i earn £16,000 a year. i have 2 kids also. pay bills full rent full council tax and income tax, but a small amount as im only classed as a low earner.
i have no benefits except child benefit £34 per week which helps do shopping and stock up clothes weekly and not in one abundance.
we scrape by every week paying only minimal payments to bills.
we cant have eno family holiday we cant have or live in luxury, but we do have a nice home which took me years to finally get sorted, we have a loving family and we thrive off each other.
We may have next to nothing, but we are rich in love.
who needs materials when u have each other.
screw the system.
screw values of money,
and enjoy the values of your family!!
nothing and i mean nothing can make or bring this family down.
solid as concrete
Quoting: Anonymous Coward 75571165 Do you not get tax credits? I'm sure you would be entitled to them.
We are on less than 10K per year (for 2 of us) + tax credits, which nearly covers the mortgage interest. have to pay full council tax , because my partner is self employed. Live day to day, never have 2 pennies to rub together, no car, no working boiler, no tv. We have internet because its a necessity.
I'd say we are only just surviving, can't save any money for anything though, and have no way of paying off the mortgage in 6 years time, we are paying the interest only.
My only gripe is that we are paying a fortune in utilities so that the shareholders and management can have Caribbean holidays, villas on the med and yachts!
We'd be far better off living in a council house and living off the state, but choose not to.