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| 03:52 AM | ||
| Users Online Now: 843 (Who's On?) | Visitors Today: 190,426 | |
| Pageviews Today: 329,869 | Threads Today: 99 | Posts Today: 1,790 |
| 03:52 AM | ||
Banks To Charge You For Holding Your Own Money | |
| Heretic™ Offer Upgrade  User ID: 1454877  Canada10/26/2011 05:08 AM Report Abusive Post Report Copyright Violation | |
| Heretic™ (OP) User ID: 1454877 Canada10/26/2011 05:08 AM Report Abusive Post Report Copyright Violation | |
| Anonymous Coward User ID: 1384940 Canada10/26/2011 05:12 AM Report Abusive Post Report Copyright Violation | |
| Anonymous Coward User ID: 1215060  United Kingdom10/26/2011 05:21 AM Report Abusive Post Report Copyright Violation | |
| Anonymous Coward User ID: 4052250  United States10/26/2011 05:22 AM Report Abusive Post Report Copyright Violation | |
| Anonymous Coward User ID: 4022521 Canada10/26/2011 05:27 AM Report Abusive Post Report Copyright Violation | |
| 13.0.0.0.0 User ID: 1332807  Australia10/26/2011 05:30 AM Report Abusive Post Report Copyright Violation | Easy solution. Don't put your money in banks. Don't play their game. Quoting: Anonymous Coward 4052250 Care to enlighten on how the averge working class Joe can get paid without having a bank account? Be aware of what you KNOW and what you BELIEVE. Don't ever let what you believe block the path of knowledge, for knowledge is truth. Belief is a temporary crutch at best, and crutches are for disabled people. |
| Anonymous Coward User ID: 4022521 Canada10/26/2011 05:31 AM Report Abusive Post Report Copyright Violation | |
| Anonymous Coward User ID: 4059951 Australia10/26/2011 05:32 AM Report Abusive Post Report Copyright Violation | |
| Anonymous Coward User ID: 3959929 Australia10/26/2011 05:36 AM Report Abusive Post Report Copyright Violation | Its been like this here for years. But now they have cracked down on them charging ludicrous fees for shit. Here you can pay $4 a month and have unlimited transactions. Or you can pay nothing, and have only a few transactions, after that they charge you per transaction. |
| 13.0.0.0.0 User ID: 1332807 Australia10/26/2011 05:37 AM Report Abusive Post Report Copyright Violation | Easy solution. Don't put your money in banks. Don't play their game. Quoting: Anonymous Coward 4052250 Care to enlighten on how the averge working class Joe can get paid without having a bank account? Moneymart. Don't know what that is. Guess I'll ride my kangaroo over to my mate's house and ask him. Be aware of what you KNOW and what you BELIEVE. Don't ever let what you believe block the path of knowledge, for knowledge is truth. Belief is a temporary crutch at best, and crutches are for disabled people. |
| Heretic™ (OP) User ID: 1454877 Canada10/26/2011 05:38 AM Report Abusive Post Report Copyright Violation | Easy solution. Don't put your money in banks. Don't play their game. Quoting: Anonymous Coward 4052250 Care to enlighten on how the averge working class Joe can get paid without having a bank account? Moneymart. Don't know what that is. Guess I'll ride my kangaroo over to my mate's house and ask him. It's a cheque-cashing/payday loan company |
| Anonymous Coward User ID: 4060433  Germany10/26/2011 05:39 AM Report Abusive Post Report Copyright Violation | |
| Anonymous Coward User ID: 1503842 United States10/26/2011 05:39 AM Report Abusive Post Report Copyright Violation | I am not sure why the article just mentions one bank. I had my money in "US Bank" until recently when they began to charge me $7 a month for keeping my money in the bank. I decided to close my account and I refused to pay the first $7 they charged me. They eventually waived it because they have a policy where a account needs to be at a balance of $0 to close it, and I sure as hell wasn't going to deposit $7 just to close my account. |
| Anonymous Coward User ID: 4022521 Canada10/26/2011 05:40 AM Report Abusive Post Report Copyright Violation | |
| Heretic™ (OP) User ID: 1454877 Canada10/26/2011 05:41 AM Report Abusive Post Report Copyright Violation | I am not sure why the article just mentions one bank. I had my money in "US Bank" until recently when they began to charge me $7 a month for keeping my money in the bank. I decided to close my account and I refused to pay the first $7 they charged me. They eventually waived it because they have a policy where a account needs to be at a balance of $0 to close it, and I sure as hell wasn't going to deposit $7 just to close my account. Quoting: Anonymous Coward 1503842 From my understanding this is different/on top of the monthly service charges I'm pretty sure all banks have now. |
| Anonymous Coward User ID: 3959929 Australia10/26/2011 05:41 AM Report Abusive Post Report Copyright Violation | This already exists in Belgium enad other parts of europe where the chare is 8 euros (12 $ ) per month.... Quoting: Anonymous Coward 4060433 :( Yeah but you don't have to pay it they have deals see. Like if you keep over a certain amount in the account they give you everything free. Or you can have a low transaction account where you just draw out the cash 3-4 times a month and it costs nothing. Or pay a monthly fee and can use 1000000 transactions if you like. It would make sense that, if you keep under a certain amount in the bank, then they would make little profit from it. Therefore why would they give you access to free services? Remember its a private bank a private company they don't "have" to do business with you. |
| 13.0.0.0.0 User ID: 1332807 Australia10/26/2011 05:41 AM Report Abusive Post Report Copyright Violation | ... Quoting: 13.0.0.0.0 Care to enlighten on how the averge working class Joe can get paid without having a bank account? Moneymart. Don't know what that is. Guess I'll ride my kangaroo over to my mate's house and ask him. It's a cheque-cashing/payday loan company Hmmm. We have payday loan places over here. I suppose they'd take a cheque. Trick would be to convince your employer to pay you with a cheque rather than an automated "set and forget" direct deposit system. I used to get paid by cheque, but that was 1996. Be aware of what you KNOW and what you BELIEVE. Don't ever let what you believe block the path of knowledge, for knowledge is truth. Belief is a temporary crutch at best, and crutches are for disabled people. |
| Heretic™ (OP) User ID: 1454877 Canada10/26/2011 05:43 AM Report Abusive Post Report Copyright Violation | Don't know what that is. Guess I'll ride my kangaroo over to my mate's house and ask him. It's a cheque-cashing/payday loan company Hmmm. We have payday loan places over here. I suppose they'd take a cheque. Trick would be to convince your employer to pay you with a cheque rather than an automated "set and forget" direct deposit system. I used to get paid by cheque, but that was 1996. Ya that's the main issue. Very few employers (at least here in Canada) even give you the option of having an actual cheque issued anymore. Many places won't even hire you unless you have a chequing account they can deposit into. |
| 13.0.0.0.0 User ID: 1332807 Australia10/26/2011 05:44 AM Report Abusive Post Report Copyright Violation | I should have explained that. Maybe they don't have those down under. A place that will cash your check for a % fee. Usualy around 3 or 4 percent. Quoting: Anonymous Coward 4022521 Woah! 3 or 4%??? Not so sure I'd like to lose $100 each pay day. Be aware of what you KNOW and what you BELIEVE. Don't ever let what you believe block the path of knowledge, for knowledge is truth. Belief is a temporary crutch at best, and crutches are for disabled people. |
| Anonymous Coward User ID: 4022521 Canada10/26/2011 05:44 AM Report Abusive Post Report Copyright Violation | I am not sure why the article just mentions one bank. I had my money in "US Bank" until recently when they began to charge me $7 a month for keeping my money in the bank. I decided to close my account and I refused to pay the first $7 they charged me. They eventually waived it because they have a policy where a account needs to be at a balance of $0 to close it, and I sure as hell wasn't going to deposit $7 just to close my account. Quoting: Anonymous Coward 1503842 They couldn't legaly hold you to it anyway. You were never under any contractual obligation to pay that. A contract's terms must be fixed and certain. That bit of bullshit you signed to open the account was not a contract. You can tell them to shove any bullshit they spring on you and walk away at any time. |
| Anonymous Coward User ID: 4022521 Canada10/26/2011 05:45 AM Report Abusive Post Report Copyright Violation | |
| Psych User ID: 903456  Netherlands10/26/2011 05:46 AM Report Abusive Post Report Copyright Violation | |
| 13.0.0.0.0 User ID: 1332807 Australia10/26/2011 05:48 AM Report Abusive Post Report Copyright Violation | I should have explained that. Maybe they don't have those down under. A place that will cash your check for a % fee. Usualy around 3 or 4 percent. Quoting: Anonymous Coward 4022521 Woah! 3 or 4%??? Not so sure I'd like to lose $100 each pay day. Jeez, what are you robbing banks? Our dollars might be similar, but the cost of living over here is incredibly high compared to you guys and your US bros down below. When I first came to GLP I used to hear Americans talking about how they get paid $11/hr and talk about their car and house payments etc etc etc and I'd just think "WTF? How can you possibly LIVE off that???" Not sure that's the case anymore, but that was back in 2004. Be aware of what you KNOW and what you BELIEVE. Don't ever let what you believe block the path of knowledge, for knowledge is truth. Belief is a temporary crutch at best, and crutches are for disabled people. |
| Anonymous Coward User ID: 4022521 Canada10/26/2011 05:57 AM Report Abusive Post Report Copyright Violation | I guess I see what you mean. Funny thing about the US, $11 an hour can be good or bad. My brother was living in Oakland, California back until about 2005. You couldn't live any decent kind of life there on any less than than about $20 an hour. I visited him there once about 2002 and gave a bum a dollar to ride the BART train home from work. That bum was a welder making $18 an hour. I told him that if he was living in Detroit he'd be driving a Cadillac. My brother left Detroit to go to Oakland. In Detroit if you made $20 you lived like a fucking king. |
| Anonymous Coward User ID: 3959929 Australia10/26/2011 06:01 AM Report Abusive Post Report Copyright Violation | And get some extra cash. It no longer exists to much fraud. Cheques here aren't used often anymore its all electronic transfer. Used to be you'd give a deposit cheque when buying property using a bank cheque or even a car. Now you just put it in the account its in the next day. |
| Anonymous Coward User ID: 1537013 Canada10/26/2011 06:01 AM Report Abusive Post Report Copyright Violation | |
| 13.0.0.0.0 User ID: 1332807 Australia10/26/2011 06:01 AM Report Abusive Post Report Copyright Violation | I guess I see what you mean. Funny thing about the US, $11 an hour can be good or bad. My brother was living in Oakland, California back until about 2005. You couldn't live any decent kind of life there on any less than than about $20 an hour. I visited him there once about 2002 and gave a bum a dollar to ride the BART train home from work. That bum was a welder making $18 an hour. I told him that if he was living in Detroit he'd be driving a Cadillac. Quoting: Anonymous Coward 4022521 My brother left Detroit to go to Oakland. In Detroit if you made $20 you lived like a fucking king. Makes me wanna take my next pay, convert it to your money, fly over there and have a weekend of kingly riches :) Be aware of what you KNOW and what you BELIEVE. Don't ever let what you believe block the path of knowledge, for knowledge is truth. Belief is a temporary crutch at best, and crutches are for disabled people. |
| Anonymous Coward User ID: 4061089  France10/26/2011 06:12 AM Report Abusive Post Report Copyright Violation | “In the past month, we have seen a growing level of deposits on our balance sheet from clients seeking a safe-haven in light of the global interest rate and credit environment,” the bank told the Journal in an emailed statement. Looks, smells and behave like a scammish scheme, close to Orwellian mind control, this bank should go under in one week. |
| Anonymous Coward User ID: 3959929 Australia10/26/2011 06:14 AM Report Abusive Post Report Copyright Violation | I guess I see what you mean. Funny thing about the US, $11 an hour can be good or bad. My brother was living in Oakland, California back until about 2005. You couldn't live any decent kind of life there on any less than than about $20 an hour. I visited him there once about 2002 and gave a bum a dollar to ride the BART train home from work. That bum was a welder making $18 an hour. I told him that if he was living in Detroit he'd be driving a Cadillac. Quoting: Anonymous Coward 4022521 My brother left Detroit to go to Oakland. In Detroit if you made $20 you lived like a fucking king. That's stupid though, because here $18 an hour is considered a not bad wage not great but not bad better than average. But you couldn't live on it in any good way because the cost of living is ridiculous. Clearly the cost of living in the US is lower than here. The Bum was probably just a gambler or drunk or drug addict and blew his cash. |
| 13.0.0.0.0 User ID: 1332807 Australia10/26/2011 06:20 AM Report Abusive Post Report Copyright Violation | That's stupid though, because here $18 an hour is considered a not bad wage not great but not bad better than average. Quoting: Anonymous Coward 3959929 But you couldn't live on it in any good way because the cost of living is ridiculous. Clearly the cost of living in the US is lower than here. The Bum was probably just a gambler or drunk or drug addict and blew his cash. Are you sure? Could you pay rent/mortgage payments on $18/hr? And I don't mean bording up with other housemates and shit like that. I'm talking actual living on your own getting by each day. When I first started in the workforce I was on $17/hr. I lived well because I still lived with my parents at that stage. Doubt I could've afforded to move out and pay rent/water/electricity/phone/food/clothes on that. Be aware of what you KNOW and what you BELIEVE. Don't ever let what you believe block the path of knowledge, for knowledge is truth. Belief is a temporary crutch at best, and crutches are for disabled people. |
