I think it is because ebay/paypal screwed everyone over and stole their money, costing them all kinds of trouble by freezing their accts for no good reason etc. I have at least 10 friends who this happened to..now none of us sell on there anymore and this was after about 5 yrs of good selling and 99 percent feedback ratings etc. It all started about 2007 to 2008 and has went down hill from there. Noone can afford to have hundreds and sometimes thousands of dollars froze up indefinately for no apparent reason