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Update: Prayers are working. I'm about to be homeless because of the shut down, but I still support our president!

 
Zedakah
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01/02/2019 04:21 PM

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Update: Prayers are working. I'm about to be homeless because of the shut down, but I still support our president!
I'm just posting this to remind people that some of us are seriously effected. I'm not asking for anything other than prayers.


I have always been 'cursed' with horrible luck, and if there is an exception to something, then I somehow always fall in it.

I am one of the very very few affected by the shutdown, and I'm not even a government employee. If the government doesn't start back up by next week, I will be homeless. I don't work for the government, nor do I receive any benefits from the government.

BUT, I cancelled my lease for my current apartment, because I am buying my first house. We are closing next week. The loan is a federal government loan, and they have informed my wife and I that they refuse to issue the loan as long as the government is shut down. So, I will be packing up everything I own into a moving truck and parking it somewhere until the government reopens (assuming the house I am buying isn't sold to someone else by then). The worst part is the loan is simply backed by the government. All the paperwork is done, but they are refusing to sign it until the government is funded.

For what it's worth, I 100% blame the democrats. But, just keep in mind that some of us can be very-oddly effected by a government shut down, so I do hope it is resolved soon with Trump coming out on top.

When North Korea is easier to negotiate with than the democrat party, then something is horribly wrong with them.

Last Edited by Zedakah on 01/10/2019 12:48 PM
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01/02/2019 04:24 PM
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Re: Update: Prayers are working. I'm about to be homeless because of the shut down, but I still support our president!
Prayers for you, Zedakah.

Hope things work out.
Dr. Strangelove

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01/02/2019 04:35 PM
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Re: Update: Prayers are working. I'm about to be homeless because of the shut down, but I still support our president!
I'm just posting this to remind people that some of us are seriously effected. I'm not asking for anything other than prayers.


I have always been 'cursed' with horrible luck, and if there is an exception to something, then I somehow always fall in it.

I am one of the very very few affected by the shutdown, and I'm not even a government employee. If the government doesn't start back up by next week, I will be homeless. I don't work for the government, nor do I receive any benefits from the government.

BUT, I cancelled my lease for my current apartment, because I am buying my first house. We are closing next week. The loan is a federal government loan, and they have informed my wife and I that they refuse to issue the loan as long as the government is shut down. So, I will be packing up everything I own into a moving truck and parking it somewhere until the government reopens (assuming the house I am buying isn't sold to someone else by then). The worst part is the loan is simply backed by the government. All the paperwork is done, but they are refusing to sign it until the government is funded.

For what it's worth, I 100% blame the democrats. But, just keep in mind that some of us can be very-oddly effected by a government shut down, so I do hope it is resolved soon with Trump coming out on top.

When North Korea is easier to negotiate with than the democrat party, then something is horribly wrong with them.
 Quoting: Zedakah


just stay in the apartment until the shutdown is over. pay the landlord month by month until fha starts approving loans again. if i was the landlord, it wouldn't be a big deal to me to let you pay month by month till they get the shutdown settled.
I'll Tell You What
Zedakah  (OP)

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01/02/2019 04:35 PM

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Re: Update: Prayers are working. I'm about to be homeless because of the shut down, but I still support our president!
Prayers for you, Zedakah.

Hope things work out.
 Quoting: Magic Rubber Chicken


Thanks. I'm hoping for the best, and assuming they will get it worked out before next week. But, my wife is freaking out, especially about what to do with our cats.
Zedakah  (OP)

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01/02/2019 04:37 PM

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Re: Update: Prayers are working. I'm about to be homeless because of the shut down, but I still support our president!
just stay in the apartment until the shutdown is over. pay the landlord month by month until fha starts approving loans again. if i was the landlord, it wouldn't be a big deal to me to let you pay month by month till they get the shutdown settled.
 Quoting: Dr. Strangelove


I can't. This is a luxury apartment, and I had to pay 2 months rent to break the lease and give a 60 day notice. They already have it booked for a move-in day for someone in 2 weeks.
Timur2020

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01/02/2019 04:47 PM
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Re: Update: Prayers are working. I'm about to be homeless because of the shut down, but I still support our president!
Prayers for your family.

If that house does not work out, maybe you will find a better one.
Never thought of that effect...seems technical and petty
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01/02/2019 04:49 PM
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Re: Update: Prayers are working. I'm about to be homeless because of the shut down, but I still support our president!
I’m in the Mortgage business. If you have questions I can help. PM me and tell me what loan program and what state.
Alpha Q. Laiter

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01/02/2019 05:16 PM
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Re: Update: Prayers are working. I'm about to be homeless because of the shut down, but I still support our president!
Start a GoFundMe ask Trinity can you post it on here.
We will carry you.
No weapon formed against you shall prosper, and you will refute every tongue that accuses you. This is the heritage of the LORD’s servants, and their vindication is from Me,” declares the LORD.
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01/02/2019 05:19 PM

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Re: Update: Prayers are working. I'm about to be homeless because of the shut down, but I still support our president!
See if you can rent the house you wanted to buy untill the loan comes through.
:kkwapper:
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01/02/2019 05:19 PM
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Re: Update: Prayers are working. I'm about to be homeless because of the shut down, but I still support our president!
I'm just posting this to remind people that some of us are seriously effected. I'm not asking for anything other than prayers.


I have always been 'cursed' with horrible luck, and if there is an exception to something, then I somehow always fall in it.

I am one of the very very few affected by the shutdown, and I'm not even a government employee. If the government doesn't start back up by next week, I will be homeless. I don't work for the government, nor do I receive any benefits from the government.

BUT, I cancelled my lease for my current apartment, because I am buying my first house. We are closing next week. The loan is a federal government loan, and they have informed my wife and I that they refuse to issue the loan as long as the government is shut down. So, I will be packing up everything I own into a moving truck and parking it somewhere until the government reopens (assuming the house I am buying isn't sold to someone else by then). The worst part is the loan is simply backed by the government. All the paperwork is done, but they are refusing to sign it until the government is funded.

For what it's worth, I 100% blame the democrats. But, just keep in mind that some of us can be very-oddly effected by a government shut down, so I do hope it is resolved soon with Trump coming out on top.

When North Korea is easier to negotiate with than the democrat party, then something is horribly wrong with them.
 Quoting: Zedakah


bsflag

Nice story!
Zedakah  (OP)

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01/02/2019 05:26 PM

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Re: Update: Prayers are working. I'm about to be homeless because of the shut down, but I still support our president!
I’m in the Mortgage business. If you have questions I can help. PM me and tell me what loan program and what state.
 Quoting: wakemanlm


USDA loan in Alabama.
Zedakah  (OP)

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01/02/2019 05:28 PM

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Re: Update: Prayers are working. I'm about to be homeless because of the shut down, but I still support our president!
See if you can rent the house you wanted to buy untill the loan comes through.
 Quoting: KipKat


That was my wife's idea. I'm looking into it via the real estate agent.
janedoenut

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01/02/2019 05:36 PM
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Re: Update: Prayers are working. I'm about to be homeless because of the shut down, but I still support our president!
..

Last Edited by janedoenut on 01/02/2019 05:37 PM
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Anonymous Coward
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01/02/2019 05:41 PM
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Re: Update: Prayers are working. I'm about to be homeless because of the shut down, but I still support our president!
If you rent your truck from U-Haul asking for a "One Way" simply meaning that you do not return it to the same location you pick it up at, even if it is 2 miles away, you are entitled to One Month of Free Storage with them.

This would be so much cheaper than paying for the rental of a truck everyday for who knows how long, and also parked trucks do get vandalized and stolen.

I know this because I did truck reservation work for UHaul this summer.

If you are in escrow, you should not need to worry about dropping out unless you are going to exceed your original agreed upon time to close and the seller will not agree to an extension. It is normal even without a govt shutdown to have some kind of hold up for one reason or another in a real estate deal. I worked in real estate for many years.
Evangelina

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01/02/2019 05:46 PM
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Re: Update: Prayers are working. I'm about to be homeless because of the shut down, but I still support our president!
I am truly sorry to hear that OP. Who would have thought it would effect someone buying a home. Thank you for sharing this. Hopefully you will get some advice on here that will turn the tide in your favor. I will keep you and your wife in my prayers hf

Share it on POTUS'S twitter account 1dunno1

Last Edited by Evangelina on 01/02/2019 05:47 PM
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Revbo™

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01/02/2019 05:48 PM

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Re: Update: Prayers are working. I'm about to be homeless because of the shut down, but I still support our president!
I'm just posting this to remind people that some of us are seriously effected. I'm not asking for anything other than prayers.


I have always been 'cursed' with horrible luck, and if there is an exception to something, then I somehow always fall in it.

I am one of the very very few affected by the shutdown, and I'm not even a government employee. If the government doesn't start back up by next week, I will be homeless. I don't work for the government, nor do I receive any benefits from the government.

BUT, I cancelled my lease for my current apartment, because I am buying my first house. We are closing next week. The loan is a federal government loan, and they have informed my wife and I that they refuse to issue the loan as long as the government is shut down. So, I will be packing up everything I own into a moving truck and parking it somewhere until the government reopens (assuming the house I am buying isn't sold to someone else by then). The worst part is the loan is simply backed by the government. All the paperwork is done, but they are refusing to sign it until the government is funded.

For what it's worth, I 100% blame the democrats. But, just keep in mind that some of us can be very-oddly effected by a government shut down, so I do hope it is resolved soon with Trump coming out on top.

When North Korea is easier to negotiate with than the democrat party, then something is horribly wrong with them.
 Quoting: Zedakah


bsflag

Nice story!
 Quoting: In sanity


It's true. I am, like another poster, in the mortgage business. FHA is basically shut down. Your mortgage company can't get what's known as a "case number" while the shutdown is in effect. We also can't order tax transcripts from the IRS to verify income. Both of those are temporary deal killers.

Sorry you got caught up in all this, Zed. Prayers sent for your family.

Last Edited by Revbo™ on 01/02/2019 05:48 PM
Jeremiah 5:21 Hear now this, O foolish people, and without understanding; which have eyes, and see not; which have ears, and hear not...
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01/02/2019 05:49 PM
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Re: Update: Prayers are working. I'm about to be homeless because of the shut down, but I still support our president!
I'm just posting this to remind people that some of us are seriously effected. I'm not asking for anything other than prayers.


I have always been 'cursed' with horrible luck, and if there is an exception to something, then I somehow always fall in it.

I am one of the very very few affected by the shutdown, and I'm not even a government employee. If the government doesn't start back up by next week, I will be homeless. I don't work for the government, nor do I receive any benefits from the government.

BUT, I cancelled my lease for my current apartment, because I am buying my first house. We are closing next week. The loan is a federal government loan, and they have informed my wife and I that they refuse to issue the loan as long as the government is shut down. So, I will be packing up everything I own into a moving truck and parking it somewhere until the government reopens (assuming the house I am buying isn't sold to someone else by then). The worst part is the loan is simply backed by the government. All the paperwork is done, but they are refusing to sign it until the government is funded.

For what it's worth, I 100% blame the democrats. But, just keep in mind that some of us can be very-oddly effected by a government shut down, so I do hope it is resolved soon with Trump coming out on top.

When North Korea is easier to negotiate with than the democrat party, then something is horribly wrong with them.
 Quoting: Zedakah


Really sorry to hear that man.

If anyone here more savvy than me can set up a GoFundMe, I'd chip in $20 bucks to help a fellow American and GLP'er out.
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01/02/2019 05:50 PM
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Re: Update: Prayers are working. I'm about to be homeless because of the shut down, but I still support our president!
:uwot:
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01/02/2019 05:50 PM

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Re: Update: Prayers are working. I'm about to be homeless because of the shut down, but I still support our president!
I’m in the Mortgage business. If you have questions I can help. PM me and tell me what loan program and what state.
 Quoting: wakemanlm


USDA loan in Alabama.
 Quoting: Zedakah


Yeah, I remember last time we had a shutdown. USDA was done for first. They actually sometimes shut down even when there isn't a government shutdown for lack of funding.

I don't suppose you could take your loan Fannie or Freddie, could you? That's the only way around this at this point. You'd need 5% down, but at least the deal would get done.
Jeremiah 5:21 Hear now this, O foolish people, and without understanding; which have eyes, and see not; which have ears, and hear not...
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01/02/2019 05:51 PM

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Re: Update: Prayers are working. I'm about to be homeless because of the shut down, but I still support our president!
I'm just posting this to remind people that some of us are seriously effected. I'm not asking for anything other than prayers.


I have always been 'cursed' with horrible luck, and if there is an exception to something, then I somehow always fall in it.

I am one of the very very few affected by the shutdown, and I'm not even a government employee. If the government doesn't start back up by next week, I will be homeless. I don't work for the government, nor do I receive any benefits from the government.

BUT, I cancelled my lease for my current apartment, because I am buying my first house. We are closing next week. The loan is a federal government loan, and they have informed my wife and I that they refuse to issue the loan as long as the government is shut down. So, I will be packing up everything I own into a moving truck and parking it somewhere until the government reopens (assuming the house I am buying isn't sold to someone else by then). The worst part is the loan is simply backed by the government. All the paperwork is done, but they are refusing to sign it until the government is funded.

For what it's worth, I 100% blame the democrats. But, just keep in mind that some of us can be very-oddly effected by a government shut down, so I do hope it is resolved soon with Trump coming out on top.

When North Korea is easier to negotiate with than the democrat party, then something is horribly wrong with them.
 Quoting: Zedakah


Prayers for you, my friend !
Praise God from Whom all Blessings flow !!!
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01/02/2019 05:54 PM
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Re: Update: Prayers are working. I'm about to be homeless because of the shut down, but I still support our president!
I was just telling my wife about how this shutdown isn't going to affect only federal employees. It's going to have a trickle-down effect the longer it's closed. My wife & I are currently looking into buying our first home & we too are facing a dilemma in regards to the shutdown. Fortunately, we can still reside at our current location until things get straightened back out. Good luck OP. We'll be praying for you as well.
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01/02/2019 05:56 PM
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Re: Update: Prayers are working. I'm about to be homeless because of the shut down, but I still support our president!
:uwot:
 Quoting: BremertonHardcorePunk


Nah, we don't talk like that here in America.
NunyaBizz

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01/02/2019 05:58 PM
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Re: Update: Prayers are working. I'm about to be homeless because of the shut down, but I still support our president!
strange....federal taxes are still being taken out of my paychecks???
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01/02/2019 06:02 PM

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Re: Update: Prayers are working. I'm about to be homeless because of the shut down, but I still support our president!
What a pain. Sorry to hear this, OP. Hang in there!
Goodbye, halcyon days...

 There is a theory which states that if ever anyone discovers exactly what the Universe is for and why it is here, it will instantly disappear and be replaced by something even more bizarre and inexplicable.

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01/02/2019 06:08 PM
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Re: Update: Prayers are working. I'm about to be homeless because of the shut down, but I still support our president!
strange....federal taxes are still being taken out of my paychecks???
 Quoting: NunyaBizz


LOL. was thinking the same thing as i was reading this. The IRS and Fed are a racket anyway, fuck em both

Also, if you already have a FHA, do you not have to pay the mortgage during the shutdown as well (we do not, but was just curious)

hiding
myeyesropenow46

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01/02/2019 06:09 PM
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Re: Update: Prayers are working. I'm about to be homeless because of the shut down, but I still support our president!
That is just awful. Sometimes what seems to be a setback in our lives is not a setback but a turn to something good. I hope that for you.
myeyesropenow46
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01/02/2019 06:13 PM
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Re: Update: Prayers are working. I'm about to be homeless because of the shut down, but I still support our president!
you can bet it was a liberal progressive (marxist) government bureaucrat who rubber stamped "DENIED" on the loan.

they're doing everything they can from their positions of authority to force this shut down to effect the 'little people'
Zedakah  (OP)

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01/02/2019 06:14 PM

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Re: Update: Prayers are working. I'm about to be homeless because of the shut down, but I still support our president!
I’m in the Mortgage business. If you have questions I can help. PM me and tell me what loan program and what state.
 Quoting: wakemanlm


USDA loan in Alabama.
 Quoting: Zedakah


Yeah, I remember last time we had a shutdown. USDA was done for first. They actually sometimes shut down even when there isn't a government shutdown for lack of funding.

I don't suppose you could take your loan Fannie or Freddie, could you? That's the only way around this at this point. You'd need 5% down, but at least the deal would get done.
 Quoting: Revbo™


The reason we were able to get the house was the USDA loan only required a 1% downpayment, and it has really good interest rates. If we did switch to another loan, then it would raise the rates by about 1.5% minimum (according to our loan officer) in addition to higher closing costs and higher PMI payments.
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01/02/2019 06:14 PM
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Re: Update: Prayers are working. I'm about to be homeless because of the shut down, but I still support our president!
I’m in the Mortgage business. If you have questions I can help. PM me and tell me what loan program and what state.
 Quoting: wakemanlm


you should pm " Louis in Richmond " I think he might be in need of assistance also.
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01/02/2019 06:18 PM

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Re: Update: Prayers are working. I'm about to be homeless because of the shut down, but I still support our president!
praying for you and your wife to have this all work out better than you imagined!


hf
BRIEF

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01/02/2019 06:23 PM

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Re: Update: Prayers are working. I'm about to be homeless because of the shut down, but I still support our president!
So you live on some savings until this passes...no major deal, right?
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