OBAMACARE Reality Shockwave Has BEGUN...

You are making zero sense?

The "outrageous quote" in the OP came from a facebook rant. I have not gone to the website because...

1. I have a real job that provides real health insurance.

2. I have no desire to volunteer information to the federal government.

3. The site has been down or bugged since launch.


Number 3 is especially important. Even if half the rant was true (which it is not) then its probably because of a bug/glitch in the calculation. The numbers stated are indeed outrageous. That is because they are wrong.

If by some slim chance they arent wrong then great lets get mad, let's do something about it. For now though its no different than a "my uncle told me the economy is going to crash tomorrow" post. Would you share that on facebook? If you answered yes there is no hope for you.

On an income for one person (me) of 9,648 a year, I will pay:

Household income in 2014: 84% of poverty level

Unsubsidized annual health insurance premium in 2014: $3,380

Amount you pay for the premium: $3,380 per year
(which equals 35.04% of your household income and covers 100% of the overall premium)

You could receive a government tax credit subsidy of up to: $0 (which covers 0% of the overall premium)

OUT OF POCKET COSTS

Your out-of-pocket maximum for a Silver plan (not including the premium) can be no more than $6,350. Whether you reach this maximum level will depend on the amount of health care services you use. Currently, about one in four people use no health care services in any given year.

A Silver plan has an actuarial value of 70%. This means that for all enrollees in a typical population, the plan will pay for 70% of expenses in total for covered benefits, with enrollees responsible for the rest. If you choose to enroll in a Bronze plan, the actuarial value will be 60%, meaning your out-of-pocket costs when you use services will likely be higher. Regardless of which level of coverage you choose, deductibles and copayments will vary from plan to plan, and out-of-pocket costs will depend on your health care expenses. Preventive services will be covered with no cost sharing required.

OTHER COVERAGE OPTIONS

Because Bronze level coverage would cost more than 8% of your household income, you may instead opt to purchase catastrophic coverage. With a catastrophic plan, you would pay out-of-pocket for most health services until you reach the annual limit on cost sharing ($6,350 in 2014). However, preventive services are covered with no cost sharing required.

****Please note**** I currently pay 1,260 a year for Medicare.

Last Edited by Eireann on 10/02/2013 10:13 AM

:OBAMABOTVOTE:

DON'T LET THIS HAPPEN TO US AMERICA!!!

My family and I HAVE health insurance. But we aren't going to sit back and say, "Well we're ok, so we aren't going to bother ourselves with this".

NOOOOO! We'll fight this theft to the bitter end!!!

Even if you aren't a Republican, call our congressmen who are trying to defund ObamaCare and tell them you support them!!!!

Afer the last "election" this is like watching people partying as they climb aboard the Titanic and waiting to watch the carsh. They still mostly have no clue, a few are seeing the very tip of the iceberg. I'm just going to pull up a seat, pop a top and watch the carsh.

If your on Medicare your already set, even if you go back to work full time, you can still stay on Medicare for another 10 years.

yeah it doesnt exist, this is a manufactured BS story

looks like the idiots are buying it

Yup, just fear mongering.

How much are the penalties for not buying a health plan?

The penalties are not very high to begin with. In 2014, the fine to remain uninsured is $95 per person (up to a family maximum of $285, or 1 percent of family income, whichever is greater).

But the penalty will increase more than sevenfold in the next two years, with the fine running as much as $695 per person by 2016. The family maximum would be as high as $2,085 (or 2.5 percent of family income, whichever is greater).

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Of course, if you register, you're probably on more of a hook since you're trapped inside the Obummer-Care Matrix.

On the healthcare.gov site also note they (the government con men/women) say nothing about what happens if you don't pay the fee in the future such as 2016, 2017, 2018 and beyond!

So they are allowed to charge more for someone who smokes.

They are not allowed to charge more for pre-existing conditions.

Smoking is a pre-existing condition.


Time to settle this one in court!

I dunno. Got a letter in the mail on Monday that says my private insurance I pay for Prescription Coverage for my Medicare Part D doesn't meet the requirements. I pay $25.00 a month for that insurance and my scripts cost 2.86 for generics of which I take four medications. The Effexor alone is over $600 for 30 days without the insurance. They gave me this form to fill out to see if I qualify for something called "Extra Help with Prescription Costs", but I'm not doing anything until I hear back from my local Medicare office on Thursday afternoon. I have a 2pm phone interview then. We'll see. I'm not super hopeful at this point. Not at all.

She's Right

You will be fine. "Extra Help with Prescription Costs" is a Federal program.

Also -- all those poor young people who also have a load of student debt. There is a total disconnect with reality here. I have a feeling that folk in Washington are not looking after your best interests.

We usually file in January, so I guess it wont be a problem until a year after that for us.

I am in Suffolk County, NY. Last week I received a letter from my health insurance company that my plan ends on Dec 31. In the letter it says they will offer new plans and to check back later in the year. It also says I have the option to go through NY's exchange to purchase a new plan.

Right now I have family coverage and pay 1028.48 a month with no deductible. We do have a hospital copay of $1000 and er $150.

I went on the NY exchange and this is my results:

They offer two bronze plans, this is the cheaper one.

Bronze

HSA Credible No
Total Monthly Premium $334.11
Total Employer Contribution 167.06
Total Employee Contribution 167.06
Annual Deductible- Individual $3,000
Annual Deductible- Family $6,000
Out of Pocket Maximum- Indivudal $6,350
Out of Pocket Maximum- Family $12,700
Out-of-Network Coverage N


Now that premium listed is for individual coverage. If you want a family plan you have to multiply it by 2.85. Yesterday the multiplier was 2.8. So in one day it already went up.

So for my family under "obamacare" I would be paying 952.21 a month with a $6000 a year deductible versus what I have now, 1038.48 a month with no deductible .

Don't be so confident about that.

There are more than 800 EMPTY prisons just waiting to be filled up. And, the states are contracted to fill them up...or they are penalized. ..big stink here in NM about just that.

They the 'young consumers' will not be consuming anymore.

^^^ THIS^^^ because if this program continues, employer-provided insurance will eventually go away. THAT is the long-term plan here.

I just tested that calculator with our income and selected Alaska for a state and used an Anchorage zip code.

Here is the Results, works out to 1333.00 per month.


Results

Because your income is more than 4 times the poverty level, you would not qualify for subsidized exchange coverage. The information below is about unsubsidized exchange coverage.

Household income in 2014:
967% of poverty level

Unsubsidized annual health insurance premium in 2014:
$16,006

In most states, insurers can charge a tobacco surcharge of up to 50% of your total premium before the tax credit. The tax credit cannot be applied to the tobacco surcharge.
Maximum % of income you have to pay for the non-tobacco premium, if eligible for a subsidy:
None
(before accounting for a tobacco surcharge, if applicable)
Amount you pay for the premium:
$16,006 per year
(which equals 10.67% of your household income and covers 100% of the overall premium)
You could receive a government tax credit subsidy of up to:
$0
(which covers 0% of the overall premium)

Bronze Plan

Its affordable $14,000 deductible, lol. The guy should of asked what bout a $1000,000 dectubile policy quote.

Sebelius On Obamacare: We Have Translators In Up To 150 Languages

[link to www.realclearpolitics.com]

The Patient Protection and Affordable Care Act does nothing to address the high cost of medical care or insurance. Does not improve medical care or prescription drugs. But guarantees profits for large health corporations and insurance companies.

There is already $67,000,000 missing from the IRS Obamacare slush fund

Serco, the British company to whom President Obama awarded a 1.25 billion dollar contract to monitor Obamacare is under investigation for fraud.

Is this going to turn out into the same disaster that happened with the solar companies? Billions of federal money down the drain along with the companies?

This system must be dismantled before it gets any worse or more out of control. Don't let the baby monster grow up to be our worst nightmare.

I'd be figuring someway out?