For years I used the Abracadabra method for paying bills and handling money.
I went to a second hand store and bought a tall black top hat.


At the end of the month I wave a wand,( Came with the hat), over the top after loading all the bills in it, and pull one at a time out until the money from my paycheck was gone.

I never touched my retirement. That's OK though the Stock market scam took care of that in 2008 and 2012.

I still kept about half of what I should have had if the Stock Brokers had not lied when they said ,"look at any 20 year period, and the Stock Market has beaten by far any investment you can make!".

Hell, even Real Estate took a dump under Obummer. The only people never touched by real debt are the rich. Fact!


Even when Trump took a beating in 1999 the Banks were there with open arms.

It is a rigged system even today. Nom matter who's in charge. Always has been always will be.