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I have a defaulted Checking account

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Charlie Horse
User ID: 688067
United States
5/27/2009 9:43 AM
Report abusive post
I have a defaulted Checking account
Quote

popped up somewhere from 2 years ago.

Apparently my wife did something, not me.

Anyway, collection agency wants to collect $600 settlement.

I was adamant that I'm not paying a nickle because it doesn't show on my credit report. I checked with the bank and they told me they sold out on the "loan" and this is what happens.

The bank rep told me that checking accounts are internal and don't report on Credit history.

If that is the case, I shouldn't bother paying.........
The Sacred Cow makes the Best Hamburger. -Mark Twain
noKnothing~
User ID: 631297
United States
5/27/2009 9:43 AM
Re: I have a defaulted Checking accountQuote

Exactly what I did, fuck em.
(.__________________________________.)
Anonymous Coward
User ID: 688737
United States
5/27/2009 9:45 AM
Re: I have a defaulted Checking accountQuote

ANTI - SEMITE !
Enlilson
User ID: 688151
United States
5/27/2009 9:48 AM
Re: I have a defaulted Checking accountQuote

popped up somewhere from 2 years ago.

Apparently my wife did something, not me.

Anyway, collection agency wants to collect $600 settlement.

I was adamant that I'm not paying a nickle because it doesn't show on my credit report. I checked with the bank and they told me they sold out on the "loan" and this is what happens.

The bank rep told me that checking accounts are internal and don't report on Credit history.

If that is the case, I shouldn't bother paying.........
 Quoting: Charlie Horse

You need to send a registered letter dening the claim and you have 30 days to get it to them.


Name
address


re account number


I deny this claim of debt. Please only contact me in writing



Your names.
' " "'

__O__

_/_\_____
" """"""""""""""""""""""""""&quo​t;
carvin across the face you call life settin up for the green rm.
BRIEF AND TO THE POINT Subscriber
User ID: 381742
United States
5/27/2009 9:51 AM
Re: I have a defaulted Checking accountQuote

Yeah, I love it when someone writes me a $600 check for services and merchandise, and the check bounces causing me to raise my prices to cover my losses. Way to go you should be proud.

BTW I no longer accept checks. Thanks for that too.
Poor people do poor people things, and rich people do rich people things.

You cannot legislate the poor into prosperity by legislating the wealthy out of prosperity.

What one person receives without working for, another person must work for without receiving.

The government cannot give to anybody anything that the government does not first take from somebody else.

When half of the people get the idea that they do not have to work because the other half is going to take care of them, and the other half gets the idea that it does no good to work because somebody else is going to get what they work for, that my dear friend, is the beginning of the end of any nation.

You cannot multiply wealth by dividing it!
Anonymous Coward
User ID: 660194
United States
5/27/2009 9:54 AM
Re: I have a defaulted Checking accountQuote

popped up somewhere from 2 years ago.

Apparently my wife did something, not me.

Anyway, collection agency wants to collect $600 settlement.

I was adamant that I'm not paying a nickle because it doesn't show on my credit report. I checked with the bank and they told me they sold out on the "loan" and this is what happens.

The bank rep told me that checking accounts are internal and don't report on Credit history.

If that is the case, I shouldn't bother paying.........
 Quoting: Charlie Horse

Never heard of that but I had an account with 50.00 in it... the bank changed hands.... and I stopped using the account...

6 months later... I get a bill for 72.00 for BANK FEES.

so... I went to the bank... they REVERSED the chanrges... and cleared it up.

The problem is... if you do not OFFICIALLY CLOSE AN ACCOUNT.. they can continue to CHANGE the monthly fees... and they do build up after a while.
Charlie Horse
User ID: 688067
United States
5/27/2009 10:35 AM
Re: I have a defaulted Checking accountQuote

Yeah, I love it when someone writes me a $600 check for services and merchandise, and the check bounces causing me to raise my prices to cover my losses. Way to go you should be proud.

BTW I no longer accept checks. Thanks for that too.
 Quoting: BRIEF AND TO THE POINT
I'm not proud, dickwad.

My wife now collects Social Security for mental health "issues". She has already robbed me of 10 grand in credit cards, which I have since become born again again and have since forgiven.
The Sacred Cow makes the Best Hamburger. -Mark Twain
9teen.47™ Subscriber
Time is short.
User ID: 688711
United Kingdom
5/27/2009 10:54 AM
Re: I have a defaulted Checking accountQuote

Make sure the account is closed. Sounds like she might still have a few cheques about. I take it any cards are in your name only?
Zec 12:3 And in that day will I make Jerusalem a burdensome stone for all people: all that burden themselves with it shall be cut in pieces, though all the people of the earth be gathered together against it.

Psa 9:17 The wicked shall be turned into hell, [and] all the nations that forget God.

STOCK UP NOW. You should have at least 6 months worth of basics for every member of your household. Stay away from crowds when trouble starts, do not forget water storage, tobacco is worth more than gold or silver, and be kind to hungry children.
The Jurist
User ID: 684167
United States
5/27/2009 11:04 AM
Re: I have a defaulted Checking accountQuote

What are you dealing with banks for?
`
(Be) Divide(ed) and (be) Conquer(ed)...

Don’t listen to what they say, watch what they do.

~There is Tranquility in Ignorance, but Servitude is its Partner. —me
~What luck for Rulers that Men do not Think. —Adolf Hitler

:damned: Doom is optional. There is good news abounds.
Anonymous Coward
User ID: 688825
United States
5/27/2009 11:06 AM
Re: I have a defaulted Checking accountQuote

What are you dealing with banks for?
 Quoting: The Jurist



its called being addicted to the banking cabals venues. Most are guilty of that addiction.
WomanInBlack
User ID: 671963
Canada
5/27/2009 11:07 AM
Re: I have a defaulted Checking accountQuote

What are you dealing with banks for?
 Quoting: The Jurist


Because debit cards are shiny and pretty.

They can also be used to buy shiny and pretty things.

Silly!
We forfeit three-fourths of ourselves in order to be like other people.

Les Ruines De La Modernité-Pendaison De L'Humanité
Fortress
User ID: 667950
United States
5/27/2009 11:11 AM
Re: I have a defaulted Checking accountQuote

y_scared
“All that is necessary for the triumph of evil is that good men do nothing.”

"If any one of you thinks he is wise by the standards of this age, he should become a "fool" so that he may become wise"- 1 Corinthians 3:18

"A prudent man foresees danger and takes refuge, but the simple pass on and suffer for it"- Proverbs 22:3
BRIEF AND TO THE POINT Subscriber
User ID: 381742
United States
5/27/2009 11:19 AM
Re: I have a defaulted Checking accountQuote

Yeah, I love it when someone writes me a $600 check for services and merchandise, and the check bounces causing me to raise my prices to cover my losses. Way to go you should be proud.

BTW I no longer accept checks. Thanks for that too.
I'm not proud, dickwad.

My wife now collects Social Security for mental health "issues". She has already robbed me of 10 grand in credit cards, which I have since become born again again and have since forgiven.
 Quoting: Charlie Horse


So you have forgiven her for taking someone Else's money. You should be congratulated on such cheaply bought forgiveness. I'm not insensitive to her mental issues. Funny how that was not mentioned on the opening post. However, as a married couple you both are responsible for the debt.
Poor people do poor people things, and rich people do rich people things.

You cannot legislate the poor into prosperity by legislating the wealthy out of prosperity.

What one person receives without working for, another person must work for without receiving.

The government cannot give to anybody anything that the government does not first take from somebody else.

When half of the people get the idea that they do not have to work because the other half is going to take care of them, and the other half gets the idea that it does no good to work because somebody else is going to get what they work for, that my dear friend, is the beginning of the end of any nation.

You cannot multiply wealth by dividing it!
Charlie Horse
User ID: 688067
United States
5/27/2009 11:41 AM
Re: I have a defaulted Checking accountQuote

Make sure the account is closed. Sounds like she might still have a few cheques about. I take it any cards are in your name only?
 Quoting: 9teen.47™


Account is closed. It was a while back so there shouldn't be any checks floating around.

She has been getting away with it for so long and nothing gets done.

I went to Cosco to purchase, and I wasn't honored because I was told there was $700 in bad checks. She doesn't get prosecuted. No jail.

If she sat in the pokey overnight one time, I know it would be enough to teach her a lesson. But it doesn't happen.
The Sacred Cow makes the Best Hamburger. -Mark Twain
Charlie Horse
User ID: 688067
United States
5/27/2009 11:44 AM
Re: I have a defaulted Checking accountQuote

So you have forgiven her for taking someone Else's money. You should be congratulated on such cheaply bought forgiveness. I'm not insensitive to her mental issues. Funny how that was not mentioned on the opening post. However, as a married couple you both are responsible for the debt.
 Quoting: BRIEF AND TO THE POINT


First I elaborated my wife accumatleted the debt. I did not want to go into details at the time.

Second I forgave her for robbing ME of 10 grand in credit cards, which I repaid in full.

$600 is a drop in the bucket after what I've been through. Forgiveness isn't warrented.
The Sacred Cow makes the Best Hamburger. -Mark Twain
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