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Why don't you do the math before you tell these kids to not borrow money-- or get a job!

 
Anonymous Coward
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10/17/2011 04:38 PM
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Re: Why don't you do the math before you tell these kids to not borrow money-- or get a job!
"...we should be happy...."

I am not sure WHY - but I cracked-up when I read that.
Anonymous Coward
User ID: 1309528
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10/17/2011 04:59 PM
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Re: Why don't you do the math before you tell these kids to not borrow money-- or get a job!
...


Please stop posting how you live on 10,000.

There is no fucking way unless you are getting some help from either the government or your parents.

You say you live with your girlfriend and make it on 14000.

Then map it out so everyone else can see what you spend on what.

Rent, electricity, etc

Location.
 Quoting: BigNutChuck


Another question comes to mind,how did you get into an apartment without credit? Credit from what I hear puts one into debt...correct me if I wrong!
 Quoting: Anonymous Coward 3510301


I paid the first and last months rent plus one months worth of a security deposit with cash when I moved in. I have lived in many different situations, not all of them comfortable, sometimes with way too many house-mates but that's what you do.
 Quoting: Anonymous Coward 1309528


So I take it you never had a medical bill you couldn't pay for? I will assure you if you had you couldn't get into an apartment it would be on your credit report, cash deposits would have been declined and you would have been sent on your way...so the way I'm viewing your situation you're quite Blessed where most aren't! This is just one downfall most encounter there are many more!...But keep thinking positive because one day you may really need it.
 Quoting: Anonymous Coward 3510301


I have no health insurance and I try to avoid doing dangerous retarded things. I pay for my health problems out of pocket. I do consider my self blessed. We should all feel blessed to live in such an amazing time, I don't generally use the term blessed though because I think allot of it has to do with working hard and smart towards your goals and not pissing whatever excess calories you do have. More important then feeling blessed or not-blessed is to recognize that; You are the master of your own destiny, and you are responsible for the life you create and live in.
Whether or not you like it, in America the individual is still expected to succeed or fail on his or her own volition. In many other parts of the world you are expected to bow down to the ruling class to a MUCH higher degree. Work MUCH harder for much less pay and greater suffering then you or I could probably ever imagine. This has been the STANDARD for much of human history, only recently have people been able to express them selves like they can now. We have a culture in America that is EXTREMELY tolerant of expression, and I'm not saying its perfect, but considering that we have people from every nationality and race trying to live and survive together who are also for the most part armed to the teeth, its amazing that we aren't killing each other more. In fact people in America are amazingly good at working together even though they HATE each other, for what? The fucking DOLLAR BILL, that what, the fact that you can become successful and wealthy to an extreme is why people do it, its why they keep their nose to the grind stone even when things suck. If you couldn't make it big what would be the point? I'm not saying the system is perfect. As corrupt and fucked up as things are at least our elections don't end with burning tire barricades and street battles.

I do worry about the chance of being severely injured in some way, and personal safety is something I really try hard to maintain.

I do NOT want free state health care, I will pay for my own insurance when I can afford it. So many problems people have are primarily self inflicted, and I don't expect anyone to pay for my problems that I bring on my self, be they real, physical, or imaginary.
Anonymous Coward
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10/17/2011 05:03 PM
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Re: Why don't you do the math before you tell these kids to not borrow money-- or get a job!
...


Please stop posting how you live on 10,000.

There is no fucking way unless you are getting some help from either the government or your parents.

You say you live with your girlfriend and make it on 14000.

Then map it out so everyone else can see what you spend on what.

Rent, electricity, etc

Location.
 Quoting: BigNutChuck


Another question comes to mind,how did you get into an apartment without credit? Credit from what I hear puts one into debt...correct me if I wrong!
 Quoting: Anonymous Coward 3510301


I paid the first and last months rent plus one months worth of a security deposit with cash when I moved in. I have lived in many different situations, not all of them comfortable, sometimes with way too many house-mates but that's what you do.
 Quoting: Anonymous Coward 1309528


So I take it you never had a medical bill you couldn't pay for? I will assure you if you had you couldn't get into an apartment it would be on your credit report, cash deposits would have been declined and you would have been sent on your way...so the way I'm viewing your situation you're quite Blessed where most aren't! This is just one downfall most encounter there are many more!...But keep thinking positive because one day you may really need it.
 Quoting: Anonymous Coward 3510301


This is really what happens to most people? So the majority of people in america are homeless?

I really had no idea
BigNutChuck  (OP)

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10/17/2011 05:30 PM

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Re: Why don't you do the math before you tell these kids to not borrow money-- or get a job!
fuck sakes

Im 23. I live in 2011. You people are idiots

You're trying to say that the OPs math somehow reflects upon reality? Are you fucking stupid? You must be stupid if you're having a hard time surviving on 40,000 a year. I have a relatively easy time surviving on 10,000. I could survive on much less. Your idea of living isn't based on any kind of reality. It's based around some overinflated sense of self-worth.

Go work at mcdonalds. If they're not hiring wait until someone quits or gets fired. It happens quite often.
 Quoting: Anonymous Coward 1733180


Agreed,

I live with my girl-friend in a not great but not bad small apartment, and together our yearly expenses have averaged about 14k/year. I don't get money from my parents, in fact we both work when not in school, and we are quite comfortable with our life style.

I don't drink much alcohol, and I'm a vegetarian and those two things alone probably save me thousands of dollars a year.

People in true poverty in third world countries can only ever dream of making 10k a year.
 Quoting: Anonymous Coward 1309528


Please stop posting how you live on 10,000.

There is no fucking way unless you are getting some help from either the government or your parents.

You say you live with your girlfriend and make it on 14000.

Then map it out so everyone else can see what you spend on what.

Rent, electricity, etc

Location.
 Quoting: BigNutChuck


LOL, I'm not going to itemize my finances for you, but we pay less then 500/mo for rent and that includes heat, I have a car that I use less then once a week, because I'm able walk the 25 min to campus rain, snow or shine. I live in Maine, and I can assure you that there are people around here who make it work on much less, some with families even.

Its very possible to live more then comfortably on very little money. Hell you can collect beer cans in any college town at a rate of about 10$ and hour, in the dorms its more like 25-30, because people are too busy drinking their asses off to clean up their dorm rooms, and when you show up with a giant bag to take their cans away they are more then happy to see you. When I first started college I was able to buy a car this way, it was a cheap, shitty, broken car that I was able to fix, use for a while and then later sell. This is how it's done. Admittedly I'm very good with tools and very resourceful but I think that's what it takes to live on planet earth, or maybe I'm mistaken.
 Quoting: Anonymous Coward 1309528


Ok

So you pay 6000 a year for rent with gas. Never mention car payment, electricity, etc.

Also mentioned you are walking to campus. This means you are a going to college. ON WHAT MONEY.

oh let me guess. You are paying cash with the rest of your money.

If not then you are not making it, YOU ARE BORROWING, which is the whole point of the thread.

Maybe college just ain't your cup of tea.
Rather die standing than live kneeling
Anonymous Coward
User ID: 3510301
United States
10/17/2011 05:31 PM
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Re: Why don't you do the math before you tell these kids to not borrow money-- or get a job!
...


Another question comes to mind,how did you get into an apartment without credit? Credit from what I hear puts one into debt...correct me if I wrong!
 Quoting: Anonymous Coward 3510301


I paid the first and last months rent plus one months worth of a security deposit with cash when I moved in. I have lived in many different situations, not all of them comfortable, sometimes with way too many house-mates but that's what you do.
 Quoting: Anonymous Coward 1309528


So I take it you never had a medical bill you couldn't pay for? I will assure you if you had you couldn't get into an apartment it would be on your credit report, cash deposits would have been declined and you would have been sent on your way...so the way I'm viewing your situation you're quite Blessed where most aren't! This is just one downfall most encounter there are many more!...But keep thinking positive because one day you may really need it.
 Quoting: Anonymous Coward 3510301


I have no health insurance and I try to avoid doing dangerous retarded things. I pay for my health problems out of pocket. I do consider my self blessed. We should all feel blessed to live in such an amazing time, I don't generally use the term blessed though because I think allot of it has to do with working hard and smart towards your goals and not pissing whatever excess calories you do have. More important then feeling blessed or not-blessed is to recognize that; You are the master of your own destiny, and you are responsible for the life you create and live in.
Whether or not you like it, in America the individual is still expected to succeed or fail on his or her own volition. In many other parts of the world you are expected to bow down to the ruling class to a MUCH higher degree. Work MUCH harder for much less pay and greater suffering then you or I could probably ever imagine. This has been the STANDARD for much of human history, only recently have people been able to express them selves like they can now. We have a culture in America that is EXTREMELY tolerant of expression, and I'm not saying its perfect, but considering that we have people from every nationality and race trying to live and survive together who are also for the most part armed to the teeth, its amazing that we aren't killing each other more. In fact people in America are amazingly good at working together even though they HATE each other, for what? The fucking DOLLAR BILL, that what, the fact that you can become successful and wealthy to an extreme is why people do it, its why they keep their nose to the grind stone even when things suck. If you couldn't make it big what would be the point? I'm not saying the system is perfect. As corrupt and fucked up as things are at least our elections don't end with burning tire barricades and street battles.

I do worry about the chance of being severely injured in some way, and personal safety is something I really try hard to maintain.

I do NOT want free state health care, I will pay for my own insurance when I can afford it. So many problems people have are primarily self inflicted, and I don't expect anyone to pay for my problems that I bring on my self, be they real, physical, or imaginary.
 Quoting: Anonymous Coward 1309528


Most do not have insurance in this country and one way or the other if you were born and raised here and need medical help you will have to pay a very high price, I agree one has to work for what one needs, what I am seeing most happening we have to hand over our hard earned dollars for someone else to start wars with or to poison us with, there are so many innocent people working so hard everyday and getting sicker by the minute and on top of that losing there jobs, homes etc...I take it you are young with a good head on your shoulders but no matter how much we think we know, and I call them leaches of the world they will always have one more trick up their sleave to imprison us, just be aware and alert!

Soon this country will be worse than the others, it is definitely headed that way!
Anonymous Coward
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10/17/2011 05:43 PM
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Re: Why don't you do the math before you tell these kids to not borrow money-- or get a job!
...


Agreed,

I live with my girl-friend in a not great but not bad small apartment, and together our yearly expenses have averaged about 14k/year. I don't get money from my parents, in fact we both work when not in school, and we are quite comfortable with our life style.

I don't drink much alcohol, and I'm a vegetarian and those two things alone probably save me thousands of dollars a year.

People in true poverty in third world countries can only ever dream of making 10k a year.
 Quoting: Anonymous Coward 1309528


Please stop posting how you live on 10,000.

There is no fucking way unless you are getting some help from either the government or your parents.

You say you live with your girlfriend and make it on 14000.

Then map it out so everyone else can see what you spend on what.

Rent, electricity, etc

Location.
 Quoting: BigNutChuck


LOL, I'm not going to itemize my finances for you, but we pay less then 500/mo for rent and that includes heat, I have a car that I use less then once a week, because I'm able walk the 25 min to campus rain, snow or shine. I live in Maine, and I can assure you that there are people around here who make it work on much less, some with families even.

Its very possible to live more then comfortably on very little money. Hell you can collect beer cans in any college town at a rate of about 10$ and hour, in the dorms its more like 25-30, because people are too busy drinking their asses off to clean up their dorm rooms, and when you show up with a giant bag to take their cans away they are more then happy to see you. When I first started college I was able to buy a car this way, it was a cheap, shitty, broken car that I was able to fix, use for a while and then later sell. This is how it's done. Admittedly I'm very good with tools and very resourceful but I think that's what it takes to live on planet earth, or maybe I'm mistaken.
 Quoting: Anonymous Coward 1309528


Ok

So you pay 6000 a year for rent with gas. Never mention car payment, electricity, etc.

Also mentioned you are walking to campus. This means you are a going to college. ON WHAT MONEY.

oh let me guess. You are paying cash with the rest of your money.

If not then you are not making it, YOU ARE BORROWING, which is the whole point of the thread.

Maybe college just ain't your cup of tea.
 Quoting: BigNutChuck


I get some money from loans, some from my own pocket and some from state grants and some from merit based scholarships based on good grades.


I'm very comfortable with my debt, I will be able to pay it off even if my degree does NOTHING to improve my wages from before. Sometimes I have worked part time and only taken one or two classes, so I haven't been able to finish college in four years, but I have never been in a big rush, and I'm NOT in debt up to my eyeballs. In fact I have already started paying some off, and the more regularly I do this the better my credit score will eventually be.

I don't have a credit card and wouldn't want one, and I wouldn't take out a loan for a car when there are so many decent ones around for cheap.

I have a 99 vw wagon that I paid 2k for and do most of the work on myself. Its got 170k, runs like a top, and I can get about 35-37 mpg on the highway from it.
Anonymous Coward
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10/17/2011 05:50 PM
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Re: Why don't you do the math before you tell these kids to not borrow money-- or get a job!
and I dont think anyone is saying "dont borrow money"

its more "dont borrow money then complain about having to pay it off"
Anonymous Coward
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10/17/2011 07:09 PM
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Re: Why don't you do the math before you tell these kids to not borrow money-- or get a job!




...



Maybe you should learn to budget as well as a college kid can.
Anonymous Coward
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10/17/2011 07:24 PM
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Re: Why don't you do the math before you tell these kids to not borrow money-- or get a job!
and I dont think anyone is saying "dont borrow money"

its more "dont borrow money then complain about having to pay it off"
 Quoting: Anonymous Coward 1733180


Especially after spending it on some bullshit liberal arts degree.

gee, i just spent $100,000 on my multicultural international humanities degree and now that i can't find a job i don't want to have to pay my loan back...

Idiots!
Anonymous Coward
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10/17/2011 08:58 PM
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Re: Why don't you do the math before you tell these kids to not borrow money-- or get a job!
I like your post. So many good points, I just had to quote it all!

Funny isn't it? Instead of agreeing that there is something VERY wrong going on right now in this country, and the world, some people would rather nitpick about how much a car "really" costs and how "poor" is poor. The lack of compassion is staggering.

I have an idea, instead of saying "suck it up, life is hard", maybe people should realize that at the end of the day, this is NOT the country it was meant to be. If you don't believe me, look at the constitution (Oh boy, especially the first 10, ya know, the bill of rights?)and see how far we've fallen.

Hell, this gives us the right to petition, but some people want that gone just because they don't like what the petitioners are saying.

While you are at it, take a look at the Declaration of Independence and just see what ideas they wanted for this country. That is what I have come to expect for our country, and that is why I am so disenfranchised by our current situation. Some people are always going to be "more equal" than others. It doesn't mean I have to like it or agree with it.


Great! Let's discuss the erosion of rights....I haven't heard that from OWS...but where in those documents does it say you have a right to a job? a college education? a cell phone?


The equality laid out in the original documents were not concerned with commerce....they laid out basic human rights that everyone is born with. You are not born with a house, and therefore it is not a right. Understand?
 Quoting: Anonymous Coward 1734272


The real problem is what we have become, and the OWS crowd wants even more of it.

The 10 PLANKS stated in the Communist Manifesto and some of their American counterparts are...

1. Abolition of private property and the application of all rents of land to public purposes.
Americans do these with actions such as the 14th Amendment of the U.S. Constitution (1868), and various zoning, school & property taxes. Also the Bureau of Land Management (Zoning laws are the first step to government property ownership)

2. A heavy progressive or graduated income tax.
Americans know this as misapplication of the 16th Amendment of the U.S. Constitution, 1913, The Social Security Act of 1936.; Joint House Resolution 192 of 1933; and various State "income" taxes. We call it "paying your fair share".

3. Abolition of all rights of inheritance.
Americans call it Federal & State estate Tax (1916); or reformed Probate Laws, and limited inheritance via arbitrary inheritance tax statutes.

4. Confiscation of the property of all emigrants and rebels.
Americans call it government seizures, tax liens, Public "law" 99-570 (1986); Executive order 11490, sections 1205, 2002 which gives private land to the Department of Urban Development; the imprisonment of "terrorists" and those who speak out or write against the "government" (1997 Crime/Terrorist Bill); or the IRS confiscation of property without due process. Asset forfeiture laws are used by DEA, IRS, ATF etc...).

5. Centralization of credit in the hands of the state, by means of a national bank with State capital and an exclusive monopoly.
Americans call it the Federal Reserve which is a privately-owned credit/debt system allowed by the Federal Reserve act of 1913. All local banks are members of the Fed system, and are regulated by the Federal Deposit Insurance Corporation (FDIC) another privately-owned corporation. The Federal Reserve Banks issue Fiat Paper Money and practice economically destructive fractional reserve banking.

6. Centralization of the means of communications and transportation in the hands of the State.
Americans call it the Federal Communications Commission (FCC) and Department of Transportation (DOT) mandated through the ICC act of 1887, the Commissions Act of 1934, The Interstate Commerce Commission established in 1938, The Federal Aviation Administration, Federal Communications Commission, and Executive orders 11490, 10999, as well as State mandated driver's licenses and Department of Transportation regulations.

7. Extension of factories and instruments of production owned by the state, the bringing into cultivation of waste lands, and the improvement of the soil generally in accordance with a common plan.
Americans call it corporate capacity, The Desert Entry Act and The Department of Agriculture… Thus read "controlled or subsidized" rather than "owned"… This is easily seen in these as well as the Department of Commerce and Labor, Department of Interior, the Environmental Protection Agency, Bureau of Land Management, Bureau of Reclamation, Bureau of Mines, National Park Service, and the IRS control of business through corporate regulations.

8. Equal liability of all to labor. Establishment of industrial armies, especially for agriculture.
Americans call it Minimum Wage and slave labor like dealing with our Most Favored Nation trade partner; i.e. Communist China. We see it in practice via the Social Security Administration and The Department of Labor. The National debt and inflation caused by the communal bank has caused the need for a two "income" family. Woman in the workplace since the 1920's, the 19th amendment of the U.S. Constitution, the Civil Rights Act of 1964, assorted Socialist Unions, affirmative action, the Federal Public Works Program and of course Executive order 11000.

9. Combination of agriculture with manufacturing industries, gradual abolition of the distinction between town and country, by a more equitable distribution of population over the country.
Americans call it the Planning Reorganization act of 1949 , zoning (Title 17 1910-1990) and Super Corporate Farms, as well as Executive orders 11647, 11731 (ten regions) and Public "law" 89-136. These provide for forced relocations and forced sterilization programs, like in China.

10. Free education for all children in public schools. Abolition of children's factory labor in its present form. Combination of education with industrial production.
Americans are being taxed to support what we call 'public' schools, but are actually "government force-tax-funded schools " Even private schools are government regulated. The purpose is to train the young to work for the communal debt system. We also call it the Department of Education, the NEA and Outcome Based "Education" . These are used so that all children can be indoctrinated and inculcated with the government propaganda, like "majority rules", and "pay your fair share". WHERE are the words "fair share" in the Constitution, Bill of Rights or the Internal Revenue Code (Title 26)?? NO WHERE is "fair share" even suggested !! The philosophical concept of "fair share" comes from the Communist maxim, "From each according to their ability, to each according to their need! This concept is pure socialism. ... America was made the greatest society by its private initiative WORK ETHIC ... Teaching ourselves and others how to "fish" to be self sufficient and produce plenty of EXTRA commodities to if so desired could be shared with others who might be "needy"... Americans have always voluntarily been the MOST generous and charitable society on the planet.

Do changing words, change the end result? ... By using different words, is it all of a sudden OK to ignore or violate the provisions or intent of the Constitution of the united States of America?????

The people (politicians) who believe in the SOCIALISTIC and COMMUNISTIC concepts, especially those who pass more and more laws implementing these slavery ideas, are traitors to their oath of office and to the Constitution of the united States of America... KNOW YOUR ENEMY ...Remove the enemy from within and from among us.

VOTE LIBERTARIAN, the only political party in America that still firmly supports and diligently abides by the Constitution of the united States of America.
Anonymous Coward
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10/17/2011 09:16 PM
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Re: Why don't you do the math before you tell these kids to not borrow money-- or get a job!
Excuse me Skeptic....but I didn't do any of this to you...I figured out a long time ago I wasn't going to be able to buy a house, it's just not in the cards for me, how is that someone else's fault?


I'm not bitter about not being able to own property....I'm actually glad i don't pay the taxes....and I've got a great land-lord....it's a relationship we built over time when he realized I was not destroying his property like his other tenants.
 Quoting: Anonymous Coward 1734272


I live my life very simply.

I don't have a cell phone. The lap top is new and cost more than my first car....I don't feel sorry for people with the latest technology but can't afford to eat....and you can't make me.

I live within my means, and expect everyone else to do the same, including the government.

I have NEVER had a credit card and have always lived pretty good on what you consider a poverty level for nearly 50 years...and I have worked since I was 13.

I pointed out the labor laws because most people give up their rights, allowing their employers to steal from them, in order to have a job. If people would call the labor board this would end, but most won't bite the hand that feeds them or just plain don't know what their rights are.
It creates collective misery...and the only way out is to prosecute the ones breaking the law...but that requires effort.
 Quoting: Anonymous Coward 1734272


Ooooh, a pissing contest! Well, I don't get into those, I typically end up soaking my socks. Either way, martyr, what do you want for your sacrifice? A medal, or a chest to pin it on?

So, yeah, you are irrelevant. You can just stop right now. You are obviously over 50, you don't get it, you can't get it. You are old and stuck in your ways. The only way for the over 50 crowd, hell, over 35 crowd to get this is if they have already had their eyes open. So, I will just stand in awe and rapture of your martyrdom. I'm sorry that you never had the spirit or stamina to aspire for more than anything greater. You are coming from a different time, a different world even. You said yourself, the laptop you are on cost more than your first car. This doesn't send up a red flag to you? This does't make you think something is intrinsically wrong?

Oh and what, you've lived at $40,000 a year for the past 50 years, or it's equivalent? Listen old timer, trying going up to the store and buying bread for a nickle. Hell, try to buy ANYTHING for a nickle. Quit the poor/jobless = lazy bit. It's tired.
 Quoting: Skeptically Inclined


Hey dumbfuck, I bought a 19" colot TV in 1984 for $399 on sale, along with a 2 head mono VCR for $599. Do the math, thats over $1000 with tax and I had to take out a loan to do it. I also remember when a computer cost around $3000 and ran at about 450 megahertz.
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10/17/2011 10:28 PM
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Re: Why don't you do the math before you tell these kids to not borrow money-- or get a job!
Excuse me Skeptic....but I didn't do any of this to you...I figured out a long time ago I wasn't going to be able to buy a house, it's just not in the cards for me, how is that someone else's fault?


I'm not bitter about not being able to own property....I'm actually glad i don't pay the taxes....and I've got a great land-lord....it's a relationship we built over time when he realized I was not destroying his property like his other tenants.
 Quoting: Anonymous Coward 1734272


I live my life very simply.

I don't have a cell phone. The lap top is new and cost more than my first car....I don't feel sorry for people with the latest technology but can't afford to eat....and you can't make me.

I live within my means, and expect everyone else to do the same, including the government.

I have NEVER had a credit card and have always lived pretty good on what you consider a poverty level for nearly 50 years...and I have worked since I was 13.

I pointed out the labor laws because most people give up their rights, allowing their employers to steal from them, in order to have a job. If people would call the labor board this would end, but most won't bite the hand that feeds them or just plain don't know what their rights are.
It creates collective misery...and the only way out is to prosecute the ones breaking the law...but that requires effort.
 Quoting: Anonymous Coward 1734272


Ooooh, a pissing contest! Well, I don't get into those, I typically end up soaking my socks. Either way, martyr, what do you want for your sacrifice? A medal, or a chest to pin it on?

So, yeah, you are irrelevant. You can just stop right now. You are obviously over 50, you don't get it, you can't get it. You are old and stuck in your ways. The only way for the over 50 crowd, hell, over 35 crowd to get this is if they have already had their eyes open. So, I will just stand in awe and rapture of your martyrdom. I'm sorry that you never had the spirit or stamina to aspire for more than anything greater. You are coming from a different time, a different world even. You said yourself, the laptop you are on cost more than your first car. This doesn't send up a red flag to you? This does't make you think something is intrinsically wrong?

Oh and what, you've lived at $40,000 a year for the past 50 years, or it's equivalent? Listen old timer, trying going up to the store and buying bread for a nickle. Hell, try to buy ANYTHING for a nickle. Quit the poor/jobless = lazy bit. It's tired.
 Quoting: Skeptically Inclined


Hey dumbfuck, I bought a 19" colot TV in 1984 for $399 on sale, along with a 2 head mono VCR for $599. Do the math, thats over $1000 with tax and I had to take out a loan to do it. I also remember when a computer cost around $3000 and ran at about 450 megahertz.
 Quoting: Anonymous Coward 3438662


Your point?
M-Class 25

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10/17/2011 11:42 PM
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Re: Why don't you do the math before you tell these kids to not borrow money-- or get a job!
We had a girl interview today for a sales assistant position for a big media company, who graduated almost 2 years ago but hasn't found a job yet and she is going to have to start paying on her student loans.

The position starts at $35K a year and that is a great starting wage with the cost of living around here, but she scoffed at that wage, and said she didn't think she could take a job at that salary and turned her nose up.

This was an entry level position.

I'm not sure what these kids think these days. The coddled ME generation is really coming back to haunt us.
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10/18/2011 12:12 AM
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Re: Why don't you do the math before you tell these kids to not borrow money-- or get a job!
We had a girl interview today for a sales assistant position for a big media company, who graduated almost 2 years ago but hasn't found a job yet and she is going to have to start paying on her student loans.

The position starts at $35K a year and that is a great starting wage with the cost of living around here, but she scoffed at that wage, and said she didn't think she could take a job at that salary and turned her nose up.

This was an entry level position.

I'm not sure what these kids think these days. The coddled ME generation is really coming back to haunt us.
 Quoting: M-Class 25


that just goes to show you that the real scam is that everyone bought into the education scam. Colleges are financial institutions. 90% of the jobs that people go to college for could easily be done by someone who doesn't have an "education". If people could pick a book up on their own, college would be unnecessary.
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10/18/2011 10:49 AM
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Re: Why don't you do the math before you tell these kids to not borrow money-- or get a job!
Its pretty funny how this site flip flops opinions more than the scumbags running for president.

GLP should be all over supporting the OWS protesters. It wasn't some dude taking out too many loans that bankrupt and fucked our country. It was unregulated rampant greedy banking system. It was the corrupt government that aloud the banks to ruin our country. It was the CEO's of places like Goldman Sach's that were purposely selling the people snake oil and pocketing their money.

Socialism didn't bankrupt this country, capitalism did.
 Quoting: Anonymous Coward 3365064


Capitalism has been torn apart by the left for the last couple of decades. Who got rid of Glass Steagal? Who ran Freddy and Fanny? Who bailed out the white shoe boys in the "Too Big to Fails"?

Nice try, but your comprehension of the situation is lacking. Getting back to real "Capitalism" instead of the government run Corporate Greed Capitalism is the answer. Real Capitalism would have let the losers fail, would not have needed the "Greenspan Puts" back in the '90s, or the Plunge Protection Team to prop up the rigged markets. Real Capitalism has been killed by the greedy leftists and what we have now is Neo Fascism run by the left and winked at by the bought of RINO's.
 Quoting: Anonymous Coward 3438662


This!^^
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10/18/2011 11:02 AM
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Re: Why don't you do the math before you tell these kids to not borrow money-- or get a job!
...


Agreed,

I live with my girl-friend in a not great but not bad small apartment, and together our yearly expenses have averaged about 14k/year. I don't get money from my parents, in fact we both work when not in school, and we are quite comfortable with our life style.

I don't drink much alcohol, and I'm a vegetarian and those two things alone probably save me thousands of dollars a year.

People in true poverty in third world countries can only ever dream of making 10k a year.
 Quoting: Anonymous Coward 1309528


Please stop posting how you live on 10,000.

There is no fucking way unless you are getting some help from either the government or your parents.

You say you live with your girlfriend and make it on 14000.

Then map it out so everyone else can see what you spend on what.

Rent, electricity, etc

Location.
 Quoting: BigNutChuck


LOL, I'm not going to itemize my finances for you, but we pay less then 500/mo for rent and that includes heat, I have a car that I use less then once a week, because I'm able walk the 25 min to campus rain, snow or shine. I live in Maine, and I can assure you that there are people around here who make it work on much less, some with families even.

Its very possible to live more then comfortably on very little money. Hell you can collect beer cans in any college town at a rate of about 10$ and hour, in the dorms its more like 25-30, because people are too busy drinking their asses off to clean up their dorm rooms, and when you show up with a giant bag to take their cans away they are more then happy to see you. When I first started college I was able to buy a car this way, it was a cheap, shitty, broken car that I was able to fix, use for a while and then later sell. This is how it's done. Admittedly I'm very good with tools and very resourceful but I think that's what it takes to live on planet earth, or maybe I'm mistaken.
 Quoting: Anonymous Coward 1309528


Ok

So you pay 6000 a year for rent with gas. Never mention car payment, electricity, etc.

Also mentioned you are walking to campus. This means you are a going to college. ON WHAT MONEY.

oh let me guess. You are paying cash with the rest of your money.

If not then you are not making it, YOU ARE BORROWING, which is the whole point of the thread.

Maybe college just ain't your cup of tea.
 Quoting: BigNutChuck


Sounds like he's doing fine to me. He works hard, is resourceful and is NOT complaining, but you want to tear apart everything he says just because he doesn't fit into your little view of the world.

Some people do live within their means, no debt/credit, with good work ethics and a positive attitude. And succeed! Why can't you accept that? Stop trying to force everyone into your personal paradigm of the world.

Not everyone agrees with you. Not everyone wants help, handouts, someone else's money. We want to do the best we can, to be proud of our accomplishments and be left the hell alone. hf
Anonymous Coward
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10/18/2011 11:34 AM
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Re: Why don't you do the math before you tell these kids to not borrow money-- or get a job!
thank you thank you!!!
i really did not think i would see a post like this in GLPs recent (sold out) times. it goes to show that there is still hope! =)
clappa
Nine's
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10/18/2011 11:36 AM
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Re: Why don't you do the math before you tell these kids to not borrow money-- or get a job!
...


Please stop posting how you live on 10,000.

There is no fucking way unless you are getting some help from either the government or your parents.

You say you live with your girlfriend and make it on 14000.

Then map it out so everyone else can see what you spend on what.

Rent, electricity, etc

Location.
 Quoting: BigNutChuck


LOL, I'm not going to itemize my finances for you, but we pay less then 500/mo for rent and that includes heat, I have a car that I use less then once a week, because I'm able walk the 25 min to campus rain, snow or shine. I live in Maine, and I can assure you that there are people around here who make it work on much less, some with families even.

Its very possible to live more then comfortably on very little money. Hell you can collect beer cans in any college town at a rate of about 10$ and hour, in the dorms its more like 25-30, because people are too busy drinking their asses off to clean up their dorm rooms, and when you show up with a giant bag to take their cans away they are more then happy to see you. When I first started college I was able to buy a car this way, it was a cheap, shitty, broken car that I was able to fix, use for a while and then later sell. This is how it's done. Admittedly I'm very good with tools and very resourceful but I think that's what it takes to live on planet earth, or maybe I'm mistaken.
 Quoting: Anonymous Coward 1309528


Ok

So you pay 6000 a year for rent with gas. Never mention car payment, electricity, etc.

Also mentioned you are walking to campus. This means you are a going to college. ON WHAT MONEY.

oh let me guess. You are paying cash with the rest of your money.

If not then you are not making it, YOU ARE BORROWING, which is the whole point of the thread.

Maybe college just ain't your cup of tea.
 Quoting: BigNutChuck


I get some money from loans, some from my own pocket and some from state grants and some from merit based scholarships based on good grades.


I'm very comfortable with my debt, I will be able to pay it off even if my degree does NOTHING to improve my wages from before. Sometimes I have worked part time and only taken one or two classes, so I haven't been able to finish college in four years, but I have never been in a big rush, and I'm NOT in debt up to my eyeballs. In fact I have already started paying some off, and the more regularly I do this the better my credit score will eventually be.

I don't have a credit card and wouldn't want one, and I wouldn't take out a loan for a car when there are so many decent ones around for cheap.

I have a 99 vw wagon that I paid 2k for and do most of the work on myself. Its got 170k, runs like a top, and I can get about 35-37 mpg on the highway from it.
 Quoting: Anonymous Coward 1309528

I think you're awesome! hf
BigNutChuck  (OP)

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10/18/2011 12:57 PM

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Re: Why don't you do the math before you tell these kids to not borrow money-- or get a job!
I get some money from loans, some from my own pocket and some from state grants and some from merit based scholarships based on good grades.


I'm very comfortable with my debt, I will be able to pay it off even if my degree does NOTHING to improve my wages from before. Sometimes I have worked part time and only taken one or two classes, so I haven't been able to finish college in four years, but I have never been in a big rush, and I'm NOT in debt up to my eyeballs. In fact I have already started paying some off, and the more regularly I do this the better my credit score will eventually be.

I don't have a credit card and wouldn't want one, and I wouldn't take out a loan for a car when there are so many decent ones around for cheap.

I have a 99 vw wagon that I paid 2k for and do most of the work on myself. Its got 170k, runs like a top, and I can get about 35-37 mpg on the highway from it.
 Quoting: Nine's 2838278



Making it on 40,000. That was the first post and I did a break down of bills and showed how hard it was.

The reason I did this was to show people that times are tough.

You come on here a say you are making it with ONLY 10,000 OR 14,000 A YEAR.

BUT YOUR ARE GETTING LOANS.

If you are getting loans, then you are NOT MAKING IT STUPID. YOU ARE HAVING TO BORROW MONEY.

This would also increase what you have a month to spend and your tuition WOULD BE CONSIDERED A BILL.

Take a finance class

Last Edited by BigNutChuck on 10/18/2011 12:58 PM
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Anonymous Coward
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10/18/2011 02:39 PM
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Re: Why don't you do the math before you tell these kids to not borrow money-- or get a job!
I get some money from loans, some from my own pocket and some from state grants and some from merit based scholarships based on good grades.


I'm very comfortable with my debt, I will be able to pay it off even if my degree does NOTHING to improve my wages from before. Sometimes I have worked part time and only taken one or two classes, so I haven't been able to finish college in four years, but I have never been in a big rush, and I'm NOT in debt up to my eyeballs. In fact I have already started paying some off, and the more regularly I do this the better my credit score will eventually be.

I don't have a credit card and wouldn't want one, and I wouldn't take out a loan for a car when there are so many decent ones around for cheap.

I have a 99 vw wagon that I paid 2k for and do most of the work on myself. Its got 170k, runs like a top, and I can get about 35-37 mpg on the highway from it.
 Quoting: Nine's 2838278



Making it on 40,000. That was the first post and I did a break down of bills and showed how hard it was.

The reason I did this was to show people that times are tough.

You come on here a say you are making it with ONLY 10,000 OR 14,000 A YEAR.

BUT YOUR ARE GETTING LOANS.

If you are getting loans, then you are NOT MAKING IT STUPID. YOU ARE HAVING TO BORROW MONEY.

This would also increase what you have a month to spend and your tuition WOULD BE CONSIDERED A BILL.

Take a finance class
 Quoting: BigNutChuck


Making a living on 10,000 with no debt. Not hard at all. Never had a loan in my life. I already broke it down for you twice but you choose to ignore it or make wrong assumptions about what that sort of life consists of. If you're having a difficult time living on 40,000 you're an idiot. Accept it

You gave a breakdown where you are paying off a house loan, an 18,000 dollar car payment and a 400 dollar a month grocery bill. all of which is completely unrealistic. You say 150 dollars is low for electric. I know people who can get it down to 30. You didn't have to go to college. You didn't have to go to college right after highschool.
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10/18/2011 02:44 PM
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Re: Why don't you do the math before you tell these kids to not borrow money-- or get a job!
fuck sakes

Im 23. I live in 2011. You people are idiots

You're trying to say that the OPs math somehow reflects upon reality? Are you fucking stupid? You must be stupid if you're having a hard time surviving on 40,000 a year. I have a relatively easy time surviving on 10,000. I could survive on much less. Your idea of living isn't based on any kind of reality. It's based around some overinflated sense of self-worth.

Go work at mcdonalds. If they're not hiring wait until someone quits or gets fired. It happens quite often.
 Quoting: Anonymous Coward 1733180


bsflag

This is exactly how stupid these people are.

Living with mommy and drinking her breast milk for food doesn't count so shut the fuck up.
 Quoting: BigNutChuck


500 for a one bedroom apartment with heat hot water and electric included. 25 for a parking space

No car payment. My car was 1000 and I payed it off with my tax return. It runs fine

between 10 and 20 dollars a week for food

thats 160-170 dollars a week. I get 280 a week. The rest goes to liability insurance for my car, phone bill, gas, cigarettes and the occasional alchoholic beverage

Health insurance is covered by my job and if I want extra money I have ample oppurtunity to work overtime. I understand not everyone has these benefits, but they aren't necessary to living so it doesn't matter

are you familiar with the concept of frugality?
 Quoting: Anonymous Coward 1733180

Very awesome and to be admired. hf
BigNutChuck  (OP)

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10/18/2011 03:22 PM

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Re: Why don't you do the math before you tell these kids to not borrow money-- or get a job!
Making a living on 10,000 with no debt. Not hard at all. Never had a loan in my life. I already broke it down for you twice but you choose to ignore it or make wrong assumptions about what that sort of life consists of. If you're having a difficult time living on 40,000 you're an idiot. Accept it

You gave a breakdown where you are paying off a house loan, an 18,000 dollar car payment and a 400 dollar a month grocery bill. all of which is completely unrealistic. You say 150 dollars is low for electric. I know people who can get it down to 30. You didn't have to go to college. You didn't have to go to college right after highschool.
 Quoting: Anonymous Coward 1733180




Congrats on making it there buddy.

You are absolutly right and a big my bad. I never realized til you posted it how rich many people are.

I guess I just thought the country was in trouble. Hell maybe ALL those people out of a job and in debt are really just lazy bums.

Boy I wish I could just be like you with the ambition to actually think 10,000 is success.

Glad you are saving so much to retire.
Glad you will never have property, aka house or land.
Glad you car is always used and can't be trusted to go very far.

REALLY glad you have no fucking health insurance and I get to pay MORE IN taxes to cover you ER visits.

Glad you will never be educated.

Here is to your success.

ret3
ret2
ret1
stup1
dumbassaward2
Rather die standing than live kneeling
Nine's
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10/18/2011 05:52 PM
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Re: Why don't you do the math before you tell these kids to not borrow money-- or get a job!
I'd rather have 10,000, no debt, and be happy with myself than to have 40,000, not be able to make my bills, a smart answer for anyone who offered options, reasons why absolutely nothing will work, while I attempt to prove everyone wrong and demean those who are able to be content with less than me.
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10/18/2011 05:56 PM
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Re: Why don't you do the math before you tell these kids to not borrow money-- or get a job!
Making a living on 10,000 with no debt. Not hard at all. Never had a loan in my life. I already broke it down for you twice but you choose to ignore it or make wrong assumptions about what that sort of life consists of. If you're having a difficult time living on 40,000 you're an idiot. Accept it

You gave a breakdown where you are paying off a house loan, an 18,000 dollar car payment and a 400 dollar a month grocery bill. all of which is completely unrealistic. You say 150 dollars is low for electric. I know people who can get it down to 30. You didn't have to go to college. You didn't have to go to college right after highschool.
 Quoting: Anonymous Coward 1733180




Congrats on making it there buddy.

You are absolutly right and a big my bad. I never realized til you posted it how rich many people are.

I guess I just thought the country was in trouble. Hell maybe ALL those people out of a job and in debt are really just lazy bums.

Boy I wish I could just be like you with the ambition to actually think 10,000 is success.

Glad you are saving so much to retire.
Glad you will never have property, aka house or land.
Glad you car is always used and can't be trusted to go very far.

REALLY glad you have no fucking health insurance and I get to pay MORE IN taxes to cover you ER visits.

Glad you will never be educated.

Here is to your success.

:ret3:
:ret2:
:ret1:
:stup1:
:dumbassaward2:
 Quoting: BigNutChuck


No no no. I thank you and all the people with OWS. You have all demonstrated to me just how petty and materialistic this generation is. Thanks for putting it into perspective. I used to complain. I don't even remember why anymore

10,000 is a success. Its 10,000 more than nothing. 45 years worth of ramen.

Dont care about retirement. The concept of retirement is barely a blip on the radar of human history. My parents took care of my grandparents. I will take care of my parents.

Dont care about a house or land. there's thousands upon thousands of acres of land out there for me to explore. I dont have to have any claim to it

My cars are fine. Plenty of people poorer than me with worse cars get by fine.

I educated myself while my peers did homework. Studied what I wanted to study. You can learn in a week what school takes a year to teach you. and you're less likely to forget it

I have health insurance through my job. If I didn't I wouldn't pay for it. False sense of security attempting to run from the inevitable. Doesn't matter
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10/18/2011 05:56 PM
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Re: Why don't you do the math before you tell these kids to not borrow money-- or get a job!
I'd rather have 10,000, no debt, and be happy with myself than to have 40,000, not be able to make my bills, a smart answer for anyone who offered options, reasons why absolutely nothing will work, while I attempt to prove everyone wrong and demean those who are able to be content with less than me.
 Quoting: Nine's 2838278


Agree 100% Nine's! hf There is so much more to life than just money.
BigNutChuck  (OP)

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10/18/2011 06:59 PM

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Re: Why don't you do the math before you tell these kids to not borrow money-- or get a job!
Making a living on 10,000 with no debt. Not hard at all. Never had a loan in my life. I already broke it down for you twice but you choose to ignore it or make wrong assumptions about what that sort of life consists of. If you're having a difficult time living on 40,000 you're an idiot. Accept it

You gave a breakdown where you are paying off a house loan, an 18,000 dollar car payment and a 400 dollar a month grocery bill. all of which is completely unrealistic. You say 150 dollars is low for electric. I know people who can get it down to 30. You didn't have to go to college. You didn't have to go to college right after highschool.
 Quoting: Anonymous Coward 1733180




Congrats on making it there buddy.

You are absolutly right and a big my bad. I never realized til you posted it how rich many people are.

I guess I just thought the country was in trouble. Hell maybe ALL those people out of a job and in debt are really just lazy bums.

Boy I wish I could just be like you with the ambition to actually think 10,000 is success.

Glad you are saving so much to retire.
Glad you will never have property, aka house or land.
Glad you car is always used and can't be trusted to go very far.

REALLY glad you have no fucking health insurance and I get to pay MORE IN taxes to cover you ER visits.

Glad you will never be educated.

Here is to your success.

ret3
ret2
ret1
stup1
dumbassaward2
 Quoting: BigNutChuck


No no no. I thank you and all the people with OWS. You have all demonstrated to me just how petty and materialistic this generation is. Thanks for putting it into perspective. I used to complain. I don't even remember why anymore

10,000 is a success. Its 10,000 more than nothing. 45 years worth of ramen.

Dont care about retirement. The concept of retirement is barely a blip on the radar of human history. My parents took care of my grandparents. I will take care of my parents.

Dont care about a house or land. there's thousands upon thousands of acres of land out there for me to explore. I dont have to have any claim to it

My cars are fine. Plenty of people poorer than me with worse cars get by fine.

I educated myself while my peers did homework. Studied what I wanted to study. You can learn in a week what school takes a year to teach you. and you're less likely to forget it

I have health insurance through my job. If I didn't I wouldn't pay for it. False sense of security attempting to run from the inevitable. Doesn't matter
 Quoting: Anonymous Coward 1733180



God I can't stand lying stupid fucks like you.

You make 10,000 a year and the company you work for has health insurance?

bsflag


If 10,000 is your take home after all this shit is paid, then you are making more than 10,000 stupid.


So at 10,000 you make $5.20 an hour, but you have health.



You are nothing more than a stupid shill and making a case for being a very stupid one at that.

And all you agreeing are just as fucking dumb.
Rather die standing than live kneeling
Nine's
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10/18/2011 07:05 PM
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Re: Why don't you do the math before you tell these kids to not borrow money-- or get a job!
I'd rather have 10,000, no debt, and be happy with myself than to have 40,000, not be able to make my bills, a smart answer for anyone who offered options, reasons why absolutely nothing will work, while I attempt to prove everyone wrong and demean those who are able to be content with less than me.
 Quoting: Nine's 2838278


Agree 100% Nine's! hf There is so much more to life than just money.
 Quoting: KimsThankful


twirl
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10/18/2011 07:24 PM
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Re: Why don't you do the math before you tell these kids to not borrow money-- or get a job!
Making a living on 10,000 with no debt. Not hard at all. Never had a loan in my life. I already broke it down for you twice but you choose to ignore it or make wrong assumptions about what that sort of life consists of. If you're having a difficult time living on 40,000 you're an idiot. Accept it

You gave a breakdown where you are paying off a house loan, an 18,000 dollar car payment and a 400 dollar a month grocery bill. all of which is completely unrealistic. You say 150 dollars is low for electric. I know people who can get it down to 30. You didn't have to go to college. You didn't have to go to college right after highschool.
 Quoting: Anonymous Coward 1733180




Congrats on making it there buddy.

You are absolutly right and a big my bad. I never realized til you posted it how rich many people are.

I guess I just thought the country was in trouble. Hell maybe ALL those people out of a job and in debt are really just lazy bums.

Boy I wish I could just be like you with the ambition to actually think 10,000 is success.

Glad you are saving so much to retire.
Glad you will never have property, aka house or land.
Glad you car is always used and can't be trusted to go very far.

REALLY glad you have no fucking health insurance and I get to pay MORE IN taxes to cover you ER visits.

Glad you will never be educated.

Here is to your success.

:ret3:
:ret2:
:ret1:
:stup1:
:dumbassaward2:
 Quoting: BigNutChuck


No no no. I thank you and all the people with OWS. You have all demonstrated to me just how petty and materialistic this generation is. Thanks for putting it into perspective. I used to complain. I don't even remember why anymore

10,000 is a success. Its 10,000 more than nothing. 45 years worth of ramen.

Dont care about retirement. The concept of retirement is barely a blip on the radar of human history. My parents took care of my grandparents. I will take care of my parents.

Dont care about a house or land. there's thousands upon thousands of acres of land out there for me to explore. I dont have to have any claim to it

My cars are fine. Plenty of people poorer than me with worse cars get by fine.

I educated myself while my peers did homework. Studied what I wanted to study. You can learn in a week what school takes a year to teach you. and you're less likely to forget it

I have health insurance through my job. If I didn't I wouldn't pay for it. False sense of security attempting to run from the inevitable. Doesn't matter
 Quoting: Anonymous Coward 1733180



God I can't stand lying stupid fucks like you.

You make 10,000 a year and the company you work for has health insurance?

bsflag


If 10,000 is your take home after all this shit is paid, then you are making more than 10,000 stupid.


So at 10,000 you make $5.20 an hour, but you have health.



You are nothing more than a stupid shill and making a case for being a very stupid one at that.

And all you agreeing are just as fucking dumb.
 Quoting: BigNutChuck


My bad. Didn't do the math. 280 a week for 52 weeks is 14560

Id have to cut out 80 dollars a week from my budget at 10,000. Quit cigarettes and get a roommate. Problem solved

point remains. Its completely doable
duhhhhh!

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10/18/2011 08:34 PM
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Re: Why don't you do the math before you tell these kids to not borrow money-- or get a job!
You are soooooo effing right.

It was tough for one to live on 1700 a month back in the late 70's. And things were cheaper then.

And now I have MS and can't work and my spouse works for 1/3 what his resume is worth - just to even have a job with benefits.

What we bring home now is equivalent to $20,000 less than what he made when he first got out of college.

And now we are trying to put a kid (autism/lite) through college at a state institution that offers his higher math/science degree (because kid his high IQ and is pretty brilliant - even the profs say so). Not some worthless liberal arts degree.

Plus pay all the medical bills that the insurance doesn't cover (ridiculously high co-pays, and pays almost nothing for drugs).

The only saving grace we have is that I foresaw the housing crisis and we decided to move out of the big suburb and big house, to the country on a few acres with a used mobile home.
JUST TO GET DEBT FREE (from the equity in our house - I kind of feel sorry for the people that bought it, because the appraised value went down about 35% within 2 years of them buying it).

Now, we don't have cable, or go out to eat or to the movies. We drive cars that are (well maintained, but) 14 years old and paid for.

We eat a lot of peanut butter (which is going up) and cheap chicken. Try to make and grow what we can.

We are in our fifties and struggling to make ends meet like we did when we were in college.

Our retirement funds were mis-managed and depleted by a sheister 'financial advisory' company (Ameriprise). So we have no retirement.

Basically, we are now screwed because of the mess this country is in.

So I just keep thinking: Where is the big space rock?

That is what this country has come to. We were once (low) upper middle-class. At this rate it won't be but a few more years and we will be begging on the street.


And, about the 'go get a job' group. FIND MY SPOUSE ONE, please - one that pays at least more than half of what the resume should be worth.

And the kids - Most of them can't find jobs (above min rage) either ------ BECAUSE THEY HAVE ALL BE SENT OVERSEAS.

If you are lucky, and have a decent paying job - be thankful and don't knock people who don't/can't.

Everyone is just doing the best they can to survive at this point.

And, btw, college costs at a cheap university are closer to $5000 - PER SEMESTER!

Yep - feels like slavery to me.
 Quoting: Anonymous Coward 2586703



This is so very typical and yet people don't understand the frustration.

BTW....bookrenter.com will help save on books. I rent to save money. All 300 level classes this semester and only spent $300 in books.
Awww, damn it. It was a great quote too.

Conversation NOT Confrontation
BigNutChuck  (OP)

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10/18/2011 09:06 PM

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Re: Why don't you do the math before you tell these kids to not borrow money-- or get a job!
My bad. Didn't do the math. 280 a week for 52 weeks is 14560

Id have to cut out 80 dollars a week from my budget at 10,000. Quit cigarettes and get a roommate. Problem solved

point remains. Its completely doable
 Quoting: Anonymous Coward 1733180


Is the $280 before or after taxes and MEDICAL INSURANCE??
Rather die standing than live kneeling





GLP