[link to fourwinds10.com]
Dear Rod Remelin,
Thank you for contacting SunTrust Bank. In regard to your first question, SunTrust sold $4.85 billion in preferred securities to the U.S. Treasury in 2008 and received the proceeds by the end of last year. In regard to your question concerning Basil 2, SunTrust established a program and made substantial investments to meet the requirements of Basil 2. It's important to note that the rules of Basil 2 apply to institutions that are larger than SunTrust, in fact larger than $250 billion, and while we've made many of the required enhancements we have not chosen to opt in at this time.

If there is anything else we can do to be of service, please let us know.

Sincerely,

Michelle D. Brewington
Investor Relations


SunTrust Banks, Inc.
Mail Code GA-ATL-0634
303 Peachtree Street, N.E.
Suite 1100
Atlanta, GA 30308
Tel 404.813.0053
Fax 404.813.0998
[email protected]