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| 10:35 AM | ||
| Users Online Now: 1,825 (Who's On?) | Visitors Today: 613,199 | |
| Pageviews Today: 969,029 | Threads Today: 382 | Posts Today: 5,420 |
| 10:35 AM | ||
Good credit, no bills, and can't get a $49,000 mortgage. | |
| TacticalEdge Offer Upgrade  User ID: 1382344  United States12/27/2011 02:37 AM Report Abusive Post Report Copyright Violation | |
| Anonymous Coward User ID: 7776942  Australia12/27/2011 02:38 AM Report Abusive Post Report Copyright Violation | |
| Anonymous Coward User ID: 7515286 United States12/27/2011 02:40 AM Report Abusive Post Report Copyright Violation | try [link to www.lendingtree.com] , they will help you , 100 % |
| Anonymous Coward User ID: 7688496  India12/27/2011 02:41 AM Report Abusive Post Report Copyright Violation | |
| Anonymous Coward User ID: 5748616 United States12/27/2011 02:41 AM Report Abusive Post Report Copyright Violation | |
| Anonymous Coward User ID: 7515286 United States12/27/2011 02:41 AM Report Abusive Post Report Copyright Violation | |
| Anonymous Coward User ID: 7765161 United States12/27/2011 02:43 AM Report Abusive Post Report Copyright Violation | |
| Anonymous Coward User ID: 7742556 United States12/27/2011 02:44 AM Report Abusive Post Report Copyright Violation | |
| Anonymous Coward User ID: 7515286 United States12/27/2011 02:44 AM Report Abusive Post Report Copyright Violation | |
| TacticalEdge (OP) User ID: 1382344 United States12/27/2011 02:45 AM Report Abusive Post Report Copyright Violation | try [link to www.lendingtree.com] , they will help you , 100 % Quoting: kevinGLP They could only match me with one lender who will not return my calls. |
| TacticalEdge (OP) User ID: 1382344 United States12/27/2011 02:46 AM Report Abusive Post Report Copyright Violation | I don't get it. First you say its a nice house, then you say its $49,000. Which is it? Everyone knows you canter find a nice 5br for $49,000. Idc where you live. Quoting: Anonymous Coward 5748616 40 miles south of Nashville Tennessee. It is a Freddie Mac foreclosure No stove, fridge, or water heater, and it needs a little work..Nothing major. |
| Anonymous Coward User ID: 7689788  Netherlands12/27/2011 02:47 AM Report Abusive Post Report Copyright Violation | |
| Anonymous Coward User ID: 7515286 United States12/27/2011 02:47 AM Report Abusive Post Report Copyright Violation | try [link to www.lendingtree.com] , they will help you , 100 % Quoting: kevinGLP They could only match me with one lender who will not return my calls. try this [link to www.quickenloans.com] |
| TacticalEdge (OP) User ID: 1382344 United States12/27/2011 02:47 AM Report Abusive Post Report Copyright Violation | |
| Anonymous Coward User ID: 7776942 Australia12/27/2011 02:48 AM Report Abusive Post Report Copyright Violation | |
| TacticalEdge (OP) User ID: 1382344 United States12/27/2011 02:48 AM Report Abusive Post Report Copyright Violation | try [link to www.lendingtree.com] , they will help you , 100 % Quoting: kevinGLP They could only match me with one lender who will not return my calls. try this [link to www.quickenloans.com] Quicken denied me in under two minutes. I tried them first thanks to Dave Ramsey always pitching them. I'm running out of places to apply and am going to ding my credit report if I keep on. Last Edited by TacticalEdge on 12/27/2011 02:49 AM |
| Anonymous Coward User ID: 7515286 United States12/27/2011 02:49 AM Report Abusive Post Report Copyright Violation | |
| Anonymous Coward User ID: 7515286 United States12/27/2011 02:50 AM Report Abusive Post Report Copyright Violation | try [link to www.lendingtree.com] , they will help you , 100 % Quoting: kevinGLP They could only match me with one lender who will not return my calls. try this [link to www.quickenloans.com] Quicken denied me in under two minutes. I tried them first thanks to Dave Ramsey always pitching them. I'm running out of places to apply and am going to ding my credit report if I keep on. |
| TacticalEdge (OP) User ID: 1382344 United States12/27/2011 02:53 AM Report Abusive Post Report Copyright Violation | |
| Anonymous Coward User ID: 7515286 United States12/27/2011 02:53 AM Report Abusive Post Report Copyright Violation | here's another [link to elendingsaver.com] |
| Anonymous Coward User ID: 7515286 United States12/27/2011 02:54 AM Report Abusive Post Report Copyright Violation | |
| Anonymous Coward User ID: 7472377 United States12/27/2011 02:54 AM Report Abusive Post Report Copyright Violation | It's very hard to get a home loan now. I bought a small house about ten years ago and got a loan, paid it off and sold my house last year. During this past summer, I found a house I thought I'd like to buy. So I called my bank and spoke with a banker who practically yelled at me because I asked about a small home loan. I wanted to put half down. I had just moved and had money saved up plus I own some land, but the banker screamed at me that since I was currently without a job (I had just moved!), there was no way they'd give me a loan. I could not believe how rude that man was. I have very good credit, my only ding against me is that I have no credit cards, I don't like them and don't want them. That banker could've been professional and polite, there was no need to be rude. I decided at this point if I want a house I'll just have to save up for one. |
| TacticalEdge (OP) User ID: 1382344 United States12/27/2011 02:58 AM Report Abusive Post Report Copyright Violation | It's very hard to get a home loan now. Quoting: Anonymous Coward 7472377 I bought a small house about ten years ago and got a loan, paid it off and sold my house last year. During this past summer, I found a house I thought I'd like to buy. So I called my bank and spoke with a banker who practically yelled at me because I asked about a small home loan. I wanted to put half down. I had just moved and had money saved up plus I own some land, but the banker screamed at me that since I was currently without a job (I had just moved!), there was no way they'd give me a loan. I could not believe how rude that man was. I have very good credit, my only ding against me is that I have no credit cards, I don't like them and don't want them. That banker could've been professional and polite, there was no need to be rude. I decided at this point if I want a house I'll just have to save up for one. Same here......No credit cards and don't want them. If I didn't have kids, I would buy one of the 5 acre tracts behind me ($25,000) each and live in a tent or camper for a while. |
| Anonymous Coward User ID: 7515286 United States12/27/2011 02:58 AM Report Abusive Post Report Copyright Violation | It's very hard to get a home loan now. Quoting: Anonymous Coward 7472377 I bought a small house about ten years ago and got a loan, paid it off and sold my house last year. During this past summer, I found a house I thought I'd like to buy. So I called my bank and spoke with a banker who practically yelled at me because I asked about a small home loan. I wanted to put half down. I had just moved and had money saved up plus I own some land, but the banker screamed at me that since I was currently without a job (I had just moved!), there was no way they'd give me a loan. I could not believe how rude that man was. I have very good credit, my only ding against me is that I have no credit cards, I don't like them and don't want them. That banker could've been professional and polite, there was no need to be rude. I decided at this point if I want a house I'll just have to save up for one. |
| Anonymous Coward User ID: 7092995 United States12/27/2011 03:05 AM Report Abusive Post Report Copyright Violation | A good friend of mine just got married about 4 months ago, so he and his wife are looking for a house to get out of their apartment. Both have excellent jobs and make decent money and have good credit. They found a house for 120 grand that they liked in a nice neighborhood. The only lender that would even talk with them wants 35 thousand dollars as a down payment (30% of the loan). |
| TacticalEdge (OP) User ID: 1382344 United States12/27/2011 03:10 AM Report Abusive Post Report Copyright Violation | |
| SwampWitch User ID: 1485548 United States12/27/2011 03:11 AM Report Abusive Post Report Copyright Violation | |
| Anonymous Coward User ID: 7746748 United States12/27/2011 03:14 AM Report Abusive Post Report Copyright Violation | A good friend of mine just got married about 4 months ago, so he and his wife are looking for a house to get out of their apartment. Both have excellent jobs and make decent money and have good credit. Quoting: Anonymous Coward 7092995 They found a house for 120 grand that they liked in a nice neighborhood. The only lender that would even talk with them wants 35 thousand dollars as a down payment (30% of the loan). Its that way in this area too.Huge down payment.If its a cheap house like OP is referring to they wont bother with it unless you plan to pay in full when you buy it.Hardly anyone can qualify for a loan. |
| mopar28m User ID: 5072011 United States12/27/2011 03:14 AM Report Abusive Post Report Copyright Violation | Who asked you? If I was buying a dirt hut in the outback I would consult with the prison colonists but I'm not so go back to eating your wallaby and mind your own business. Here's an idea, take the $80k, put the money you don't need to pay for the house into a savings account, make payments every 2 weeks, this will mess up their interest calculation AND you will pay off the loan sooner. Be sure you stick into the savings account as much of that monthly payment as you can so when it gets down to being zero, you'll just about have thing payed off. vaccinefreehealth blogspot com The risk far outweighs any benefit as the risk will vary from child to child. facebook.com/graphixyourway |
| Anonymous Coward User ID: 7689788 Netherlands12/27/2011 03:20 AM Report Abusive Post Report Copyright Violation | Organize a deal 'legally' with the seller to over pay them 31k and they give you back 30, they make a grand for nothing. Quoting: Anonymous Coward 7689788 And you pay the 30 back on the loan straight away  no wonder you're broke LOL?Are you kidding me? For a 5 bedroom 3 bath home on 3 acres?For 49k? You just proved your stupidity! |
| TacticalEdge (OP) User ID: 1382344 United States12/27/2011 03:20 AM Report Abusive Post Report Copyright Violation | I don't get it. First you say its a nice house, then you say its $49,000. Which is it? Everyone knows you canter find a nice 5br for $49,000. Idc where you live. Quoting: Anonymous Coward 5748616 40 miles south of Nashville Tennessee. It is a Freddie Mac foreclosure No stove, fridge, or water heater, and it needs a little work..Nothing major. Who asked you? If I was buying a dirt hut in the outback I would consult with the prison colonists but I'm not so go back to eating your wallaby and mind your own business. Here's an idea, take the $80k, put the money you don't need to pay for the house into a savings account, make payments every 2 weeks, this will mess up their interest calculation AND you will pay off the loan sooner. Be sure you stick into the savings account as much of that monthly payment as you can so when it gets down to being zero, you'll just about have thing payed off. You know....That thought had crossed my mind. The house has a current tax appraisal of $78,000 so if I financed it for full value I could do something like that. I thought about writing a check for the difference to the lender with instructions to apply it solely to the principal. |
