Respond to this thread if you earn less than $60,000 a year and are surviving... I am doing a little experiment here to prove a point.

I don't even make half that.

We live on $32,000 a year. I have money to pay three credit cards, $500 rent, cable,electric and water. I have no car payment used my tax refund to pay cash, high car payments can get you. We live ok I can save a little if I dont buy unnecessary items. I thank God every day for what I have.

I make way less than that ... a lot less.. and i can only provided for only one person ... me .. ...


but sadly every year prices go up .. and it seem like no end in sight...



I can only hope that trump can get this economy back on the rebound ... but until then i can only pray ..

44K.
rent a room to live in.
rent includes utilities.

50k here, I spend less than I make and every week my bank balance goes up.

Shut the fuck up and dont be so disrespectfull Romania.

What? Are you a male hooker? Yes we have alot of them here in Amsterdam fucking Tourists and sad locals. Those earn easy 60k a year. We have many of these Romanian prostitutes over here. Dont think you can make that much money in Romania tho.

Swimming in debt. Yet able to respond under 60,000 between wife and I w 2 kids

They are killing the middle class. Its going to be poor vs rich. As simple as that.

Its all around the globe. Your rich or your poor as simple as that.

Of course its your own prespective how you look at it.

Coming to plunder your fridge soon. The Poor.

These threads always feel like they are planted to see how we respond...info grabs.

Poor here I get 786. a month . Have rare breast cancer triple negative.
545 for rent.
Dying doesn't seem so bad. Heaven sounds heavenly.
Almost 65 and am like living alone.
Been here went Kent was alive and Elaine ran the place
I am a believer and for me that is priceless
Love you guys
Oh I don't look old don't know why

I am on welfare in the UK. I am not proud of this, I was stuck in a rut for my entire 20's and had no motivation to do anything to better my life because I had no reason to do so. Working a basic job would have paid less than doing nothing, I got very very depressed and fat. I was lazy at first but it slowly crushed me. Anyway, since 'austerity' and things like the bedroom tax and generally lower amounts of easy benefits I have turned my life around. I am about to join the Navy to serve my country, I have learned to drive, lost 100lbs, and come off all the depression medication I was on for nearly 5 years. That has taken me 3 years to repair the damage.

OK, how is this relevant you may ask? Well, since I started on this journey 4 years ago to where I am now things changed from survival to thriving. I went from 'not having enough money to eat' and living benefit cheque to benefit cheque before. To where I am now, now admittedly I had to apply for several 'new' austerity disability benefits. Whereas before I was handed them like candy. But in doing so it taught me even on a small level that I had to work for what I received. I am in fact on slightly more money now than I was before Austerity, the difference being that it was harder, much harder, to get the money. I had to have months of meeting and applications with the help of a benefits advisor followed by a health assessment by a DR, lawyer and social worker in a 2-hour long interview.

Again how is this relevant? It taught me the value of hard work in a way sure but still not really relevant. This is just a bit of backstory.

Now what I find interesting is that currently I 'earn' (and I am very much looking forward to starting basic soon so I no longer have to rely on this) £920 a month, my rent is £450, Gas £50, £electricity £30, C-Tax £22, Water £14, Internet £30. Leaving me £320-330 ish a month for food and things. With that £330 I have built myself a home gym, moving my bedroom into the living room to replace my TV area which I do not own (the tv) and I have spent the past 9 months learning to drive at £25 a lesson (I passed). I buy a basic homecooked diet, occasionally I buy myself new clothes and takeaways or meal out. I have saved £1500 for a car for when I start working.

People bitch too much and live beyond their means. I also do not have kids I couldn't afford!

Benefits just keep people down, governmental social help programmes should be replaced by charity. It was only when they tried taking it away that I woke up to how I was doing nothing to improve my own life. People are too entitled, fed a diet of fame and fortune with no concept of reality. They want all the luxury goods and have no concept of saving, and no idea of how to budget and live a fulfilling life without riches.

I thought I would share. In short, I THRIVE on $14870.99 net a YEAR and even managed to save $2000.

Oh Also I have two cats and a garden I maintain as well as my 1 bed flat. If I can have all that and a home gym plus a vaping habit and while still having the odd $100 night out plus saving $2000 on under $15000 a year net there is no reason anybody cant.

People need to learn about sacrifice to get what you want. I think losing 100lbs helped too. It taught me many valuable lessons on hard work, dedication, and sacrifice.

Wish me luck in the Navy!

Dude, I live and run a small business (just me) in the US and I am also an expat. Are US. Corporation Taxes not some of the highest in the world?

Then on top of that you need to pay for your own healthcare (and for your wife and kids).

Rent in SLC for example is over $1100 for a decent, small apartment. You can rent an apartment in Manchester or Liverpool for £400-500.

Convert nearly any product in a US supermarket to £ and You will realise that you will never pay that in the U.K for a comparative product. For example a loaf of bread is $3 minimum, you would never pay £2.23 for any load of bread in the U.K. More like £1.50 max.

dont like most people earn less than that? lol

I always thought it was the average, but then I was looking at average CEO salaries and they were around 125,000 annually, and that's when it hit me. People wouldn't be whining that hard about someone who only made twice what they did.

Ditto that. My wife's disability check pays for the gasoline in the car I pay for. After that car payment (2 years to go on the finance), I have a net spendable income of roughly $15K, We are doing fine.

Me too. I'm approaching retirement age without any savings. No worries, just angst with respect to the "have way more but think it's not enough" crowd.

I'm sinking like the Titanic .

Its a pyramid of wealth. im sure more than 50% (so 18 and up) have less than 40k a year. im sure.

9 pages in. you should have made a poll! still can

0K and doing well.

Make $40k, no family to spend money on, no credit card, no debts, own everything, save 50% of salary.
Will shortly move into motorhome and go off grid before everything goes boom in 2018.
Cost of living then is VERY low.
Also have a lockup with 5 years + supply of everything you'd need in that time.
Semi prepper I suppose. Better of than most will be by this time next year...

Used to make over 100 and was always chasing something, stressed out all of the time and never had enough shit to buy. Now make much less than half that and have never saved more and lived more cheaply. Still enjoy supporting local restaurants or farmers markets but the days of me giving ANYTHING I don't have to, to corporations is over. No national chain or store gets a dime from me. All of these boycott this and that movements are fairly easy, I already was.

^^^^^
says the kid that works at Mc Donalds for $3/hr

^^^^^
says the kid that works at Mc Donalds for $3/hr

I'm currently making more and my wife works..I went from making under $56k about 7 years ago fresh from dropping out of grad school. Every time I've gotten a pay bump the poorer we got thanks to going off assistance, through increased tax rates, and finally not qualifying for any credits or decent deductibles. This is probably the first year we won't owe an extra $10k over our joint tax returns over our combined 1 exception. It truly has been eye opening how much the government hates the middle class. I still have a shit ton of student loans left that I can barely afford even though I'm making more than double what I made just a few years ago and it's fucking ridiculous. I own a modest home in the suburbs and commute about 2 hours in the summer up to 5 hours in the winter every damn day. Success is more work than a lot of people are willing to pay.

Last Edited by PureSnow on 09/26/2017 07:09 AM

I'm in Grad school and make nothing. It's the end of the month and we are almost out of food. I have 4 kids.

This thread is bait and switch