i agree as well, i am no economist but if we all pulled our monies out obviously they would not be able to cover it because of the fractional lending process they abide by.but if refused to pay mortgages and credit cards i think eventually it would break the hold on the U.S. after much chaos of course but sometimes it's gotta get worse before it gets better.if we continue the way we are going we are doomed for sure thats all i know