I made all house payments on time. The bank sold my loan. The bank says I have made no payments and have no house insurance. | |
Anonymous Coward User ID: 728979 United States 11/20/2009 09:31 PM Report Abusive Post Report Copyright Violation | |
Anonymous Coward User ID: 728979 United States 11/20/2009 09:32 PM Report Abusive Post Report Copyright Violation | |
Anonymous Coward User ID: 769657 United States 11/20/2009 09:32 PM Report Abusive Post Report Copyright Violation | |
Anonymous Coward User ID: 697653 Australia 11/20/2009 09:33 PM Report Abusive Post Report Copyright Violation | |
murnut User ID: 771600 United States 11/20/2009 09:33 PM Report Abusive Post Report Copyright Violation | |
Anonymous Coward User ID: 749475 United States 11/20/2009 09:34 PM Report Abusive Post Report Copyright Violation | |
Anonymous Coward User ID: 823495 United States 11/20/2009 09:34 PM Report Abusive Post Report Copyright Violation | |
Anonymous Coward (OP) User ID: 794197 United States 11/20/2009 09:34 PM Report Abusive Post Report Copyright Violation | Re: I made all house payments on time. The bank sold my loan. The bank says I have made no payments and have no house insurance. You kept a record of your payments? Quoting: Anonymous Coward 728979Yes. I had to stop payments on one check because of the sale of my loan and reisue a new one. On time I might add. They are tring to rip me off. |
murnut User ID: 771600 United States 11/20/2009 09:35 PM Report Abusive Post Report Copyright Violation | Re: I made all house payments on time. The bank sold my loan. The bank says I have made no payments and have no house insurance. If the bank does not have the original contract wqith your signature on it, tell em to go pound sand. Its been proven in court too. Quoting: Anonymous Coward 697653Maybe someones got a link to it. Bad advice. Has it happened? Yes. But thousands of others lost there homes taking this kind of advice |
Anonymous Coward (OP) User ID: 794197 United States 11/20/2009 09:36 PM Report Abusive Post Report Copyright Violation | Re: I made all house payments on time. The bank sold my loan. The bank says I have made no payments and have no house insurance. Do you have paperwork? Get a lawyer. they are liars. Quoting: Anonymous Coward 769657Yes I have proof of all payments. It's the first bank that didn't transfer all the correct info. Now the second bank is tring to screw me. |
Anonymous Coward User ID: 697653 Australia 11/20/2009 09:36 PM Report Abusive Post Report Copyright Violation | Re: I made all house payments on time. The bank sold my loan. The bank says I have made no payments and have no house insurance. If the bank does not have the original contract wqith your signature on it, tell em to go pound sand. Its been proven in court too. Quoting: murnutMaybe someones got a link to it. Bad advice. Has it happened? Yes. But thousands of others lost there homes taking this kind of advice not bad advice. Some information. Even good advice is bad if not acted on properly. Do your homework OP |
Anonymous Coward (OP) User ID: 794197 United States 11/20/2009 09:37 PM Report Abusive Post Report Copyright Violation | Re: I made all house payments on time. The bank sold my loan. The bank says I have made no payments and have no house insurance. If the bank does not have the original contract wqith your signature on it, tell em to go pound sand. Its been proven in court too. Quoting: Anonymous Coward 697653Maybe someones got a link to it. link pleeeeeeeeeeeezzzzzzz |
Anonymous Coward (OP) User ID: 794197 United States 11/20/2009 09:37 PM Report Abusive Post Report Copyright Violation | Re: I made all house payments on time. The bank sold my loan. The bank says I have made no payments and have no house insurance. well we all know you didn't make house note payments in cash. Quoting: Anonymous Coward 749475I'm calling this thread payments were by CHECK. I never said they were in cash. |
Anonymous Coward User ID: 823495 United States 11/20/2009 09:38 PM Report Abusive Post Report Copyright Violation | Re: I made all house payments on time. The bank sold my loan. The bank says I have made no payments and have no house insurance. If the bank does not have the original contract wqith your signature on it, tell em to go pound sand. Its been proven in court too. Quoting: Anonymous Coward 794197Maybe someones got a link to it. link pleeeeeeeeeeeezzzzzzz A link wont help. You are going to need a large jar of vasoline. |
Anonymous Coward (OP) User ID: 794197 United States 11/20/2009 09:39 PM Report Abusive Post Report Copyright Violation | |
Anonymous Coward (OP) User ID: 794197 United States 11/20/2009 09:40 PM Report Abusive Post Report Copyright Violation | Re: I made all house payments on time. The bank sold my loan. The bank says I have made no payments and have no house insurance. If the bank does not have the original contract wqith your signature on it, tell em to go pound sand. Its been proven in court too. Quoting: Anonymous Coward 823495Maybe someones got a link to it. link pleeeeeeeeeeeezzzzzzz A link wont help. You are going to need a large jar of vasoline. They are dirty rotten BANKSTERS!!!!!! |
murnut User ID: 771600 United States 11/20/2009 09:41 PM Report Abusive Post Report Copyright Violation | Re: I made all house payments on time. The bank sold my loan. The bank says I have made no payments and have no house insurance. If the bank does not have the original contract wqith your signature on it, tell em to go pound sand. Its been proven in court too. Quoting: Anonymous Coward 697653Maybe someones got a link to it. Bad advice. Has it happened? Yes. But thousands of others lost there homes taking this kind of advice not bad advice. Some information. Even good advice is bad if not acted on properly. Do your homework OP I work at a law firm...mortgages our specialty. My advice, don't bet your home on internet advice unless you are prepared to lose it. |
Anonymous Coward User ID: 823495 United States 11/20/2009 09:42 PM Report Abusive Post Report Copyright Violation | Re: I made all house payments on time. The bank sold my loan. The bank says I have made no payments and have no house insurance. If the bank does not have the original contract wqith your signature on it, tell em to go pound sand. Its been proven in court too. Quoting: Anonymous Coward 794197Maybe someones got a link to it. link pleeeeeeeeeeeezzzzzzz A link wont help. You are going to need a large jar of vasoline. They are dirty rotten BANKSTERS!!!!!! Dont worry about it OP. If you made payments by check your bank can provide you copies of all your payment history. |
Anonymous Coward User ID: 769657 United States 11/20/2009 09:44 PM Report Abusive Post Report Copyright Violation | Re: I made all house payments on time. The bank sold my loan. The bank says I have made no payments and have no house insurance. Do you have paperwork? Get a lawyer. they are liars. Quoting: Anonymous Coward 794197Yes I have proof of all payments. It's the first bank that didn't transfer all the correct info. Now the second bank is tring to screw me. Then contact your state's real estate commission and file a complaint for fraud. They'll investigate it for you. |
mopar28m User ID: 823271 United States 11/20/2009 09:44 PM Report Abusive Post Report Copyright Violation | Re: I made all house payments on time. The bank sold my loan. The bank says I have made no payments and have no house insurance. You kept a record of your payments? Quoting: Anonymous Coward 794197Yes. I had to stop payments on one check because of the sale of my loan and reisue a new one. On time I might add. They are tring to rip me off. Go to the bank if you can, bring a copy of all the checks showing you have made your payments. Or fax them directly to the person & then call them to make sure they received them. Also fax them a copy of your homeowners policy showing you have house insurance. I recently had a go around with our mortgage company because they said we didn't have insurance when we did. vaccinefreehealth blogspot com The risk far outweighs any benefit as the risk will vary from child to child. facebook.com/graphixyourway |
Anonymous Coward User ID: 728979 United States 11/20/2009 09:45 PM Report Abusive Post Report Copyright Violation | |
Anonymous Coward (OP) User ID: 794197 United States 11/20/2009 09:46 PM Report Abusive Post Report Copyright Violation | Re: I made all house payments on time. The bank sold my loan. The bank says I have made no payments and have no house insurance. If the bank does not have the original contract wqith your signature on it, tell em to go pound sand. Its been proven in court too. Quoting: Anonymous Coward 823495Maybe someones got a link to it. link pleeeeeeeeeeeezzzzzzz A link wont help. You are going to need a large jar of vasoline. They are dirty rotten BANKSTERS!!!!!! Dont worry about it OP. If you made payments by check your bank can provide you copies of all your payment history. The problem is the first bank isn't providing the second bank with the proper documentation. It cost me ten bucks just to stop payment on my check. Then the bastards charged my escro account to add THEIR house insurance on to my payments on top of the original house insurance I already cary. ASS HOLES!!!! I am so mad. They also threatened to report me to the credit bureau. I have NEVER been late EVER. |
Cyndexia User ID: 737811 Puerto Rico 11/20/2009 09:46 PM Report Abusive Post Report Copyright Violation | Re: I made all house payments on time. The bank sold my loan. The bank says I have made no payments and have no house insurance. Write a written request to receive all loan documentation. Then call you loan company and inform them that you are taking your info to the a Real Estate Lawyer to investigate and TRUTH IN LENDING Fraud that may have taken place. Your state should have a Department of Real Estate and you can then file a formal complaint. A good site to get assistance is loansafe.com "Sometimes the object of the Journey may not be the end, but the Journey itself" :2013: Email: [email protected] :) |
Anonymous Coward User ID: 810049 United States 11/20/2009 09:47 PM Report Abusive Post Report Copyright Violation | |
Anonymous Coward User ID: 793418 United States 11/20/2009 09:47 PM Report Abusive Post Report Copyright Violation | |
Cyndexia User ID: 737811 Puerto Rico 11/20/2009 09:49 PM Report Abusive Post Report Copyright Violation | Re: I made all house payments on time. The bank sold my loan. The bank says I have made no payments and have no house insurance. Sorry this is the link to thousands of us that are fighting with banks like you are now. [link to www.loansafe.org] Good Luck "Sometimes the object of the Journey may not be the end, but the Journey itself" :2013: Email: [email protected] :) |
Anonymous Coward (OP) User ID: 794197 United States 11/20/2009 09:50 PM Report Abusive Post Report Copyright Violation | Re: I made all house payments on time. The bank sold my loan. The bank says I have made no payments and have no house insurance. You kept a record of your payments? Quoting: mopar28mYes. I had to stop payments on one check because of the sale of my loan and reisue a new one. On time I might add. They are tring to rip me off. Go to the bank if you can, bring a copy of all the checks showing you have made your payments. Or fax them directly to the person & then call them to make sure they received them. Also fax them a copy of your homeowners policy showing you have house insurance. I recently had a go around with our mortgage company because they said we didn't have insurance when we did. They do it on purpose to squeeeeeeeez more money out of people. There should be some sort of damages you could have for the aggrivation. Not to mention FRAUD. |
Anonymous Coward (OP) User ID: 794197 United States 11/20/2009 09:51 PM Report Abusive Post Report Copyright Violation | |
Anonymous Coward User ID: 697653 Australia 11/20/2009 09:52 PM Report Abusive Post Report Copyright Violation | Re: I made all house payments on time. The bank sold my loan. The bank says I have made no payments and have no house insurance. If the bank does not have the original contract wqith your signature on it, tell em to go pound sand. Its been proven in court too. Quoting: murnutMaybe someones got a link to it. Bad advice. Has it happened? Yes. But thousands of others lost there homes taking this kind of advice not bad advice. Some information. Even good advice is bad if not acted on properly. Do your homework OP I work at a law firm...mortgages our specialty. My advice, don't bet your home on internet advice unless you are prepared to lose it. What as, the receptionist? Op still trying to find a link for ya. |
Anonymous Coward (OP) User ID: 794197 United States 11/20/2009 09:52 PM Report Abusive Post Report Copyright Violation | Re: I made all house payments on time. The bank sold my loan. The bank says I have made no payments and have no house insurance. How do you even know this new bank is the one you should be sending payments to. They could be a scam posing as your new bank. Quoting: Anonymous Coward 793418DOOM DOOM DOOM DOOM DOOM!!!!!! |