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Why don't you do the math before you tell these kids to not borrow money-- or get a job!

 
Anonymous Coward
User ID: 3719352
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10/20/2011 08:40 PM
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Re: Why don't you do the math before you tell these kids to not borrow money-- or get a job!
$400 for groceries for one person? You have got to be kidding. I feed a family of four on that and we eat very well. You need to rethink how you live.
 Quoting: Anonymous Coward 1550123


A family of four could have eaten quite well on $400 a month back in the sixties and seventies.

A family of four can eat on $400 a month in 2011 . . . but it must be canned tuna, bologna sandwiches, tater tot casserole (a la Duggar family), and hamburger helper.

If you call that quality, ok for you . . . but it is NOT quality living for everyone.
 Quoting: Anonymous Coward 3654174


Well, gee, you've proven *you* can't do it.

Congratulations.

I'll bet is isn't very difficult for you to find things that you are incapable of doing.

I'm just guessing.

Fortunately, humanity is chock full o' people who can do more with less than you can.
 Quoting: WalkersEverywhere





Walkers, you've always got such a superior attitude, go ahead and ENLIGHTEN us all about how YOU could live a QUALITY life on $32K a year . . . or better still, on $10K a year as some posters here claim they can do.

Articulate the finer points of fine living on TEN THOUSAND DOLLARS a year . . . the floor is yours.
Anonymous Coward
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10/20/2011 08:46 PM
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Re: Why don't you do the math before you tell these kids to not borrow money-- or get a job!
You obviously think that they (Corporations, Banks, Big Pharm, Gov) deserve all they are getting and you deserve ALL YOU ARE GETTING.

It is that mindset that has gotten us into this mess, and IT IS THAT MINDSET THAT WILL COLLAPSE THIS GREAT COUNTRY.

So don't let this post get your blood pressure up. Just go back to watch fox, or cnn and KEEP THINKING EVERYTHING IS

PUPPY DOGS AND RAINBOWS
 Quoting: BigNutChuck




Applause, applause, applause . . .

I bold highlighted the points made by BigNutChuck . . . which very adequately illustrate the problem of so many posts on this thread . . .

It MIGHT be possible for people to "survive" on $10K a year, or $32K a year . . . but do you REALLY call that LIVING??

If your standards are such that you don't mind scrimping and savings and struggling every single day of your life, cutting backing, budgeting, eating ramen and tuna, living in a trailer or cramped apartment in a seedy part of town or co-existing with 3 or 4 roommates, then yeah, I guess you'll be fine and dandy and happy with your pittance of wages . . . while the fatcats in DC live it up and laugh at the sheeple over cocktails.

But for those who work hard and barely get by but WANT more and are ANGRY as hell at what's happened to America and the dream . . . then for them, this thread means something.
Anonymous Coward
User ID: 1531873
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10/20/2011 08:49 PM
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Re: Why don't you do the math before you tell these kids to not borrow money-- or get a job!
Around 15K here.I know I'll make it.Have no fekin idea how.But I'll make it.
Anonymous Coward
User ID: 946424
United States
10/20/2011 08:52 PM
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Re: Why don't you do the math before you tell these kids to not borrow money-- or get a job!
You obviously think that they (Corporations, Banks, Big Pharm, Gov) deserve all they are getting and you deserve ALL YOU ARE GETTING.

It is that mindset that has gotten us into this mess, and IT IS THAT MINDSET THAT WILL COLLAPSE THIS GREAT COUNTRY.

So don't let this post get your blood pressure up. Just go back to watch fox, or cnn and KEEP THINKING EVERYTHING IS

PUPPY DOGS AND RAINBOWS
 Quoting: BigNutChuck




Applause, applause, applause . . .

I bold highlighted the points made by BigNutChuck . . . which very adequately illustrate the problem of so many posts on this thread . . .

It MIGHT be possible for people to "survive" on $10K a year, or $32K a year . . . but do you REALLY call that LIVING??

If your standards are such that you don't mind scrimping and savings and struggling every single day of your life, cutting backing, budgeting, eating ramen and tuna, living in a trailer or cramped apartment in a seedy part of town or co-existing with 3 or 4 roommates, then yeah, I guess you'll be fine and dandy and happy with your pittance of wages . . . while the fatcats in DC live it up and laugh at the sheeple over cocktails.

But for those who work hard and barely get by but WANT more and are ANGRY as hell at what's happened to America and the dream . . . then for them, this thread means something.
 Quoting: Anonymous Coward 3719352


Welcome to democrat America. You will NEVER make your life better by fucking someone else.

I'm not sure how bad the pain will have to get before you left-tards learn that, but I really don't care. Your whining gets a bit irksome after a while though.

Most of us learned this shit under the Carter administration.
Anonymous Coward
User ID: 1559845
Australia
10/20/2011 09:11 PM
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Re: Why don't you do the math before you tell these kids to not borrow money-- or get a job!
I get some money from loans, some from my own pocket and some from state grants and some from merit based scholarships based on good grades.


I'm very comfortable with my debt, I will be able to pay it off even if my degree does NOTHING to improve my wages from before. Sometimes I have worked part time and only taken one or two classes, so I haven't been able to finish college in four years, but I have never been in a big rush, and I'm NOT in debt up to my eyeballs. In fact I have already started paying some off, and the more regularly I do this the better my credit score will eventually be.

I don't have a credit card and wouldn't want one, and I wouldn't take out a loan for a car when there are so many decent ones around for cheap.

I have a 99 vw wagon that I paid 2k for and do most of the work on myself. Its got 170k, runs like a top, and I can get about 35-37 mpg on the highway from it.
 Quoting: Nine's 2838278



Making it on 40,000. That was the first post and I did a break down of bills and showed how hard it was.

The reason I did this was to show people that times are tough.

You come on here a say you are making it with ONLY 10,000 OR 14,000 A YEAR.

BUT YOUR ARE GETTING LOANS.

If you are getting loans, then you are NOT MAKING IT STUPID. YOU ARE HAVING TO BORROW MONEY.

This would also increase what you have a month to spend and your tuition WOULD BE CONSIDERED A BILL.

Take a finance class
 Quoting: BigNutChuck


Making a living on 10,000 with no debt. Not hard at all. Never had a loan in my life. I already broke it down for you twice but you choose to ignore it or make wrong assumptions about what that sort of life consists of. If you're having a difficult time living on 40,000 you're an idiot. Accept it

You gave a breakdown where you are paying off a house loan, an 18,000 dollar car payment and a 400 dollar a month grocery bill. all of which is completely unrealistic. You say 150 dollars is low for electric. I know people who can get it down to 30. You didn't have to go to college. You didn't have to go to college right after highschool.
 Quoting: Anonymous Coward 1733180


Most people would be better off if they didn't go to college or at least put it off for a few years to work and find out who they really are.
 Quoting: Anonymous Coward 1550123


And to save money for it so they can pay cash towards it and rack up less debt.
Anonymous Coward
User ID: 3719352
United States
10/20/2011 09:39 PM
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Re: Why don't you do the math before you tell these kids to not borrow money-- or get a job!
You obviously think that they (Corporations, Banks, Big Pharm, Gov) deserve all they are getting and you deserve ALL YOU ARE GETTING.

It is that mindset that has gotten us into this mess, and IT IS THAT MINDSET THAT WILL COLLAPSE THIS GREAT COUNTRY.

So don't let this post get your blood pressure up. Just go back to watch fox, or cnn and KEEP THINKING EVERYTHING IS

PUPPY DOGS AND RAINBOWS
 Quoting: BigNutChuck




Applause, applause, applause . . .

I bold highlighted the points made by BigNutChuck . . . which very adequately illustrate the problem of so many posts on this thread . . .

It MIGHT be possible for people to "survive" on $10K a year, or $32K a year . . . but do you REALLY call that LIVING??

If your standards are such that you don't mind scrimping and savings and struggling every single day of your life, cutting backing, budgeting, eating ramen and tuna, living in a trailer or cramped apartment in a seedy part of town or co-existing with 3 or 4 roommates, then yeah, I guess you'll be fine and dandy and happy with your pittance of wages . . . while the fatcats in DC live it up and laugh at the sheeple over cocktails.

But for those who work hard and barely get by but WANT more and are ANGRY as hell at what's happened to America and the dream . . . then for them, this thread means something.
 Quoting: Anonymous Coward 3719352


Welcome to democrat America. You will NEVER make your life better by fucking someone else.

I'm not sure how bad the pain will have to get before you left-tards learn that, but I really don't care. Your whining gets a bit irksome after a while though.

Most of us learned this shit under the Carter administration.
 Quoting: Anonymous Coward 946424



That's hilariously FOOLISH of you to label a person who has ZERO political affiliations as a . . . yawn . . . left-tard.

When people have no basis for argument, they try to give it a political bias spin.
Anonymous Coward
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United States
10/20/2011 09:42 PM
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Re: Why don't you do the math before you tell these kids to not borrow money-- or get a job!
(snip)


Walkers, you've always got such a superior attitude, go ahead and ENLIGHTEN us all about how YOU could live a QUALITY life on $32K a year . . . or better still, on $10K a year as some posters here claim they can do.

Articulate the finer points of fine living on TEN THOUSAND DOLLARS a year . . . the floor is yours.
 Quoting: Anonymous Coward 3719352


Just read this thread. People posting here are far more capable than I am. I just take notes based on their knowledge and experience. You've got a treasure trove of genius here at your fingertips. Staring you in the face.

And you want me to what, narrate it to you?

Being literate and diligent and humble are the first steps toward wealth.
 Quoting: WalkersEverywhere



Wow, that's even LESS of a reply than I expected.

I've followed this thread from the beginning and know what's been posted . . . but you made a post and you were asked to back it up.

So if you can't cook . . .
Nine's

User ID: 2838278
United States
10/20/2011 09:43 PM
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Re: Why don't you do the math before you tell these kids to not borrow money-- or get a job!
...



Making it on 40,000. That was the first post and I did a break down of bills and showed how hard it was.

The reason I did this was to show people that times are tough.

You come on here a say you are making it with ONLY 10,000 OR 14,000 A YEAR.

BUT YOUR ARE GETTING LOANS.

If you are getting loans, then you are NOT MAKING IT STUPID. YOU ARE HAVING TO BORROW MONEY.

This would also increase what you have a month to spend and your tuition WOULD BE CONSIDERED A BILL.

Take a finance class
 Quoting: BigNutChuck


Making a living on 10,000 with no debt. Not hard at all. Never had a loan in my life. I already broke it down for you twice but you choose to ignore it or make wrong assumptions about what that sort of life consists of. If you're having a difficult time living on 40,000 you're an idiot. Accept it

You gave a breakdown where you are paying off a house loan, an 18,000 dollar car payment and a 400 dollar a month grocery bill. all of which is completely unrealistic. You say 150 dollars is low for electric. I know people who can get it down to 30. You didn't have to go to college. You didn't have to go to college right after highschool.
 Quoting: Anonymous Coward 1733180


Most people would be better off if they didn't go to college or at least put it off for a few years to work and find out who they really are.
 Quoting: Anonymous Coward 1550123


And to save money for it so they can pay cash towards it and rack up less debt.
 Quoting: Anonymous Coward 1559845


Another option is working for a University that offers credit hrs. for work hours. You work for them in any position and get paid a decent wage. In addition, you earn credit hours for free education. Takes some initiative, working and taking classes in the evenings, or weekends, but it's a way to get an education without going into debt.
Anonymous Coward
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United States
10/20/2011 09:46 PM
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Re: Why don't you do the math before you tell these kids to not borrow money-- or get a job!
Around 15K here.I know I'll make it.Have no fekin idea how.But I'll make it.
 Quoting: KAW!


^ The first principle ^
 Quoting: WalkersEverywhere




No it isn't.

It's easy to say - or perhaps even to somehow believe - that you can "make it" . . . and of course, everyone needs optimism . . . but just saying you can "make it" on $15K does NOT equate (to people with high standards) to successful, quality living.

I again ask people here to THINK about the numbers.

Crunch them, add it up, be reasonable in your assessment - and you will see that these kinds of wages are a pittance - in a nation that considers itself to be all powerful and advanced and progressive.

NO ONE in America should be living at poverty level.

Until we stop funding the world, America will continue to crumble into oblivion . . . and millions will suffer while TPTB just give away their money.
Anonymous Coward
User ID: 3566094
United States
10/20/2011 10:03 PM
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Re: Why don't you do the math before you tell these kids to not borrow money-- or get a job!
we must all remember that if the banks played by the rules (of LAW) we would not be in this finaical problem. they got overly greedy changed laws after the fact, even flat out stoled money from you , and other countries. the other countries called the banks on the theft and the US goverment bailed the banks out. then left we the people with the tab (no the banks did not really pay back the TARP and 0% loans all back) and the fake morguages.
then pile on the fact that the US goverment has to go to a group of private bankers to even create a simple $1.00 bill at $1.00 plus any interest the bankers want, plus the printing cost. We the people will be ensalved for ever and our childern and thier childern.
This is not how our country was founded. the founding father had fought a war the end this same principle. really folks wake up. read the consitution find out where the money is to come from by the consitution.
read up on A. jackson!, G washington, hell T. Jefferson said it to.

IF THE BANKS CREATE 10 MARBELS AND GIVE THEM TO YOU AT INTEREST. YOU PUT THE 10 MARBELS IN YOUR TIN CUP. LATER THE BANKS ASK FOR 11 MARBELS YOU LOOK IN THE TIN CUP AND SAY THERE ARE ONLY 10 MARBELS. THE BANKS GET MAD TAKE THE 10 MARBELS AND THE TIN CUP. AND STILL SAY YOU OWE 2 MORE MARBELS FOR THE INTEREST AND A FINE.
GOOD LUCK. AND GET A JOB ha ha ha
 Quoting: psyoptics


Tell me about it, i am paying around $1000.00 a month for a $100k 30 year mortgage.

I closed on the house in 2000(don't remind me of the rate).

By the time it is paid off, they will have collected well over $300k out of me.

I have tried to refinance to get a better rate, but they have denied my request several time because of one late payment.

It boggles the mind the way these crooks work.
BigNutChuck  (OP)

User ID: 1149035
United States
10/20/2011 10:16 PM

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Re: Why don't you do the math before you tell these kids to not borrow money-- or get a job!
Around 15K here.I know I'll make it.Have no fekin idea how.But I'll make it.
 Quoting: KAW!


Ok you are making it.

Give details please?

Do you have a place to live---buy or rent?

Do you have a loan if you bought?

Do you have a vehical and if so buy or rent?

Do you have a retirement plan besides SS?

Do you have medical?

Do you have a medical plan for later if medicare goes bust?

Is this take home or gross?


Not being a dick for once, but asking real questions.

Are you surviving making it, or are you really able to handle the above on 15000.
Rather die standing than live kneeling
Anonymous Coward
User ID: 946424
United States
10/20/2011 10:43 PM
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Re: Why don't you do the math before you tell these kids to not borrow money-- or get a job!
You obviously think that they (Corporations, Banks, Big Pharm, Gov) deserve all they are getting and you deserve ALL YOU ARE GETTING.

It is that mindset that has gotten us into this mess, and IT IS THAT MINDSET THAT WILL COLLAPSE THIS GREAT COUNTRY.

So don't let this post get your blood pressure up. Just go back to watch fox, or cnn and KEEP THINKING EVERYTHING IS

PUPPY DOGS AND RAINBOWS
 Quoting: BigNutChuck




Applause, applause, applause . . .

I bold highlighted the points made by BigNutChuck . . . which very adequately illustrate the problem of so many posts on this thread . . .

It MIGHT be possible for people to "survive" on $10K a year, or $32K a year . . . but do you REALLY call that LIVING??

If your standards are such that you don't mind scrimping and savings and struggling every single day of your life, cutting backing, budgeting, eating ramen and tuna, living in a trailer or cramped apartment in a seedy part of town or co-existing with 3 or 4 roommates, then yeah, I guess you'll be fine and dandy and happy with your pittance of wages . . . while the fatcats in DC live it up and laugh at the sheeple over cocktails.

But for those who work hard and barely get by but WANT more and are ANGRY as hell at what's happened to America and the dream . . . then for them, this thread means something.
 Quoting: Anonymous Coward 3719352


Welcome to democrat America. You will NEVER make your life better by fucking someone else.

I'm not sure how bad the pain will have to get before you left-tards learn that, but I really don't care. Your whining gets a bit irksome after a while though.

Most of us learned this shit under the Carter administration.
 Quoting: Anonymous Coward 946424



That's hilariously FOOLISH of you to label a person who has ZERO political affiliations as a . . . yawn . . . left-tard.

When people have no basis for argument, they try to give it a political bias spin.
 Quoting: Anonymous Coward 3719352


Will you puh-lease wake the fuck up and pay attention. I'm specifically addressing all the left tards here who vote democrat and who proudly want to fuck the rich. What you're looking at right now is the inevitable result of that mentality, PERIOD. They spend their time blaming everyone but themselves as they look to government for security.

It gets fucking sick. These people develop some sicko Freudian need to crawl back into mommy's womb and reconnect the umbilical. When they find themselves unable to do that, they juxtapose government for mommy and try to crawl into government's womb for safety and security. They immediately become trapped by the social welfare system and bow down before the democrat party for the remainder of their useless lives. They start picking up the one liners given to them to parrot out - TAX THE RICH! is one such bullshit phrase.

I see this shit happen every fucking day, so don't give me this "We're not political" bullshit!
Anonymous Coward
User ID: 3719352
United States
10/20/2011 10:54 PM
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Re: Why don't you do the math before you tell these kids to not borrow money-- or get a job!
Wow, that's even LESS of a reply than I expected.

I've followed this thread from the beginning and know what's been posted . . . but you made a post and you were asked to back it up.

So if you can't cook . . .
 Quoting: Anonymous Coward 3719352


You will look absolutely beautiful in a soup line, you waste-of-citizenship permanent victim.

And I am making a huge assumption that your are, indeed, a citizen.
 Quoting: WalkersEverywhere


You are consistently proving me right . . . you will not/cannot provide a logical, sensible reply assessing a situation wherein you would be "living" on $10K a year.
Anonymous Coward
User ID: 3719352
United States
10/20/2011 11:03 PM
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Re: Why don't you do the math before you tell these kids to not borrow money-- or get a job!
Will you puh-lease wake the fuck up and pay attention. I'm specifically addressing all the left tards here who vote democrat and who proudly want to fuck the rich. What you're looking at right now is the inevitable result of that mentality, PERIOD. They spend their time blaming everyone but themselves as they look to government for security.

It gets fucking sick. These people develop some sicko Freudian need to crawl back into mommy's womb and reconnect the umbilical. When they find themselves unable to do that, they juxtapose government for mommy and try to crawl into government's womb for safety and security. They immediately become trapped by the social welfare system and bow down before the democrat party for the remainder of their useless lives. They start picking up the one liners given to them to parrot out - TAX THE RICH! is one such bullshit phrase.

I see this shit happen every fucking day, so don't give me this "We're not political" bullshit!
 Quoting: Anonymous Coward 946424



No, you don't understand the concept of this thread.

If you are a legal American citizen, and if you have ever had to worry about money and security and retirement, if you've worked hard but still have to budget and scrimpt, if you HATE what the government has done and continues to do to legal, taxpaying citizens . . . you would understand.

Judging by your posts, you are likely a wealthy/privileged and close-minded, hardcore republican who has no concept of the things I've just mentioned.

I don't give a damn about liberal vs. conservative vs. whoever . . . I care about fairness and common sense and LOYALTY to one's own people, something the American government is NOT.

It's so easy for the "haves" to look down their noses at the peon "have nots" . . . inevitably, it means the haves never lived as a have not and therefore, have no appreciation of the TRUE value of a dollar and how fleeting things in life can be.
Anonymous Coward
User ID: 3566094
United States
10/20/2011 11:57 PM
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Re: Why don't you do the math before you tell these kids to not borrow money-- or get a job!
(snip)

Tell me about it, i am paying around $1000.00 a month for a $100k 30 year mortgage.

I closed on the house in 2000(don't remind me of the rate).

By the time it is paid off, they will have collected well over $300k out of me.

I have tried to refinance to get a better rate, but they have denied my request several time because of one late payment.

It boggles the mind the way these crooks work.
 Quoting: Anonymous Coward 3566094


Who held your children hostage in order to get you to sign that mortgage?

I want names, because those bastards need to die.
 Quoting: WalkersEverywhere


Haha! I know it's my mistake, but we all must vent our frustrations sometime, at least I am 11 years into it.5a
Anonymous Coward
User ID: 1733180
United States
10/21/2011 03:18 PM
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Re: Why don't you do the math before you tell these kids to not borrow money-- or get a job!
You obviously think that they (Corporations, Banks, Big Pharm, Gov) deserve all they are getting and you deserve ALL YOU ARE GETTING.

It is that mindset that has gotten us into this mess, and IT IS THAT MINDSET THAT WILL COLLAPSE THIS GREAT COUNTRY.

So don't let this post get your blood pressure up. Just go back to watch fox, or cnn and KEEP THINKING EVERYTHING IS

PUPPY DOGS AND RAINBOWS
 Quoting: BigNutChuck




Applause, applause, applause . . .

I bold highlighted the points made by BigNutChuck . . . which very adequately illustrate the problem of so many posts on this thread . . .

It MIGHT be possible for people to "survive" on $10K a year, or $32K a year . . . but do you REALLY call that LIVING??

If your standards are such that you don't mind scrimping and savings and struggling every single day of your life, cutting backing, budgeting, eating ramen and tuna, living in a trailer or cramped apartment in a seedy part of town or co-existing with 3 or 4 roommates, then yeah, I guess you'll be fine and dandy and happy with your pittance of wages . . . while the fatcats in DC live it up and laugh at the sheeple over cocktails.

But for those who work hard and barely get by but WANT more and are ANGRY as hell at what's happened to America and the dream . . . then for them, this thread means something.
 Quoting: Anonymous Coward 3719352


Yes

The problem is contentment. It's the people who are satisfied making their living off of very little. Thats what got us into this mess. Thats what put the greedy corporations in power

It was people cutting back on their spending. It was the people budgetting. It was the people rejecting a life of debt. They brought this on

Living off of 10,000 dollars isn't really living. no nice car, no nice house, no nice clothes... Nothing to tell the world "look at me! look how succesful I am!". You have to work in order to eat. What the hell is that? When in the history of forever has anybody had to do something so degrading as to work in order just to eat and provide shelter for themselves?

and live with another person? WTF? You must be operating under the fallacy that humans are naturally social creatures and sometimes need to rely on eachother to live. Who would do that?

Im 23 y'all. I cant be living in a trailer. where am I gonna keep all my stuff? Im not tryin to eat where I cook ya know? and trailers aint got dining rooms
Anonymous Coward
User ID: 1733180
United States
10/21/2011 03:32 PM
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Re: Why don't you do the math before you tell these kids to not borrow money-- or get a job!
Wow, that's even LESS of a reply than I expected.

I've followed this thread from the beginning and know what's been posted . . . but you made a post and you were asked to back it up.

So if you can't cook . . .
 Quoting: Anonymous Coward 3719352


You will look absolutely beautiful in a soup line, you waste-of-citizenship permanent victim.

And I am making a huge assumption that your are, indeed, a citizen.
 Quoting: WalkersEverywhere


You are consistently proving me right . . . you will not/cannot provide a logical, sensible reply assessing a situation wherein you would be "living" on $10K a year.
 Quoting: Anonymous Coward 3719352


take 1000 of that

buy a diesel van

take another 1000

convert your diesel to run off of grease

take 2000 and save it for food

put 6000 into savings

enjoy early retirement. Travel the world!


could you please tell me what you consider living and explain how it's better than being able to travel wherever you want whenever you want and do whatever you want because all your needs are met for 4000 dollars and you dont really have to do alot of work to get that much money
Anonymous Coward
User ID: 1578698
United States
10/21/2011 03:36 PM
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Re: Why don't you do the math before you tell these kids to not borrow money-- or get a job!
You obviously think that they (Corporations, Banks, Big Pharm, Gov) deserve all they are getting and you deserve ALL YOU ARE GETTING.

It is that mindset that has gotten us into this mess, and IT IS THAT MINDSET THAT WILL COLLAPSE THIS GREAT COUNTRY.

So don't let this post get your blood pressure up. Just go back to watch fox, or cnn and KEEP THINKING EVERYTHING IS

PUPPY DOGS AND RAINBOWS
 Quoting: BigNutChuck




Applause, applause, applause . . .

I bold highlighted the points made by BigNutChuck . . . which very adequately illustrate the problem of so many posts on this thread . . .

It MIGHT be possible for people to "survive" on $10K a year, or $32K a year . . . but do you REALLY call that LIVING??

If your standards are such that you don't mind scrimping and savings and struggling every single day of your life, cutting backing, budgeting, eating ramen and tuna, living in a trailer or cramped apartment in a seedy part of town or co-existing with 3 or 4 roommates, then yeah, I guess you'll be fine and dandy and happy with your pittance of wages . . . while the fatcats in DC live it up and laugh at the sheeple over cocktails.

But for those who work hard and barely get by but WANT more and are ANGRY as hell at what's happened to America and the dream . . . then for them, this thread means something.
 Quoting: Anonymous Coward 3719352


Yes

The problem is contentment. It's the people who are satisfied making their living off of very little. Thats what got us into this mess. Thats what put the greedy corporations in power

It was people cutting back on their spending. It was the people budgetting. It was the people rejecting a life of debt. They brought this on

Living off of 10,000 dollars isn't really living. no nice car, no nice house, no nice clothes... Nothing to tell the world "look at me! look how succesful I am!". You have to work in order to eat. What the hell is that? When in the history of forever has anybody had to do something so degrading as to work in order just to eat and provide shelter for themselves?

and live with another person? WTF? You must be operating under the fallacy that humans are naturally social creatures and sometimes need to rely on eachother to live. Who would do that?

Im 23 y'all. I cant be living in a trailer. where am I gonna keep all my stuff? Im not tryin to eat where I cook ya know? and trailers aint got dining rooms
 Quoting: Anonymous Coward 1733180


No nice house, no nice car...no girlfriend...no wife...no disposable income...nothing to look forward to.

It causes a nasty ripple effect. In some parts of the country 10k means no car and no shelter.

If you lived with a bunch of room mates (no better than an illegal alien) how could you meet a woman? How could you start a family? How can anyone be expected to be happy when having so little money makes it so they cannot better themselves?
Anonymous Coward
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10/21/2011 04:24 PM
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Re: Why don't you do the math before you tell these kids to not borrow money-- or get a job!
You obviously think that they (Corporations, Banks, Big Pharm, Gov) deserve all they are getting and you deserve ALL YOU ARE GETTING.

It is that mindset that has gotten us into this mess, and IT IS THAT MINDSET THAT WILL COLLAPSE THIS GREAT COUNTRY.

So don't let this post get your blood pressure up. Just go back to watch fox, or cnn and KEEP THINKING EVERYTHING IS

PUPPY DOGS AND RAINBOWS
 Quoting: BigNutChuck




Applause, applause, applause . . .

I bold highlighted the points made by BigNutChuck . . . which very adequately illustrate the problem of so many posts on this thread . . .

It MIGHT be possible for people to "survive" on $10K a year, or $32K a year . . . but do you REALLY call that LIVING??

If your standards are such that you don't mind scrimping and savings and struggling every single day of your life, cutting backing, budgeting, eating ramen and tuna, living in a trailer or cramped apartment in a seedy part of town or co-existing with 3 or 4 roommates, then yeah, I guess you'll be fine and dandy and happy with your pittance of wages . . . while the fatcats in DC live it up and laugh at the sheeple over cocktails.

But for those who work hard and barely get by but WANT more and are ANGRY as hell at what's happened to America and the dream . . . then for them, this thread means something.
 Quoting: Anonymous Coward 3719352


Yes

The problem is contentment. It's the people who are satisfied making their living off of very little. Thats what got us into this mess. Thats what put the greedy corporations in power

It was people cutting back on their spending. It was the people budgetting. It was the people rejecting a life of debt. They brought this on

Living off of 10,000 dollars isn't really living. no nice car, no nice house, no nice clothes... Nothing to tell the world "look at me! look how succesful I am!". You have to work in order to eat. What the hell is that? When in the history of forever has anybody had to do something so degrading as to work in order just to eat and provide shelter for themselves?

and live with another person? WTF? You must be operating under the fallacy that humans are naturally social creatures and sometimes need to rely on eachother to live. Who would do that?

Im 23 y'all. I cant be living in a trailer. where am I gonna keep all my stuff? Im not tryin to eat where I cook ya know? and trailers aint got dining rooms
 Quoting: Anonymous Coward 1733180


No nice house, no nice car...no girlfriend...no wife...no disposable income...nothing to look forward to.

It causes a nasty ripple effect. In some parts of the country 10k means no car and no shelter.

If you lived with a bunch of room mates (no better than an illegal alien) how could you meet a woman? How could you start a family? How can anyone be expected to be happy when having so little money makes it so they cannot better themselves?
 Quoting: Anonymous Coward 1578698


No girlfriend or wife? girls are broke too man

it's your fault if having no disposable income means you have nothing to look forward to.

bettering ones self has never depended on how much money a person has
Anonymous Coward
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10/21/2011 04:44 PM
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Re: Why don't you do the math before you tell these kids to not borrow money-- or get a job!
...




Applause, applause, applause . . .

I bold highlighted the points made by BigNutChuck . . . which very adequately illustrate the problem of so many posts on this thread . . .

It MIGHT be possible for people to "survive" on $10K a year, or $32K a year . . . but do you REALLY call that LIVING??

If your standards are such that you don't mind scrimping and savings and struggling every single day of your life, cutting backing, budgeting, eating ramen and tuna, living in a trailer or cramped apartment in a seedy part of town or co-existing with 3 or 4 roommates, then yeah, I guess you'll be fine and dandy and happy with your pittance of wages . . . while the fatcats in DC live it up and laugh at the sheeple over cocktails.

But for those who work hard and barely get by but WANT more and are ANGRY as hell at what's happened to America and the dream . . . then for them, this thread means something.
 Quoting: Anonymous Coward 3719352


Yes

The problem is contentment. It's the people who are satisfied making their living off of very little. Thats what got us into this mess. Thats what put the greedy corporations in power

It was people cutting back on their spending. It was the people budgetting. It was the people rejecting a life of debt. They brought this on

Living off of 10,000 dollars isn't really living. no nice car, no nice house, no nice clothes... Nothing to tell the world "look at me! look how succesful I am!". You have to work in order to eat. What the hell is that? When in the history of forever has anybody had to do something so degrading as to work in order just to eat and provide shelter for themselves?

and live with another person? WTF? You must be operating under the fallacy that humans are naturally social creatures and sometimes need to rely on eachother to live. Who would do that?

Im 23 y'all. I cant be living in a trailer. where am I gonna keep all my stuff? Im not tryin to eat where I cook ya know? and trailers aint got dining rooms
 Quoting: Anonymous Coward 1733180


No nice house, no nice car...no girlfriend...no wife...no disposable income...nothing to look forward to.

It causes a nasty ripple effect. In some parts of the country 10k means no car and no shelter.

If you lived with a bunch of room mates (no better than an illegal alien) how could you meet a woman? How could you start a family? How can anyone be expected to be happy when having so little money makes it so they cannot better themselves?
 Quoting: Anonymous Coward 1578698


No girlfriend or wife? girls are broke too man

it's your fault if having no disposable income means you have nothing to look forward to.

bettering ones self has never depended on how much money a person has
 Quoting: Anonymous Coward 1733180


I have to disagree. Even if girls are broke they expect a man to have money and spend it on things like houses, private schools for the kids, and other stuff. A lot of times, making less than a certain amount ensures guys will remain without a life mate.

As for bettering oneself, you need to put away money to buy property and for other investments. In your other post you claim to put six thousand a year away in savings while using only four thousand for costs of living. You only listed a vehicle and food as an expense. What about mortgage/rent, insurance and all those other things? Just telling it like it is. Maybe in Mexico ten thousand a year is doable.
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10/21/2011 04:51 PM
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Re: Why don't you do the math before you tell these kids to not borrow money-- or get a job!
On the coasts, there are people who struggle on eighty thousand per year. You could probably live like a king on that in a state like Minnesota. I am beginning to think the perspectives in this thread have more to do with location.
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10/21/2011 05:12 PM
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Re: Why don't you do the math before you tell these kids to not borrow money-- or get a job!
...


Yes

The problem is contentment. It's the people who are satisfied making their living off of very little. Thats what got us into this mess. Thats what put the greedy corporations in power

It was people cutting back on their spending. It was the people budgetting. It was the people rejecting a life of debt. They brought this on

Living off of 10,000 dollars isn't really living. no nice car, no nice house, no nice clothes... Nothing to tell the world "look at me! look how succesful I am!". You have to work in order to eat. What the hell is that? When in the history of forever has anybody had to do something so degrading as to work in order just to eat and provide shelter for themselves?

and live with another person? WTF? You must be operating under the fallacy that humans are naturally social creatures and sometimes need to rely on eachother to live. Who would do that?

Im 23 y'all. I cant be living in a trailer. where am I gonna keep all my stuff? Im not tryin to eat where I cook ya know? and trailers aint got dining rooms
 Quoting: Anonymous Coward 1733180


No nice house, no nice car...no girlfriend...no wife...no disposable income...nothing to look forward to.

It causes a nasty ripple effect. In some parts of the country 10k means no car and no shelter.

If you lived with a bunch of room mates (no better than an illegal alien) how could you meet a woman? How could you start a family? How can anyone be expected to be happy when having so little money makes it so they cannot better themselves?
 Quoting: Anonymous Coward 1578698


No girlfriend or wife? girls are broke too man

it's your fault if having no disposable income means you have nothing to look forward to.

bettering ones self has never depended on how much money a person has
 Quoting: Anonymous Coward 1733180


I have to disagree. Even if girls are broke they expect a man to have money and spend it on things like houses, private schools for the kids, and other stuff. A lot of times, making less than a certain amount ensures guys will remain without a life mate.

As for bettering oneself, you need to put away money to buy property and for other investments. In your other post you claim to put six thousand a year away in savings while using only four thousand for costs of living. You only listed a vehicle and food as an expense. What about mortgage/rent, insurance and all those other things? Just telling it like it is. Maybe in Mexico ten thousand a year is doable.
 Quoting: Anonymous Coward 1578698


Depends on what the woman values in life. If her values are reflective of mine it wouldn't be an issue

You dont need to buy property

that post above was suggesting that you can live out of a van. and have freedom most cant imagine

my whole argument in this thread is that everybody is chasing after things that aren't important and really just complicate life. corporations have exploited this forever. So if you want to stop being abused by the system dont be a part of it

The hypocricy of this movement is that they dont realize they're asking for more of the same

The worst thing that could happen to a business man is if no one wanted their product. but people just keep asking for more
Anonymous Coward
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10/21/2011 06:44 PM
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Re: Why don't you do the math before you tell these kids to not borrow money-- or get a job!
take 1000 of that

buy a diesel van

take another 1000

convert your diesel to run off of grease

take 2000 and save it for food

put 6000 into savings

enjoy early retirement. Travel the world!

 Quoting: Anonymous Coward 1733180


That's one of the dumbest posts on this thread.
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10/21/2011 06:46 PM
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Re: Why don't you do the math before you tell these kids to not borrow money-- or get a job!
bettering ones self has never depended on how much money a person has
 Quoting: Anonymous Coward 1733180



omg. wtf
Anonymous Coward
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10/21/2011 06:49 PM
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Re: Why don't you do the math before you tell these kids to not borrow money-- or get a job!
On the coasts, there are people who struggle on eighty thousand per year. You could probably live like a king on that in a state like Minnesota. I am beginning to think the perspectives in this thread have more to do with location.
 Quoting: Anonymous Coward 1578698


It DOES have a great deal to do with location, something these posters have not considered for a second when they say how easy it is for someone to live on 10K a year.

But I contend there is NO WAY that a decent, clean-cut, intelligent person could live a decent, respectable life ANYWHERE in America on that kind of money.

If a person took home $10K a year, that means they have $833 a month for ALL expenses.

NO WAY. Not in America. Not if you've got any sense of decency and self-respect.
Anonymous Coward
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10/21/2011 07:02 PM
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Re: Why don't you do the math before you tell these kids to not borrow money-- or get a job!
On the coasts, there are people who struggle on eighty thousand per year. You could probably live like a king on that in a state like Minnesota. I am beginning to think the perspectives in this thread have more to do with location.
 Quoting: Anonymous Coward 1578698


It DOES have a great deal to do with location, something these posters have not considered for a second when they say how easy it is for someone to live on 10K a year.

But I contend there is NO WAY that a decent, clean-cut, intelligent person could live a decent, respectable life ANYWHERE in America on that kind of money.

If a person took home $10K a year, that means they have $833 a month for ALL expenses.

NO WAY. Not in America. Not if you've got any sense of decency and self-respect.
 Quoting: Anonymous Coward 3771536


Yeah, you would have to live out of you car to get along on that. Put away six thousand a year in savings under the car seat. In twenty years you could buy a house for one hundred and twenty thousand dollars if you can get one that cheap. Of course, there is more expense than just the price.
Anonymous Coward
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10/21/2011 07:02 PM
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Re: Why don't you do the math before you tell these kids to not borrow money-- or get a job!
ahahahah!

decency and self-respect is dependent upon how much money a person makes... by that logic the wall street folks must be the most decent self-respecting lot on the planet

leave em be guys! They're decent self-respecting people!


please. by all means, go back to occupying some homeless persons would-be bed with a tent and donated food and talk about oppression and unfair treatment
Anonymous Coward
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10/21/2011 07:05 PM
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Re: Why don't you do the math before you tell these kids to not borrow money-- or get a job!
and i've discussed location

cant decide whether to live on the coast or out in the woods? Maybe you're thinking city life is the life for you! well guess what! You can finally have your cake and eat it too. Buy a van
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10/21/2011 07:12 PM
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Re: Why don't you do the math before you tell these kids to not borrow money-- or get a job!
On the coasts, there are people who struggle on eighty thousand per year. You could probably live like a king on that in a state like Minnesota. I am beginning to think the perspectives in this thread have more to do with location.
 Quoting: Anonymous Coward 1578698


It DOES have a great deal to do with location, something these posters have not considered for a second when they say how easy it is for someone to live on 10K a year.

But I contend there is NO WAY that a decent, clean-cut, intelligent person could live a decent, respectable life ANYWHERE in America on that kind of money.

If a person took home $10K a year, that means they have $833 a month for ALL expenses.

NO WAY. Not in America. Not if you've got any sense of decency and self-respect.
 Quoting: Anonymous Coward 3771536


Yeah, you would have to live out of you car to get along on that. Put away six thousand a year in savings under the car seat. In twenty years you could buy a house for one hundred and twenty thousand dollars if you can get one that cheap. Of course, there is more expense than just the price.
 Quoting: Anonymous Coward 1578698


20 years? thats it? It took my folks 40 years with interest on a loan. Whats your point again?
Anonymous Coward
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10/21/2011 07:21 PM
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Re: Why don't you do the math before you tell these kids to not borrow money-- or get a job!
The point of the thread was to explain why people go into debt. Most people would like to own property and raise a family. That would be impossible to do without going into some kind of debt. The real problem is things cost more than they should. If they didn't then people would be able to afford them without crippling debt.
On the coasts, there are people who struggle on eighty thousand per year. You could probably live like a king on that in a state like Minnesota. I am beginning to think the perspectives in this thread have more to do with location.
 Quoting: Anonymous Coward 1578698


It DOES have a great deal to do with location, something these posters have not considered for a second when they say how easy it is for someone to live on 10K a year.

But I contend there is NO WAY that a decent, clean-cut, intelligent person could live a decent, respectable life ANYWHERE in America on that kind of money.

If a person took home $10K a year, that means they have $833 a month for ALL expenses.

NO WAY. Not in America. Not if you've got any sense of decency and self-respect.
 Quoting: Anonymous Coward 3771536


Yeah, you would have to live out of you car to get along on that. Put away six thousand a year in savings under the car seat. In twenty years you could buy a house for one hundred and twenty thousand dollars if you can get one that cheap. Of course, there is more expense than just the price.
 Quoting: Anonymous Coward 1578698


20 years? thats it? It took my folks 40 years with interest on a loan. Whats your point again?
 Quoting: Anonymous Coward 1733180





GLP