Why don't you do the math before you tell these kids to not borrow money-- or get a job!

Says the cat from Romania? Really? There are roughly 6 million private sector companies in this country. All of them are always attempting to grow because that's what businesses do, otherwise the presidents and ceos would be fucked. It really is that simple.



Then i invite you here in Romania, lol.
Just read the newspaper articles, this is why more then 4 mil of romanians left the country.

[link to translate.google.com]

[link to www.evz.ro]

Just my 2 cents...Business owner for 18 years still can't hire employees, husband and I still doing the work when and if we can get it insurance companies low balling us because we are a small business or the IRS. No loans to start the business sold everything we had and took a loss on most for this business. What I found is that between the overhead and mostly Taxes working 7 days a week 12 to 15 hours a day we can not for the life of us get enough money for homes bills most of the time. Needless to say we don't have health insurance because the shop insurance took priority in order for us to have a place to work. Many stop by looking for a job and I have to decline because of the outragious amount of taxes a business has to pay for each employee not to mention the quarterly taxes, yearly taxes and taxes that are added regularly

We pray nothing serious happens to our health because yeah we will loose everything we worked very hard for, my point there is no security in busting your butt and what kind of life does one live working like this? It's not living it's barely surviving is all!

I got banned too for supporting the protestors. Now i will probably be banned again. so mushc for "free speech."

Threads like this really disappoint me. The real TRUE horror of this discussion is that we have been played.. not by the bank, not by the "market", and not corporations - but by our government. They NEED us to be dependent. We have been guided down the golden path of socialistic thinking so long that the discussion is now clouded by so many definitions of "rights" that we can no longer focus on the underlying truth. Many of us are totally dependent on some one else for our very existence. And many have grown to know no other life. Our society has become so immune to reality that we now expect wealth redistribution - and ignore the fact that it is nothing more than the confiscation of someone else's money and property.
We have come to expect so much for nothing that there is no longer ANY incentive to be productive. It's easy to understand - we see it written every day. Why should I work so someone else can sit on their ass and get things I can not afford handed to them by our government? Where is MY right to keep what I earn?
If you don't like your life - don't blame anyone else. Get off your socialistic occupying ass, turn off your x-box, get rid of your i-phone and get a job, or 2..like the rest of us.
I come from a family of workers.. we provide for our families, and live within our means. I am the 53..

I know people will probably give me bad Karma for saying what I am about to say, but reality stinks and people really need to get their heads out of their rears on this stuff.

Most of those complaining about how hard it is must like to complain about shit instead of getting up and doing something for yourself. Most of you have a computer. Instead of surfing around reading sites like this, MSM sites or your favorite animal porn sites...why not take the time to create a site of your own about something you like to do or enjoy being part of and invest your unemployed time into it to make it grow? You can buy domains as little as 1.99 and I have seen hosting for as little as 5.99 a month on a shared server.

So you say you can not afford this? Then don't eat your McDonalds slappy meal for lunch or don't go and get yourself a soda. heck you can go out and do side work like mowing a lawn or even do yard clean up and get paid up to $30 bucks like the teenagers do. Since everyone wants to do estimates on here then with just 4 yards you have now paid for one year of hosting and your domain name. Now you can go sit back and collect your UE check for 99 weeks and invest this time into building your site and content.

It is called investing in yourself. It really is not that hard to do. There is enough freeware forum software, blog software and the likes out there to get your site rolling. Now you have free software and if you are unemployed then you clearly have the time to bone up on the way it works. Once you have done this you go to one of the many ad serving sites and sign up. They cost nothing. Throw the ads up. Now start filling your site with content. Promote the site on other sites.

Now the income may not be 2k a month to start and may not even earn anything the first month, but you have planted that seed. Keep it up. Keep promoting it. Keep adding content. Heck ad more advertising for other companies and take a percentage from those sales too. Eventually it ads up. It can pay for itself and it can start paying for the things you need and even the things you want.

Some of you will say it is not that easy. It is. I have a HS education. I worked for pittance to save up enough to get the things I needed to survive day to day. I then saw others making money off of what I was reading and surfing in my down time from work. I spent $100 and set up my own site. I added content. I made online "friends" and got them involved in promoting the site they were visiting. After about 3 months the site was paying for itself and putting $200 a month into my pockets. After a year it was earning well over 1200/mo and after 3 it was making me well over 10k a month. All of this through google ads. I have since sold the site for a nice sum, but I have also started other sites while working on this original site. Those sites still earn me 4 figures a month per site.

I have spent a total of 1 hour a day on these sites and this was also during my off time from my job. I still work this crappy job to this day for insurance purposes due to 2 small children with medical conditions. I earn 51k a year at this crappy job, but earn four times that on my sites. I do sock away the money by investing into Gold and silver....no I am not a silver or gold tard....and also sock away into preps. We have put away 4 years of food supplies for the family so far.

We took this money we earned to pay for our house and cars. We do not have debt...knock on wood...and do not plan on it. We keep enough cash on reserves if something were to happen.

This can be done. It is not that hard. If people would pull their collective heads out of their collective @5535 and use their time/energy wisely then they could have more knowledge and earn an income off of it.

People just need to get a job, spend their time and money wisely and they would be able to get out of the holes they are in.

BTW we own our house. Is it a McMansion? No we live within our means. We own a 2005 truck and a 1999 van. All the upkeep is done by myself. Oil, brakes, shocks, driveline, etc. are all done by me. It requires nothing but reading a book to understand how to do things. Yes, I even did my own lower intake gasket on my wifes Venture van. Saved me 900 in just repair bills.

Being frugal is not hard to do. The last time I bought new clothes was back in 1999. There is no reason why others can not do what I and many others do and have done.

Sorry for the ranting but it is getting pathetic seeing these threads about how hard it is to earn money, find a job, pay for things...etc. it is only as hard as you make it.

This is it, my friend! I'm 50 and my parents didn't save a dime for my education. They helped with it somewhat when the time came but I started with a small trust fund of $5,000 and student loans. Other than that, I worked while in school. But, you make a very good point, and not to stereotype but look at the jewish people; they save for their kids education, they teach their kids to save, they teach them all of the important stuff and it continues through the generations. They don't say, "if I go to college", they say, "when I go to college". Not going to college for them is NOT an option so they plan for it the same way you plan to go to high school or anything else.

It's extremely difficult to break that cycle of poverty if you don't have the means to do so. I'm only making $44K a year right now and I feel blessed. I have MUCH more than many people and I'm truly grateful.

I live on 600 a month in 2011, you are a millionaire in my eyes.

forget college...saddled with a high loan that will never go away, go to a tech school....get trained in a job that will always be needed...plumber, mechanic, electrition, a good fry cook, get established, move away from mom and dad

get your own life

DOLLAR GENERAL PAY FULL TIME EMPLOYMENT : (REAL LIFE SCENARIO)

$110.18 AFTER TAXES x 4 WKS = $440.72

HEALTH INSURANCE : NO
SEIZURE MEDICATION : $39.99 PER MONTH
RENT : $450.00
UTILITIES : $126.57
CAR PAYMENT : $375.99 OF $18,900.14
CAR INSURANCE : $89.67
FUEL TO GO TO DOLLAR GENERAL : $110.00 EVERY 2 WKS x 2 = $220.00 (V6 22 MI PER 1 GAL. @ $3.49 PER GALLON IN PITT COUNTY AREA)
VEHICLE MAINT.: $200.00 EVERY 3 MONTHS (TIRES, OIL + BRAKES)
GROCERIES : (SAVE A LOT) $122.98 PER MONTH 1 PERSON
CELL PHONE : NO
SAT TV : NO
INTERNET : NEIGHBORS (FREE)
CLOTHES : UNIFORM (HAD TO BUY MYSELF), 3 PAIR OF UNDERWEAR, 3 PAIR OF SOCKS, 1 PAIR OF JEANS, 2 PAIR OF SHORTS, 1 PAIR OF SHOES 2 YRS OLD. (SHOES ARE WASHED EVERY 6 MONTHS)
WELFARE : DO NOT QUALIFY (WAS TOLD I MAKE TOO MUCH MONEY)
MEDICAID : DO NOT QUALIFY (NO KIDS, I AM NOT DEAF DUMB OR BLIND / AGAIN, WAS TOLD I MAKE TOO MUCH MONEY)
STUDENT PELL GRANT MONEY : +699.87 PER 12 WKS

RUNNING TOTAL : $ - 484.61 EVERY MONTH EVEN IF I GOT PELL GRANT MONEY BACK EVERY MONTH.

FEEL BETTER YET ABOUT YOUR LIFE?

Ya know, come to think of it, I really am poor. This country is a joke and no body can survive like this. Thank god I have an adopted mother and father who love me enough to help me out with bills from month to month. I look forward to the day I die. You wanted "CHANGE?" YOU GOT IT! OH WAIT, THERES NO CHANGE LEFT OVER FOR WORKING CLASS LOWER CLASS INDIVIDUALS! If I was smart I would move out of America " THE GREATEST LAND IN THE WORLD".

op, you'll find your answer in this video at 8:50

Some of the lifestock are put on the payroll as the farmer that's why they attack other's saying that they are destroying the democracy

:clapper: qft.

You're assuming everything is a right. I have the same crappy LG cell phone I bought 6 years ago. Saw an awful lot of new IPhones, IPad's, and laptops in pictures of OWS.

Besides, after I saw this online:



You guys lost ANY sympathy your going to get out of me. I tolerated the Che gear and Soviet Flags...but that was the final straw with me.

I've been self employed for 38 years.

"Making a job" is no different that finding a job. To make your own job you first need to have the investment resources to set yourself up. I own a machine tool business with 12 million dollars of equipment in it, THAT'S ALL PAID FOR, and it's STILL difficult to make a profit when I have to compete with slave labor in China. It took 38 years to get where I am, if I had to pay down debt and interest too, I'd be fucking bankrupt!

Secondly, you need a market for your product or service. Who is going to buy it from you, other poor people? Are you going to do lawn care for people that are unemployed and have nothing better to do than mow their own lawn?

Just telling someone to make their own job sounds cliche but it's many times harder these days to start any business that will create a significant cash flow in a cash starved society.

So all you people saying that you pay cash for all your shit and are not in debt are either full of complete shit

There's your answer. Ya cant believe everything strangers tell ya on an annonymous internet forum.

"Unus famulus plures.. Plures famulus unus."

One serving many.. Many serving one.

You are right in a lot of aspects. Unfortunately you haven't really provided any proof, rather a well thought out opinion. Every digit value you have given is nothing more than a variable as not everything lives by that low income. If people started thinking outside the box they would up and leave country. Canada is completely unscathed by this double dip recession.

I pay cash for everything and have no debt

Also what idiot would invest in property where a country is clearing nose diving. Sorry, as much as I am tired of hearing the 'get a job' people. Your 'story' is full of holes.

Understand that maybe doable will work today, but what about tomorrow. All you people saying "it's possible, work extra jobs, work 80hrs a week and you can survive!". What about tomorrow?? You bs artists are all the same. While you may survive today, it's tomorrow people are realizing is the problem. Are you going to respond the same way in 5years when there are no jobs and inflation has gone to the point where, omg guess what, the OP's 40k won't even cut it.......

Tired of the bullshit from alot of people on this site lately, especially Trin. It isn't about today, it's about tomorrow. It's either change happens now, or most people will not be able to survive in America any longer. It is slightly doable now, but not one person is coming back and saying it will be doable in five years, which by then.....it wont

AMEN to the OP! And your figures were very much on the lowside. Starting salaries in my neck of the woods are 28k for a decent job, but all the expenses are much higher. I really don't know understand how anyone can criticize this movement when things are so dire.

Here is my situation--I have a 4 year degree in education, but due to budget cuts the school system in my area is hiring a very minimal amount of new teachers. I have been looking for a job in another field (mostly clerical--$12/hour work) and have probably applied for over 50 positions and so far heard nothing.

The only reason that I'm even looking for a job is because food prices have gone up so much that we can't afford to live on one income any longer (I've been a stay at home mom since my kids were born). I guess I picked a terrible time to get back into the workforce.

Anyway, just wanted to say kudos to the OP for bringing awareness to these issues!

I do sympathize with you to a point. And where did those "budget cuts" come from? And don’t blame us taxpayers. Our property taxes have gone up exponentially over the years, and the government has thrown billions at education. Just like Wall Street, the top 1% in education (the bureaucracy) are raking in big salaries and benefits and then having the gall to claim we hate children and teachers.

I agree there is a problem in the banking system, but you people are directing your anger and energy at the wrong people. It’s the fraking big bloated government and the bureaucracy and the FED that are making the environment these tools thrive in. Don’t get mad at business for the sake of them conducting business...get mad at the sharks who have occupied the halls of congress...some of them for decades who have not only allowed it, but encouraged it. Ahhh...who am I kidding, 99% of OWS will vote for Schulmer, Frank, Obama...

As for me? Scroll up to see why you guys lost me.

I have two words, DOWNSIZE GOVERNMENT: Both federal and local. The Taxes for property, and payroll will be able to be cut drastically, putting more money in peoples pockets. Federal government should protect BASIC SERVICES, SS< MEDICARE< and national defense, thats IT. Otherwise it will just keep getting bigger and taking more and more of peoples money, until they are taking everything, and controlling everything from food @ Water, to housing, schooling medical. Think it is not possible, think again, this is exactly what OBUMMER meant by fundamental transformation of America. All the people he has in place believe the same thing, Communism, Socialism and Marxism is great and the way to go. Even though it has failed and dimminised people quality of life drasstically every single time it was tried.

Afetr reading my own post, is said jee, Goverment already controls a ton of things, Piling regulations onto businesse so they cannot compete with China and cannot hire more people

Same here.

I love this OP.

I am living proof that things can and WILL go wrong, and when you least expect it. If you are healthy, you are already ahead of 'the game'.

Husband works on cars, boats, and computers on his own. He has extremely low overhead, because he rents out a boat storage spot from the landlord right up the street to work on the boats and cars...when they come in. The customers get a great break from the fancier shops out there, and still complain. I don't blame them. Car parts are crappier, and way too expensive. His back is just awful, and he has no business doing such hard work, but he has no choice. Computer repair is easier, but the calls aren't coming in like they used to.So he goes on. and on.

He does the computers here at the house.

Computers need fixing so we always need a connection. That's where I'm lucky and always have the ability to come on here. Without that connection, he can't very well fix them. I help him on the computers when I can. One legged ladies aren't exactly in demand out there, and I am put to better use helping him anyway.

I just found out Friday that my youngest girl of 12 has scoliosis. So does her brother. He has a long rod in his back that hurts 24/7 and was told no hard labor, no jumping no hard play of any kind. He's 18 and a freshman in college. So now, there's two kids that can never do any hard, literally 'back breaking' work. They have no choice but to get that education. As the doc said Friday, 'kid, your trampoline days are over'. Made my heart sink. Here we go again, I thought.

Sometimes life is damned unfair. But, we are going to get through this one way, through Support for each other. My kids help me all the time. I help them. I am worried sick my daughter will need surgery as well. Lots of gasoline for those trips to the physical therapy folks for her so we can hopefully avoid the surgery. I don't know how we are going to do it, but somehow we manage. Somebody 'out there' or something perhaps? likes us. I hate religion, but I'd be a fool to say we aren't blessed. We eat and sleep with a roof.


I'm just saying, I don't expect to ever get ahead, but I'm crossing my fingers for my kids. I also have two grown kids that have it hard too. When I peer into the future, I see us all living in my cramped house together just to survive. Wouldn't doubt it if it happened. Hell I'd be closer to my grandkids anyway.

You can always get a loan :)))) Then you're a slave who thinks he's rich, cause he can afford a nice car and a nice house in a nice neighborhood.

You're absolutely right though. I think all those who say "go get a job" are either ignorant, or their mama and papa bought everything for them, or they have a good fat salary at one of the big companies of this rotten system.

I guess most of you saw the "Human farming" video on Youtube, but here it is again:

[link to www.youtube.com]

I completely agree with the initial thread. Articulated well and that was just one scenario. Just imagine if your family was already poor before all of this happened. Then what? Blame people for not working hard enough? come on...there's a big disproportionate amount of money that the middle class is not receiving and all the blame can't be on the majority of the country. That's basically saying 99% of the USA is stupid. Really? It seems like the only stupid thing was trusting the government would help the country out when the time came. And GLP seems to agree with insulting the 99%.

[link to www.associatedcontent.com]

Thank you OP. Some should listen to the math that was done here. Slavery in the form of corporate fascism.

See how its run right under out nose...
Thread: CAFR: BY FAR the most IMPORTANT root cause of our Economic Turmoil ---> Look no further-> The Corporation Nation Master (2010)