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Anyone wanna try a calculate my person injury settlement?

 
riderr
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User ID: 1456342
United States
07/14/2011 09:12 PM
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Anyone wanna try a calculate my person injury settlement?
Rear ended
zero liability
Lumbar decompression two levels
Future lumbar fusion needed
zero loss of income


I have a great attorney who is also a doctor.I have 100 thousand personal injury coverage on my policy and 100 thousand under insured motorist with two vehicles.Stacked
I do not know the insurance of the at fault driver
But I am guessing it was under his parents policy

I really would appreciate if anyone knows a ball park figure
I am sure its a policy limit case.

Is there any situation where you can get more then the policy limit.
Thanks
Please do not think I am greedy
I am not
If you were in my shoes you would probably ask too
My attorney is taking this case to trail if there is no settlement.So this makes me think,that the other person had very good insurance and not the minimum

Last Edited by riderr on 07/14/2011 09:13 PM
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Anonymous Coward
User ID: 894431
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07/14/2011 09:20 PM
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Re: Anyone wanna try a calculate my person injury settlement?
Doesn't your attorney have a ballpark figure?
riderr  (OP)

User ID: 1456342
United States
07/14/2011 09:31 PM
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Re: Anyone wanna try a calculate my person injury settlement?
Doesn't your attorney have a ballpark figure?
 Quoting: Anonymous Coward 894431


im kinda shy and maybe it ptsd,so i dont ask
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cRoSS FiRe

User ID: 1237458
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07/14/2011 09:31 PM
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Re: Anyone wanna try a calculate my person injury settlement?
Remember that your attorney works for you, and you can ask him/her about the other party's policy limits. You have a right to ask for a copy of your file at any given time. Any decent legal assistant could sit down with you and review your file (I used to with many clients).

I'm guessing you have a typical contingency attorney and you have a standard 1/3 contract?

Typical settlements are 3x the actual damages incurred by the injured party.

As far as going above and beyond policy limits, it's complicated. Possible, but complicated, and depends on the rules of your county court (factor in possible/likely tort reform legislation in your state).

If criminal charges are involved against the responsible party, that changes the game as well.

Not enough information to go on, and I wouldn't even ballpark for you (ethics violation).

Get cozy with your attorney. If he/she is inaccessible, you have every right to seek another attorney.

Best of luck.
"Nothing is as far away as one minute ago." --Jim Bishop

:gameizovar:

It's DO:OM o'clock. WAKE UP!
cRoSS FiRe

User ID: 1237458
United States
07/14/2011 09:35 PM
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Re: Anyone wanna try a calculate my person injury settlement?
Doesn't your attorney have a ballpark figure?
 Quoting: Anonymous Coward 894431


im kinda shy and maybe it ptsd,so i dont ask
 Quoting: riderr


If this is recent, it will take some time. You have to be seen by a specialist, obviously, if you haven't already. After that, your specialist needs to work up a medical narrative explaining your injuries, course of action, and cost.

After that, your attorney should be able to give you a ballpark figure.
"Nothing is as far away as one minute ago." --Jim Bishop

:gameizovar:

It's DO:OM o'clock. WAKE UP!
Anonymous Coward
User ID: 1466945
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07/14/2011 09:37 PM
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Re: Anyone wanna try a calculate my person injury settlement?
You should get $8000 + Attorney's fee paid. Your Attorney will make $87,000
riderr  (OP)

User ID: 1456342
United States
07/14/2011 09:46 PM
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Re: Anyone wanna try a calculate my person injury settlement?
Doesn't your attorney have a ballpark figure?
 Quoting: Anonymous Coward 894431


im kinda shy and maybe it ptsd,so i dont ask
 Quoting: riderr


If this is recent, it will take some time. You have to be seen by a specialist, obviously, if you haven't already. After that, your specialist needs to work up a medical narrative explaining your injuries, course of action, and cost.

After that, your attorney should be able to give you a ballpark figure.
 Quoting: cRoSS FiRe


Ok,I guess I will ask.since you been in the bussiness.You probably know that real injured people do not want to talk about things,that bring back the memories of what was lost.Health wise.My attorney is very open to me and friendly.

I had asked her not to file until after my surgery.some drs do not like torts.I live in a no fault state.I know I have life changing injuries.Great doctors.They way I feel.The attorney is working very very hard.so I dont want to be bother.Its policy limites.I guess I will ask what the other persons insurance was.He had brake failure and its in the police report.I do not know if he was giving a ticket.We have a good police dept here.Very rare.But he was at total fault and admitted brake failure to police.Thanks for your time
red_heart
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Anonymous Coward
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07/14/2011 09:47 PM
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Re: Anyone wanna try a calculate my person injury settlement?
which state you live in? if you live in CA you can burn you roast beef lips with mc d coffe and get 50mil real easy
Anonymous Coward
User ID: 1420634
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07/14/2011 09:48 PM
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Re: Anyone wanna try a calculate my person injury settlement?
What is your age?
riderr  (OP)

User ID: 1456342
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07/14/2011 09:49 PM
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Re: Anyone wanna try a calculate my person injury settlement?
What is your age?
 Quoting: Anonymous Coward 1420634


52
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Love is the highest motivation which man may utilize in his universe ascent. Love is the desire to do good to others-Urantia Book

Gold is food that can be consumed,to make your transition to the higher realms easy
Anonymous Coward
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07/14/2011 09:49 PM
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Re: Anyone wanna try a calculate my person injury settlement?
What is your age?
 Quoting: Anonymous Coward 1420634


I'm asking because I work for a Medical Financial Services company that is contracted with insurance carriers.
Anonymous Coward
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07/14/2011 09:49 PM
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Re: Anyone wanna try a calculate my person injury settlement?
What is your age?
 Quoting: Anonymous Coward 1420634


I'm asking because I work for a Medical Financial Services company that is contracted with insurance carriers.
Anonymous Coward
User ID: 1420634
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07/14/2011 09:50 PM
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Re: Anyone wanna try a calculate my person injury settlement?


52


Are you on SSDI or Medicare (I know you're not of age yet, but you could still be eligible)?
riderr  (OP)

User ID: 1456342
United States
07/14/2011 09:50 PM
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Re: Anyone wanna try a calculate my person injury settlement?
Probably gonn gift some of the money to others,thats me
There is no finish line
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Love is the highest motivation which man may utilize in his universe ascent. Love is the desire to do good to others-Urantia Book

Gold is food that can be consumed,to make your transition to the higher realms easy
cRoSS FiRe

User ID: 1237458
United States
07/14/2011 09:55 PM
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Re: Anyone wanna try a calculate my person injury settlement?
Ok,I guess I will ask.since you been in the bussiness.You probably know that real injured people do not want to talk about things,that bring back the memories of what was lost.Health wise.My attorney is very open to me and friendly.

I had asked her not to file until after my surgery.some drs do not like torts.I live in a no fault state.I know I have life changing injuries.Great doctors.They way I feel.The attorney is working very very hard.so I dont want to be bother.Its policy limites.I guess I will ask what the other persons insurance was.He had brake failure and its in the police report.I do not know if he was giving a ticket.We have a good police dept here.Very rare.But he was at total fault and admitted brake failure to police.Thanks for your time
red_heart
 Quoting: riderr


Brake failure? I can say at least this. It could get complicated, but not to worry, it could potentially end up better. That is a MAJOR game changer.

Now, I can tell you this. You NEED to communicate with your attorney. Keep a daily journal, recording daily tasks that you can or cannot do (VERY important), whether it's taking out the garbage or having sex (you don't have to respond to any of this, just letting ya know). All of it, where it hurts, when it hurts which way you are twisting/moving, or if you can't at all (times of day important too). This all factors in. Please be open and honest about any life changes that have occurred since your accident, even if it seems minor.

Keep any and all mileage to and from the attorney's office, doctor's offices and pharmacies. Prescription receipts (she should have already told you that by now). Parking/toll receipts as well.

Document everything, no matter how insignificant you think things are.

You misunderstood me about the tort reform, but that's okay. ;) We're not talking about malpractice, we're talking about personal injury.

You sound like you're in very good hands. hf
"Nothing is as far away as one minute ago." --Jim Bishop

:gameizovar:

It's DO:OM o'clock. WAKE UP!
riderr  (OP)

User ID: 1456342
United States
07/14/2011 09:58 PM
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Re: Anyone wanna try a calculate my person injury settlement?
Ok,I guess I will ask.since you been in the bussiness.You probably know that real injured people do not want to talk about things,that bring back the memories of what was lost.Health wise.My attorney is very open to me and friendly.

I had asked her not to file until after my surgery.some drs do not like torts.I live in a no fault state.I know I have life changing injuries.Great doctors.They way I feel.The attorney is working very very hard.so I dont want to be bother.Its policy limites.I guess I will ask what the other persons insurance was.He had brake failure and its in the police report.I do not know if he was giving a ticket.We have a good police dept here.Very rare.But he was at total fault and admitted brake failure to police.Thanks for your time
red_heart
 Quoting: riderr


Brake failure? I can say at least this. It could get complicated, but not to worry, it could potentially end up better. That is a MAJOR game changer.

Now, I can tell you this. You NEED to communicate with your attorney. Keep a daily journal, recording daily tasks that you can or cannot do (VERY important), whether it's taking out the garbage or having sex (you don't have to respond to any of this, just letting ya know). All of it, where it hurts, when it hurts which way you are twisting/moving, or if you can't at all (times of day important too). This all factors in. Please be open and honest about any life changes that have occurred since your accident, even if it seems minor.

Keep any and all mileage to and from the attorney's office, doctor's offices and pharmacies. Prescription receipts (she should have already told you that by now). Parking/toll receipts as well.

Document everything, no matter how insignificant you think things are.

You misunderstood me about the tort reform, but that's okay. ;) We're not talking about malpractice, we're talking about personal injury.

You sound like you're in very good hands. hf
 Quoting: cRoSS FiRe


thanks will do
There is no finish line
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Love is the highest motivation which man may utilize in his universe ascent. Love is the desire to do good to others-Urantia Book

Gold is food that can be consumed,to make your transition to the higher realms easy
cRoSS FiRe

User ID: 1237458
United States
07/14/2011 10:02 PM
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Re: Anyone wanna try a calculate my person injury settlement?
thanks will do
 Quoting: riderr


You're quite welcome. :)

One other thing. Follow your doc's instructions to the letter! Opposing counsels often hire PIs to watch you., especially in high-stakes claims.

Not trying to make you paranoid, just saying you shouldn't be out cleaning the gutters on your roof or changing the oil in your car. Stuff like that. ;)
"Nothing is as far away as one minute ago." --Jim Bishop

:gameizovar:

It's DO:OM o'clock. WAKE UP!
Anonymous Coward
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07/14/2011 10:03 PM
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Re: Anyone wanna try a calculate my person injury settlement?
Most personal injury settlement amounts depend on the amount of special damages. "Special damages" are your medical bills. The higher your medical bills, the more your recovery. The average settlement is typically 3x the amount of special damages but I've seen them over 5 times the amount.
Anonymous Coward
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07/14/2011 10:16 PM
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Re: Anyone wanna try a calculate my person injury settlement?
I was T-Boned, 9 bulged discs, 2 herniated. After 3 years, all i was able to get was 25k, and they had to pay 25k in medical bills, plus my 7 months of rehab. I'm not black, nor did i burn my lap with hot coffee from a fast food place, so i did not get 1 million dollars.
riderr  (OP)

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07/14/2011 10:22 PM
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Re: Anyone wanna try a calculate my person injury settlement?
I was T-Boned, 9 bulged discs, 2 herniated. After 3 years, all i was able to get was 25k, and they had to pay 25k in medical bills, plus my 7 months of rehab. I'm not black, nor did i burn my lap with hot coffee from a fast food place, so i did not get 1 million dollars.
 Quoting: Anonymous Coward 1465084


lol
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Love is the highest motivation which man may utilize in his universe ascent. Love is the desire to do good to others-Urantia Book

Gold is food that can be consumed,to make your transition to the higher realms easy
Anonymous Coward
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07/14/2011 10:27 PM
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Re: Anyone wanna try a calculate my person injury settlement?
Hope it works out well for you Riderr. You're a good human type person.
riderr  (OP)

User ID: 1456342
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07/14/2011 10:31 PM
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Re: Anyone wanna try a calculate my person injury settlement?
Hope it works out well for you Riderr. You're a good human type person.
 Quoting: Anonymous Coward 1441321


thanks,You are too.We are rising in freqs.
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Love is the highest motivation which man may utilize in his universe ascent. Love is the desire to do good to others-Urantia Book

Gold is food that can be consumed,to make your transition to the higher realms easy
Anonymous Coward
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07/14/2011 10:32 PM
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Re: Anyone wanna try a calculate my person injury settlement?
All the best to you riderrhf
Anonymous Coward
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07/14/2011 11:07 PM
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Re: Anyone wanna try a calculate my person injury settlement?
depending on the damage to the vehicle also...if not much...how fast was he going? 20 mph? prob a couple thousand...did you stop for no reason? why did he hit you? just curious...i know, it doesn't matter anymoe what the person in front of you does...
Anonymous Coward
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07/14/2011 11:46 PM
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Re: Anyone wanna try a calculate my person injury settlement?
The first thing I would do is ask the attorney what he thinks your case is worth, if you don't agree, go find another one that is closer to what you want. You should decide what you think it's worth and then find an attorney that agrees.
If you don't do this you might be disappointed and it could be to late to fix.

I had a case and had to go through 4 attorneys till I found one that got me what I wanted.
It is the most important thing as some attorneys are hopeless and if they say your case is not worth much I would not even waste my time with them.
Anonymous Coward
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07/14/2011 11:55 PM
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Re: Anyone wanna try a calculate my person injury settlement?
they'll pay your bills+ you may end up with $30,000 net
Anonymous Coward
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07/15/2011 12:39 AM
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Re: Anyone wanna try a calculate my person injury settlement?
I was T-Boned, 9 bulged discs, 2 herniated. After 3 years, all i was able to get was 25k, and they had to pay 25k in medical bills, plus my 7 months of rehab. I'm not black, nor did i burn my lap with hot coffee from a fast food place, so i did not get 1 million dollars.
 Quoting: Anonymous Coward 1465084


Those people never see those ridiculous numbers of cash...the judge always pushes them down a lot. Just an FYI.


As for opie...hmmm seems like a good case. Could be a solid 50k up to 100k imo. My family does shit like this for a living (working on personal injury cases) so I am a pretty good guesser.
Anonymous Coward
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07/15/2011 12:41 AM
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Re: Anyone wanna try a calculate my person injury settlement?
Depending on the amount you seek, its easier for you to just claim on insurance.
And let the insurance company sue them.
Because the lawyers will take a huge chunk of anything you get.
Anonymous Coward
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07/15/2011 12:43 AM
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Re: Anyone wanna try a calculate my person injury settlement?
Is there any situation where you can get more then the policy limit.
 Quoting: riderr


Of course you can sue them for 10 million if you like, but if they don't have any money or assets.
Or if their insurance is low, then the chances of ever receiving any money are low.
They will pay you off $50 a month for the rest of their life, but that wont get you anything significant.
BrianMoran

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07/15/2011 01:01 AM
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Re: Anyone wanna try a calculate my person injury settlement?
Doesn't your attorney have a ballpark figure?
 Quoting: Anonymous Coward 894431


No PI attorney worth his salt would give his client a "ballpark figure". It's not worth anything until someone's willing to settle or a jury renders a verdict. The OP doesn't give enough info to truly value it. For instance, where will the jury pool be drawn from? What does OP do for a living? What does the defendant do for a living? Does Defendant or OP look like a scumbag or upstanding citizen? Was anyone drinking? What kind of vehicles were the OP and the Defendant driving? Did the OP or the Defendant have political or otherwise offensive/divisive bumper stickers on their vehicles and did those stickers make it into the photos of the vehicle damage which might be introduced as evidence at a trial? I could think of about a hundred other questions such a this which will all factor in to what a jury might award which is the starting point where insurers determine what to pay. That being said though if there is no unusual factors present I would suggest that 3x past medicals plus 1.5x estimated future medicals would be a good guess.

BrianMoran, a former Plaintiffs PI attorney
riderr  (OP)

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07/16/2011 09:40 PM
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Re: Anyone wanna try a calculate my person injury settlement?
Doesn't your attorney have a ballpark figure?
 Quoting: Anonymous Coward 894431


No PI attorney worth his salt would give his client a "ballpark figure". It's not worth anything until someone's willing to settle or a jury renders a verdict. The OP doesn't give enough info to truly value it. For instance, where will the jury pool be drawn from? What does OP do for a living? What does the defendant do for a living? Does Defendant or OP look like a scumbag or upstanding citizen? Was anyone drinking? What kind of vehicles were the OP and the Defendant driving? Did the OP or the Defendant have political or otherwise offensive/divisive bumper stickers on their vehicles and did those stickers make it into the photos of the vehicle damage which might be introduced as evidence at a trial? I could think of about a hundred other questions such a this which will all factor in to what a jury might award which is the starting point where insurers determine what to pay. That being said though if there is no unusual factors present I would suggest that 3x past medicals plus 1.5x estimated future medicals would be a good guess.

BrianMoran, a former Plaintiffs PI attorney
 Quoting: BrianMoran


I agree.I was hit by a kid.I am 52,no bumber stickers,really does not mean much.But what does matter,is I was at zero fault.No points or tickets in well over ten years.My son is a honor roll kiddo.The police wave to me.


Its just a matter of how much coverage he has and I have.
The kid family own a auto collision business.This I know because he kindly offered to fix my car for free.But I was injured.I could not function the next day.So I called a attorney.Not a goodd one.He dropped my case.which is good.He wanted 40 percent of the settlement.Then everything changes.The doctors began to believe me,Then came the surgery.

Its a very young careless driver who admitted brake failure.weather or not that was true,I have no idea.

If it goes to trail,and I think it wont,The insurance company may have to pay more then policy limits.I know medicare wants its money back because of the careless driving of the defendant.

As I mentioned before my attorney is both a doctor and lawyer.If she is willing to go to trial,and she is.I am sure its a solid case.
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Love is the highest motivation which man may utilize in his universe ascent. Love is the desire to do good to others-Urantia Book

Gold is food that can be consumed,to make your transition to the higher realms easy





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