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Help! How to find insurance co. information from business??.

 
Anonymous Coward
User ID: 2197742
United States
07/28/2015 07:59 PM
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Help! How to find insurance co. information from business??.
Hey, I need help how to find insurance information of a pizza business. My son was working part time as a driver n got into an accident. Our insurance wont cover him or have anything to help or do with it because he didnt have business insurance. My son said when he signed on the manager didnt say anything about having insurance to cover him while driving. My son thought they took care of it.


Now, the owner/manager won't tell him their insurance info., he told my son to go back to his insurance n say you werent working. He also said, my insurance will increase if a claim is filed. Anyways, how can I find this information so my son can file a claim with them when they wont give it to him?
Thulsa

User ID: 61984016
United States
07/28/2015 08:13 PM
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Re: Help! How to find insurance co. information from business??.
How much damage is there?

Might consider small claims court depending on the limits in your area; here it's for up to $5,000.

More importantly, and the real nub of the issue is going to be what were the circumstances of the accident?

The pizza joint is going to say "hey, you drove like a dumbass, that's not our problem.

You might end up with a dual situation: their business insurance for any liability and yours for the damage to your vehicle.
There is nothing quite as compelling as a bad idea whose time has come...
Thulsa
Anonymous Coward
User ID: 10585994
United States
07/28/2015 08:15 PM
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Re: Help! How to find insurance co. information from business??.
Yes, he should have had commercial policy on the car. You won't be getting the insurance from the guy bc he was probably told by the insurance agent all drivers need their own insurance. He probably did tell your son or maybe he knew your son couldn't afford the insurance, decided not to tell him. It's a common problem with pizza delivery. Anyway, call your states department of banking and insurance and file a complaint. They will get you the information.
Anonymous Coward (OP)
User ID: 2197742
United States
07/28/2015 11:50 PM
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Re: Help! How to find insurance co. information from business??.
How much damage is there?

Might consider small claims court depending on the limits in your area; here it's for up to $5,000.

More importantly, and the real nub of the issue is going to be what were the circumstances of the accident?

The pizza joint is going to say "hey, you drove like a dumbass, that's not our problem.

You might end up with a dual situation: their business insurance for any liability and yours for the damage to your vehicle.
 Quoting: Thulsa


Car is totaled. I hope their insurance will cover it.
Anonymous Coward
User ID: 61554461
United States
07/28/2015 11:51 PM
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Re: Help! How to find insurance co. information from business??.
How much damage is there?

Might consider small claims court depending on the limits in your area; here it's for up to $5,000.

More importantly, and the real nub of the issue is going to be what were the circumstances of the accident?

The pizza joint is going to say "hey, you drove like a dumbass, that's not our problem.

You might end up with a dual situation: their business insurance for any liability and yours for the damage to your vehicle.
 Quoting: Thulsa


Car is totaled. I hope their insurance will cover it.
 Quoting: Anonymous Coward 2197742


that ain't gonna happen
Anonymous Coward (OP)
User ID: 2197742
United States
07/28/2015 11:53 PM
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Re: Help! How to find insurance co. information from business??.
Yes, he should have had commercial policy on the car. You won't be getting the insurance from the guy bc he was probably told by the insurance agent all drivers need their own insurance. He probably did tell your son or maybe he knew your son couldn't afford the insurance, decided not to tell him. It's a common problem with pizza delivery. Anyway, call your states department of banking and insurance and file a complaint. They will get you the information.
 Quoting: Gami


Yes, I found online the Calif insurance company website, pritects consumers. Also, calling a friend's cop friend in rhat city to escort him in to get info.



It was a 3 car accident, the person who caused it took off. At time of hire, he didny say anythung about insurance coverage fir pizza delivery.
I will post feedvack as we get it.

Thx for comments. Both of you!!





GLP