If you would like to learn truly about the nature of this monetary system, you must learn about double entry bookkeeping and what Griffin labeled "The Mandrake Mechanism."

Also; find Auriti on the "Induction of Value to Money"

Your credit was taken in 1933 +/- under Roosevelt in an implementation of the fifth plank of the Communist manifesto. This was a taking without recompense and the whole of the "strawman redemption" movement is about correcting the bookkeeping.

The books can NEVER be balanced until some lawful or administrative recompense is made.