Merchants: Who do you use for credit card processing?

Right now I am using Paypal Pro for my website and as a card swiper in my BnM store. My fees are $32 per month and a per-transaction fee of $0.30 and 2.5% for web transaction and 2.7% for virtual terminal transactions.

Has anyone found a better rate than this? I'm doing end of year paperwork with my accountant. I paid Paypal over $2600 in payment processing fees in 2011. Sure would like to keep some more of that if possible.

Thanks! - David