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Have you noticed all of the seemingly random unrelated sources telling you to put off social security?

 
suckers
User ID: 76495894
Philippines
04/20/2018 05:53 AM
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Have you noticed all of the seemingly random unrelated sources telling you to put off social security?
From blogs to WSJ and Forbes to FOX everyone is saying you need to delay collecting social security.

I agree...YOU should delay. Delay until you are 80. That should maximize your enjoyment. Better yet never claim it. Just keep working until you fall down dead.
Anonymous Coward (OP)
User ID: 76495894
Philippines
04/20/2018 06:15 AM
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Re: Have you noticed all of the seemingly random unrelated sources telling you to put off social security?
you will notice it now

no one else is talking about this little propaganda blitz that has been ramping up for a few years

it shows the breadth and depth of the collusion and just how fake all media is
Anonymous Coward (OP)
User ID: 76495894
Philippines
04/20/2018 06:16 AM
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Re: Have you noticed all of the seemingly random unrelated sources telling you to put off social security?
you delay until you die

...while congress rapes the fund
Anonymous Coward
User ID: 26065503
United States
04/20/2018 06:31 AM
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Re: Have you noticed all of the seemingly random unrelated sources telling you to put off social security?
It takes 11 years to make back what you lost if you wait for maximum payment. In other words after you start getting your maximum SS it will take you 11 years to recover the payments that you lost out on by not collecting from the being. 11 years is the break even point.


Just saying.
Anonymous Coward (OP)
User ID: 76495894
Philippines
04/20/2018 06:45 AM
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Re: Have you noticed all of the seemingly random unrelated sources telling you to put off social security?
It takes 11 years to make back what you lost if you wait for maximum payment. In other words after you start getting your maximum SS it will take you 11 years to recover the payments that you lost out on by not collecting from the being. 11 years is the break even point.


Just saying.
 Quoting: Anonymous Coward 26065503

and you will probably die before that
Anonymous Coward (OP)
User ID: 76495894
Philippines
04/20/2018 06:46 AM
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Re: Have you noticed all of the seemingly random unrelated sources telling you to put off social security?
just read a blog that says wait untilyou are 70

epiclol

how do you get a job with uncle sham spreading that stuff?
Anonymous Coward
User ID: 26065503
United States
04/20/2018 06:58 AM
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Re: Have you noticed all of the seemingly random unrelated sources telling you to put off social security?
Most people will just do what the government tells them they should do!!!


LOL


People now a days donít or wonít use their brains, just want the government to tell them what to do!!




Itís 11 years to get your money back if you wait for maximum payment!!!
Just do the math, itís simple to figure out.
Anonymous Coward (OP)
User ID: 76495894
Philippines
04/20/2018 07:00 AM
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Re: Have you noticed all of the seemingly random unrelated sources telling you to put off social security?
Sorry America but Social Security is broke. No more Social Security for you. Because...uhhh...Muslims.
Anonymous Coward (OP)
User ID: 76495894
Philippines
04/20/2018 07:02 AM
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Re: Have you noticed all of the seemingly random unrelated sources telling you to put off social security?
Sorry America but we need your Social Security to pay off a bunch of land whales that were raped by congressmen. We know you understand. And thanks for all the fish.
Anonymous Coward
User ID: 33548947
United States
04/20/2018 08:12 AM
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Re: Have you noticed all of the seemingly random unrelated sources telling you to put off social security?
I'm 61 I want mine but hubby says not yet?
Anonymous Coward
User ID: 76496146
Philippines
04/20/2018 08:18 AM
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Re: Have you noticed all of the seemingly random unrelated sources telling you to put off social security?
I'm 61 I want mine but hubby says not yet?
 Quoting: Anonymous Coward 33548947


just wait until the worms start biting
Anonymous Coward
User ID: 76496146
Philippines
04/20/2018 08:34 AM
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Re: Have you noticed all of the seemingly random unrelated sources telling you to put off social security?
I'm 61 I want mine but hubby says not yet?
 Quoting: Anonymous Coward 33548947


and btw

62 is the minimum

and if you do not have 40 credits them you have to wait for your husband to retire first...did you know that even if you never worked that you can get an additional amount that is equal to up to 50% of your husband's ss pension?
Anonymous Coward
User ID: 76341124
United States
04/20/2018 08:37 AM
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Re: Have you noticed all of the seemingly random unrelated sources telling you to put off social security?
Assess your body condition. Are you starting to get signs of "graceful aging", bones not quite as flexible, you don't run any more, gut sticking out because (I guess) intestines are distended, hair white?

Or, of course, is it even worse and you've got serious diabetes, you've had a heart attack, etc.

Then you have only a limited time unless you can get cells growing again. Astralagus may do that. If you can't, I'd take SS immediately because without cell regrowth, your system won't last forever and won't be able to heal from many injuries.
Anonymous Coward
User ID: 76496146
Philippines
04/20/2018 08:40 AM
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Re: Have you noticed all of the seemingly random unrelated sources telling you to put off social security?
Assess your body condition. Are you starting to get signs of "graceful aging", bones not quite as flexible, you don't run any more, gut sticking out because (I guess) intestines are distended, hair white?

Or, of course, is it even worse and you've got serious diabetes, you've had a heart attack, etc.

Then you have only a limited time unless you can get cells growing again. Astralagus may do that. If you can't, I'd take SS immediately because without cell regrowth, your system won't last forever and won't be able to heal from many injuries.
 Quoting: Anonymous Coward 76341124


intermittent fasting can fix all of that

but you should not do that because if everyone does the ss is surely doomed

just go drink so everclear
DuckNCover

User ID: 76496256
United States
04/20/2018 08:47 AM

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Re: Have you noticed all of the seemingly random unrelated sources telling you to put off social security?
It would be great to collect Social Security when your reach age 62. Problem is that its only partial payment. You still have to work part time for the rest of your life in order to survive. Then there is the problem of Medicare and health benefits. These don't kick in till you're 65....

A better age to retire is at age 65 so that you have Medicare and you would get more in your SS payment. Still you may not have enough to live on. Hopefully people would have saved for retirement. Lots of people haven't...

For me, retiring at age 67 would give me full SS payments. I wouldn't have to work, since those monthly payments would cover all my expenses and more...
Anonymous Coward
User ID: 76426692
United States
04/20/2018 08:51 AM
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Re: Have you noticed all of the seemingly random unrelated sources telling you to put off social security?
Keep working AND collect SS after age 65. That's what I'm doing.
Anonymous Coward
User ID: 23943453
United States
04/20/2018 09:00 AM
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Re: Have you noticed all of the seemingly random unrelated sources telling you to put off social security?
Most people will just do what the government tells them they should do!!!


LOL


People now a days donít or wonít use their brains, just want the government to tell them what to do!!




Itís 11 years to get your money back if you wait for maximum payment!!!
Just do the math, itís simple to figure out.
 Quoting: Anonymous Coward 26065503


So if you retire at the reduced amount at age 62 it takes you until age 74 to get your money back?
Anonymous Coward
User ID: 76341124
United States
04/20/2018 09:51 AM
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Re: Have you noticed all of the seemingly random unrelated sources telling you to put off social security?
Most people will just do what the government tells them they should do!!!


LOL


People now a days donít or wonít use their brains, just want the government to tell them what to do!!




Itís 11 years to get your money back if you wait for maximum payment!!!
Just do the math, itís simple to figure out.
 Quoting: Anonymous Coward 26065503


So if you retire at the reduced amount at age 62 it takes you until age 74 to get your money back?
 Quoting: Anonymous Coward 23943453


No, something like: if you wait til 67, you'll be 78 before breaking even vs. starting SS immediately at 62. If you live past 78 you'll be ahead. I don't know if that's true but that's what he was saying.
Anonymous Coward
User ID: 76496461
Philippines
04/20/2018 10:01 AM
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Re: Have you noticed all of the seemingly random unrelated sources telling you to put off social security?
Most people will just do what the government tells them they should do!!!


LOL


People now a days donít or wonít use their brains, just want the government to tell them what to do!!




Itís 11 years to get your money back if you wait for maximum payment!!!
Just do the math, itís simple to figure out.
 Quoting: Anonymous Coward 26065503


So if you retire at the reduced amount at age 62 it takes you until age 74 to get your money back?
 Quoting: Anonymous Coward 23943453


no it's the opposite of what you said

if you retire at full retirement it takes 11 years for you to break even with what you gave up by not collecting at 62 at a reduced rate

"11 years to get your money back if you wait for maximum payment!"

let's plug in some numbers

let's say your full retirement check is $1000 per month & 12k per year

this makes your 62 year check 8400 per year at a 30% reduction

by the time you reach full retirement you have already collected 50k and that money is worth more as it has less inflation (probably)

this does not even take into account colas

at this conservative rate you do not break eeven by waiting until full retirement until your 81st year - 14 years to catch up!

and again, this does not take into account colas and inflation so it is clearly smartest to collect at 62

But what is good for the individual is terrible for the collecting - since congress is a kleptocracy - in that if everyone collects at 62 it will break the system

62 8400
63 8400
64 8400
65 8400
66 8400
67 8400
68 8400 68 12000
69 8400 69 12000
70 8400 70 12000
71 8400 71 12000
72 8400 72 12000
73 8400 73 12000
74 8400 74 12000
75 8400 75 12000
76 8400 76 12000
77 8400 77 12000
78 8400 78 12000
79 8400 79 12000
80 8400 80 12000
81 8400 81 12000
Anonymous Coward
User ID: 76496461
Philippines
04/20/2018 10:04 AM
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Re: Have you noticed all of the seemingly random unrelated sources telling you to put off social security?
Most people will just do what the government tells them they should do!!!


LOL


People now a days donít or wonít use their brains, just want the government to tell them what to do!!




Itís 11 years to get your money back if you wait for maximum payment!!!
Just do the math, itís simple to figure out.
 Quoting: Anonymous Coward 26065503


So if you retire at the reduced amount at age 62 it takes you until age 74 to get your money back?
 Quoting: Anonymous Coward 23943453


no it's the opposite of what you said

if you retire at full retirement it takes 11 years for you to break even with what you gave up by not collecting at 62 at a reduced rate

"11 years to get your money back if you wait for maximum payment!"

let's plug in some numbers

let's say your full retirement check is $1000 per month & 12k per year

this makes your 62 year check 8400 per year at a 30% reduction

by the time you reach full retirement you have already collected 50k and that money is worth more as it has less inflation (probably)

this does not even take into account colas

at this conservative rate you do not break eeven by waiting until full retirement until your 81st year - 14 years to catch up!

and again, this does not take into account colas and inflation so it is clearly smartest to collect at 62

But what is good for the individual is terrible for the collecting - since congress is a kleptocracy - in that if everyone collects at 62 it will break the system

62 8400
63 8400
64 8400
65 8400
66 8400
67 8400
68 8400 68 12000
69 8400 69 12000
70 8400 70 12000
71 8400 71 12000
72 8400 72 12000
73 8400 73 12000
74 8400 74 12000
75 8400 75 12000
76 8400 76 12000
77 8400 77 12000
78 8400 78 12000
79 8400 79 12000
80 8400 80 12000
81 8400 81 12000
 Quoting: Anonymous Coward 76496461


I misspoke - you do indeed break even in the 78th year as the other user stated - 11 years after full retirement - but again this does not take into account colas and inflation and the possibility that you can invest that money you collect between 62 & 67 which push that break even # further out for full retirement.
Anonymous Coward
User ID: 76496461
Philippines
04/20/2018 10:07 AM
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Re: Have you noticed all of the seemingly random unrelated sources telling you to put off social security?
It would be great to collect Social Security when your reach age 62. Problem is that its only partial payment. You still have to work part time for the rest of your life in order to survive. Then there is the problem of Medicare and health benefits. These don't kick in till you're 65....

A better age to retire is at age 65 so that you have Medicare and you would get more in your SS payment. Still you may not have enough to live on. Hopefully people would have saved for retirement. Lots of people haven't...

For me, retiring at age 67 would give me full SS payments. I wouldn't have to work, since those monthly payments would cover all my expenses and more...
 Quoting: DuckNCover


odds are you come out better collecting at 62
Anonymous Coward
User ID: 17753079
United States
06/01/2018 10:42 AM
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Re: Have you noticed all of the seemingly random unrelated sources telling you to put off social security?
I hear they're thinking of raising the age to 70.





GLP