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Credit Card Company payment processing errors

 
Anonymous Coward
User ID: 75531423
Canada
09/27/2017 08:53 AM
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Credit Card Company payment processing errors
Anyone else suffer with this crap?

Payment date set for auto payment say $50 on the 20th of the month to an out of home branch account.

Payment clears! Yay!

2nd payment for exact same amount withdrawn from bank account the next day which clears too ... ? .... then yet another payment for the exact same amount posts and clears on that day. Now you've paid 3 payments! ...

If I missed a payment they would spike my interest rate and negative report to credit agency.

What can the customer do? Pay in full and or swap credit providers only recourse? Second time in 6 months these guys have done it.

Take our cash (me or thousands of clients?) .... hold it for a day to five, then return it. Meanwhile they make interest on the money they held for the week.
Larry D. Croc

User ID: 70736097
United States
09/27/2017 09:06 AM

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Re: Credit Card Company payment processing errors
I never use auto pay so I don't have those problems.

When you give "the system" control, the system will find a way to screw you.
"Socialism only works in two places: Heaven where they don't need it and hell, where they already have it." Ronald Reagan

The trouble with our liberal friends is not that they're ignorant; it's just that they know so much that isn't so." Ronald Reagan

"Government's view of the economy could be summed up in a few short phrases: If it moves, tax it. If it keeps moving, regulate it. If it stops moving, subsidize it." Ronald Reagan
Anonymous Coward (OP)
User ID: 75531423
Canada
09/27/2017 09:13 AM
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Re: Credit Card Company payment processing errors
I agree 100% ... Its my heloc / mortgage company. ... they and my car payments / insurances are the only I allow ... due to it being a set requirement for the account creation. I would never allow a utility or service like [email protected] or [email protected] to have access :)





GLP