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How do repo men find your car if the finance company doesn't have a current work or home address?

 
badkittie748
User ID: 7067524
United States
07/23/2012 05:35 PM
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Re: How do repo men find your car if the finance company doesn't have a current work or home address?
of course they will find you. all they have to do is report the car stolen and when the police find you, they will too... so then you wont just be facing a repo, but grand theft auto... my best advice is to LET THEM TAKE IT, you being in jail wont help anything and will hurt your chances of getting a job later in life.
Anonymous Coward
User ID: 17549114
United States
07/23/2012 05:38 PM
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Re: How do repo men find your car if the finance company doesn't have a current work or home address?
i am actually considering having it "disappeared" out of state over the weekend and reporting it stolen and filing my insurance.
 Quoting: Anonymous Coward 736797


Advertise a felony? Im sure hope your mother didnt waste money on college for you.
goodmockingbird
Home of the EF5 Tornados, Now with Beheading!

User ID: 16354268
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07/23/2012 05:53 PM

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Re: How do repo men find your car if the finance company doesn't have a current work or home address?
Has no one else noticed this thread has lasted an entire 3 -- nearly 4 -- years?
THE CDC LIES
Anonymous Coward
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United States
07/23/2012 05:56 PM
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Re: How do repo men find your car if the finance company doesn't have a current work or home address?
Anonymous Coward
User ID: 24192272
United States
09/21/2012 05:08 PM
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Re: How do repo men find your car if the finance company doesn't have a current work or home address?
i've been unemployed since march and unable to land another job. fuck off.


So again... your being unemployed and possessing no marketable skills is the banks fault how? You think the bank 'owes' you a free ride? You think you were somehow taken advantage of by the bank when you got your car loan?

Be responsible, not another bottom feeder.
 Quoting: Anonymous Coward 432008


i will no longer respond to this self-rightous shill. i am talking about survival here. and i have marketable skills, just in the wrong market. you stupid bitch.
 Quoting: Anonymous Coward



It is obvious you have zero skills buddy.
You will still face legal action called a civil judgment which will follow you and your crappy credit history for 10 years.

Have fun trying to get utilities in your name or applying for a decent job!

1rof1
 Quoting: Anonymous Coward 6365630
Anonymous Coward
User ID: 24599873
United States
09/28/2012 09:21 PM
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Re: How do repo men find your car if the finance company doesn't have a current work or home address?
Holy crap I do believe I have found the holy grail of dead beat, useless leaches on society!!!! I am glad to hear you people collaborating and putting your dense skulls together in hopes of keeping "your cars"....and I use the term "your cars" loosely. The fact of the matter is that there are a lot of people in my industry aren't that good at what I do, but then there are the people like myself that take pride in what they do and are the backbone of the american finance world that all you fore mentioned dead beats take advantage of. What most of you skeezbags don't understand that if the banks had no recourse that there would be no way to finance you people cars again and again. By the sounds of it, this place is full of a bunch a entitled losers who could be doing something other than discussing how to escape their obligations, such as look for jobs. So take a little of the effort you expend on doing nothing with your lives and and do something positive and contribute something other than the stench of your lazyness. Now with that being said I am actually glad there are so many of you people around.....gives me job security!! I'm sure I'll be seeing some of you soon......
Anonymous Coward
User ID: 30480520
United States
12/20/2012 09:32 PM
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Re: How do repo men find your car if the finance company doesn't have a current work or home address?
Hey Anonymous Coward; first of all the agreement to perform for car loans are a fraud against the people and falls under Contract Fraud. One it's not a contract; it's a commercial agreement. Next, 48STAT112 shows according to an Act of Congress, paying your obligations is illegal because you have an obligation to "discharge" them. Let's continue on here, the car salesmen compels you by deception to "submit" your "application" for "registration" which in common English tricks you into begging to forfeit complete ownership in exchange for a security interest unto the corporate State aka "Certificate of Title" which isn't worth toilette paper so they can stick its "license" plates on your bumpers to compel you into believing you're "driving" in a commercial State for a fee (like a taxi) so they can ticket tow and sell your car to the highest bidder without a warrant or legal standing by arbitrarily and clandestinely stealing YOUR car and making you pay (discharge) for it with its worthless securities (26USC165(g) aka NOTES) as in Federal Reserve "NOTES" and making you feel grateful you got it back. *inhale for next breathe... And all in all the "bank" you say they are screwing never paid a damn thing, they only transferred credits and debits in a computer "IMF" within the Individual Master File. Finally, if you even think you're a "citizen of the United State" or within "the United States" (which is located under the Uniform Commercial Code within the District of Columbia aka a foreign company) you will see you are either a "Puerto Rican" or a "U.S. Virgin Islander" under 26CFR31.3121(e)-1; aka the tax code of the federal United States. So, even if I were to try to shove my head up my own ass to see your point of view; I still couldn't see it. BTW: how did you get your head so far up your ass with your foot sticking out of it anyway to come up with your ridiculous ignorant and unconscionable conclusions? "Tada!" yiddish for thank you, as I take my bow and take my leave and turn over the floor back to Mr. Head up my ass Anonymous Coward.
Anonymous Coward
User ID: 252372
United States
12/20/2012 09:45 PM
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Re: How do repo men find your car if the finance company doesn't have a current work or home address?
i am actually considering having it "disappeared" out of state over the weekend and reporting it stolen and filing my insurance.
 Quoting: Anonymous Coward 736797


Now, posting that comment was totally stupid! You might as well give the car up now.
Anonymous Coward
User ID: 8916677
United States
12/20/2012 09:59 PM
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Re: How do repo men find your car if the finance company doesn't have a current work or home address?
When you get an oil change at a large chain they send your info into a database that bail bondsmen and repomen can purchase info from.
Anonymous Coward
User ID: 29760064
United States
12/20/2012 10:02 PM
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Re: How do repo men find your car if the finance company doesn't have a current work or home address?
i've been unemployed since march and unable to land another job. fuck off.


So again... your being unemployed and possessing no marketable skills is the banks fault how? You think the bank 'owes' you a free ride? You think you were somehow taken advantage of by the bank when you got your car loan?

Be responsible, not another bottom feeder.
 Quoting: Anonymous Coward 432008


i will no longer respond to this self-rightous shill. i am talking about survival here. and i have marketable skills, just in the wrong market. you stupid bitch.
 Quoting: Anonymous Coward 736797



It is obvious you have zero skills buddy.
You will still face legal action called a civil judgment which will follow you and your crappy credit history for 10 years.

Have fun trying to get utilities in your name or applying for a decent job!
 Quoting: Anonymous Coward 6365630




LOL!
Anonymous Coward
User ID: 29158753
United States
12/20/2012 10:13 PM
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Re: How do repo men find your car if the finance company doesn't have a current work or home address?
Holy crap I do believe I have found the holy grail of dead beat, useless leaches on society!!!! I am glad to hear you people collaborating and putting your dense skulls together in hopes of keeping "your cars"....and I use the term "your cars" loosely. The fact of the matter is that there are a lot of people in my industry aren't that good at what I do, but then there are the people like myself that take pride in what they do and are the backbone of the american finance world that all you fore mentioned dead beats take advantage of. What most of you skeezbags don't understand that if the banks had no recourse that there would be no way to finance you people cars again and again. <snip>
 Quoting: Anonymous Coward 24599873



Blah Blah Blah.

Learn how fractional reserve banking works dummy.

Banks lose nothing. Not one single penny.

All loans are a creation of money out of thin air.

You can do it yourself with a credit card. When you buy something with a credit card. When you buy something you create money. When you pay your credit card off at the end of month you destroy money. What banks do is ask for money back in excess of what is created. That causes people to lose jobs, companies go bankrupt, it causes business cycles. You have nothing to be proud of because you don't do shit. We can have non-debt money like Lincoln's Greenback and get rid of you financier crooks completely. We don't need your fake money, it isn't necessary. Nondebt money is what build the Roman Colesium and the Vatican cathedrals.
Anonymous Coward
User ID: 29158753
United States
12/20/2012 10:17 PM
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Re: How do repo men find your car if the finance company doesn't have a current work or home address?
When you get an oil change at a large chain they send your info into a database that bail bondsmen and repomen can purchase info from.
 Quoting: Anonymous Coward 8916677


Pay cash and give them a false name if they ask and you have nothing to worry about. People should be paying for things in cash anyway, everytime you pay using credit or debit you are making it easier for the financial criminals to stockade you into a cash free society where you are complete tracked and have no privacy at all.
Anonymous Coward
User ID: 25450407
United States
12/20/2012 10:20 PM
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Re: How do repo men find your car if the finance company doesn't have a current work or home address?
Why did you buy a car with anything other than CASH?

OH ... you wanted a nicer car than you could pay for with cash!! In other words you wanted to LIVE HIGHER THAN YOU COULD AFFORD!!

I have NEVER borrowed money to buy a car. I buy what I can pay cash for, which means at times I have driven crap vehicles ... but I have never had a bank as a part owner of those vehicles either. A couple of times in life that also meant I had NO CAR!! (and rode the bus, my bike, or mooched off my friends)

Turn it in and live within your means!

You sound just like a common thief to me.
Anonymous Coward
User ID: 26069107
United States
12/28/2012 02:20 PM
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Re: How do repo men find your car if the finance company doesn't have a current work or home address?
People make it seem so much simpler than it is:

1) Believe it or not, some companies in which sales or personal interaction outside of the office environment are involved will not hire someone with a junker because it looks "unprofessional", I have been there.

2) Sometimes people are between jobs. My girlfriend for instance left one job to take a better job but the job didn't start until 2 weeks later. When you consider the fact that it will usually be three weeks between starting a job and a paycheck, that is almost 5 weeks between paychecks. She is behind on one payment, soon to be two and the bank already put a repo order out and refuse to work with her... and you guys act like banks are so innocent.

3) Speaking of banks, if you remember correctly or maybe you people who are passing judgement simply are not smart enough to know any better, banks are predators. They prey on people who simply want a better life than the one they have. I know people who have really good jobs with really good pay but were tricked into taking on sub prime loans that went bad and they ended up having their payments balloon to impossible levels. Why? Simply so someone else could make a little more money. But that is ok according to some of you.

Yes, I too refuse to get trapped into the car/sub prime mortgage trap but that is because I have done the research. Someday when I do decide to get a home, it will be prime or nothing. But you cannot judge other people because you simply do not know the situation they're in. It is not all just lazy people trying to get something for free. Some people just simply got a bad break and just hope the loan companies who "care so much for their customers" will actually work with them. Capitalism sure is a cold bitch though!yoda
hunny bee
User ID: 32453192
United States
01/17/2013 02:47 PM
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Re: How do repo men find your car if the finance company doesn't have a current work or home address?
thank you for the info/
I crossed paths with the repo man looking for my 06 Avalanche for over 24 months. He followed me for about 10-12 miles, and then a small snatch truck, (tow truck) started following him... In short, I knew he was there, I had seen him driving around my house for a long time, but the truck never slept at my house. The man even slept all night below my 3rd story windo in his car hoping to catch me coming or going.. In any case, I pulled into a Walmart parking lot to confront him. he got out and demanded the keys to my truck or he would call the cops. I told him to go ahead and call them. The snatch truck got in front of my truck, and the guy's car was behind my truck. When I saw the tow truck driver sprinting for my front door, I ran and beat him to it, and jumped in. About 15 minutes later the cops showed up, they told the cops the truck was reported stolen by the bank, but they didn't show any information against my vin number. The cop asked me if I was willing to give the truck to the repo man and I said absolutely NOT. So the cop told him to leave me alone and try to catch me next time. Then, the repo man threatened me in front of the cops... (dumb Ass) saying he would break into my house to get my truck and that we were going to see how tough I was then.. (I have a very secure garage, and if you don't have the key, you have to rip the door off) So I told the cops that I wanted to press charges against him and his buddy for threats against my person and property... Next thing I know, the repo man and his friend were told in front of me that because of what he said in front of them, they could not come near me anymore after I filed an injunction against them, using the cops as my witnesses.... (A week later, I started seeing a different repo man driving around my neighborhood, they're too obvious...) In short, I returned the truck about 7 months later when I was good and ready, and only after I was able to purchase another similar truck in cash.

The only reason I did all this, is because I paid over $17,000 for the truck and I was only $4,500 short of paying it off when I lost my job, I made another 2 payments and then started getting into trouble, but the bank wouldnt have it, they wanted my truck 2 weeks after defaulting on my payment and sent the repo man to get it. After 3 months of not being able to make the payment everything got so expensive I decided to just keep it and deal with the consequences as they appeared.. Turns out, it's fairly easy to keep your vehicle for a long time if you play your cards right....

Suggestions for avoiding skip tracers:

MOVE ASAP!!!

Dont use your debit card...
Go to Metropcs and get yourself a phone with any name and address other than your own...
Only give out this number to your closest friends, and don't use it to comunicate with the bank or any of it's agents...
Go to Walgreens and get yourself a prepaid VISA card, and use your parents or a friends address, and only use it, far away from your home.
Always keep your car inside a garage, and if you suspect the big bad repo man is out there, get into the car and refuse to get out unless the cops TELL you you MUST relinquish the vehicle... (Most states prohibit repo men from hooking up a car with people in it)...

Remember, repo men are people who don't like to work, so a job looking for people is right up their alley. They sit on a computer all day eating donuts watching porn, then go out and drive around all night until they see your car and either hook it, or call in a tow truck to get it. Most people just give them the keys and they make their money, but if you're smart, you will fight tooth and nail for your car and give them hell...
Also, don't forget that in most states, if you see suspicious activity inside your property, you can snipe them off from your window to protect your property, but try to hit them in a leg or something.. I would personally love a claymore mine somewhere around the car that will either blow his legs off, or destroy his snatch truck with him in it.

And, if all else fails, try to incite the repo man to hit you or break something of yours, then turn around and call the cops on him and have his punk @ss arrested... Getting a repo man arrested or kicked out of your property, is the sweetest revenge...
 Quoting: Anonymous Coward 841294
Soma/Comatose
If I agreed with you we'd both be wrong.

User ID: 32454622
United States
01/17/2013 03:48 PM

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Re: How do repo men find your car if the finance company doesn't have a current work or home address?
i am facing repo action next week if i can't pay. they don't have my current info. will they find me?
 Quoting: Anonymous Coward 736797




If you are on Facebook they can hunt you down that way by bugging the shit out of all your "friends".

They will call your parents, siblings and former neighbors.

They will look at your utility bills, your smartphone records, internet accounts including email (yes, they can get in your email).

They will come to where you work.

Better hide real good or call them and work something out.

run4yrlife6
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User ID: 32457046
Australia
01/17/2013 03:58 PM
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Re: How do repo men find your car if the finance company doesn't have a current work or home address?
Man I've lived with 4 different flat mates and none of them paid their bills.. I got the rent because they needed somewhere to live but since they moved out I've had the sheriff here looking for them to repossess their possessions.
Dr. Lecter
I'm a goddamn marvel of modern science

User ID: 24275310
United States
01/17/2013 04:09 PM

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Re: How do repo men find your car if the finance company doesn't have a current work or home address?
skip-trace, vehicle registration.

it might take them a year or two, but they will find you.

they always do.

Last Edited by R.P. McMurphy on 01/17/2013 04:09 PM
Liberal Logic - Demanding that the government stay out of their bedrooms while insisting on taxpayer funded birth control.
razrchic2010
User ID: 32558422
United States
01/19/2013 01:07 AM
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Re: How do repo men find your car if the finance company doesn't have a current work or home address?
you all are just stupied i just watched a truck get repoed they dont have to tell you they can just back up to it and take it why are you all trying to run and hide i dont care what happened in your life its not an excuse i had a death or more in my family for the past 9 years i had a kid lost my job but i got a new one its not that hard stop being lazy you all hate repo men and say they shouldnt have a job well then pay your bills so they dont have a job. i swear some peoples kids there just blooming fucking idiots.
Mad Pole

User ID: 20676524
United States
01/19/2013 02:06 AM
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Re: How do repo men find your car if the finance company doesn't have a current work or home address?
All very good ideas, heres what happened with me

I was half through paying my loan to a buy here pay here and work went bad, the lot had my old address which was on the other side of the city 60+ miles...

Cops drive through the complex pulling tags looking for warrants, easy tickets, etc... a few days later Im looking out the window waiting for my girl to get home and here is the repo thug walking towards my car, Now our fence is very close to the back of the car so there is no getting a truck in there to tow it you have to drive off.

It was obvious who they were so I grabbed my Pellet Rifle opened my window and aimed it at him before he was even at the car door. Told him to walk back to his car and not come back, and if he didnt leave I would be forced to fire on him.

Now my pelet gun is from the late 80's and doesnt have the orange tip so without really looking at it up close it looks real. I followed him with the scope to his truck and told him I was installing surveilance and If i caught him within 20 ft of my property I would shoot to kill.

An hour later he shows back up with the police, who had gotten not only a call from him but also from a few of my neighbors about the incident. Long story short I showed the police the pellet gun and found out that if he made it into the car he could take it.

He kept coming back So I disconnected the Intake Manifold's main vacuum line so the car couldnt stay on. Everytime he came Id shoot at him with the pellet, got him a few times too, once right in the eyebrow so After about 3 weeks of playing a great little game with the fucker he finally made it to my car while i was asleep, and towed it
 Quoting: Anonymous Coward 995917


It is still your property until the tow company takes it from your possesion.

There is no legal action for a warrent unless you try getting the car back after it leaves your possession, and then that is grand theif auto.

Also if you can bypass the SOL for your state without losing possession of the car, then legally it still isnt yours but legally they cannot take you to court either. If they do, then it will be a legal judgement for you as well as grand theif auto against the towing company, if they try to take it after the SOL.

Here in NC it is 3 years, just dont let the tow or refinaince company sucker you into a promise of payment. That resets the SOL.

Also it is humorous to say any person can gain access to your bank account withougt a legal judgement passed by a judge. A judge will not pass judgement until the property leaves your possession, and there is true damages and a breach of contract. Breach of contract cannot be completed until one side breaches and the secondary party fulfills the terms or penalty of that said contract. A judge will view a betch by both sides. So the company will not take you to court unless they have possession.

if they pilfer through your trash, it better be at the trash dump or they are legally stealing your information because it is your property until it leaves your property. They must have permission to take it from your property. They may however pay trashmen money for the trash after it is loaded on the truck. And willfully lying even to a utility company is commiting identity theif by the state and federal laws. The bank cannot give info to them without a court judgement.

Sue the hell out of them if they try, as well as press charges.

Let the law work for you.

Last Edited by TyronJones on 01/19/2013 02:25 AM
Mommas youngest getting paper like the oldest one.. We living better guess God felt he owed us one.

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i was born a sweet lil babi but them staven streets raized me up crazy

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I always give 100% at work: 13% Monday 22% Tuesday 26% Wednesday 35% Thursday 4% Friday
Anonymous Coward
User ID: 25647766
United States
01/19/2013 02:39 AM
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Re: How do repo men find your car if the finance company doesn't have a current work or home address?
i will no longer respond to this self-rightous shill. i am talking about survival here. and i have marketable skills, just in the wrong market. you stupid bitch.
 Quoting: Anonymous Coward 736797


Survival off anothers dime. No different than an ordinary thief stealing a pack of smokes from a 7/11, only you are stealing something worth thousands of dollars. Steal that much normally and you are a felon and do 5 to 20, do it by skipping out on a loan and you want pity and a feeling of self-righteousness in doing so.
 Quoting: Anonymous Coward 432008


sounds like a banker if there ever was one
MarkinAZ

User ID: 20006444
United States
01/19/2013 03:27 AM
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Re: How do repo men find your car if the finance company doesn't have a current work or home address?
You must be very young and very naive. Do not discuss criminal acts or potential criminal acts on a public web forum. Your IP could be traced if need be. There are probably a half-dozen Insurance Company Fraud Agents who've noted this post of yours and made a copy of it. If Trinity is served with a court order to reveal the server records for this time and date - viola - they have a pipeline leading to you on the date/time of this posting. Do you think you'll stay "Anonymous" under those circumstances for very long?

The FIRST thing an insurance company is going to look at is "are your payments current at the time of the loss?" If not, you will be scrutinized much more thoroughly. Your Nav System or On-Star system can tell where you've been for the last several weeks! And the manufacturers will give the insurance company a printout of that info. You'd better have a damned good reason for your little jaunt out of state! And don't be dumb enough to lie about your having driven the car to another state. That single lie alone could get you arrested pending further investigation. With the present economy in the toilet for so many - there are LOTS of phony theft claims now on cars, boats, campers, vans, etc. No insurance company is going to pay a claim when they suspect fraud is involved. At least not without digging as deeply as they can to prove it. While you might be lucky and get away with it, chances are very high that you'll be caught. Especially if you're broadcasting your intent on the internet before you do it!

I have a long time female friend who's "ex" took their Caddy Escalade down to Mexico and left a key in it. The car disappeared and the insurance company paid off the leasing company. Four years later, long after they've divorced, she gets a call from the police in some Texas town and they've found their stolen car!

Somehow someone had changed some (not all) of the VIN number plates, and got a rebuilder title on the car - then got the "rebuilder" designation taken off illegally and sold the car to a legit buyer. He drove it for almost four years and then traded it in on a new car. The dealer had to replace the transmission or some major part and noticed the vin on the original transmission and the vin on the window plate did not match. From that point it was easy to find the previous owner who had reported it stolen four years earlier.

She thankfully knew NOTHING about what he had done. Her "ex" has supposedly left the US - but there is now a warrant out for his arrest for insurance fraud. When and if he's arrested, the bail bond and legal fees will far exceed the few thousand dollars he got out of paying when he decided to pull this convenient little "loss" of their car. (He lost his job and was afraid his perfect credit would be ruined when they couldn't pay the 780/mo lease payments - that was his "motivation" to get rid of it. What he's now entangled in can and may ruin the rest of his life if he's convicted.

DO NOT DO THIS STUPID THING! You could be paying for it for the next ten years or more! A repo'd car is not the end of the world. You can always find someone who'll finance another one for you. Or buy a junker from craigs list til you get back on your feet again. But don't ruin your life over this kind of crap.

i am actually considering having it "disappeared" out of state over the weekend and reporting it stolen and filing my insurance.
 Quoting: Anonymous Coward 736797


Last Edited by MarkinAZ on 01/19/2013 03:38 AM
Alexfowler
User ID: 33388352
United States
01/31/2013 08:19 AM
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Re: How do repo men find your car if the finance company doesn't have a current work or home address?
go get a cheap paint job and then go to the junk yard see if you can pull a vin tab off of the left hand side front dash of the car do it carefuly then put it over your vin tab but make it looks good take your time don't do it cheesy like. repo dudes look for the color and vin # on the dash at night so make it hard for them.park it a few blocks away from your house put a cheap bike in the trunk so you don't have to walk so far and watch out for spotters they will follow you to the supermarket or something then call the repo man to come get it while youre shopping bike
 Quoting: Anonymous Coward 1002613


see spotters do more then just look for cars up for repo,. we also cover as much of what ever city or county your assigned to as you can so the whole time we are driving around we are also scanning every tag we pass and it saves the time, date, and its cordnits. so if a car we scanned goes up for repo we have an idea of where to look it if its not at the primary....
educatedhawkins
User ID: 1588721
United States
03/29/2013 09:21 PM
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Re: How do repo men find your car if the finance company doesn't have a current work or home address?
I'll call all your credit references: provided by you.

then I'll call your mom,
then I'll call all of your step dads.
then I'll call your cohabitating women of history...
then I'll call their moms. (they always hated you)
then I'll call of the people who have fired you...
then I'll chat with your kids on myspace...

Then I'll call the guy that lives across the street from your brother.

Then I'll call the management of the trailer park/ apartment complex.

Your car will get picked up.

Then, I will get a check. $100
 Quoting: Anonymous Coward 737098



You only get 100.00 ?

BREAKING !!!!
I am the Skiptracer you all fear !! We have a hell of alot more trix up our sleeves than you would ever think of.. As soon as you think your home free, WHAM !! walk out the door and the car is gone.. I have found our cars in Mexico, costs a whole hell of a lot of $$ to get them out of there, but in the end, the debtor ended up with judgments, garnishment and I even had a few thrown in Jail... Give it up !!! Get some sleep at night, there's a lot of decent cars you can get for next to nothing these days... its not worth it !!

peace
 Quoting: Rastifar
Anonymous Coward
User ID: 36840354
United States
03/29/2013 09:25 PM
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Re: How do repo men find your car if the finance company doesn't have a current work or home address?
Know what a skip tracer is?

They WILL find you.

It matters not that they don't have your current info.

They WILL find someone who will give you away.
 Quoting: Anonymous Coward 189801


This. Anytime you use any kind of electronic payment, friends, neighbors, old job references...they own you.
Anonymous Coward
User ID: 36840354
United States
03/29/2013 09:26 PM
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Re: How do repo men find your car if the finance company doesn't have a current work or home address?
Shit, seriously....I tracked people down before there was even an Internet. Pick up the phone and work out an agreement.
Anonymous Coward
User ID: 37555226
United States
04/07/2013 09:37 PM
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Re: How do repo men find your car if the finance company doesn't have a current work or home address?
kiss this s226 repomen!!! Get a life and a better job!!
Brubaker

User ID: 36728284
Colombia
04/07/2013 09:55 PM

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Re: How do repo men find your car if the finance company doesn't have a current work or home address?
OP, if i were you, i'd give up the apartment before the car, and sleep in the car.

what happens when you find a job? you'll have no car.

how are you going to look for work with no car?
Anonymous Coward
User ID: 21416459
United States
04/07/2013 10:05 PM
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Re: How do repo men find your car if the finance company doesn't have a current work or home address?
they get your info fron the dmv, good luck, you cant win this fight.
Anonymous Coward
User ID: 21416459
United States
04/07/2013 10:18 PM
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Re: How do repo men find your car if the finance company doesn't have a current work or home address?
People make it seem so much simpler than it is:

1) Believe it or not, some companies in which sales or personal interaction outside of the office environment are involved will not hire someone with a junker because it looks "unprofessional", I have been there.

2) Sometimes people are between jobs. My girlfriend for instance left one job to take a better job but the job didn't start until 2 weeks later. When you consider the fact that it will usually be three weeks between starting a job and a paycheck, that is almost 5 weeks between paychecks. She is behind on one payment, soon to be two and the bank already put a repo order out and refuse to work with her... and you guys act like banks are so innocent.

3) Speaking of banks, if you remember correctly or maybe you people who are passing judgement simply are not smart enough to know any better, banks are predators. They prey on people who simply want a better life than the one they have. I know people who have really good jobs with really good pay but were tricked into taking on sub prime loans that went bad and they ended up having their payments balloon to impossible levels. Why? Simply so someone else could make a little more money. But that is ok according to some of you.

Yes, I too refuse to get trapped into the car/sub prime mortgage trap but that is because I have done the research. Someday when I do decide to get a home, it will be prime or nothing. But you cannot judge other people because you simply do not know the situation they're in. It is not all just lazy people trying to get something for free. Some people just simply got a bad break and just hope the loan companies who "care so much for their customers" will actually work with them. Capitalism sure is a cold bitch though!yoda
 Quoting: Anonymous Coward 26069107


i liked#3 "want a better life than the one they have" oh boo hoo i cant be a millionaire, suck it up big baby! oh and "tricked into taking on subprime loans" how does that happen???? be an adult and take responsibility for your bad choices or failure to do any research!!!!!

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