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DEBTORS REVOLT BEGINS NOW! JOIN THIS GIRL IN HER FIGHT AGAINST BoA!

 
Cogburn
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09/16/2009 11:10 PM
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DEBTORS REVOLT BEGINS NOW! JOIN THIS GIRL IN HER FIGHT AGAINST BoA!
[link to www.youtube.com]

Brave girl. Taking a stand and putting her money where her mouth is, literally.

If you're a BoA customer and this has happened to you, WHY AREN'T YOU DOING THE SAME THING?

rant

Last Edited by Cogburn on 09/16/2009 11:10 PM
"While you were hanging yourself
On someone else's words,
Dying to believe in what you'd heard,
I was staring straight into the shining sun."
- David Gilmour
Anonymous Coward
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09/16/2009 11:16 PM
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Re: DEBTORS REVOLT BEGINS NOW! JOIN THIS GIRL IN HER FIGHT AGAINST BoA!
Why is she calling herself a debtor if she also says she has no prob paying her bills??? wtf

Her sheer pretentious self-righteous stupidity reveals nothing but a debtor and her lies. I don't care about BoA's change in policy or practice.

A debtor is a debtor, you read the agreement, you signed, you spent the credit, you pay for it with cash.

Tough nuts.
Jon Leer
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New Zealand
09/16/2009 11:17 PM
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Re: DEBTORS REVOLT BEGINS NOW! JOIN THIS GIRL IN HER FIGHT AGAINST BoA!
5a
Anonymous Coward
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Australia
09/16/2009 11:20 PM
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Re: DEBTORS REVOLT BEGINS NOW! JOIN THIS GIRL IN HER FIGHT AGAINST BoA!
Why is she calling herself a debtor if she also says she has no prob paying her bills??? wtf

Her sheer pretentious self-righteous stupidity reveals nothing but a debtor and her lies. I don't care about BoA's change in policy or practice.

A debtor is a debtor, you read the agreement, you signed, you spent the credit, you pay for it with cash.

Tough nuts.
 Quoting: Anonymous Coward 529045

They reneged on the contract by hiking up the interest rate.
Tough nuts to them.
Anonymous Coward
User ID: 706122
United States
09/16/2009 11:24 PM
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Re: DEBTORS REVOLT BEGINS NOW! JOIN THIS GIRL IN HER FIGHT AGAINST BoA!
Fuck the status quo.

Burn it down

Banks are a nice place to start.
Anonymous Coward
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United States
09/16/2009 11:29 PM
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Re: DEBTORS REVOLT BEGINS NOW! JOIN THIS GIRL IN HER FIGHT AGAINST BoA!
Fuck the status quo.

Burn it down

Banks are a nice place to start.
 Quoting: Anonymous Coward 706122



Amen.

More power to her. Why the hell would they do that to someone!? Raising interest rates out of nowhere is not going to help ANYONE. Oh, wait maybe the bank... Greedy pricks.
popcorn
Anonymous Coward
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09/16/2009 11:30 PM
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Re: DEBTORS REVOLT BEGINS NOW! JOIN THIS GIRL IN HER FIGHT AGAINST BoA!
[link to www.youtube.com]

Brave girl. Taking a stand and putting her money where her mouth is, literally.

If you're a BoA customer and this has happened to you, WHY AREN'T YOU DOING THE SAME THING?

rant
 Quoting: Cogburn


As a matter of fact... Providian Card upped my interest rate to 29.9% and after arguing with 3 different people they graciously lowered it to 27%! So I said Okay... and quit paying them over a year ago! I have fun with the bill collectors who try and intimidate me and just laugh. They don't even call anymore.
Anonymous Coward
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09/16/2009 11:30 PM
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Re: DEBTORS REVOLT BEGINS NOW! JOIN THIS GIRL IN HER FIGHT AGAINST BoA!
Why is she calling herself a debtor if she also says she has no prob paying her bills??? wtf

Her sheer pretentious self-righteous stupidity reveals nothing but a debtor and her lies. I don't care about BoA's change in policy or practice.

A debtor is a debtor, you read the agreement, you signed, you spent the credit, you pay for it with cash.

Tough nuts.
 Quoting: Anonymous Coward 529045


How long have you worked for BoA?

Don't you get it? Apparently not by your idiotic post. The banks are screwing the public and don't give a shit about us.

As you sow, so shall you reap.
Anonymous Coward
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United States
09/16/2009 11:32 PM
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Re: DEBTORS REVOLT BEGINS NOW! JOIN THIS GIRL IN HER FIGHT AGAINST BoA!
Why is she calling herself a debtor if she also says she has no prob paying her bills??? wtf

Her sheer pretentious self-righteous stupidity reveals nothing but a debtor and her lies. I don't care about BoA's change in policy or practice.

A debtor is a debtor, you read the agreement, you signed, you spent the credit, you pay for it with cash.

Tough nuts.


How long have you worked for BoA?

Don't you get it? Apparently not by your idiotic post. The banks are screwing the public and don't give a shit about us.

As you sow, so shall you reap.
 Quoting: Anonymous Coward 727524



yeah, its funny. The get money from us and turn around and rip us of to us back.

We should have let those bastards fail.
Anonymous Coward
User ID: 757124
United States
09/16/2009 11:33 PM
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Re: DEBTORS REVOLT BEGINS NOW! JOIN THIS GIRL IN HER FIGHT AGAINST BoA!
Why is she calling herself a debtor if she also says she has no prob paying her bills??? wtf

Her sheer pretentious self-righteous stupidity reveals nothing but a debtor and her lies. I don't care about BoA's change in policy or practice.

A debtor is a debtor, you read the agreement, you signed, you spent the credit, you pay for it with cash.

Tough nuts.


How long have you worked for BoA?

Don't you get it? Apparently not by your idiotic post. The banks are screwing the public and don't give a shit about us.

As you sow, so shall you reap.



yeah, its funny. TheY get money from us and turn around and rip us of to us back.

We should have let those bastards fail.
 Quoting: Anonymous Coward 757124


:) fixed
hello
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Australia
09/16/2009 11:33 PM
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Re: DEBTORS REVOLT BEGINS NOW! JOIN THIS GIRL IN HER FIGHT AGAINST BoA!
This is not civil disobedience; this is stupidity!

Get another credit card at a lower rate and transfer the balance to this card. This way the bank doesn't get anymore money.

Simply not paying will result in them coming after you in the courts and having debt collectors ringing day and night.

Alternatively she should start selling some of her crap on ebay, pay off the card and simply start living in a way she can afford.
Anonymous Coward
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United States
09/16/2009 11:36 PM
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Re: DEBTORS REVOLT BEGINS NOW! JOIN THIS GIRL IN HER FIGHT AGAINST BoA!
This is not civil disobedience; this is stupidity!

Get another credit card at a lower rate and transfer the balance to this card. This way the bank doesn't get anymore money.

Simply not paying will result in them coming after you in the courts and having debt collectors ringing day and night.

Alternatively she should start selling some of her crap on ebay, pay off the card and simply start living in a way she can afford.
 Quoting: hello 71715


Wow... Another B of A employee?

anyway, if they take her to court, they'll end up with nothing...

SHe can't pay what she doesn't have...

if she can't pay her bill, she sure as hell can't pay a lump sum judgement.

Credit rating? I'm sure that's coming next...

Credit ratings will mean nothing in a decade or less.
Anonymous Coward
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09/16/2009 11:37 PM
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Re: DEBTORS REVOLT BEGINS NOW! JOIN THIS GIRL IN HER FIGHT AGAINST BoA!


We should have let those bastards fail.



Hear Hear! There should have never been a bailout. I'm not giving these idiots my money, nor will I ever.

Ugh.

Why am I reading support for BoA, anyway? I mean, really. You'd rather see your fellow man (or woman) get bent over and screwed without lube, than admit that the banks are controlling shit they should have never been able to control. And on this note, I sleep. rant
Anonymous Coward
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09/16/2009 11:41 PM
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Re: DEBTORS REVOLT BEGINS NOW! JOIN THIS GIRL IN HER FIGHT AGAINST BoA!
There are unemployed people who join her ranks not by selection but by need daily. The MSM is being real silent about Food Stamps, Unemployment Benifits, Credit Defaults... to quiet to make me feel good.
Cogburn (OP)

User ID: 723149
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09/16/2009 11:43 PM
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Re: DEBTORS REVOLT BEGINS NOW! JOIN THIS GIRL IN HER FIGHT AGAINST BoA!
Someone actually standing up for themselves at their own personal risk... and no pin?

5a 5a 5a 5a 5a 5a
"While you were hanging yourself
On someone else's words,
Dying to believe in what you'd heard,
I was staring straight into the shining sun."
- David Gilmour
Anonymous Coward
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09/16/2009 11:43 PM
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Re: DEBTORS REVOLT BEGINS NOW! JOIN THIS GIRL IN HER FIGHT AGAINST BoA!
This is not civil disobedience; this is stupidity!

Get another credit card at a lower rate and transfer the balance to this card. This way the bank doesn't get anymore money.

Simply not paying will result in them coming after you in the courts and having debt collectors ringing day and night.

Alternatively she should start selling some of her crap on ebay, pay off the card and simply start living in a way she can afford.
 Quoting: hello 71715



OMG! Do you mean they will really call day and night! OMG!!

Do mean they might even leave threatening messages!??!
Anonymous Coward
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09/17/2009 12:34 AM
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Re: DEBTORS REVOLT BEGINS NOW! JOIN THIS GIRL IN HER FIGHT AGAINST BoA!
This is not civil disobedience; this is stupidity!

Get another credit card at a lower rate and transfer the balance to this card. This way the bank doesn't get anymore money.

Simply not paying will result in them coming after you in the courts and having debt collectors ringing day and night.

Alternatively she should start selling some of her crap on ebay, pay off the card and simply start living in a way she can afford.
 Quoting: hello 71715



WRONG!! Most banks don't even offer such cards anymore. The ones that do have ridiculous terms. Banks have pushed the people to a point of no return.
Anonymous Coward
User ID: 706122
United States
09/17/2009 01:31 AM
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Re: DEBTORS REVOLT BEGINS NOW! JOIN THIS GIRL IN HER FIGHT AGAINST BoA!
I reiterate:

Burn it the fuck down...

Burn it down however you can..

even if its trying to put banks out of business.

Its obvious this shitstorm isn't going to fix itself...

and even more obvious our elected officials are completely ignorant as to how to accomplish repairing the situation

Burn it down.

Force everything to rebuild.
Anonymous Coward
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09/17/2009 01:34 AM
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Re: DEBTORS REVOLT BEGINS NOW! JOIN THIS GIRL IN HER FIGHT AGAINST BoA!
As a matter of fact... Providian Card upped my interest rate to 29.9% and after arguing with 3 different people they graciously lowered it to 27%! So I said Okay... and quit paying them over a year ago! I have fun with the bill collectors who try and intimidate me and just laugh. They don't even call anymore.
 Quoting: Anonymous Coward 697809


Just don't ignore Providian when they take you to court. Be there. Have your documentation in hand.
Anonymous Coward
User ID: 706122
United States
09/17/2009 01:35 AM
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Re: DEBTORS REVOLT BEGINS NOW! JOIN THIS GIRL IN HER FIGHT AGAINST BoA!
Just don't ignore Providian when they take you to court. Be there. Have your documentation in hand.
 Quoting: Anonymous Coward 770850


They can't get blood from a stone...

nor will they try and force it...

if they do, and you declare bankruptcy, they get nothing...
Anonymous Coward
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United States
09/17/2009 01:52 AM
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Re: DEBTORS REVOLT BEGINS NOW! JOIN THIS GIRL IN HER FIGHT AGAINST BoA!
Thank Obama and Bush for giving them all your money, ensuring they will not be going anywhere.

laugh
Anonymous Coward
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09/17/2009 01:57 AM
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Re: DEBTORS REVOLT BEGINS NOW! JOIN THIS GIRL IN HER FIGHT AGAINST BoA!
They can't get blood from a stone...

nor will they try and force it...

if they do, and you declare bankruptcy, they get nothing...
 Quoting: Anonymous Coward 706122


Blood or no blood, it doesn't matter. Just make sure you show up if they take you to court. Otherwise, you'll get a judgement against you. You WILL pay. Bankruptcy isn't an automatic thing for debtors.
Anonymous Coward
User ID: 706122
United States
09/17/2009 01:59 AM
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Re: DEBTORS REVOLT BEGINS NOW! JOIN THIS GIRL IN HER FIGHT AGAINST BoA!
Otherwise, you'll get a judgement against you. You WILL pay.
 Quoting: Anonymous Coward 770850


seriously man... Debtors prison's have been outlawed in the U.S.

They can not make you pay.

period.

They can (with a court order) withold a certain percentage of your paycheck...

but, even that is pretty rare...
Anonymous Coward
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09/17/2009 02:01 AM
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Re: DEBTORS REVOLT BEGINS NOW! JOIN THIS GIRL IN HER FIGHT AGAINST BoA!
Do you know the saddest part?

Even though Bush and Obama sold your children into slavery for the banks, people will still defend Bush and Obama anyway.

They sold you and your children into poverty and slavery.

How.
Do.
You.
Still.
Defend.
Them.
Anonymous Coward
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09/17/2009 02:04 AM
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Re: DEBTORS REVOLT BEGINS NOW! JOIN THIS GIRL IN HER FIGHT AGAINST BoA!
Keep track of your spending and do not spend more than you are able to pay.
Anonymous Coward
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09/17/2009 12:04 PM
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Re: DEBTORS REVOLT BEGINS NOW! JOIN THIS GIRL IN HER FIGHT AGAINST BoA!
Keep track of your spending and do not spend more than you are able to pay.
 Quoting: Anonymous Coward 496147

This philosophy is great for going forward, but what about past debt?
This credit (debt) crisis affects all those folks who were enticed a few years ago by too-easy credit and the constant bombardment of a spend-spend-spend message on boobtube commercial ads.
I have friends who spent themselves into oblivion, now facing 30% usury interest rates on balances in accounts originally issued at 10% fixed. They'll never be able to pay them off at that rate! Just because the fine print on the card agreement says that the rate can be raised any time doesn't make it moral or right.
Cogburn (OP)

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09/17/2009 12:11 PM
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Re: DEBTORS REVOLT BEGINS NOW! JOIN THIS GIRL IN HER FIGHT AGAINST BoA!
bump
"While you were hanging yourself
On someone else's words,
Dying to believe in what you'd heard,
I was staring straight into the shining sun."
- David Gilmour
redshedevil
Logical Geek

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09/17/2009 12:29 PM

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Re: DEBTORS REVOLT BEGINS NOW! JOIN THIS GIRL IN HER FIGHT AGAINST BoA!
Keep track of your spending and do not spend more than you are able to pay.

This philosophy is great for going forward, but what about past debt?
This credit (debt) crisis affects all those folks who were enticed a few years ago by too-easy credit and the constant bombardment of a spend-spend-spend message on boobtube commercial ads.
I have friends who spent themselves into oblivion, now facing 30% usury interest rates on balances in accounts originally issued at 10% fixed. They'll never be able to pay them off at that rate! Just because the fine print on the card agreement says that the rate can be raised any time doesn't make it moral or right.
 Quoting: Anonymous Coward 773268



But if you are spending money that isn't yours that you can't afford then you are at the mercy of the person you owe the money too. If you pay off your balance then it is alright. But look at how they got that balance in the first place. Where those purchases "necessary" and critical. No if you are told you can spend 10,000 dollars do you need to spend 10,000 dollars? You should spend more than you can afford. They can change the terms because it is their money you spent. While it is terrible they raised the interest rate you should never be in a position where you can't afford to pay off that debt. And don't say I didnt' expect to lose my job.. there is not job that is safe anytime. If you buy a car with large payments, buy a house with large payments then you assume you will honour those payments. but credit cards are not "your money" it is someone elses money. A glorifed loan shark system. And you have to understand the loan shark is not in this to help you buy new shoes.. they are in this to make money. If you cannot handle a change of interest then be sure to never have the balance so high the change makes it impossible to pay.

It is like the arms of those mortgages that are causing foreclosure.. don't assume in two years you can renegotiate a better rate when it resets.. it is the same people with the same short sighted view as those with credit cards and escalating interest rates. If you can't afford what you get into then seriously re-evaluate your needs over your wants.

I know for every case there is a story but trust me most of these stories are cases of people who bought things they couldn't afford. If you can't afford a 8500.00 balance don't have one. If you can't afford a 5 bedroom house then don't buy one. You dont' need three bathrooms. I was raised in a house with one bathroom. Greed in the short term will always backfire in the long term.

I do not mean to insult anyyone but I hold many credit cards but pay off my balance every month. Not because I am rich but because I know I cannot afford to pay loan sharks interest anytime even at 9.99% never mind 29.99% I may not be able to buy new shoes every month or spend frivously but it isn't my money to spend.

Assume nothing and you will not the one holding the bag.
I really am not nearly as interesting as I should be but I certainly will try to find interest in nearly everything I can be. self quote.
Anonymous Coward
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09/17/2009 12:53 PM
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Re: DEBTORS REVOLT BEGINS NOW! JOIN THIS GIRL IN HER FIGHT AGAINST BoA!
Why is she calling herself a debtor if she also says she has no prob paying her bills??? wtf

Her sheer pretentious self-righteous stupidity reveals nothing but a debtor and her lies. I don't care about BoA's change in policy or practice.

A debtor is a debtor, you read the agreement, you signed, you spent the credit, you pay for it with cash.

Tough nuts.
 Quoting: Anonymous Coward 529045


Can't wait until all those paper hangers get wiped out.

Burn the credit cards and all plastic.

Let the stink rise to heaven.
Anonymous Coward
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United States
09/17/2009 12:55 PM
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Re: DEBTORS REVOLT BEGINS NOW! JOIN THIS GIRL IN HER FIGHT AGAINST BoA!
I paid off my credit cards years ago..

Then I cut up the lot of em.

Paid for my house with straight cash... no morgage.

I refuse to play along with the banks.

I recommend everyone else do the same.

Burn it all down.

Why maintain the status quo

obviously it isn't working.
Anonymous Coward
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09/17/2009 12:57 PM
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Re: DEBTORS REVOLT BEGINS NOW! JOIN THIS GIRL IN HER FIGHT AGAINST BoA!
she was on fox news this morning,
they showed her youtube video

News