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Respond to this thread if you earn less than $60,000 a year and are surviving... I am doing a little experiment here to prove a point.

 
Anonymous Coward
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09/25/2017 11:35 PM
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Re: Respond to this thread if you earn less than $60,000 a year and are surviving... I am doing a little experiment here to prove a point.
There are people on this planet earning DOUBLE our salaires or even TRIPLE our salaries and basic average income levels and complain that it isn't enough!
 Quoting: Anonymous Coward 13127957


It depends on where you live.

60k is going to go a lot further in Alabama than California.
Anonymous Coward
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09/25/2017 11:37 PM
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Re: Respond to this thread if you earn less than $60,000 a year and are surviving... I am doing a little experiment here to prove a point.
I've probably made $125 this YEAR. I made $4,000 last yr being self employed and owe $200 to the gov that I cannot pay. Death of a breadwinner can turn your world upside down. I cannot find a job after putting in hundreds of applications. About to shove off to another family member. Have had to sell things I didn't want to part with. I am not physically able to much yet disability would screw me just like it did the breadwinner. I just want a home I never have to move away from and live in peace while I try to heal my wretched body. Surviving? Hell no. Royally screwed by everything.
Anonymous Coward
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09/25/2017 11:38 PM
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Re: Respond to this thread if you earn less than $60,000 a year and are surviving... I am doing a little experiment here to prove a point.
I make around 40k.

:-( but I work my butt off for that too.
 Quoting: Anonymous Coward 73563734


lol... I'm with you. I make 44K but I'm happy where I'm at.

My brother makes over $200K and has the best of everything and very unhappy with life. He'll buy expensive stuff or take lavish trips to try to make him feel good but it's short lived. He also constantly brags about how much has. It really is sad because his unhappiness is very obvious. Money can't buy happiness!
BRYinTX

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09/25/2017 11:40 PM

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Re: Respond to this thread if you earn less than $60,000 a year and are surviving... I am doing a little experiment here to prove a point.
...


I'll play

Electricity - 252.00 a month.

Car Insurance (3 vehicles full coverage) 300.00 a month.

Food Costs $ 800.00 a month.

House payment $ 1500.00 a month.

House Insurance $ incl. w/payment

Medical Expenses $100.00 a month.

Car Payments $300.00 a month for 2 vehicles

Misc expenses $400.00 a month.

Medical Insurance $ no cost for me
 Quoting: BRYinTX


Electricity - 0 (family property and we each take responsibility of a different utility bill)

Car insurance - 0 (no car)

Food costs - $600

House payment - 0

House insurance - 0

Medical expenses - 0

Car payment - 0

Medical insurance - 0

Water bill - $50

Cable/internet - $130.00

Prepay phone - $25 every 3 months
 Quoting: Rev Woo-Woo


are you my brother-in-law? that's about what he pays each month. of course, his mother and other family members pay for his house, electricity, etc.
 Quoting: BRYinTX


LOL! No, unlike you brother-in-law, I pay more than my share. There are 16 of us total on the land with 9 tiny houses. We split all expenses. However, there are 2 out of the clan that freeload. huffy
 Quoting: Rev Woo-Woo




wow. that's exactly the kind of setup i've contemplated for me and my wife's family. i just never knew it was something others did. i would love more info if you can point me in the right direction.
CitizenPerth
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09/25/2017 11:42 PM

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Re: Respond to this thread if you earn less than $60,000 a year and are surviving... I am doing a little experiment here to prove a point.
I make around 40k.

:-( but I work my butt off for that too.
 Quoting: Anonymous Coward 73563734


lol... I'm with you. I make 44K but I'm happy where I'm at.

My brother makes over $200K and has the best of everything and very unhappy with life. He'll buy expensive stuff or take lavish trips to try to make him feel good but it's short lived. He also constantly brags about how much has. It really is sad because his unhappiness is very obvious. Money can't buy happiness!
 Quoting: PatiencePlz


my brother in law? sold the family farm for 44 million... we got nothing....

i'm ok with that...
It's life as we know it, but only just.
My Fukushima Site:
[link to citizenperth.wordpress.com]
sic ut vos es vos should exsisto , denego alius vicis facio vos change , exsisto youself , proprie

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twitter: #citizenperth
“If I had an hour to solve a problem and my life depended on it, I would use the first 55 minutes determining the proper question to ask, for once I knew the proper question, I could solve the problem in less than five minutes.”
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Zeke
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09/25/2017 11:46 PM
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Re: Respond to this thread if you earn less than $60,000 a year and are surviving... I am doing a little experiment here to prove a point.
If you earn less than $60,000 a year, respond to this thread, I just want to prove that most people are living on less than this amount per year to survive...
 Quoting: Anonymous Coward 13127957


I make 100k, but I have been setting my life step by step to live on a couple hundred a month if I have too comfortably. I do not make payments on any assets. I buy cash everything. And i only buy the best quality.. This is my strategy for long term survival should we enter a massive depression or war. Things you don't own own you philosophy...
Lilbabez33

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09/25/2017 11:47 PM

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Re: Respond to this thread if you earn less than $60,000 a year and are surviving... I am doing a little experiment here to prove a point.
On disability...$750 a month, working as i possibly can to make rent, utilities, car payment, insurance, both car and renters, and belive me i am making it. No extras but it's all good.
If you can't explain it simply, you don't understand it well enough."
-Albert Einstein
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The problem is not the problem, the problem is your attitude about the problem.
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"May future generations look back on our work and say that these were men and women who, in a moment of great crisis, stood up to their politicians, the opinion-makers, and the establishment, and saved their country." - Dr. Ron Paul
........................................................​..................
Give a man a gun and he can rob a bank.
Give a man a bank and he can rob the world
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"And there is very grave danger that an announced need for increased security will be seized upon by those anxious to expand it's meaning to the very limits of official censorship and concealment." -JFK
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Alhanna

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09/25/2017 11:51 PM

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Re: Respond to this thread if you earn less than $60,000 a year and are surviving... I am doing a little experiment here to prove a point.
I survive on less than 6000 dollars a year
~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~
They must tell us what they do
Even if we understand not the message
Anonymous Coward
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09/25/2017 11:51 PM
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Re: Respond to this thread if you earn less than $60,000 a year and are surviving... I am doing a little experiment here to prove a point.
can survive and thrive with 30.000 around here.
Of course you have to love yourself and be content to do so.
PiccoloGal

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09/25/2017 11:51 PM

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Re: Respond to this thread if you earn less than $60,000 a year and are surviving... I am doing a little experiment here to prove a point.
If you earn less than $60,000 a year, respond to this thread, I just want to prove that most people are living on less than this amount per year to survive...
 Quoting: Anonymous Coward 13127957


I can't imagine making anywhere NEAR that amount. Am retired and doing very well and am realllly happy with my life. I finally have a chance to have time to be creative, try new things and spend more time with my family. That is worth SO much more than 60 grand.
Anonymous Coward
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09/25/2017 11:54 PM
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Re: Respond to this thread if you earn less than $60,000 a year and are surviving... I am doing a little experiment here to prove a point.
bump
XJDUB

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09/25/2017 11:56 PM
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Re: Respond to this thread if you earn less than $60,000 a year and are surviving... I am doing a little experiment here to prove a point.
Way less. Way more than surviving. Thanks for asking.
Let the facts fall wherever, whenever, and however they may.

INTP - The Logician. 'Learn from yesterday, live for today, hope for tomorrow. The important thing is not to stop questioning.' - Albert Einstein.
Anonymous Coward
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09/26/2017 12:00 AM
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Re: Respond to this thread if you earn less than $60,000 a year and are surviving... I am doing a little experiment here to prove a point.
Less is best, regardless of what you bring home. Live simply and be humble. That's the answer.
 Quoting: Deplorable Azila_Again


I learned that many years ago, my best friend Less, but I live in a three bed room house in the middle of the living room with all my tools, plants, parts, toys taking up all the space in three bed rooms storage barn, shed and motor home. I turned a run down shack in to a magical work of art with out going to town for parts
Anonymous Coward
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09/26/2017 12:00 AM
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Re: Respond to this thread if you earn less than $60,000 a year and are surviving... I am doing a little experiment here to prove a point.
I survive on $704/month SS & food stamps combined. No sympathy for any of you whiners...............
Anonymous Coward
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09/26/2017 12:01 AM
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Re: Respond to this thread if you earn less than $60,000 a year and are surviving... I am doing a little experiment here to prove a point.
5a
Anonymous Coward
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09/26/2017 12:04 AM
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Re: Respond to this thread if you earn less than $60,000 a year and are surviving... I am doing a little experiment here to prove a point.
I survive on less than 6000 dollars a year
 Quoting: Alhanna


That's impossible everywhere in the US unless you are living with your family or receive other assistance. Are you living at home with your folks?
PiccoloGal

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09/26/2017 12:05 AM

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Re: Respond to this thread if you earn less than $60,000 a year and are surviving... I am doing a little experiment here to prove a point.
So, OP. What's the point of this thread you wanted to prove??
ladulce

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Guatemala
09/26/2017 12:09 AM

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Re: Respond to this thread if you earn less than $60,000 a year and are surviving... I am doing a little experiment here to prove a point.
My husband makes $1500 a week, and works 30 weeks a year, roughly. We made the decision for he to work fewer weeks and for us to move out of the country for several reasons.

We have 3 young kids still at home. It was becoming nearly impossible for me to stay home with them- and our baby just turned 2. I have no family or friends that could watch him, and, day care just wasn't going to happen for my baby if I could avoid it.

So, now- we are here, and, it's great- year round growing season, fresh organic fruits and veggies, rice and eggs, etc. It is hard to adjust to some of the changes, and, our travel expenses are high...

But, only being together on weekends, putting our baby in daycare, plus the crazy hurry-hurry-rush-rush culture of the US is no way to live...

So, he is here 3 months straight and then 2 weeks for every 8-10 he's gone.

For us, it wasn't about- can we survive? It was about how can we survive better, healthier, with less stress, and, more time as a family.... And, the US just couldn't cut it, plus I really hate winter! LOL
Anonymous Coward
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09/26/2017 12:10 AM
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Re: Respond to this thread if you earn less than $60,000 a year and are surviving... I am doing a little experiment here to prove a point.
Hell, I am going to go out on a limb here and tell you all my expenses:

Electricity - 400.00 a month.

Car Insurance (3 vehicles full coverage) 350.00 a month.

Food Costs $ 300.00 a month.

House payment $ 450.00 a month.

House Insurance $160.00 a Month.

Medical Expenses $200.00 a month.

Car Payments $400.00 a month for 2 vehicles

Misc expenses $200.00 a month.

Medical Insurance $200.00 a month family coverage.

It takes every single penny me and my wife earn paying those expenses, and I we are living paycheck to paycheck. My wife earns maybe 1/2th of my income.

I didn't include other expenses such as clothing expences, cellphones, etc.
 Quoting: Anonymous Coward 13127957


I'll play

Electricity - 252.00 a month.

Car Insurance (3 vehicles full coverage) 300.00 a month.

Food Costs $ 800.00 a month.

House payment $ 1500.00 a month.

House Insurance $ incl. w/payment

Medical Expenses $100.00 a month.

Car Payments $300.00 a month for 2 vehicles

Misc expenses $400.00 a month.

Medical Insurance $ no cost for me
 Quoting: BRYinTX

Which company do you get your car insurance from? I pay about $200 for full coverage on a 2002 and only liability for a 2012.
 Quoting: Anonymous Coward 58642651


MetLife Auto Online. Don't have a local agent but my premiums are half what i paid with SF.
 Quoting: BRYinTX

Thanks! I just got a quote for full coverage for $180 for both vehicles.
Anonymous Coward
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09/26/2017 12:12 AM
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Re: Respond to this thread if you earn less than $60,000 a year and are surviving... I am doing a little experiment here to prove a point.
Think of all these people earning TRIPLE or more your salary.

CEO's earning MILLIONS a year, etc.

Do you really think they are better then the average human being on this planet?
 Quoting: Anonymous Coward 13127957


Yes, much better - higher IQ, better educated, better at dealing with people and working with them to get things done, better at speeches, conducting meetings, better at socializing, less lazy, less of a procrastinator, more organized, I could go on and on.
 Quoting: Anonymous Coward 62503269


There is NO CEO on this PLANET deserves almost 400X the average workers pay a year!

It is beyond insane! It is PURE GREED!
 Quoting: Anonymous Coward 13127957


CEOs are nothing without the workers doing the actual labor that the CEOs are most likely incapable of doing unless he/she actually worked their way up.
They would do well to remember that.
Anonymous Coward
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09/26/2017 12:13 AM
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Re: Respond to this thread if you earn less than $60,000 a year and are surviving... I am doing a little experiment here to prove a point.
The irony is that I can live better on $5k per month now rather than when I was younger. That's even taking the devaluation of the dollar into consideration as well.
BRYinTX

User ID: 61595971
United States
09/26/2017 12:15 AM

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Re: Respond to this thread if you earn less than $60,000 a year and are surviving... I am doing a little experiment here to prove a point.

Which company do you get your car insurance from? I pay about $200 for full coverage on a 2002 and only liability for a 2012.


MetLife Auto Online. Don't have a local agent but my premiums are half what i paid with SF.


Thanks! I just got a quote for full coverage for $180 for both vehicles.


not bad! i've been with them a couple years now. no problems with claims or payments.
Anonymous Coward
User ID: 75493393
United States
09/26/2017 12:16 AM
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Re: Respond to this thread if you earn less than $60,000 a year and are surviving... I am doing a little experiment here to prove a point.
~35k for the last 5 years. Just bought a duplex last month and a used bmw. I have multiple investment accounts with balances over 15k. I do buy/sell stuff as a hobby so that adds a bit extra. You need to understand your finances better and you will be able to grow you wealth in many ways. Stop spending everything you have right away.
Anonymous Coward
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09/26/2017 12:16 AM
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Re: Respond to this thread if you earn less than $60,000 a year and are surviving... I am doing a little experiment here to prove a point.
i make 50K salary and i get by. If i didn't have a company truck i wouldn't have a nice vehicle. 34K after taxes doesn't go far after you pay 12k on a mortgage.
 Quoting: Anonymous Coward 69872345


i make 50K salary and i get by. If i didn't have a company truck i wouldn't have a nice vehicle. 34K after taxes doesn't go far after you pay 12k on a mortgage.
 Quoting: Anonymous Coward 69872345


If you're making $50k, you're not paying $16k in taxes. I make way more and pay less in taxes with NO exemptions or write offs.
CitizenPerth
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Australia
09/26/2017 12:17 AM

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Re: Respond to this thread if you earn less than $60,000 a year and are surviving... I am doing a little experiment here to prove a point.
i make 50K salary and i get by. If i didn't have a company truck i wouldn't have a nice vehicle. 34K after taxes doesn't go far after you pay 12k on a mortgage.
 Quoting: Anonymous Coward 69872345


i make 50K salary and i get by. If i didn't have a company truck i wouldn't have a nice vehicle. 34K after taxes doesn't go far after you pay 12k on a mortgage.
 Quoting: Anonymous Coward 69872345


If you're making $50k, you're not paying $16k in taxes. I make way more and pay less in taxes with NO exemptions or write offs.
 Quoting: Anonymous Coward 75335810


good. drive on those roads that taxes pay for.....
.....

lol

Last Edited by CitizenPerth on 09/26/2017 12:19 AM
It's life as we know it, but only just.
My Fukushima Site:
[link to citizenperth.wordpress.com]
sic ut vos es vos should exsisto , denego alius vicis facio vos change , exsisto youself , proprie

GLP's best Fuku thread: Thread: *** Fukushima *** and other nuclear-----updates and links
twitter: #citizenperth
“If I had an hour to solve a problem and my life depended on it, I would use the first 55 minutes determining the proper question to ask, for once I knew the proper question, I could solve the problem in less than five minutes.”
- Albert Einstein
UrTard Dume

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09/26/2017 12:22 AM
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Re: Respond to this thread if you earn less than $60,000 a year and are surviving... I am doing a little experiment here to prove a point.
55K for me and I do okay. My lifestyle is such I have sufficient money to pay all necessities fairly easily. There's money left over to work on my spiritual needs. I also have enough savings for a small scale emergency.

Also, zero debt.

That being said, I need to get some work done on my car. Not wanting to spend my savings, but that is what I saved it for.
UrTard Dume
Anonymous Coward
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09/26/2017 12:23 AM
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Re: Respond to this thread if you earn less than $60,000 a year and are surviving... I am doing a little experiment here to prove a point.
The case of the more you make the more you spend is very true. I know people who make more than me and spend it as fast as they get it. Boats houses and cars , their money is going everywhere.
Family's get used to a certain lifestyle and continue on a bad managed system just like poor people.

Whatever you earn always live like half of what you get paid. 100,000 libe like you make 50,000. Works every time.
Anonymous Coward
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09/26/2017 12:27 AM
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Re: Respond to this thread if you earn less than $60,000 a year and are surviving... I am doing a little experiment here to prove a point.
Define Surviving.
 Quoting: Pilgrim001


Paycheck to paycheck, barely paying the bills.

Most of the time I break even if I do not have an unexpected expense.
 Quoting: Anonymous Coward 13127957


there are PLENTY doing their best BELOW the poverty level and not receiving shyte as in food stamps or section 8 deals.

sure it's check to check to check...and times we rob peter to pay paul and still owe luke and matt.
grew up the same way as well.

i imagine we're simply acclimated to it and truly have no complaints,it's what you make of it,
and no we're not lazy or living beyond our means, our wheel of life went up, went down and is holding steady LOL
some things/expenses are absolute to prepare for as in rent,utilities,car ins and gas and food-so there are no movies, eating out, SO WHAT.
we enjoy friends and a cup of coffee or a can of beer with them and of course a cigarette.
Rev Woo-Woo

User ID: 74524491
United States
09/26/2017 12:29 AM

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Re: Respond to this thread if you earn less than $60,000 a year and are surviving... I am doing a little experiment here to prove a point.
...


Electricity - 0 (family property and we each take responsibility of a different utility bill)

Car insurance - 0 (no car)

Food costs - $600

House payment - 0

House insurance - 0

Medical expenses - 0

Car payment - 0

Medical insurance - 0

Water bill - $50

Cable/internet - $130.00

Prepay phone - $25 every 3 months
 Quoting: Rev Woo-Woo


are you my brother-in-law? that's about what he pays each month. of course, his mother and other family members pay for his house, electricity, etc.
 Quoting: BRYinTX


LOL! No, unlike you brother-in-law, I pay more than my share. There are 16 of us total on the land with 9 tiny houses. We split all expenses. However, there are 2 out of the clan that freeload. huffy
 Quoting: Rev Woo-Woo




wow. that's exactly the kind of setup i've contemplated for me and my wife's family. i just never knew it was something others did. i would love more info if you can point me in the right direction.
 Quoting: BRYinTX



My husband is Hawaiian and that's just their way. As a family grows, so do the little Ohana (family) shacks. They usually begin is very basic satellite bedrooms. We raised the the roof on ours, added a loft, real windows, electricity and a huge porch. Family takes care of family. grouphug
“If we are peaceful, if we are happy, we can smile and blossom like a flower, and everyone in our family, our entire society, will benefit from our peace.”
Thich Nhat Hanh, Being Peace

"But ask the animals, and they will teach you,
or the birds in the sky, and they will tell you;
or speak to the earth, and it will teach you,
or let the fish in the sea inform you." - Job 12:7,8

"When the going gets weird, the weird turn pro." - Hunter S. Thompson



revstargazer (at) hotmail.com
Anonymous Coward
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09/26/2017 12:31 AM
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Re: Respond to this thread if you earn less than $60,000 a year and are surviving... I am doing a little experiment here to prove a point.
We live on around 24000 a year. We make it work, because we have to.





GLP