Advertising for banks and their credit cards

They seem to be getting very desperate for you cash. Today I have seen so many adverts telling me how I will benefit from this bank or another if I applied for one card or another, they will wave this fee and that for a period of time, or they will offer me something for "Free".
Now, in this time of crisis that we are having, HOW MANY EEEDIOTS are applying for this type of cash. How many Sheeples are going to get themselves into more trouble because of these offers!!!