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| 08:00 PM | ||
My 16 year old daughter was broadsided by a crack-head who swore at her and threatened her... advice? | |
| Anonymous Coward User ID: 66714162  United States01/07/2015 11:22 PM Report Abusive Post Report Copyright Violation | |
| Anonymous Coward User ID: 66765732  Mexico01/07/2015 11:32 PM Report Abusive Post Report Copyright Violation | Re: My 16 year old daughter was broadsided by a crack-head who swore at her and threatened her... advice? Contact your local transport department and the police and then use the cftv footage from the cams dotted around junctions and the town to trace the vehicle's owne. Soon, you will see the power of swift justice, then BLAM!!! |
| Anonymous Coward User ID: 66795515  Australia01/07/2015 11:51 PM Report Abusive Post Report Copyright Violation | |
Truthserum  User ID: 1606022 United States01/08/2015 10:36 AM Report Abusive Post Report Copyright Violation | Re: My 16 year old daughter was broadsided by a crack-head who swore at her and threatened her... advice? It is actually Wisconsin- Southern Wisconsin. Quoting: ladulce I really wish the friend would have recorded it, too. They were both just so scared they froze. The car is totaled- it pushed the wheel in far enough that a round disc (I think it is a shock or strut) is pushed down into the tire. I am thankful that the impact was to the front and not her/ her door. I have talked to his insurance- he won't return the calls that they are making to him, so, we are going off of the police report. We did call the police once I got there. They think that she has bruised nerves in her arm- since she has strange pain and numbing. Thankfully there is no broken arm. I would beat him up, but, I am her 5'4" mother. I DID however tell the officer that I wanted to just smack him a few times. LOL. I am nervous about how to proceed with the insurance. I don't want to make any important mistakes. His insurance is calling him the 'at-fault party'. So, that is good, I think. I'm at home and in Dallas so I'm not sure how auto coverage may be written ins Wis but I can tell you, in Texas sometimes insureds will not cooperate with the insurance company. I can check Wis auto policies from my office tomorrow if you need me to. When this happens it's difficult for the insurance company to resolve the claim because regardless his behavior they will not pay a claim unless they know the insured was responsible for causing the accident. Have you consulted your own insurance company? Most auto policies include coverage for medical injuries to occupants in your auto, even if the accident was not at fault. This would be under the heading of "medical payments" or "personal injury" coverage. You will need to consult your agent or policy to determine if your policy has this type coverage to help pay the medical expenses for your daughters injuries. Did you have collision insurance on your car? If so, your insurance company can take care of the damage, subject to your deductible and then do what's call "subrogate" against the other company to try to recover both your and their money. Again, if you need anything just ask...I'm more than happy to help. btw...I hope your daughter will be ok. Thank you. His insurance company has said that they would go off of the police report. The police officer went to his house the next day and gave him 2 tickets- 1 for inattentive driving and 1 for not carrying enough insurance. He is also labeled as the only one that had contributing factors to the cause of the accident. It was my neighbor's car who has insurance, but, not collision coverage. My daughter has given statements to both insurance companies, and, his insurance company seems very nice and like they want this to go away (possibly so that they can drop him?). Is there any reason I should be hesitant about speaking with his insurance company? He has Progressive. I have yet to meet Flo, damn it. LOL Sounds as if everything will be fine. One word of caution regarding your daughters injuries. Some insurance companies will try to offer a quick settlement regarding physical injuries....you just want to make certain her arm is fine before accepting this because once you accept their offer that is the end of it. If you are confident her arm is going to be fine with no lasting injuries then use your best judgement or consult an attorney. The car damage, which if it's your neighbors car you won't be involved in anyway is separate. Additionally, with your daughter being injured the neighbor should notify his own insurance carrier, there is probably coverage under his policy for her injuries in addition to the person who caused the accident. Overall, it sounds good to me... Last Edited by Truthserum on 01/08/2015 10:39 AM FACTS Don't Give a DAMN about your FEELINGS! |
| Anonymous Coward User ID: 45941993 United States01/08/2015 10:40 AM Report Abusive Post Report Copyright Violation | |
| Anonymous Coward User ID: 66638660 Mexico01/08/2015 10:48 AM Report Abusive Post Report Copyright Violation | Re: My 16 year old daughter was broadsided by a crack-head who swore at her and threatened her... advice? The crackhead has no insurance and no money. Tell your husband to go find the guy and beat the shit out of him, or hang him. Oh, wait, you're a strong, independent woman that divorce raped your husband long ago? Get your new husband, the State to do it for you. Oh, wait, that will do you no good. Guess you're shit out of luck. Ask Oprah to help. Tell your daughter she doesn't need a man. See how easy it is? |
