REPORT ABUSIVE REPLY
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Message Subject
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ACK! Bank of America just sold my note to Gree Tree LLC who wants $12 for online payments!!! I need some help.
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Poster Handle
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ifSHTF |
Post Content
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Just got notification that they transferred my mortgage to Green Tree LLC. Get this... Green Tree LLC wants $12 to provide me with the service to process my online payment.
I've been googling the company all night and they sound like a huge scam - tacking on extra charges and bogus fees.
I'm going to head to a local credit union tomorrow and see what I can do. Problem is... I bought way under my budget, so the loan is pretty small (under 50k) and nobody really wants to deal with it. That's the reward I get for buying a starter house within my means...
I'm open to any ideas / suggestions on getting such a small refi.
They also changed my due date from the 9th to the 1st - making the Payment due today, green Tree is already calling about the payment being late. I've only gotten notification from BOA - I don't even know my account # for the new place, yet... No statement. Nothing.
Quoting: ifSHTF Can't you just mail them a check each month? Just spend the cost of a stamp? Online is way easier but if you can mail it or set it up for automatic deduction then do that :) Quoting: TrixieMama Automatic deduction is one of the worst ways you can pay anything. if they go in and deduct the $ 6 times, they do not always have to return it. I had another issue with a different company who charged me for a bill 4 times, and then just gave me a huge credit. I complained to Chase, and they told me they couldn't do anything, since it was set up for automatic deduction. How do you pay for this at walmart? I do have a walmart right around the corner. I could also mail a check - but honestly... I feel safer knowing its in there. I'd also rather not support this company - I don't care if it costs me another 2k to refi with a local credit union. I'm also not going the route of mortgage broker, because that's how I got set up with countrywide 3 years ago... Also - within the first 60 days it is ILLEGAL for them to charge any type of late fee. Its in the documentation I got from BOA regarding the transfer. If they billed you (which I also read about) you need to call them and complain.
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