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10:02 AM
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ACK! Bank of America just sold my note to Gree Tree LLC who wants $12 for online payments!!! I need some help.
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[quote:ifSHTF:MV8xNjIxMDE3XzI2NzcxMzAyX0YzNDRDNjkx] [quote:TrixieMama:MV8xNjIxMDE3XzI2NzcxMjIyX0MwQjBDRTI0] [quote:ifSHTF:MV8xNjIxMDE3XzI2NzcxMTgwX0Q2MTdGOURC] [quote:Anonymous Coward 1135376:MV8xNjIxMDE3XzI2NzcxMDQyXzk1NkVCREND] dont do anything but continue to pay it, so many people are losing everything over a phone call with questions or agreeing to some new payment plan and then get screwed, these companies are looking for any reason to cause problems and get you tricked in to "doing the right thing" which turns out to be the wrong thing. Some that tried to refi only lost their house because upon further review the lender determined that their current status disqualifies them from the mortgage they currently have. It all in the small print. Just dont fuck with your mortgage. [/quote] I feel safer refinancing the home, or even selling it to my Fiance - versus keeping it with this new nightmare. They already started making harassing calls saying I'm late on the payment - which used to be due on the 9th! I've never once missed a payment in my life. The stories I read were bad - people paid off the loan only to have all sorts of fees after the fact. [/quote] I believe they have to give you notice in writing if they are changing the date and technically if you are one day late I think they are allowed to call you. While I may trust what you say that you are good on your word that you've never been late, most of these companies are more for harassing than anything else. They are debt collectors scared they can't get the debt they purchased. It's sad. Honestly though, I think they have to give you notice in writing if they have changed the terms including the due date. [/quote] Even if it was still due on the 9th - I don't have an acct # yet for my new account from Green Tree LL, so I'd have no way to pay it. [/quote]
Original Message
Just got notification that they transferred my mortgage to Green Tree LLC. Get this... Green Tree LLC wants $12 to provide me with the service to process my online payment.
I've been googling the company all night and they sound like a huge scam - tacking on extra charges and bogus fees.
I'm going to head to a local credit union tomorrow and see what I can do. Problem is... I bought way under my budget, so the loan is pretty small (under 50k) and nobody really wants to deal with it. That's the reward I get for buying a starter house within my means...
I'm open to any ideas / suggestions on getting such a small refi.
They also changed my due date from the 9th to the 1st - making the Payment due today, green Tree is already calling about the payment being late. I've only gotten notification from BOA - I don't even know my account # for the new place, yet... No statement. Nothing.
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