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Insurance Co's Wont Pay Brisbane Flood Victims

 
Anonymous Coward
User ID: 1174986
Australia
01/21/2011 02:39 AM
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Insurance Co's Wont Pay Brisbane Flood Victims
I had heard mention of this on the news last week, but wasn't able to find a link to post it to here.

The insurance company's had began telling people affected by the floods, and who lost everything, that they probably won't get any kind of payout.

The games they planned to use against the people, was to claim it was not the right kind of flood water. If you are insured against flood, then they claim you were not insured against storm damage, so it was considered to be the wrong type of water. If you are insured against storm damage, they would claim the water came from a flooded river and not a storm, so was not the right kind of water.

Our illustrious leader, at the time, said she was urging the companies to payout. But since the bill is just too high, and will leave most of those insurance companies struggling, she is only willing to organise a committee to talk to them about making their flood clauses more standard and clearer, so that the same people don't get caught again next time.

So, that was just about Brisbane and surrounding areas. What about all the people being affected by floods in our other states?

Also, our great leader, is going to use all of this to charge us a new tax, the flood tax levy. What a great idea, make the people who have just not only lost their homes, but everything that was contained in them, pay a levy when they got nothing to help them to recover after years of paying insurance premiums.

Australia needs to stand up and burn these companies to the fucking ground! Might as well take out parliament house as well, since it only houses assholes.

[link to www.illawarramercury.com.au]
Anonymous Coward
User ID: 1217867
United States
01/21/2011 02:41 AM
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Re: Insurance Co's Wont Pay Brisbane Flood Victims
Same events that happened with Katrina (and other disasters).

Same song. Different day.

.
Anonymous Coward
User ID: 1147347
United States
01/21/2011 02:42 AM
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Re: Insurance Co's Wont Pay Brisbane Flood Victims
it's a damn shame. we are at war
av
User ID: 365827
United States
01/21/2011 02:46 AM
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Re: Insurance Co's Wont Pay Brisbane Flood Victims
Insurance is a ponzi scheme and only works if a few people make claims. If a lot of people make claims it doesn't work. Just like social security.
Anonymous Coward
User ID: 1157934
United States
01/21/2011 02:47 AM
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Re: Insurance Co's Wont Pay Brisbane Flood Victims
I sympathize with you, insurance companies in the states play the same game.
Anonymous Coward (OP)
User ID: 1174986
Australia
01/21/2011 02:50 AM
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Re: Insurance Co's Wont Pay Brisbane Flood Victims
Just another game played against the citizens of the world, to make money for those without a conscience.
_2 swords_

User ID: 1103170
United States
01/21/2011 02:50 AM
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Re: Insurance Co's Wont Pay Brisbane Flood Victims
everyone that has insurance with these companies need to cancel immediately and not give them another dime
Anonymous Coward
User ID: 1237531
United States
01/21/2011 02:50 AM
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Re: Insurance Co's Wont Pay Brisbane Flood Victims
Same events that happened with Katrina (and other disasters).

Same song. Different day.

.
 Quoting: Anonymous Coward 1217867



^^^ THIS ^^^


Ins Co's are in biz to collect your $$ with a promise that one day they may pay for damage...unless they are broke of course...and they are broke considering the amount of damage this storm/flood caused

while there will be lawsuits filed by policy holders it will take years for those to be tried or settled...in the meantime people will be angry...some will move on...some will die...some will never file a claim having no idea what to do...

that's what the Ins Co's bet on...stretch it out for as long as they can...and make interest on the $$ they already collected...and if need to they will file for bankruptcy after years of stalling pay outs

.
Irdooooomed

User ID: 1237611
Australia
01/21/2011 02:52 AM
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Re: Insurance Co's Wont Pay Brisbane Flood Victims
The flood levy tax will probably be used to provide coverage to people without insurance. It's not a bad idea to rebuild Brisbane using a new tax. There were so many people on the tv without insurance so they screwed themselves.

If you have Suncorp insurance you wouldn't have these problems. It's a huge ad for Suncorp.
Anonymous Coward (OP)
User ID: 1174986
Australia
01/21/2011 02:56 AM
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Re: Insurance Co's Wont Pay Brisbane Flood Victims
The flood levy tax will probably be used to provide coverage to people without insurance. It's not a bad idea to rebuild Brisbane using a new tax. There were so many people on the tv without insurance so they screwed themselves.

If you have Suncorp insurance you wouldn't have these problems. It's a huge ad for Suncorp.
 Quoting: Irdooooomed


Really starting to think you are a paid govt shrill. Blame the people and praise the new tax.

People are poor from already having to pay so many bloody taxes. Maybe that's why some people failed to insure, they simply could not afford it anymore.
Anonymous Coward
User ID: 1211743
United States
01/21/2011 03:02 AM
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Re: Insurance Co's Wont Pay Brisbane Flood Victims
it's a damn shame. we are at war
 Quoting: Anonymous Coward 1147347

indeed, each of us.
Khnum
User ID: 455005
Australia
01/21/2011 03:04 AM
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Re: Insurance Co's Wont Pay Brisbane Flood Victims
Im in Brisbane car rego has double in five years to $800,rates and water have skyrocketed to $800 a quarter from $400 in just a few years,utilities like electricity have doubled since privatised three years ago and my income has only gone up 10 percent in this time,stick a new tax up your ass i've had enough,the Government should either have a disaster fund like New Zealand or scrap its 40 billion dollar internet scheme so that people can download porn quicker,Im tired of been treated as a cash cow my funds are stretched now as it is.
Anonymous Coward
User ID: 1237974
Australia
01/21/2011 03:05 AM
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Re: Insurance Co's Wont Pay Brisbane Flood Victims
I'm glad they won't pay you dumb idiots because your are to dumb to save your own money and would rather spend tones more on insurance which ya only get like a 50% chance of them paying for the claim.

now because of the floods we the civilians from all states will end up paying for this shit.
Anonymous Coward
User ID: 1082013
Australia
01/21/2011 08:20 AM
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Re: Insurance Co's Wont Pay Brisbane Flood Victims
I'm glad they won't pay you dumb idiots because your are to dumb to save your own money and would rather spend tones more on insurance which ya only get like a 50% chance of them paying for the claim.

now because of the floods we the civilians from all states will end up paying for this shit.
 Quoting: Anonymous Coward 1237974


Do you think the government plans to use the Flood Tax on helping people rebuild their homes? LMFAO. They will use it to rebuild the infrastructure that they don't want to spend 'their' money on, because that would cut into their champagne and caviar fund.

The people rendered homeless by the floods will now become victims of the the high rent prices crisis, have to pay GST on everything they have to replace, and if their place of work was destroyed, can be now be forced to work for the dole 40 hours per week for the princely sum of $250 a week.
Anonymous Coward
User ID: 1238112
Australia
01/21/2011 08:28 AM
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Re: Insurance Co's Wont Pay Brisbane Flood Victims
I'm glad they won't pay you dumb idiots because your are to dumb to save your own money and would rather spend tones more on insurance which ya only get like a 50% chance of them paying for the claim.

now because of the floods we the civilians from all states will end up paying for this shit.


Do you think the government plans to use the Flood Tax on helping people rebuild their homes? LMFAO. They will use it to rebuild the infrastructure that they don't want to spend 'their' money on, because that would cut into their champagne and caviar fund.

The people rendered homeless by the floods will now become victims of the the high rent prices crisis, have to pay GST on everything they have to replace, and if their place of work was destroyed, can be now be forced to work for the dole 40 hours per week for the princely sum of $250 a week.
 Quoting: Anonymous Coward 1082013
tkwasny

User ID: 1238167
United States
01/21/2011 08:40 AM
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Re: Insurance Co's Wont Pay Brisbane Flood Victims
Flooding is NOT in homeowners policy. Water damage due to a blown water heater or water pipe, maybe. Flooding is a totality of loss event that is very common. If flooding was to be part of every policy the annual costs would probably be in the $8000 range.
Judeth

User ID: 1238174
United Kingdom
01/21/2011 08:40 AM
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Re: Insurance Co's Wont Pay Brisbane Flood Victims
kitty I reckon auto financiers will be having a hard time. You want to take back my 2010 SUV, sure help yourself. It smells a bit though with all the dead fishes and mud.
Anonymous Coward
User ID: 1155273
United States
01/21/2011 09:45 AM
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Re: Insurance Co's Wont Pay Brisbane Flood Victims
If someone told me this was a plot by insurance companies and government types to get the economy moving, I wouldn't be at all surprised.

The folks over at central planning think in rather simplistic terms: People aren't buying stuff! People aren't building houses! People aren't accessing credit (going further into debt)! What shall we do??

Let's throw a flood. Then the people will HAVE to buy and build. Yea Us, problem solved.

What they don't seem to understand is people don't have the wherewithal to start with, even less when they loose everything. They expect you will be forced to go out and get loans one way or the other. Fools.
Anonymous Coward (OP)
User ID: 1174986
Australia
01/22/2011 04:15 AM
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Re: Insurance Co's Wont Pay Brisbane Flood Victims
Flooding is NOT in homeowners policy. Water damage due to a blown water heater or water pipe, maybe. Flooding is a totality of loss event that is very common. If flooding was to be part of every policy the annual costs would probably be in the $8000 range.
 Quoting: tkwasny


Maybe where you live, but in flood prone areas here, insurance can be taken out against flooding.

Some people had policies which will cover them, as they had made sure they were covered for it. Others thought they had made sure they were covered, only to find out now that their insurance company is playing words games with what sort of water constitutes a flood, to avoid paying out.
Yandee
User ID: 1242420
Australia
01/24/2011 10:45 PM
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Re: Insurance Co's Wont Pay Brisbane Flood Victims
everyone that has insurance with these companies need to cancel immediately and not give them another dime
 Quoting: _2 swords_

If a few people were to Give out the Names of these firms,it would be like a plague, come on bring it on and turn the screws on them Arsholes.and sink the bastards the same way your policy went.
Anonymous Coward
User ID: 1217012
United States
01/24/2011 11:01 PM
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Re: Insurance Co's Wont Pay Brisbane Flood Victims
Insurance companies are cunts just like banks
Anonymous Coward
User ID: 79467150
United States
02/28/2022 04:35 AM
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Re: Insurance Co's Wont Pay Brisbane Flood Victims
Is that why they call it Shitbane?
Anonymous Coward
User ID: 78675944
United States
03/14/2022 09:21 AM
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Re: Insurance Co's Wont Pay Brisbane Flood Victims
"graet place to raise the kids"
Sol-tari

User ID: 82468230
Australia
03/14/2022 09:28 AM

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Re: Insurance Co's Wont Pay Brisbane Flood Victims
Holy decade old thread batman.

For anyone curious, they made a law that every insurer must have flood cover...then people screamed because their premiums went up by thousands.

They chose a cheap option without flood insurance, and while 1 out of 10 may have genuinely not known, those types of things were required by law to be clear at the time, and still are
I am Protected...I am the Protector
Anonymous Coward
User ID: 77311748
United States
03/14/2022 09:39 AM
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Re: Insurance Co's Wont Pay Brisbane Flood Victims
This is the beginning of the climate crisis hype
Anonymous Coward
User ID: 78452619
United States
03/31/2022 02:48 PM
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Re: Insurance Co's Wont Pay Brisbane Flood Victims
I had heard mention of this on the news last week, but wasn't able to find a link to post it to here.

The insurance company's had began telling people affected by the floods, and who lost everything, that they probably won't get any kind of payout.

The games they planned to use against the people, was to claim it was not the right kind of flood water. If you are insured against flood, then they claim you were not insured against storm damage, so it was considered to be the wrong type of water. If you are insured against storm damage, they would claim the water came from a flooded river and not a storm, so was not the right kind of water.

Our illustrious leader, at the time, said she was urging the companies to payout. But since the bill is just too high, and will leave most of those insurance companies struggling, she is only willing to organise a committee to talk to them about making their flood clauses more standard and clearer, so that the same people don't get caught again next time.

So, that was just about Brisbane and surrounding areas. What about all the people being affected by floods in our other states?

Also, our great leader, is going to use all of this to charge us a new tax, the flood tax levy. What a great idea, make the people who have just not only lost their homes, but everything that was contained in them, pay a levy when they got nothing to help them to recover after years of paying insurance premiums.

Australia needs to stand up and burn these companies to the fucking ground! Might as well take out parliament house as well, since it only houses assholes.

[link to www.illawarramercury.com.au]
 Quoting: Anonymous Coward 1174986


Brisbane shithole no way? What happened to Brisbane Floods thread?

[link to www.godlikeproductions.com]
Anonymous Coward
User ID: 78659341
United States
06/14/2022 09:46 AM
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Re: Insurance Co's Wont Pay Brisbane Flood Victims
I had heard mention of this on the news last week, but wasn't able to find a link to post it to here.

The insurance company's had began telling people affected by the floods, and who lost everything, that they probably won't get any kind of payout.

The games they planned to use against the people, was to claim it was not the right kind of flood water. If you are insured against flood, then they claim you were not insured against storm damage, so it was considered to be the wrong type of water. If you are insured against storm damage, they would claim the water came from a flooded river and not a storm, so was not the right kind of water.

Our illustrious leader, at the time, said she was urging the companies to payout. But since the bill is just too high, and will leave most of those insurance companies struggling, she is only willing to organise a committee to talk to them about making their flood clauses more standard and clearer, so that the same people don't get caught again next time.

So, that was just about Brisbane and surrounding areas. What about all the people being affected by floods in our other states?

Also, our great leader, is going to use all of this to charge us a new tax, the flood tax levy. What a great idea, make the people who have just not only lost their homes, but everything that was contained in them, pay a levy when they got nothing to help them to recover after years of paying insurance premiums.

Australia needs to stand up and burn these companies to the fucking ground! Might as well take out parliament house as well, since it only houses assholes.

[link to www.illawarramercury.com.au]
 Quoting: Anonymous Coward 1174986


Same things 10 years after or as the Brisbane people say "Sames Sames"?





GLP