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Update: Prayers are working. I'm about to be homeless because of the shut down, but I still support our president!

 
Zedakah  (OP)

User ID: 75058951
United States
01/04/2019 03:13 PM

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Re: Update: Prayers are working. I'm about to be homeless because of the shut down, but I still support our president!
See if you can rent the house you wanted to buy untill the loan comes through.
 Quoting: KipKat


THIS
 Quoting: Shetland Pony Dog


I talked to the real estate agent about this,, and she said she would ask the seller. So...fingers crossed.
darkwolf007

User ID: 77086694
United States
01/04/2019 03:18 PM
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Re: Update: Prayers are working. I'm about to be homeless because of the shut down, but I still support our president!
See if you can rent the house you wanted to buy untill the loan comes through.
 Quoting: KipKat


THIS
 Quoting: Shetland Pony Dog


I talked to the real estate agent about this,, and she said she would ask the seller. So...fingers crossed.
 Quoting: Zedakah


Good luck, OP.
Conspiracy Theorist is nothing more than a derogatory title used to dismiss a critical thinker.

A time is coming when men will go mad,
and when they see someone who is not mad,
they will attack him, saying,
'You are mad; you are not like us."
-- St. Anthony The Great

Social Credit Loser here.
Balloons

User ID: 77256301
Denmark
01/04/2019 03:22 PM
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Re: Update: Prayers are working. I'm about to be homeless because of the shut down, but I still support our president!
You can sleep on my couch
Please hold still so I can cut your hair long
Bright Side

User ID: 75931999
United States
01/08/2019 08:33 PM
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Re: Update: Prayers are working. I'm about to be homeless because of the shut down, but I still support our president!
Updates?

Been praying for ya buddy.
You're the only one who gets to choose your vision... is the glass half empty or half full?

Ps.55:22 Give your burdens to the LORD, and he will take care of you. He will not permit the godly to slip and fall.
Zedakah  (OP)

User ID: 75058951
United States
01/08/2019 08:49 PM

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Re: Update: Prayers are working. I'm about to be homeless because of the shut down, but I still support our president!
Updates?

Been praying for ya buddy.
 Quoting: Bright Side


Thank you. Good news and bad news; I just got back after spending the past two days down there (house is 3 hours away from where I am now). We have pushed the close date back to the 18th, and the seller has agreed to rent us the place on a weekly basis if the shutdown continues past the 18th. So, that is a huge burden lifted.

Bad news is apparently my university pulled a class from me and gave it to someone else without telling me. This apparently dropped our household debt/income ratio to be 1.3% higher than the approved line. So I spend all day begging to teach anything extra at the university and looking at different loan options. FHA has a comparable loan, but requires a much larger down payment - and it's still a federal loan they can't issue with the shutdown. That is a backup option, and we are willing to just sell stuff until we get enough for that down payment if we have to - we should be able to squeak by with that but it might take another month to get it (since it has to go through the loan process again). Hopefully, I can pick up a few credits and get the original loan.

On the plus side, I talked to my father, who used to be a law professor, about our current renting situation. He did say we should have enough legal standing to get our down payment back, since state law overrides our lease agreement. Although he did say to not push for waving the lease break fee, because that requires proof I don't have (I just have hearsay), and with the loan up in the air, it's best to take what you definitely can get. He said wait until after everything has settled, and if the place is rented out within 2 weeks, then there may be some way to get that money back.

Our local news had an entire segment about people in my situation for all the crazy Canadian doubters.


[link to www.wbrc.com]

Last Edited by Zedakah on 01/08/2019 08:52 PM





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