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Pelosi Care - WSJ - $20k per year cost for self employed earning $100k
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TX PATRIOT
User ID: 813252
11/8/2009 3:44 AM | | Re: Pelosi Care - WSJ - $20k per year cost for self employed earning $100k | Quote |
I posted this in another thread but it most applicable here:
Per WSJ, a policy for a self-employed making $100K/year will cost $20K or 20% or $1666.67 per month of one's income for an insurance policy.
Add to that 38% self employment and income taxes: that's 58% of one's income (profit) going directly to the gov.
Add to that local and state taxes.
Add to that sales taxes and other indirect taxes.
A self employed person will have roughly 25% (on a good day) of one's income left to live.
Stated another way, the self employed will work the first NINE months out of the year to pay the gov just to live in the US!
This is another way they are pushing people to work for the corp machine rather than be independent and self-reliant by owning your own business.
Good luck if you are self-employed. I never thought I would say this, but if this bill passes in the Senate and is signed by Obama, it's time for us (two consultants) to consider leaving the country. It's just not economically viable to live in the US to support their takeover scheme.
I weep for my former Republic.
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Anonymous Coward
User ID: 779693
11/8/2009 3:44 AM | | Re: Pelosi Care - WSJ - $20k per year cost for self employed earning $100k | Quote |
It has occurred to me that it's time to look for a new country. Maybe instead of letting the government rob us even more, I could just put the money into buying an island. There I will name myself Empress, and rule the palm trees and beach.
Any congress people who land on my shores will be taken to Gitmo immediately on grounds of terrorism. Quoting: Texas Uncensored
+1 |
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Anonymous Coward
User ID: 813168
11/8/2009 3:46 AM | | Re: Pelosi Care - WSJ - $20k per year cost for self employed earning $100k | Quote |
Ms.Pelosi, what is a Federal Reserve Note and how can I actually "pay" with it ?
I will be happy to pay EVERYONES health insurance bill if you could please explain to me what a Federal Reserve Note is ..
Please commit treason and tell us ... Quoting: Anonymous Coward 810358
Go on ... |
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chalcedony
User ID: 576799
11/8/2009 3:48 AM
 | | Re: Pelosi Care - WSJ - $20k per year cost for self employed earning $100k | Quote |
We are so fucked...
Chalcedony is not really known by its name...
Why be a hard rock when you really are a gem?
Get me out of here. |
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Anonymous Coward
User ID: 810683
11/8/2009 3:51 AM | | Re: Pelosi Care - WSJ - $20k per year cost for self employed earning $100k | Quote |
We are so fucked...
:Koolaid: Quoting: chalcedony
As I said earlier, it's going to cost the actual worker about 500 - 700 monthly. I appeared to have underestimated. |
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Mikey
User ID: 666159
11/8/2009 4:02 AM | | Re: Pelosi Care - WSJ - $20k per year cost for self employed earning $100k | Quote |
So these dicks in Washington voted on this bill at what 12, 1 am?? They must be as drunk and stoned as i am to pass this shit!
i can see it now
"uhh oh, i thought it was the vote for pizza not hamburgers, my bad" |
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Anonymous Coward
User ID: 687755
11/8/2009 4:12 AM | | Re: Pelosi Care - WSJ - $20k per year cost for self employed earning $100k | Quote |
People, what dont you get about this? This has nothing to do with improving the health of a single person. Its just another method to loot the masses out of every last cent they have to their name. I seriously doubt that the freeloaders who are already on the dole will be subject to fines or jail time. The only people who will be subject to this will be those who have jobs and/or assests. Putting people in jail is a great way to steal private property and spread whatever small amount of wealth people have left around though and after all that is the main objective of communism. Thats what this bill boils down to. Fining people and/or putting them in jail isnt going to make anybody healthier. |
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TX PATRIOT
User ID: 813274
11/8/2009 4:30 AM | | Re: Pelosi Care - WSJ - $20k per year cost for self employed earning $100k | Quote |
People, what dont you get about this? This has nothing to do with improving the health of a single person. Its just another method to loot the masses out of every last cent they have to their name. I seriously doubt that the freeloaders who are already on the dole will be subject to fines or jail time. The only people who will be subject to this will be those who have jobs and/or assests. Putting people in jail is a great way to steal private property and spread whatever small amount of wealth people have left around though and after all that is the main objective of communism. Thats what this bill boils down to. Fining people and/or putting them in jail isnt going to make anybody healthier. Quoting: Anonymous Coward 687755
In-fucking-deed, AC. Indeed.
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Anonymous Coward
User ID: 810358
11/8/2009 4:37 AM | | Re: Pelosi Care - WSJ - $20k per year cost for self employed earning $100k | Quote |
So these dicks in Washington voted on this bill at what 12, 1 am?? They must be as drunk and stoned as i am to pass this shit!
i can see it now
"uhh oh, i thought it was the vote for pizza not hamburgers, my bad" Quoting: Mikey
Hey man, its like 4:30 am now .... this is some good sh*t .... Lololol |
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Anonymous Coward
User ID: 753367
11/8/2009 5:37 AM | | Re: Pelosi Care - WSJ - $20k per year cost for self employed earning $100k | Quote |
where are Americans going to get this money, is the witch crazy or does she think we are as wealthy as her... this is the end game. Something has to stop the tension these lawmakers are causing the citizens of the US |
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Anonymous Coward
User ID: 687755
11/8/2009 5:38 AM | | Re: Pelosi Care - WSJ - $20k per year cost for self employed earning $100k | Quote |
where are Americans going to get this money, is the witch crazy or does she think we are as wealthy as her... this is the end game. Something has to stop the tension these lawmakers are causing the citizens of the US Quoting: Anonymous Coward 753367
The only "something" that can stop this is the People but dont hold your breath. |
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chalcedony
User ID: 576799
11/8/2009 5:49 AM
| | Re: Pelosi Care - WSJ - $20k per year cost for self employed earning $100k | Quote |
Chalcedony is not really known by its name...
Why be a hard rock when you really are a gem?
Get me out of here. |
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Anonymous Coward
User ID: 813302
11/8/2009 6:01 AM | | Re: Pelosi Care - WSJ - $20k per year cost for self employed earning $100k | Quote |
So, I wonder if the money is going to go into the general fund? I would think so. |
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Anonymous Coward
User ID: 729718
11/8/2009 6:24 AM | | Re: Pelosi Care - WSJ - $20k per year cost for self employed earning $100k | Quote |
this ain't looking good.
1666$ a month???
wtf |
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Anonymous Coward
User ID: 642285
11/8/2009 6:32 AM | | Re: Pelosi Care - WSJ - $20k per year cost for self employed earning $100k | Quote |
I own a company, a small on. We employ less than 50 people. We have Blue Cross of CA as our health insurance carrier. My employees are rated by age and the younger ones pay far less per month than the older ones do. I'm over 50 and for a family policy that covers me, my partner, and my 22 year old daughter (who's still in college full time) I'm paying out over $2700 per month for us. Just our family. My 20-something year old employees cost as little as $120/mo. But the 40 year old guys who have family coverage cost us about 2000/per month. Our policy has always been to pay for the employees coverage and let the employee pay for their family add on if they want/need it. That family add on is now far more costly than the base policy for an employee. Sometimes several times the base cover cost!
I'm not complaining. Our profits are high. We're good at what we do and the buildings, fleets, etc., have been paid for many years. So my overhead is fairly low, too. Frankly, if my health coverage under this "new" plan only cost us $1667/mo it would be a bargain. I'm ready to write the check.
But I can't help but wonder if Nancy Pelosi's plastic surgeon (did you see her refreshed recent face?) is on the list of providers the government is going to pay or is Miss P going to continue to pay that our of pocket? I've heard that the congressional health insurance plans cover just about anything and everything with a 10 percent deductible until you spend 2000 out of pocket. Then it kicks up to 100%. Sweet. That's the coverage I would be willing to pay for. VERY willing to pay for! |
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Anonymous Coward
User ID: 813308
11/8/2009 6:42 AM | | Re: Pelosi Care - WSJ - $20k per year cost for self employed earning $100k | Quote |
This is crazy.I am single earn $120,000 pa about $100,000 pa after taxes and deductions and get unlimited free health insurance from the govt in my country.Not that I ever need to use it. |
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Skaven
User ID: 777830
11/8/2009 6:45 AM | | Re: Pelosi Care - WSJ - $20k per year cost for self employed earning $100k | Quote |
It has occurred to me that it's time to look for a new country. Maybe instead of letting the government rob us even more, I could just put the money into buying an island. There I will name myself Empress, and rule the palm trees and beach.
Any congress people who land on my shores will be taken to Gitmo immediately on grounds of terrorism. Quoting: Texas Uncensored
People here might call you a traitor and demand that you stand up and fight, but I agree. Here's a better (and more practical) idea - get a second citizenship. It's fairly easy to do. Though Bush passed a law in his last term to force you to pay taxes even if you renounce your US citizenship. So, the sad part is, when you pick your new country you might not be able to come back, lest you face Pelosi's 5 year mandatory prison sentence. |
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Anonymous Coward
User ID: 813311
11/8/2009 6:55 AM | | Re: Pelosi Care - WSJ - $20k per year cost for self employed earning $100k | Quote |
how can health care cost so much?
i believe you should pay for healthcare if you can afford it.
i'm on a single parents pension and i pay for private health care. it has 'extras', dental, optical and physio include.
costs me $100 per month ($130 but the govt give a $30 rebate).
this seems fair and reasonable.
i don't have to go to jail if i don't pay. i pay because i want to take responsibility for my healthcare all on my own.
also i take care of myself.
i hope this healthcare bill is not forced onto your people. i hope because i'm from australia and what happens in US seems to follow on here a few years later.
i don't get vaccinated for the flu because i don't want to (and haven't had the flu for 20 years). i can imagine if i'd had the vaccine every year i would THINK it was great and was preventing my flu.
i think this bill is to force people to keep the pharmecutical companies rich to take vaccines to prevent them getting sick when they are probably not going to get sick anyway. |
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TX PATRIOT
User ID: 813274
11/8/2009 7:35 AM | | Re: Pelosi Care - WSJ - $20k per year cost for self employed earning $100k | Quote |
I'm not complaining. Our profits are high. We're good at what we do and the buildings, fleets, etc., have been paid for many years. So my overhead is fairly low, too. Frankly, if my health coverage under this "new" plan only cost us $1667/mo it would be a bargain. I'm ready to write the check.
But I can't help but wonder if Nancy Pelosi's plastic surgeon (did you see her refreshed recent face?) is on the list of providers the government is going to pay or is Miss P going to continue to pay that our of pocket? I've heard that the congressional health insurance plans cover just about anything and everything with a 10 percent deductible until you spend 2000 out of pocket. Then it kicks up to 100%. Sweet. That's the coverage I would be willing to pay for. VERY willing to pay for! Quoting: Anonymous Coward 642285
That's $1666.67 if you make only $100K per year being self-employed. Much more as your income increases as I understand it. But would pertain to your policy only and not the policies you purchase for your employees. I personally haven't read the language on employer-based policies except that which is contained within the OP's article.
And, yes, this plan is so good for everyone that the politicians have voted to penalize and criminalize those who don't participate but have also voted that the bill does not apply to them.
(Criminalize those who can't or won't pay the additional excise tax.)
As far as their current sweet health care plan, you already pay for it....FOR THEM.
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THE WTF GUY !!
User ID: 721293
11/8/2009 7:55 AM | | Re: Pelosi Care - WSJ - $20k per year cost for self employed earning $100k | Quote |
What a fucking whore Pelosi is 1/2 of American small business will close because this WTF! ARE THSES DEMAPUKES THINKING! BRACE YOURSELVES America will have a total collapse!
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Anonymous Coward
User ID: 786291
11/8/2009 7:57 AM | | Re: Pelosi Care - WSJ - $20k per year cost for self employed earning $100k | Quote |
and I will fight this bill as well
Here's the deal on the numbers from the title from a self employed perspective:
$20K, of course, is 20% of a $100K income or $1666.67 per month for an insurance policy
Charging me $20K for a service that I most likely will not use each year. Might as well just throw my income out the window from a fast moving car.
OR
$20K in a health savings account for the times that I do need it. Five years = $100K. We do this now.
So...............
20% of my annual income, or $20K for $100K, for a service I might not use.
OR
2.5% of my income as a penalty.........
That decision is basic economics.
That said, fuck this unconstitutional bill and the thieves legislating it. I'll fight it as long as it takes.
. Quoting: TX PATRIOT 812523 |
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Anonymous Coward
User ID: 807932
11/8/2009 8:02 AM | | Re: Pelosi Care - WSJ - $20k per year cost for self employed earning $100k | Quote |
The other problem is that people will not have any money left to buy anything, which will result in the economy going down further and more people losing their jobs. Quoting: Anonymous Coward 772993
Now you are catching on to their ultimate goal. |
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Anonymous Coward
User ID: 803157
11/8/2009 8:05 AM | |
Anonymous Coward
User ID: 69144
11/8/2009 8:32 AM | | Re: Pelosi Care - WSJ - $20k per year cost for self employed earning $100k | Quote |
WE NEED TO FOCUS ON HOW TO REMOVE POLITICIANS FROM OFFICE NOW. ENOUGH OF THE DEM VS REP THING. TIME TO WAKE UP AND TAKE OUR COUNTRY BACK. |
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.999
User ID: 721293
11/8/2009 8:48 AM | | Re: Pelosi Care - WSJ - $20k per year cost for self employed earning $100k | Quote |
This is crazy.I am single earn $120,000 pa about $100,000 pa after taxes and deductions and get unlimited free health insurance from the govt in my country.Not that I ever need to use it. Quoting: Anonymous Coward 813308
Where you from ? when i retire i need to get GTF! out Of America ! Was thinking Australia New South Wales.
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fred704
User ID: 813372
11/8/2009 8:53 AM | | Re: Pelosi Care - WSJ - $20k per year cost for self employed earning $100k | Quote |
Folks, you need to understand something.
Only the Goverment straighten out the for profit health care system we now are burdened with.
Look at Cuba, they have a wonderful health care system.
Lets all give thanks and praise to the House of Representatives for setting our country on a more enlightened course. |
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Anonymous Coward
User ID: 801300
11/8/2009 8:55 AM | | Re: Pelosi Care - WSJ - $20k per year cost for self employed earning $100k | Quote |
 |
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fred704
User ID: 813372
11/8/2009 8:59 AM | | Re: Pelosi Care - WSJ - $20k per year cost for self employed earning $100k | Quote |
surely you are blind |
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Anonymous Coward
User ID: 813377
11/8/2009 8:59 AM | | Re: Pelosi Care - WSJ - $20k per year cost for self employed earning $100k | Quote |
On Nov. 2, the Congressional Budget Office estimated what the plans will likely cost. An individual earning $44,000 before taxes who purchases his own insurance will have to pay a $5,300 premium and an estimated $2,000 in out-of-pocket expenses, for a total of $7,300 a year, which is 17% of his pre-tax income. A family earning $102,100 a year before taxes will have to pay a $15,000 premium plus an estimated $5,300 out-of-pocket, for a $20,300 total, or 20% of its pre-tax income. Individuals and families earning less than these amounts will be eligible for subsidies paid directly to their insurer. Quoting: Anonymous Coward 772993
How is this 2.5% of your income if you make $44,000? This looks more like 12%??? |
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Anonymous Coward
User ID: 721293
11/8/2009 9:00 AM | | Re: Pelosi Care - WSJ - $20k per year cost for self employed earning $100k | Quote |
Folks, you need to understand something.
Only the Goverment straighten out the for profit health care system we now are burdened with.
Look at Cuba, they have a wonderful health care system.
Lets all give thanks and praise to the House of Representatives for setting our country on a more enlightened course. Quoting: fred704 813372
Here you go JERKOFF COMMIE!
[link to www.electricscotland.com]
A nice Slum in Cuba!
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