would eat up. Anybody who asks you specifics gets a quick shill thrown at them. YOU ARE THE SHILL. Hence your fancy cover name. The thief always plays the victim. If you are committing suicide, engaging in terrorism or inciting a riot then life never pays out. If you are a reserve soldier then these types of clauses are to clarify that your life insurance is not going to subsidize your employers liability for a dangerous work environment. Once again, your characterization of this policy offering is tortious defamation and the insurance commissioner is not bound by antislapp for investigation and discovery of information to bring the perps to justice. You can post opinions and speculation in search of truth all day long. It is protected as opinion. When you post a single paragraph from an insurance board approved plan out of context and provide characterizations that are harmful and untruthful, you are give those who would seek to silence us a very real and lawful way to do it. They set up the 2nd ammendment crowd with shills just like you. Know the line. Protect glp and the community and pull your head out of your ass. Or you are definitely a shill. Good try shill....try harder. I posted everything including links to the insurance company and the entire policy with all exclusions. I replied to you previously with this info and I even added it to my OP. Clearly you lack reading comprehension skills. |
DDan2 User ID: 66326644 Germany 12/23/2014 03:33 PM Report Abusive Post Report Copyright Violation | This is pin-worthy IMO. Quoting: ShillShank Reduction This is pretty fucking crazy and scary. The banks know what's coming and it's not good. I just got a Life Insurance offer in the mail from my bank and listen to how chilling the exclusion section reads: This coverage does not cover loss by or resulting from: "...undeclared war or war-like act by "a government," sovereign power, regular or IRREGULAR military force, or agent or authority of any of them, including but not limited to INSURRECTION, REBELLION OR REVOLUTION, the use of weapons of mass destruction, chemical or biological weapons...." This policy is not a military policy, its just for a regular customer. And notice it doesn't say "FOREIGN Government." It specifically includes our government... See it here: [link to imgur.com] EDIT TO ADD: Credit Union that sent the letter [link to mycfe.com (secure)] Company that underwrites the policy [link to www.trustage.com (secure)] Exclusion directly from their website [link to www.trustage.com (secure)] B.O.H.I.C.A. Bend Over, Here It Comes Again!!! Regards, Served U.S. Army (Active): 1986 - 1994 (31k) United States Army Signal Corps (USASC) If opportunity isn't knocking, build a door! For those who believe, no explanation is necessary! For those who DO NOT, none will suffice! Those Who Sacrifice Liberty For Security Deserve Neither! |
ShillShank Reduction (OP) User ID: 66001982 United States 12/23/2014 03:33 PM Report Abusive Post Report Copyright Violation | Not a read alert. I just check Aetna, State Farm and Farmers and none of them have these types of oddities. This is either a hoax or very specific to the CUNA Mutual Group policy that you requested for your specific odd circumstances. Cuna offers a lot of "tailored" insurance plans for people difficult to insure like police and loggers. Quoting: Anonymous Coward 66105920 Post the specific name of this life insurance plan and people can look it up on CUNAMUTUAL.COM OR you are spouting complete BULLSHIT to pile on to the other disinformation that idiot's and traitors are constantly spouting. Did I say every company is doing it? This is likely the beginning as I stated I had not ever seen this before. Read the whole thread. There are plenty of specific examples. It's all here you fucking shill. And it wasn't a policy I requested. It was mailed to me simply because I'm a member. It's no a police or logger policy. Go to the website and do the research yourself. Its close to the bottom....Trustage accidental Death and Dismemberment: [link to mycfe.com (secure)] Accidental death and dismemberment is not a life insurance policy. It very specifically subsidizes lost income for certain types of harm from "routine" life. The clause you quoted is far from routine life. You posted that it was life insurance. I hope you don't have an important job where people rely on your comprehension ability. It is certainly a type of life insurance policy. Fail. Try again. |
Anonymous Coward User ID: 21461622 United States 12/23/2014 03:34 PM Report Abusive Post Report Copyright Violation | "Insurance" is just another Racket. It looks good on "paper" and makes perfect sense. However the real aspect of the Insurance Rackets, it is a giant gambling casino. You give your Insurance Premium to the Rackets, they give it to Banksters to gamble with. They pick and choose who they are going to "cover", and will use a boat-load of Attorneys to beat-down on anyone or anything they want. Here is an example that I read about the San Fransisco Earthquake and Fire. After the Earthquake 80 or 90 percent of the Insurance Rackets skipped town. Those that had claims with reputable companies... Those companies put one of their agents in the Coroners office where they made out "Death Certificates". After the Earthquake, there was Looting, and a Great Fire. People were Shot, Crushed in the Earthquake, or Burned in the Fire. If you had Earthquake and Fire Insurance, and you died, the Insurance Adjuster would fire a bullet into your corpse and make the "Death Certificate" out to say "gunshot". [No Claim] If you had "Fire Insurance", the Adjuster would fracture the skull on your Corpse, and make out the "Death Certificate" to say, crushing head injury. [No Claim] If you had no "Insurance", then you had No Claim... This is how the Rackets work. ? |
Hard Eight User ID: 42616711 United States 12/23/2014 03:45 PM Report Abusive Post Report Copyright Violation | Seeing as big insurance and big banking are practically one and the same, and both have controlling interests in the government, I'd say that they cannot make their intentions much more clear than this, while at the same time releasing themselves from any financial liability from the results of their actions. The writing is on the wall, quite literally now. Quoting: Ag47 Very well put....that's exactly what I was thinking. I don't think the average person (even on this forum) realizes how important this is. It's so close to occurring (mass unrest) they are willing to risk putting this information into the public eye because they HAVE to minimize financial losses. This tells me things are even more serious than I had assumed. For what's on the way Texas has yet to learn submission to any oppression, come from what source it may. Sam Houston "The beauty of the Second Amendment is that it will not be needed until they try to take it." Thomas Jefferson If you don't read the newspaper you are uninformed, if you do read the newspaper you are misinformed. -- Mark Twain Giving money and power to government is like giving whiskey and keys to teenage boys. -- P.J. O'Rourke, Civil Libertarian |
Anonymous Coward User ID: 40871723 Canada 12/23/2014 03:49 PM Report Abusive Post Report Copyright Violation | |
The Årtist User ID: 44124412 United States 12/23/2014 04:01 PM Report Abusive Post Report Copyright Violation | there you go.... So if you're participating in a protest and are killed by the police "those trying to restore peace" you're life insurance is null and void. All they have to do is claim the protest was a riot and you're denied. RAGE |
JazzyG Forum Administrator User ID: 5725534 United States 12/23/2014 04:03 PM Report Abusive Post Report Copyright Violation | Bozocare in a nutshell: :jgprepkit: To know where your heart is, look where your mind goes when it wanders. A rock in bad hands killed Abel. A rock in good hands killed Goliath. It isn't about the rock. A true warrior fights not because he hates the one in front of him, but because he loves those behind him. INTP-A |
Anonymous Coward User ID: 45276272 United States 12/23/2014 04:04 PM Report Abusive Post Report Copyright Violation | Insurance is such a massive fucking racket. They make billions and billions off of fear, when all fear could be allleviated with a few simple laws. If a person dies with no money, they are given a decent burial for the minimum cost and their debts are forgiven. If a person is injured and here is no insurance covering event, that person is treated by law at a payable expense. Period But no, instead, we all pay hundreds of thousands over our lifetimes for protection and most never even need it. It is truly the biggest thievery in the history of the world. |
Anonymous Coward User ID: 65851463 Canada 12/23/2014 04:05 PM Report Abusive Post Report Copyright Violation | |
Patriot_In_Waiting User ID: 47638920 United States 12/23/2014 04:09 PM Report Abusive Post Report Copyright Violation | |
IDW User ID: 20775369 United States 12/23/2014 04:25 PM Report Abusive Post Report Copyright Violation | Insurance is a scam.always has been. "protection rackets" are crimes IMO. Insurance on automobiles is legalized extortion IMO. You don't have a choice, and it's based on the assumption you MIGHT get in an accident and you MIGHT get sued because your were negligent. The threat of prosecution or harm if you don't pay money is the definition of extortion. You are required to pay a jew every month because of what MIGHT happen, you MIGHT do something wrong. What needs to happen is accident victims are paid from state coffers out of gasoline taxes, road taxes and every other goddamned tax they put on driving and transportation. The jews need to be eliminated, because they are feeding parasitically and killing the host, US. |
Anonymous Coward User ID: 61274960 United States 12/23/2014 04:28 PM Report Abusive Post Report Copyright Violation | |
Anonymous Coward User ID: 61859342 United States 12/23/2014 04:31 PM Report Abusive Post Report Copyright Violation | |
ShillShank Reduction (OP) User ID: 66001982 United States 12/23/2014 04:35 PM Report Abusive Post Report Copyright Violation | This is nothing new. War and all like things have always been excluded. Is this the first time you have ever read an insurance policy OP? Quoting: Anonymous Coward 61859342 Nope read the thread. I just got a policy 2 years ago this wasn't in it and this is new....only a few banks are starting to implement all the extra verbiage. Of course war is excluded. It's all the other stuff. Read it again. And it doesn't say foreign government....it says "a government." And military members have their own death benefits from the govt so this has nothing to do with military members. |
Anonymous Coward User ID: 59539759 United States 12/23/2014 04:42 PM Report Abusive Post Report Copyright Violation | |
Anonymous Coward User ID: 36099561 United States 12/23/2014 04:42 PM Report Abusive Post Report Copyright Violation | Again and Again and Again we are reminded why our assets should be in land and Precious Metals. Let the bank mortgage the crap out of your humble abode (99%), and when the government tears it up, when the dollar fails, when civil unrest makes living there impossible to maintain, LEAVE. Let them have the piece of shit. Go to your land, dig up your PMs and food stores. Make a better life. One that YOU own, not them. |