My Health Insurance Premium DROPPED $125 a month after United QUIT Obamacare! | |
Anonymous Coward (OP) User ID: 72074140 United States 10/27/2016 08:33 PM Report Abusive Post Report Copyright Violation | |
Anonymous Coward User ID: 70885965 United States 10/27/2016 08:39 PM Report Abusive Post Report Copyright Violation | |
Anonymous Coward User ID: 21101764 United States 10/29/2016 11:16 AM Report Abusive Post Report Copyright Violation | I just got a letter from Premera that they no longer offer the coverage that I currently have. :( It was not Obamacare and it had been going up and up. Time to look for something else. Damn. TRUUUUMP we need youuuuuuuuuuuuuuu |
Anonymous Coward User ID: 63916878 United States 10/29/2016 11:19 AM Report Abusive Post Report Copyright Violation | |
Anonymous Coward User ID: 73070947 United States 10/29/2016 11:30 AM Report Abusive Post Report Copyright Violation | Sheep 2: "What are you going to do about it?" Sheep 1: "I'm going to participate in it anyway. I might bitch about it online once in awhile but that's it." Sheep 2: "Me too." |
Gratia Plena User ID: 73150405 United States 10/29/2016 11:39 AM Report Abusive Post Report Copyright Violation | I really don't even understand this whole Obamacare thing. I thought ALL insurances were under Obamacare as it's the universal shitty law now. Quoting: Anonymous Coward 70885965 There are mandates all insurance companies have to follow, like covering children until age 26 if they don't have insurance, free annual checkups, free birth control, have to sell insurance to everyone regardless of preexisting conditions, etc., but then there's also the marketplace where people who don't have private or employer provided insurance can buy a government subsidized plan. Unfortunately, because of all the new "free" requirements and subsidies, the insurance companies raised premiums so that the people getting cheap Obamacare are having it paid for by the people who make "too much" and are otherwise healthy. That's my interpretation anyway. They can't just add all these new people to the plans with preexisting conditions that they didn't have before without having to recoup the costs somewhere, hence enormous premiums and even higher deductibles. Maybe five years ago, we had insurance with just co-pays for everything and maybe small deductibles of about 150. Now it costs us more for the premiums and we have a 1500 per person deductible, and after we meet the deductible, we still have 20% coinsurance. |
Anonymous Coward User ID: 21101764 United States 10/29/2016 12:00 PM Report Abusive Post Report Copyright Violation | I really don't even understand this whole Obamacare thing. I thought ALL insurances were under Obamacare as it's the universal shitty law now. Quoting: Anonymous Coward 70885965 There are mandates all insurance companies have to follow, like covering children until age 26 if they don't have insurance, free annual checkups, free birth control, have to sell insurance to everyone regardless of preexisting conditions, etc., but then there's also the marketplace where people who don't have private or employer provided insurance can buy a government subsidized plan. Unfortunately, because of all the new "free" requirements and subsidies, the insurance companies raised premiums so that the people getting cheap Obamacare are having it paid for by the people who make "too much" and are otherwise healthy. That's my interpretation anyway. They can't just add all these new people to the plans with preexisting conditions that they didn't have before without having to recoup the costs somewhere, hence enormous premiums and even higher deductibles. Maybe five years ago, we had insurance with just co-pays for everything and maybe small deductibles of about 150. Now it costs us more for the premiums and we have a 1500 per person deductible, and after we meet the deductible, we still have 20% coinsurance. 20% ? Now I am only finding 30% |
Anonymous Coward User ID: 21101764 United States 10/29/2016 12:01 PM Report Abusive Post Report Copyright Violation | |
rolltiderv2 User ID: 73265842 United States 10/29/2016 12:07 PM Report Abusive Post Report Copyright Violation | |
Anonymous Coward User ID: 21101764 United States 10/29/2016 12:13 PM Report Abusive Post Report Copyright Violation | [link to www.cnbc.com] Obamacare deductibles are on the rise for 2017, along with monthly premiums |
glp-smilies User ID: 18811905 United States 10/29/2016 12:18 PM Report Abusive Post Report Copyright Violation | I really don't even understand this whole Obamacare thing. I thought ALL insurances were under Obamacare as it's the universal shitty law now. Quoting: Anonymous Coward 70885965 No silly, the citizens are under the mandate to have obamacare, the insurance providers are free to come and go as they please. Corporations are humans and have rights too you know! |
Anonymous Coward User ID: 32776982 United States 10/29/2016 12:21 PM Report Abusive Post Report Copyright Violation | |
Anonymous Coward User ID: 21101764 United States 10/29/2016 12:28 PM Report Abusive Post Report Copyright Violation | All healthcare coverage that is left is ACA compliant, whether bought through the obamacare exchange or not. That is why all our previous coverage keeps disappearing. The have to create new packages. And not everyone qualifies for obamacare deductions, so called deductions, but we are forced to be insured. Figure that beauty out. Pft! |
Anonymous Coward User ID: 73210716 United States 10/29/2016 12:29 PM Report Abusive Post Report Copyright Violation | Our premium for a family of 5 just went up a whopping 64%, from $1166 to $1915. No subsidy. I have a daughter with multiple health issues so can't go with a cheap plan as all of her secondary care providers like urology, neurology, colorectal, etc. don't accept the cheaper plans. |
Copperhead User ID: 73150039 United States 10/29/2016 12:43 PM Report Abusive Post Report Copyright Violation | I really don't even understand this whole Obamacare thing. I thought ALL insurances were under Obamacare as it's the universal shitty law now. Quoting: Anonymous Coward 70885965 There are mandates all insurance companies have to follow, like covering children until age 26 if they don't have insurance, free annual checkups, free birth control, have to sell insurance to everyone regardless of preexisting conditions, etc., but then there's also the marketplace where people who don't have private or employer provided insurance can buy a government subsidized plan. Unfortunately, because of all the new "free" requirements and subsidies, the insurance companies raised premiums so that the people getting cheap Obamacare are having it paid for by the people who make "too much" and are otherwise healthy. That's my interpretation anyway. They can't just add all these new people to the plans with preexisting conditions that they didn't have before without having to recoup the costs somewhere, hence enormous premiums and even higher deductibles. Maybe five years ago, we had insurance with just co-pays for everything and maybe small deductibles of about 150. Now it costs us more for the premiums and we have a 1500 per person deductible, and after we meet the deductible, we still have 20% coinsurance. They are also mandated to charge the same price for everybody regardless of how healthy they are. I get charged the same as a diabetic obese crack whore with AIDs and Herpes who has the same coverage. Premiums used to be based on how healthy you were and how much you used the medical system. Now Obamacare made it more "Fair". |
Anonymous Coward User ID: 73070947 United States 10/29/2016 01:25 PM Report Abusive Post Report Copyright Violation | |
Anonymous Coward User ID: 61471079 United States 10/29/2016 02:11 PM Report Abusive Post Report Copyright Violation | |
Anonymous Coward User ID: 21101764 United States 10/29/2016 02:22 PM Report Abusive Post Report Copyright Violation | |
Anonymous Coward User ID: 32776982 United States 10/29/2016 02:32 PM Report Abusive Post Report Copyright Violation | All healthcare coverage that is left is ACA compliant, whether bought through the obamacare exchange or not. That is why all our previous coverage keeps disappearing. The have to create new packages. And not everyone qualifies for obamacare deductions, so called deductions, but we are forced to be insured. Figure that beauty out. Pft! NO, IT IS NOT! MANY PLANS EXIST THAT ARE NOT ACA COMPLIANT! |
Anonymous Coward User ID: 32776982 United States 10/29/2016 02:33 PM Report Abusive Post Report Copyright Violation | |
Anonymous Coward User ID: 32776982 United States 10/29/2016 02:34 PM Report Abusive Post Report Copyright Violation | |
Anonymous Coward User ID: 32776982 United States 10/29/2016 02:35 PM Report Abusive Post Report Copyright Violation | |
Anonymous Coward User ID: 10485453 United States 10/29/2016 03:21 PM Report Abusive Post Report Copyright Violation | and the paid shills worked over time selling you obamacare Arizona Obamacare Plan To Jump By 116 Percent When Premiums Go Up Next Year [link to newyork.cbslocal.com] |
Anonymous Coward User ID: 70072732 United States 10/29/2016 03:24 PM Report Abusive Post Report Copyright Violation | |
Bluebird User ID: 52993755 United States 10/29/2016 03:33 PM Report Abusive Post Report Copyright Violation | All healthcare coverage that is left is ACA compliant, whether bought through the obamacare exchange or not. That is why all our previous coverage keeps disappearing. The have to create new packages. And not everyone qualifies for obamacare deductions, so called deductions, but we are forced to be insured. Figure that beauty out. Pft! NO, IT IS NOT! MANY PLANS EXIST THAT ARE NOT ACA COMPLIANT! Then you have to pay the penalty for not having Obamacare compliant insurance so add that back to your lower premium. . One of the most important aspects of conspiracy theories is being able to discern when there isn't one. Oh yeah, like you'd understand anyway. Where are we going and why am I in this handbasket?. . .J. Handy |
Anonymous Coward User ID: 72959379 United States 10/29/2016 03:50 PM Report Abusive Post Report Copyright Violation | Clearly some people here did not understand the original message. United Healthcare dropped out of the ACA "Exchange". That does not mean they are not compliant with ACA regulations, just that they saved a bunch of money by not providing ACA plans on the govt' run exchanges. Part of that saved money was then passed on to their customers as premium reductions. |