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My Health Insurance Premium DROPPED $125 a month after United QUIT Obamacare!

 
Anonymous Coward
User ID: 72074140
United States
10/27/2016 03:24 PM
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My Health Insurance Premium DROPPED $125 a month after United QUIT Obamacare!
My family and I have private health insurance with United Health Care.

When Obamacare began, our premiums went from about $650 a month to about $800, then to $965 a month last year.

United Health Care then DROPPED-OUT of Obamacare.

We received our premium notice for next year: DOWN $125 a month!

Tell your insurance company to GET OUT of Obamacare, and you too can save $100+ a month!
Anonymous Coward (OP)
User ID: 72074140
United States
10/27/2016 08:33 PM
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Re: My Health Insurance Premium DROPPED $125 a month after United QUIT Obamacare!
bump
Anonymous Coward
User ID: 70885965
United States
10/27/2016 08:39 PM
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Re: My Health Insurance Premium DROPPED $125 a month after United QUIT Obamacare!
I really don't even understand this whole Obamacare thing. I thought ALL insurances were under Obamacare as it's the universal shitty law now.
Anonymous Coward
User ID: 21101764
United States
10/29/2016 11:16 AM
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Re: My Health Insurance Premium DROPPED $125 a month after United QUIT Obamacare!
I just got a letter from Premera that they no longer offer the coverage that I currently have. :( It was not Obamacare and it had been going up and up. Time to look for something else. Damn.

TRUUUUMP we need youuuuuuuuuuuuuuu
Anonymous Coward
User ID: 63916878
United States
10/29/2016 11:19 AM
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Re: My Health Insurance Premium DROPPED $125 a month after United QUIT Obamacare!
I don't know why any care has to be so pricey. I mean the body can heal itself in most cases. Can't wait for this fraud charade is over...I just can't fucking wait till this fraud infrastructure is over!!!!
Anonymous Coward
User ID: 73070947
Canada
10/29/2016 11:30 AM
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Re: My Health Insurance Premium DROPPED $125 a month after United QUIT Obamacare!
sheep Sheep 1: "I think Obamacare is a scam and a ripoff. Its illegal and unconstitutional. I'm mad as hell!"

sheep Sheep 2: "What are you going to do about it?"

sheep Sheep 1: "I'm going to participate in it anyway. I might bitch about it online once in awhile but that's it."

sheep Sheep 2: "Me too."
epiclol
Gratia Plena

User ID: 73150405
United States
10/29/2016 11:39 AM
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Re: My Health Insurance Premium DROPPED $125 a month after United QUIT Obamacare!
I really don't even understand this whole Obamacare thing. I thought ALL insurances were under Obamacare as it's the universal shitty law now.
 Quoting: Anonymous Coward 70885965


There are mandates all insurance companies have to follow, like covering children until age 26 if they don't have insurance, free annual checkups, free birth control, have to sell insurance to everyone regardless of preexisting conditions, etc., but then there's also the marketplace where people who don't have private or employer provided insurance can buy a government subsidized plan. Unfortunately, because of all the new "free" requirements and subsidies, the insurance companies raised premiums so that the people getting cheap Obamacare are having it paid for by the people who make "too much" and are otherwise healthy. That's my interpretation anyway. They can't just add all these new people to the plans with preexisting conditions that they didn't have before without having to recoup the costs somewhere, hence enormous premiums and even higher deductibles.

Maybe five years ago, we had insurance with just co-pays for everything and maybe small deductibles of about 150. Now it costs us more for the premiums and we have a 1500 per person deductible, and after we meet the deductible, we still have 20% coinsurance.
Anonymous Coward
User ID: 21101764
United States
10/29/2016 12:00 PM
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Re: My Health Insurance Premium DROPPED $125 a month after United QUIT Obamacare!
I really don't even understand this whole Obamacare thing. I thought ALL insurances were under Obamacare as it's the universal shitty law now.
 Quoting: Anonymous Coward 70885965


There are mandates all insurance companies have to follow, like covering children until age 26 if they don't have insurance, free annual checkups, free birth control, have to sell insurance to everyone regardless of preexisting conditions, etc., but then there's also the marketplace where people who don't have private or employer provided insurance can buy a government subsidized plan. Unfortunately, because of all the new "free" requirements and subsidies, the insurance companies raised premiums so that the people getting cheap Obamacare are having it paid for by the people who make "too much" and are otherwise healthy. That's my interpretation anyway. They can't just add all these new people to the plans with preexisting conditions that they didn't have before without having to recoup the costs somewhere, hence enormous premiums and even higher deductibles.

Maybe five years ago, we had insurance with just co-pays for everything and maybe small deductibles of about 150. Now it costs us more for the premiums and we have a 1500 per person deductible, and after we meet the deductible, we still have 20% coinsurance.
 Quoting: Gratia Plena


20% ? Now I am only finding 30%
Anonymous Coward
User ID: 21101764
United States
10/29/2016 12:01 PM
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Re: My Health Insurance Premium DROPPED $125 a month after United QUIT Obamacare!
avg 6000 deductible
rolltiderv2

User ID: 73265842
United States
10/29/2016 12:07 PM
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Re: My Health Insurance Premium DROPPED $125 a month after United QUIT Obamacare!
Look at their historical stock price over the past 25 years if you want to know what kind of company they are. Why do we allow companies to make share holder profits off of death, sickness, misery?
Anonymous Coward
User ID: 21101764
United States
10/29/2016 12:13 PM
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Re: My Health Insurance Premium DROPPED $125 a month after United QUIT Obamacare!
The above are still for non-obamacare. Too high!



[link to www.cnbc.com]

Obamacare deductibles are on the rise for 2017, along with monthly premiums
glp-smilies

User ID: 18811905
United States
10/29/2016 12:18 PM
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Re: My Health Insurance Premium DROPPED $125 a month after United QUIT Obamacare!
I really don't even understand this whole Obamacare thing. I thought ALL insurances were under Obamacare as it's the universal shitty law now.
 Quoting: Anonymous Coward 70885965


No silly, the citizens are under the mandate to have obamacare, the insurance providers are free to come and go as they please. Corporations are humans and have rights too you know!
Anonymous Coward
User ID: 32776982
United States
10/29/2016 12:21 PM
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Re: My Health Insurance Premium DROPPED $125 a month after United QUIT Obamacare!
OP, You are no longer ACA compliant. Enjoy a hefty penalty.
Anonymous Coward
User ID: 21101764
United States
10/29/2016 12:28 PM
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Re: My Health Insurance Premium DROPPED $125 a month after United QUIT Obamacare!
OP, You are no longer ACA compliant. Enjoy a hefty penalty.
 Quoting: Anonymous Coward 32776982


All healthcare coverage that is left is ACA compliant, whether bought through the obamacare exchange or not. That is why all our previous coverage keeps disappearing. The have to create new packages. And not everyone qualifies for obamacare deductions, so called deductions, but we are forced to be insured. Figure that beauty out. Pft!
Anonymous Coward
User ID: 73210716
United States
10/29/2016 12:29 PM
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Re: My Health Insurance Premium DROPPED $125 a month after United QUIT Obamacare!
OP, You are no longer ACA compliant. Enjoy a hefty penalty.
 Quoting: Anonymous Coward 32776982


Our premium for a family of 5 just went up a whopping 64%, from $1166 to $1915. No subsidy. I have a daughter with multiple health issues so can't go with a cheap plan as all of her secondary care providers like urology, neurology, colorectal, etc. don't accept the cheaper plans.
Copperhead

User ID: 73150039
10/29/2016 12:43 PM

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Re: My Health Insurance Premium DROPPED $125 a month after United QUIT Obamacare!
I really don't even understand this whole Obamacare thing. I thought ALL insurances were under Obamacare as it's the universal shitty law now.
 Quoting: Anonymous Coward 70885965


There are mandates all insurance companies have to follow, like covering children until age 26 if they don't have insurance, free annual checkups, free birth control, have to sell insurance to everyone regardless of preexisting conditions, etc., but then there's also the marketplace where people who don't have private or employer provided insurance can buy a government subsidized plan. Unfortunately, because of all the new "free" requirements and subsidies, the insurance companies raised premiums so that the people getting cheap Obamacare are having it paid for by the people who make "too much" and are otherwise healthy. That's my interpretation anyway. They can't just add all these new people to the plans with preexisting conditions that they didn't have before without having to recoup the costs somewhere, hence enormous premiums and even higher deductibles.

Maybe five years ago, we had insurance with just co-pays for everything and maybe small deductibles of about 150. Now it costs us more for the premiums and we have a 1500 per person deductible, and after we meet the deductible, we still have 20% coinsurance.
 Quoting: Gratia Plena


They are also mandated to charge the same price for everybody regardless of how healthy they are. I get charged the same as a diabetic obese crack whore with AIDs and Herpes who has the same coverage. Premiums used to be based on how healthy you were and how much you used the medical system. Now Obamacare made it more "Fair".
Anonymous Coward
User ID: 73070947
Canada
10/29/2016 01:25 PM
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Re: My Health Insurance Premium DROPPED $125 a month after United QUIT Obamacare!
OP, You are no longer ACA compliant. Enjoy a hefty penalty.
 Quoting: Anonymous Coward 32776982


ITS NOT A PENALTY. ITS A TAX.
NORESPECT
Anonymous Coward
User ID: 61471079
United States
10/29/2016 02:11 PM
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Re: My Health Insurance Premium DROPPED $125 a month after United QUIT Obamacare!
Liar. Pics or it didn't happen. Need pre and post premium verification to prove what you are posting is legit. Otherwise...no linky...you stinky.
Anonymous Coward
User ID: 21101764
United States
10/29/2016 02:22 PM
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Re: My Health Insurance Premium DROPPED $125 a month after United QUIT Obamacare!
Liar. Pics or it didn't happen. Need pre and post premium verification to prove what you are posting is legit. Otherwise...no linky...you stinky.
 Quoting: Anonymous Coward 61471079


He is not a liar. Do your own research.
Anonymous Coward
User ID: 32776982
United States
10/29/2016 02:32 PM
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Re: My Health Insurance Premium DROPPED $125 a month after United QUIT Obamacare!
OP, You are no longer ACA compliant. Enjoy a hefty penalty.
 Quoting: Anonymous Coward 32776982


All healthcare coverage that is left is ACA compliant, whether bought through the obamacare exchange or not. That is why all our previous coverage keeps disappearing. The have to create new packages. And not everyone qualifies for obamacare deductions, so called deductions, but we are forced to be insured. Figure that beauty out. Pft!
 Quoting: Anonymous Coward 21101764


NO, IT IS NOT! MANY PLANS EXIST THAT ARE NOT ACA COMPLIANT!
Anonymous Coward
User ID: 32776982
United States
10/29/2016 02:33 PM
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Re: My Health Insurance Premium DROPPED $125 a month after United QUIT Obamacare!
OP, You are no longer ACA compliant. Enjoy a hefty penalty.
 Quoting: Anonymous Coward 32776982


ITS NOT A PENALTY. ITS A TAX.
NORESPECT
 Quoting: Anonymous Coward 73070947


IT IS A PENALTY AND A TAX.
Anonymous Coward
User ID: 32776982
United States
10/29/2016 02:34 PM
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Re: My Health Insurance Premium DROPPED $125 a month after United QUIT Obamacare!
Liar. Pics or it didn't happen. Need pre and post premium verification to prove what you are posting is legit. Otherwise...no linky...you stinky.
 Quoting: Anonymous Coward 61471079


YOU ARE A FUCKING SHILL! YOUR TIME IS COMING! YOU WILL PAY!
Anonymous Coward
User ID: 32776982
United States
10/29/2016 02:35 PM
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Re: My Health Insurance Premium DROPPED $125 a month after United QUIT Obamacare!
UNPIN this shit. Its CTR in action. Pro Hillary Propaganda.
Anonymous Coward
User ID: 10485453
United States
10/29/2016 03:21 PM
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Re: My Health Insurance Premium DROPPED $125 a month after United QUIT Obamacare!
and the paid shills worked over time selling you obamacare

Arizona Obamacare Plan To Jump By 116 Percent When Premiums Go Up Next Year

[link to newyork.cbslocal.com]
Anonymous Coward
User ID: 70072732
United States
10/29/2016 03:24 PM
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Re: My Health Insurance Premium DROPPED $125 a month after United QUIT Obamacare!
I'd do surgery on myself in a bathtub of ice before I'd fucking pay for a dime for Obamacare.
Bluebird

User ID: 52993755
United States
10/29/2016 03:33 PM
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Re: My Health Insurance Premium DROPPED $125 a month after United QUIT Obamacare!
OP, You are no longer ACA compliant. Enjoy a hefty penalty.
 Quoting: Anonymous Coward 32776982


All healthcare coverage that is left is ACA compliant, whether bought through the obamacare exchange or not. That is why all our previous coverage keeps disappearing. The have to create new packages. And not everyone qualifies for obamacare deductions, so called deductions, but we are forced to be insured. Figure that beauty out. Pft!
 Quoting: Anonymous Coward 21101764


NO, IT IS NOT! MANY PLANS EXIST THAT ARE NOT ACA COMPLIANT!
 Quoting: Anonymous Coward 32776982


Then you have to pay the penalty for not having Obamacare compliant insurance so add that back to your lower premium.

.
One of the most important aspects of conspiracy theories is being able to discern when there isn't one.

Oh yeah, like you'd understand anyway.

Where are we going and why am I in this handbasket?. . .J. Handy
Anonymous Coward
User ID: 72959379
United States
10/29/2016 03:50 PM
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Re: My Health Insurance Premium DROPPED $125 a month after United QUIT Obamacare!
Clearly some people here did not understand the original message.

United Healthcare dropped out of the ACA "Exchange". That does not mean they are not compliant with ACA regulations, just that they saved a bunch of money by not providing ACA plans on the govt' run exchanges. Part of that saved money was then passed on to their customers as premium reductions.





GLP